Last update: Oct 2026

Cost of Living Comparison Between Mount Vernon, NY and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,810 in Mount Vernon, NY, rent and utilities included – about $17,500 less a year. Rent and utilities account for about half of the difference.

133

Cost of Living Index in Mount Vernon, NY
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Mount Vernon, NY Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Mount Vernon, NY

🇺🇸 United States

$2,810

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Mount Vernon, NY and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mount Vernon, NY and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,810 per month in Mount Vernon, NY vs $1,349 in Ubud, Bali, rent included.

Mount Vernon, NY $2,810
Ubud, Bali $1,349

A couple spends around $4,272 per month in Mount Vernon, NY vs $2,305 in Ubud, Bali, rent included.

Mount Vernon, NY $4,272
Ubud, Bali $2,305

A family of three spends $5,734 per month in Mount Vernon, NY vs $3,261 in Ubud, Bali, rent included.

Mount Vernon, NY $5,734
Ubud, Bali $3,261

Mount Vernon, NY costs about 108% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$24.71 $24.71

$3.32 Rp 59.9K

644.28%

Three-Course Dinner for Two, Mid-Range

$100 $100

$35.64 Rp 642.4K

180.84%

Fast Food Meal (McDonalds, etc)

$10.91 $10.91

$5.53 Rp 99.7K

97.29%

Cappuccino

$6.16 $6.16

$2.72 Rp 49.0K

126.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.13 $2.13

$1.70 Rp 30.7K

25.29%

Water (0.33 liter bottle)

$1.53 $1.53

$0.76 Rp 13.7K

101.32%

Local Beer (0.5 liter draught)

$7.98 $7.98

$2.65 Rp 47.8K

201.13%

Imported Beer (0.33 liter bottle)

$8.17 $8.17

$4.38 Rp 79.0K

86.53%

Milk (1 liter)

$1.27 $1.27

$1.49 Rp 26.9K

-14.77%

White Bread (500g)

$4.35 $4.35

$2.28 Rp 41.0K

90.79%

Rice (white) (1kg)

$7.47 $7.47

$1.19 Rp 21.5K

527.73%

Eggs

$5.98 $5.98

$2.04 Rp 36.7K

193.14%

Local Cheese (1kg)

$12.59 $12.59

$17.70 Rp 319.1K

-28.87%

Chicken Fillets (1kg)

$11.98 $11.98

$3.96 Rp 71.4K

202.53%

Beef Round Steak (1kg)

$17.46 $17.46

$12.19 Rp 219.7K

43.23%

Apples (1kg)

$5.28 $5.28

$3.66 Rp 65.9K

44.26%

Banana (1kg)

$1.78 $1.78

$1.52 Rp 27.4K

17.11%

Oranges (1kg)

$6.29 $6.29

$2.23 Rp 40.2K

182.06%

Tomato (1kg)

$6.17 $6.17

$1.97 Rp 35.6K

213.20%

Potato (1kg)

$4.32 $4.32

$1.85 Rp 33.3K

133.51%

Onion (1kg)

$3.89 $3.89

$2.42 Rp 43.7K

60.74%

Lettuce (1 head)

$2.78 $2.78

$0.99 Rp 17.8K

180.81%

Water (1.5 liter bottle)

$2.60 $2.60

$0.51 Rp 9,255

409.80%

Cigarettes 20 Pack (Marlboro, Camel)

$11.73 $11.73

$2.22 Rp 40.0K

428.38%

Wine (Bottle)

$20.05 $20.05

$22.24 Rp 400.9K

-9.85%

Local Beer (0.5 liter bottle)

$1.76 $1.76

$2.26 Rp 40.7K

-22.12%

Imported Beer (0.33 liter bottle)

$4.11 $4.11

$2.97 Rp 53.5K

38.38%

One-way Ticket (Public Transport)

$2.21 $2.21

$0.25 Rp 4,525

784.00%

Public Transport Monthly Pass (Regular Price)

$63.8 $63.8

$7.82 Rp 141.0K

715.47%

Taxi Start (Normal Tariff)

$2.91 $2.91

$0.44 Rp 7,923

561.36%

Taxi (Normal Tariff) (1km)

$2.08 $2.08

$0.43 Rp 7,753

383.72%

Taxi 1hour Waiting (Normal Tariff)

$24.22 $24.22

$5.41 Rp 97.5K

347.69%

Gasoline (1 liter)

$1.17 $1.17

$0.82 Rp 14.9K

42.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$23.8K Rp 429.7M

17.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$31.7K Rp 572.3M

-18.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$213 $213

$79.1 Rp 1.4M

169.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.0 $75.0

$6.45 Rp 116.2K

1063.26%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$18.58 Rp 334.9K

243.11%

Gym Membership (Monthly)

$41.29 $41.29

$49.48 Rp 892.0K

-16.55%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

Cinema Ticket

$14.30 $14.30

$4.27 Rp 77.0K

234.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,479 $2,479

$491 Rp 8.8M

405.30%

International Primary School, 1 Child (Yearly)

$24.0K $24.0K

$5,674 Rp 102.3M

323.65%

Jeans (Levis 501 Or Similar)

$40.95 $40.95

$44.64 Rp 804.7K

-8.27%

Summer Dress (H&M, Zara, etc)

$50.7 $50.7

$34.95 Rp 630.1K

45.18%

Sport Shoes (Adidas, Nike)

$75.8 $75.8

$79.9 Rp 1.4M

-5.17%

Men's Leather Business Shoes

$139 $139

$79.4 Rp 1.4M

74.99%

1-bedroom Apartment, City Center (Monthly)

$1,464 $1,464

$1,125 Rp 20.3M

30.11%

1-bedroom Apartment, Outside City Center (Monthly)

$1,316 $1,316

$671 Rp 12.1M

95.93%

3-bedroom Apartment, City Center (Monthly)

$2,653 $2,653

$3,565 Rp 64.3M

-25.56%

3-bedroom Apartment, Outside City Center (Monthly)

$2,340 $2,340

$1,723 Rp 31.1M

35.81%

Buy Apartment in City Center (m2)

$2,830 $2,830

$2,732 Rp 49.2M

3.59%

Buy Apartment Outside City Center (m2)

$2,479 $2,479

$2,284 Rp 41.2M

8.53%

Average Monthly Net Salary (After Tax)

$4,359 $4,359

$164 Rp 3.0M

2560.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.75

13.78

-51.02%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mount Vernon, NY: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mount Vernon, NY

$1.3K 46.8%

Ubud, Bali

$672 49.8% 49% $644

Groceries & Markets

Mount Vernon, NY

$473 16.8%

Ubud, Bali

$288 21.4% 39% $185

Eating Out

Mount Vernon, NY

$375 13.4%

Ubud, Bali

$108 8% 71.3% $268

Monthly Utilities & Internet

Mount Vernon, NY

$352 12.5%

Ubud, Bali

$104 7.7% 70.4% $248

Clothing & Footwear

Mount Vernon, NY

$138 4.9%

Ubud, Bali

$108 8% 22% $30

Getting Around

Mount Vernon, NY

$86 3.1%

Ubud, Bali

$11 0.9% 86.7% $75

Sport & Entertainment

Mount Vernon, NY

$70 2.5%

Ubud, Bali

$58 4.3% 17% $12

Cost Breakdown

A central one-bedroom costs $1,464 in Mount Vernon, NY versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Mount Vernon, NY are about 27 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Mount Vernon, NY versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $473 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Mount Vernon, NY

🇮🇩 Ubud, Bali

🕒 Local time

07:19 7:19 AM

19:19 7:19 PM

12 h ahead of Mount Vernon, NY

🌤 Weather

👥 Population

73,893

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.899 EUR

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

IDR to USD in detail →

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Mount Vernon, NY Ubud, Bali 16,300 km ≈ 21 h nonstop flight

From you

Mount Vernon, NY
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mount Vernon, NY vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Mount Vernon, NY is pricier by about 108%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $4,214 per month in Mount Vernon, NY and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,464 in Mount Vernon, NY.

Groceries cost about 64% more in Mount Vernon, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $100 in Mount Vernon, NY and $36 in Ubud, Bali. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$1,000 is a stretch for both – monthly costs hit $2,810 in Mount Vernon, NY and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mount Vernon, NY makes more sense. Both are solid long-term options with distinct trade-offs.