Cost of Living Comparison Between Ubud, Bali and Mount Vernon, NY Cost of Living Comparison Between Ubud, Bali and Mount Vernon, NY

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $2,623 in Mount Vernon, NY, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $3,965 in Mount Vernon, NY, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $5,307 in Mount Vernon, NY, rent included.

Ubud, Bali is about 45% cheaper than Mount Vernon, NY, driven mainly by Eating Out.

Both Ubud, Bali and Mount Vernon, NY sit above the global median – Ubud, Bali by 7%, Mount Vernon, NY by 96%.

Currency
🍽 Eating Out
Ubud, Bali
Mount Vernon, NY
Difference
Meal at Budget Restaurant
$3.57 Rp 61.9K
$19.72 $19.72
-81.90%
Three-Course Dinner for Two, Mid-Range
$32.58 Rp 564.7K
$102 $102
-67.94%
Fast Food Meal (McDonalds, etc)
$5.07 Rp 87.8K
$12.71 $12.71
-60.11%
Cappuccino
$2.83 Rp 49.0K
$5.87 $5.87
-51.79%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.34 Rp 23.2K
$2.47 $2.47
-45.75%
Water (0.33 liter bottle)
$0.69 Rp 12.0K
$1.93 $1.93
-64.25%
Local Beer (0.5 liter draught)
$2.99 Rp 51.8K
$8.18 $8.18
-63.45%
Imported Beer (0.33 liter bottle)
$3.85 Rp 66.7K
$8.84 $8.84
-56.45%
🛒 Groceries & Markets
Ubud, Bali
Mount Vernon, NY
Difference
Milk (1 liter)
$1.74 Rp 30.2K
$1.30 $1.30
33.85%
White Bread (500g)
$2.54 Rp 44.0K
$3.70 $3.70
-31.35%
Rice (white) (1kg)
$1.19 Rp 20.6K
$5.15 $5.15
-76.89%
Eggs
$2.43 Rp 42.0K
$4.71 $4.71
-48.41%
Local Cheese (1kg)
$14.66 Rp 254.1K
$17.46 $17.46
-16.04%
Chicken Fillets (1kg)
$4.18 Rp 72.4K
$11.62 $11.62
-64.03%
Beef Round Steak (1kg)
$11.94 Rp 206.9K
$17.54 $17.54
-31.93%
Apples (1kg)
$3.69 Rp 63.9K
$4.89 $4.89
-24.54%
Banana (1kg)
$1.61 Rp 27.8K
$2.45 $2.45
-34.29%
Oranges (1kg)
$2.69 Rp 46.5K
$3.99 $3.99
-32.58%
Tomato (1kg)
$2.33 Rp 40.4K
$4.06 $4.06
-42.61%
Potato (1kg)
$1.91 Rp 33.0K
$3.81 $3.81
-49.87%
Onion (1kg)
$2.19 Rp 37.9K
$3.92 $3.92
-44.13%
Lettuce (1 head)
$1.06 Rp 18.3K
$2.47 $2.47
-57.09%
Water (1.5 liter bottle)
$0.72 Rp 12.5K
$2.45 $2.45
-70.61%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 54.3K
$12.10 $12.10
-74.13%
Wine (Bottle)
$23.49 Rp 407.1K
$14.83 $14.83
58.40%
Local Beer (0.5 liter bottle)
$2.74 Rp 47.5K
$1.78 $1.78
53.93%
Imported Beer (0.33 liter bottle)
$2.88 Rp 49.9K
$3.83 $3.83
-24.80%
🚌 Getting Around
Ubud, Bali
Mount Vernon, NY
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,029
$1.98 $1.98
-85.35%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 141.6K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,863
$5.13 $5.13
-91.23%
Taxi (Normal Tariff) (1km)
$0.42 Rp 7,305
$2.03 $2.03
-79.31%
Taxi 1hour Waiting (Normal Tariff)
$6.16 Rp 106.7K
$23.83 $23.83
-74.15%
Gasoline (1 liter)
$0.84 Rp 14.6K
$0.97 $0.97
-13.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 454.9M
$34.3K $34.3K
-23.54%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 562.9M
$25.8K $25.8K
26.00%
🧾 Monthly Utilities & Internet
Ubud, Bali
Mount Vernon, NY
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.4 Rp 1.4M
$128 $128
-38.77%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$3.95 Rp 68.5K
$45.79 $45.79
-91.37%
Internet (50+ Mbps, Unlimited Data)
$24.40 Rp 423.0K
$64.7 $64.7
-62.31%
🎉 Sport & Entertainment
Ubud, Bali
Mount Vernon, NY
Difference
Gym Membership (Monthly)
$96.5 Rp 1.7M
$43.25 $43.25
123.21%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 110.0K
-
-
Cinema Ticket
$4.04 Rp 70.0K
$17.02 $17.02
-76.26%
🧸 Childcare & Education
Ubud, Bali
Mount Vernon, NY
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$303 Rp 5.2M
$2,229 $2,229
-86.42%
International Primary School, 1 Child (Yearly)
$6,523 Rp 113.1M
$24.1K $24.1K
-72.98%
👕👟 Clothing & Footwear
Ubud, Bali
Mount Vernon, NY
Difference
Jeans (Levis 501 Or Similar)
$53.8 Rp 933.1K
$66.5 $66.5
-19.07%
Summer Dress (H&M, Zara, etc)
$37.98 Rp 658.3K
$48.88 $48.88
-22.30%
Sport Shoes (Adidas, Nike)
$86.8 Rp 1.5M
$75.3 $75.3
15.22%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$136 $136
-41.91%
🏠 Accommodation & Living
Ubud, Bali
Mount Vernon, NY
Difference
1-bedroom Apartment, City Center (Monthly)
$1,012 Rp 17.5M
$1,593 $1,593
-36.48%
1-bedroom Apartment, Outside City Center (Monthly)
$674 Rp 11.7M
$1,378 $1,378
-51.05%
3-bedroom Apartment, City Center (Monthly)
$3,390 Rp 58.8M
$2,643 $2,643
28.27%
3-bedroom Apartment, Outside City Center (Monthly)
$2,098 Rp 36.4M
$2,201 $2,201
-4.67%
Buy Apartment in City Center (m2)
$2,985 Rp 51.7M
$2,324 $2,324
28.45%
Buy Apartment Outside City Center (m2)
$2,339 Rp 40.5M
$2,559 $2,559
-8.60%
💵 Salaries & Financials
Ubud, Bali
Mount Vernon, NY
Difference
Average Monthly Net Salary (After Tax)
$173 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.44
106.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Mount Vernon, NY: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $1,593 in Mount Vernon, NY. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $102 in Mount Vernon, NY. Monthly groceries follow the same trend: $298 vs $433 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Mount Vernon, NY: Cost of Living - Frequently Asked Questions
Is Mount Vernon, NY cheaper than Ubud, Bali?
Yes – Mount Vernon, NY is pricier by about 82%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $3,934 in Mount Vernon, NY. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Ubud, Bali or Mount Vernon, NY?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $102 in Mount Vernon, NY. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Ubud, Bali and Mount Vernon, NY?
Groceries cost about 45% more in Mount Vernon, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for Ubud, Bali or Mount Vernon, NY?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,438, than in Mount Vernon, NY at $2,623. In Ubud, Bali it covers expenses comfortably, while in Mount Vernon, NY it requires careful planning or may not stretch far enough.
Is Ubud, Bali or Mount Vernon, NY more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Ubud, Bali or Mount Vernon, NY?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mount Vernon, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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