Last update: Oct 2026

Cost of Living Comparison Between Munster and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,264 in Munster, rent and utilities included – about $10,900 less a year. Rent and utilities account for most of the difference.

110

Cost of Living Index in Munster
Learn more

Munster Living Index
66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Munster

🇩🇪 Germany

$2,264

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Munster and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Munster and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,264 per month in Munster vs $1,353 in Ubud, Bali, rent included.

Munster $2,264
Ubud, Bali $1,353

A couple spends around $3,311 per month in Munster vs $2,297 in Ubud, Bali, rent included.

Munster $3,311
Ubud, Bali $2,297

A family of three spends $4,357 per month in Munster vs $3,241 in Ubud, Bali, rent included.

Munster $4,357
Ubud, Bali $3,241

Munster costs about 67% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both Munster and Ubud, Bali sit above the global median – Munster by 67%, Ubud, Bali by 0%.

Meal at Budget Restaurant

$13.22 €11.76

$3.23 Rp 58.1K

309.29%

Three-Course Dinner for Two, Mid-Range

$74.2 €66.0

$34.88 Rp 627.8K

112.82%

Fast Food Meal (McDonalds, etc)

$12.44 €11.07

$5.70 Rp 102.5K

118.25%

Cappuccino

$3.93 €3.49

$2.62 Rp 47.1K

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.87 €3.44

$1.72 Rp 31.0K

125.00%

Water (0.33 liter bottle)

$2.70 €2.41

$0.81 Rp 14.6K

233.33%

Local Beer (0.5 liter draught)

$5.55 €4.93

$2.65 Rp 47.7K

109.43%

Imported Beer (0.33 liter bottle)

$4.44 €3.95

$4.37 Rp 78.6K

1.60%

Milk (1 liter)

$1.34 €1.19

$1.57 Rp 28.3K

-14.65%

White Bread (500g)

$2.02 €1.79

$2.19 Rp 39.5K

-7.76%

Rice (white) (1kg)

$4.29 €3.81

$1.18 Rp 21.2K

263.56%

Eggs

$3.87 €3.44

$2.16 Rp 38.8K

79.17%

Local Cheese (1kg)

$14.19 €12.62

$17.65 Rp 317.7K

-19.60%

Chicken Fillets (1kg)

$10.43 €9.27

$3.78 Rp 68.0K

175.93%

Beef Round Steak (1kg)

$28.05 €24.95

$11.95 Rp 215.1K

134.73%

Apples (1kg)

$3.43 €3.05

$3.60 Rp 64.8K

-4.72%

Banana (1kg)

$2.30 €2.04

$1.59 Rp 28.6K

44.65%

Oranges (1kg)

$1.95 €1.74

$2.31 Rp 41.6K

-15.58%

Tomato (1kg)

$3.82 €3.40

$1.91 Rp 34.3K

100.00%

Potato (1kg)

$1.67 €1.48

$1.78 Rp 32.1K

-6.18%

Onion (1kg)

$1.09 €0.97

$2.33 Rp 41.9K

-53.22%

Lettuce (1 head)

$1.43 €1.27

$1.00 Rp 18.0K

43.00%

Water (1.5 liter bottle)

$0.90 €0.80

$0.53 Rp 9,509

69.81%

Cigarettes 20 Pack (Marlboro, Camel)

$9.48 €8.44

$2.29 Rp 41.1K

313.97%

Wine (Bottle)

$5.99 €5.33

$22.07 Rp 397.3K

-72.86%

Local Beer (0.5 liter bottle)

$1.12 €1.00

$2.35 Rp 42.2K

-52.34%

Imported Beer (0.33 liter bottle)

$1.55 €1.38

$2.98 Rp 53.6K

-47.99%

One-way Ticket (Public Transport)

$2.83 €2.52

$0.23 Rp 4,112

1130.43%

Public Transport Monthly Pass (Regular Price)

$64.6 €57.4

$8.90 Rp 160.2K

625.28%

Taxi Start (Normal Tariff)

$4.52 €4.02

$0.47 Rp 8,466

861.70%

Taxi (Normal Tariff) (1km)

$2.72 €2.42

$0.43 Rp 7,737

532.56%

Taxi 1hour Waiting (Normal Tariff)

$34.12 €30.35

$5.47 Rp 98.4K

523.77%

Gasoline (1 liter)

$2.04 €1.82

$0.83 Rp 14.9K

145.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.5K €28.9K

$23.9K Rp 429.8M

36.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.3K €34.1K

$32.8K Rp 590.1M

16.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$478 €425

$80.0 Rp 1.4M

497.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$24.24 €21.56

$6.56 Rp 118.1K

269.51%

Internet (50+ Mbps, Unlimited Data)

$41.75 €37.13

$18.60 Rp 334.8K

124.46%

Gym Membership (Monthly)

$32.61 €29.01

$54.1 Rp 974.1K

-39.75%

Tennis Court (1 Hour on Weekend)

$22.90 €20.37

$18.28 Rp 329.0K

25.27%

Cinema Ticket

$13.96 €12.42

$4.25 Rp 76.5K

228.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$836 €744

$493 Rp 8.9M

69.73%

International Primary School, 1 Child (Yearly)

$15.2K €13.6K

$5,597 Rp 100.7M

172.36%

Jeans (Levis 501 Or Similar)

$106 €94.6

$45.58 Rp 820.4K

133.28%

Summer Dress (H&M, Zara, etc)

$47.89 €42.60

$34.96 Rp 629.4K

36.99%

Sport Shoes (Adidas, Nike)

$113 €100

$77.7 Rp 1.4M

45.05%

Men's Leather Business Shoes

$132 €117

$78.5 Rp 1.4M

68.08%

1-bedroom Apartment, City Center (Monthly)

$977 €869

$1,131 Rp 20.4M

-13.69%

1-bedroom Apartment, Outside City Center (Monthly)

$786 €699

$673 Rp 12.1M

16.86%

3-bedroom Apartment, City Center (Monthly)

$1,954 €1,738

$3,613 Rp 65.0M

-45.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,356 €1,206

$1,702 Rp 30.6M

-20.34%

Buy Apartment in City Center (m2)

$8,381 €7,455

$2,717 Rp 48.9M

208.44%

Buy Apartment Outside City Center (m2)

$4,458 €3,966

$2,241 Rp 40.3M

98.93%

Average Monthly Net Salary (After Tax)

$3,360 €2,989

$166 Rp 3.0M

1919.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.95

13.78

-71.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Munster: October 17, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Munster

$786 34.7%

Ubud, Bali

$673 49.7% 14.4% $113

Monthly Utilities & Internet

Munster

$544 24%

Ubud, Bali

$105 7.8% 80.7% $438

Groceries & Markets

Munster

$347 15.3%

Ubud, Bali

$287 21.2% 17.3% $60

Eating Out

Munster

$253 11.2%

Ubud, Bali

$106 7.9% 58% $147

Clothing & Footwear

Munster

$180 7.9%

Ubud, Bali

$107 7.9% 40.6% $73

Getting Around

Munster

$94 4.2%

Ubud, Bali

$12 0.9% 86.8% $82

Sport & Entertainment

Munster

$61 2.7%

Ubud, Bali

$63 4.6% 3.5% $2.1

Cost Breakdown

A central one-bedroom costs $977 in Munster versus $1,131 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1920% higher in Munster, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $74.0 in Munster versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $347 vs $287 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇩🇪 Munster

🇮🇩 Ubud, Bali

🕒 Local time

13:15 1:15 PM

19:15 7:15 PM

6 h ahead of Munster

🌤 Weather

👥 Population

314,332

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 24, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Munster Ubud, Bali 11,960 km ≈ 15 h nonstop flight

From you

Munster
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Munster vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Munster costs about 67% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,396 per month in Munster and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $836 per month in Munster and $493 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 21% more in Munster, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,353, than in Munster at $2,264. In Ubud, Bali it covers expenses comfortably, while in Munster it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,353 versus $2,264 in Munster. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Munster makes more sense. Both are solid long-term options with distinct trade-offs.