Cost of Living Comparison Between Mount Vernon, NY and Ubud, Bali Cost of Living Comparison Between Mount Vernon, NY and Ubud, Bali

Monthly Cost of Living

A single person spends $2,615 per month in Mount Vernon, NY vs $1,392 in Ubud, Bali, rent included.

A couple spends around $3,891 per month in Mount Vernon, NY vs $2,557 in Ubud, Bali, rent included.

A family of three spends $5,167 per month in Mount Vernon, NY vs $3,723 in Ubud, Bali, rent included.

Mount Vernon, NY costs about 88% more than Ubud, Bali, driven mainly by Eating Out.

Both Mount Vernon, NY and Ubud, Bali sit above the global median – Mount Vernon, NY by 96%, Ubud, Bali by 5%.

Currency
🍽 Eating Out
Mount Vernon, NY
Ubud, Bali
Difference
Meal at Budget Restaurant
$20.31 $20.31
$3.57 Rp 64.6K
468.91%
Three-Course Dinner for Two, Mid-Range
$98.3 $98.3
$32.32 Rp 584.4K
204.21%
Fast Food Meal (McDonalds, etc)
$12.39 $12.39
$5.01 Rp 90.5K
147.31%
Cappuccino
$5.80 $5.80
$2.82 Rp 51.1K
105.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.36 $2.36
$1.35 Rp 24.4K
74.81%
Water (0.33 liter bottle)
$1.93 $1.93
$0.73 Rp 13.2K
164.38%
Local Beer (0.5 liter draught)
$7.83 $7.83
$2.93 Rp 53.0K
167.24%
Imported Beer (0.33 liter bottle)
$8.79 $8.79
$3.94 Rp 71.2K
123.10%
🛒 Groceries & Markets
Mount Vernon, NY
Ubud, Bali
Difference
Milk (1 liter)
$1.29 $1.29
$1.78 Rp 32.2K
-27.53%
White Bread (500g)
$3.75 $3.75
$2.45 Rp 44.3K
53.06%
Rice (white) (1kg)
$5.10 $5.10
$1.15 Rp 20.8K
343.48%
Eggs
$4.92 $4.92
$2.41 Rp 43.7K
104.15%
Local Cheese (1kg)
$17.19 $17.19
$14.33 Rp 259.1K
19.96%
Chicken Fillets (1kg)
$11.64 $11.64
$4.19 Rp 75.7K
177.80%
Beef Round Steak (1kg)
$17.27 $17.27
$12.06 Rp 218.1K
43.20%
Apples (1kg)
$4.91 $4.91
$3.64 Rp 65.8K
34.89%
Banana (1kg)
$2.52 $2.52
$1.57 Rp 28.3K
60.51%
Oranges (1kg)
$3.98 $3.98
$2.79 Rp 50.4K
42.65%
Tomato (1kg)
$4.23 $4.23
$2.24 Rp 40.5K
88.84%
Potato (1kg)
$3.71 $3.71
$1.98 Rp 35.8K
87.37%
Onion (1kg)
$4.07 $4.07
$2.28 Rp 41.2K
78.51%
Lettuce (1 head)
$2.40 $2.40
$1.05 Rp 19.1K
128.57%
Water (1.5 liter bottle)
$2.58 $2.58
$0.79 Rp 14.2K
226.58%
Cigarettes 20 Pack (Marlboro, Camel)
$11.81 $11.81
$3.19 Rp 57.7K
270.22%
Wine (Bottle)
$20.40 $20.40
$23.49 Rp 424.8K
-13.15%
Local Beer (0.5 liter bottle)
$1.68 $1.68
$2.90 Rp 52.4K
-42.07%
Imported Beer (0.33 liter bottle)
$3.81 $3.81
$2.76 Rp 49.8K
38.04%
🚌 Getting Around
Mount Vernon, NY
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$2.03 $2.03
$0.27 Rp 4,821
651.85%
Public Transport Monthly Pass (Regular Price)
-
$8.37 Rp 151.3K
-
Taxi Start (Normal Tariff)
$4.93 $4.93
$0.45 Rp 8,180
995.56%
Taxi (Normal Tariff) (1km)
$2.00 $2.00
$0.46 Rp 8,311
334.78%
Taxi 1hour Waiting (Normal Tariff)
$23.55 $23.55
$6.07 Rp 109.7K
287.97%
Gasoline (1 liter)
$0.98 $0.98
$0.86 Rp 15.6K
13.95%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.6K $35.6K
$26.6K Rp 480.7M
33.78%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K $25.4K
$32.5K Rp 588.6M
-22.09%
🧾 Monthly Utilities & Internet
Mount Vernon, NY
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 $125
$79.0 Rp 1.4M
58.52%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$44.14 $44.14
$4.09 Rp 74.0K
979.22%
Internet (50+ Mbps, Unlimited Data)
$65.6 $65.6
$23.85 Rp 431.2K
175.09%
🎉 Sport & Entertainment
Mount Vernon, NY
Ubud, Bali
Difference
Gym Membership (Monthly)
$42.48 $42.48
$98.8 Rp 1.8M
-57.00%
Tennis Court (1 Hour on Weekend)
-
$6.35 Rp 114.9K
-
Cinema Ticket
$17.09 $17.09
$4.01 Rp 72.5K
326.18%
🧸 Childcare & Education
Mount Vernon, NY
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,276 $2,276
$297 Rp 5.4M
665.57%
International Primary School, 1 Child (Yearly)
$23.7K $23.7K
$6,602 Rp 119.4M
258.39%
👕👟 Clothing & Footwear
Mount Vernon, NY
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$66.3 $66.3
$53.4 Rp 966.0K
24.13%
Summer Dress (H&M, Zara, etc)
$48.01 $48.01
$38.11 Rp 689.2K
25.98%
Sport Shoes (Adidas, Nike)
$75.1 $75.1
$88.7 Rp 1.6M
-15.34%
Men's Leather Business Shoes
$133 $133
$76.6 Rp 1.4M
73.61%
🏠 Accommodation & Living
Mount Vernon, NY
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,621 $1,621
$1,020 Rp 18.4M
58.96%
1-bedroom Apartment, Outside City Center (Monthly)
$1,355 $1,355
$680 Rp 12.3M
99.21%
3-bedroom Apartment, City Center (Monthly)
$2,600 $2,600
$3,469 Rp 62.7M
-25.05%
3-bedroom Apartment, Outside City Center (Monthly)
$2,182 $2,182
$2,090 Rp 37.8M
4.40%
Buy Apartment in City Center (m2)
$2,938 $2,938
$2,729 Rp 49.3M
7.67%
Buy Apartment Outside City Center (m2)
$2,116 $2,116
$2,295 Rp 41.5M
-7.82%
💵 Salaries & Financials
Mount Vernon, NY
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$164 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
13.28
-51.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mount Vernon, NY: July 27, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,621 in Mount Vernon, NY versus $1,020 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $98.0 in Mount Vernon, NY versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $445 vs $298 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mount Vernon, NY vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Mount Vernon, NY?
Yes – Mount Vernon, NY is pricier by about 88%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $3,923 per month in Mount Vernon, NY and $2,088 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Is eating out cheaper in Mount Vernon, NY or in Ubud, Bali?
A mid-range dinner for two costs $98.0 in Mount Vernon, NY and $32.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How do food prices compare in Mount Vernon, NY and in Ubud, Bali?
Groceries cost about 50% more in Mount Vernon, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is $1,000 a realistic budget for living in Mount Vernon, NY or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Mount Vernon, NY at $2,615. In Ubud, Bali it covers expenses comfortably, while in Mount Vernon, NY it requires careful planning or may not stretch far enough.
Is Mount Vernon, NY or Ubud, Bali more family-friendly?
Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Mount Vernon, NY or Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mount Vernon, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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