Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Munster

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,264 in Munster, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
110

Cost of Living Index in Munster
Learn more

Munster Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Munster

🇩🇪 Germany

$2,264

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Munster

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Munster actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $2,264 in Munster, rent included.

Ubud, Bali $1,353
Munster $2,264

A couple spends around $2,297 per month in Ubud, Bali vs $3,311 in Munster, rent included.

Ubud, Bali $2,297
Munster $3,311

A family of three spends $3,241 per month in Ubud, Bali vs $4,357 in Munster, rent included.

Ubud, Bali $3,241
Munster $4,357

Ubud, Bali is about 40% cheaper than Munster, and outside of rent the biggest gap is in eating out.

Both Ubud, Bali and Munster sit above the global median – Ubud, Bali by 0%, Munster by 67%.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$13.22 €11.76

-75.57%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$74.2 €66.0

-53.01%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.44 €11.07

-54.18%

Cappuccino

$2.62 Rp 47.1K

$3.93 €3.49

-33.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.87 €3.44

-55.56%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.70 €2.41

-70.00%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.55 €4.93

-52.25%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$4.44 €3.95

-1.58%

Milk (1 liter)

$1.57 Rp 28.3K

$1.34 €1.19

17.16%

White Bread (500g)

$2.19 Rp 39.5K

$2.02 €1.79

8.42%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.29 €3.81

-72.49%

Eggs

$2.16 Rp 38.8K

$3.87 €3.44

-44.19%

Local Cheese (1kg)

$17.65 Rp 317.7K

$14.19 €12.62

24.38%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$10.43 €9.27

-63.76%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$28.05 €24.95

-57.40%

Apples (1kg)

$3.60 Rp 64.8K

$3.43 €3.05

4.96%

Banana (1kg)

$1.59 Rp 28.6K

$2.30 €2.04

-30.87%

Oranges (1kg)

$2.31 Rp 41.6K

$1.95 €1.74

18.46%

Tomato (1kg)

$1.91 Rp 34.3K

$3.82 €3.40

-50.00%

Potato (1kg)

$1.78 Rp 32.1K

$1.67 €1.48

6.59%

Onion (1kg)

$2.33 Rp 41.9K

$1.09 €0.97

113.76%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.43 €1.27

-30.07%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.90 €0.80

-41.11%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$9.48 €8.44

-75.84%

Wine (Bottle)

$22.07 Rp 397.3K

$5.99 €5.33

268.45%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.12 €1.00

109.82%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$1.55 €1.38

92.26%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.83 €2.52

-91.87%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$64.6 €57.4

-86.21%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$4.52 €4.02

-89.60%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$2.72 €2.42

-84.19%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$34.12 €30.35

-83.97%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.04 €1.82

-59.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$32.5K €28.9K

-26.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$38.3K €34.1K

-14.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$478 €425

-83.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$24.24 €21.56

-72.94%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$41.75 €37.13

-55.45%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$32.61 €29.01

65.96%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$22.90 €20.37

-20.17%

Cinema Ticket

$4.25 Rp 76.5K

$13.96 €12.42

-69.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$836 €744

-41.08%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$15.2K €13.6K

-63.28%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$106 €94.6

-57.13%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$47.89 €42.60

-27.00%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$113 €100

-31.06%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$132 €117

-40.51%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$977 €869

15.86%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$786 €699

-14.42%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,954 €1,738

84.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,356 €1,206

25.54%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$8,381 €7,455

-67.58%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$4,458 €3,966

-49.73%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,360 €2,989

-95.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.95

248.86%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Munster: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Munster

$786 34.7% 16.9% $113

Groceries & Markets

Ubud, Bali

$287 21.2%

Munster

$347 15.3% 20.9% $60

Clothing & Footwear

Ubud, Bali

$107 7.9%

Munster

$180 7.9% 68.5% $73

Eating Out

Ubud, Bali

$106 7.9%

Munster

$253 11.2% 138% $147

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Munster

$544 24% 417% $438

Sport & Entertainment

Ubud, Bali

$63 4.6%

Munster

$61 2.7% 3.3% $2.1

Getting Around

Ubud, Bali

$12 0.9%

Munster

$94 4.2% 656% $82

Cost Breakdown

A central one-bedroom costs $1,131 in Ubud, Bali versus $977 in Munster. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1920% higher in Munster, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $74.0 in Munster. Monthly groceries follow the same trend: $287 vs $347 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Munster

🕒 Local time

20:06 8:06 PM

14:06 2:06 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

314,332

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 24, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Munster 11,960 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Munster

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Munster: Cost of Living - Frequently Asked Questions

Munster costs about 67% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $3,396 in Munster. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $493 per month in Ubud, Bali and $836 in Munster. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 21% more in Munster, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Munster at $2,264. In Ubud, Bali it covers expenses comfortably, while in Munster it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $2,264 in Munster. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Munster makes more sense. Both are solid long-term options with distinct trade-offs.