Cost of Living Comparison Between Ubud, Bali and Morogoro Cost of Living Comparison Between Ubud, Bali and Morogoro

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $430 in Morogoro, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $705 in Morogoro, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $979 in Morogoro, rent included.

Ubud, Bali costs about 226% more than Morogoro, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Morogoro is 68% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Morogoro
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$2.84 TZS 7,401
25.70%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$19.60 TZS 51.1K
65.82%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$7.61 TZS 19.8K
-36.14%
Cappuccino
$2.75 Rp 49.2K
$1.97 TZS 5,136
39.59%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$0.38 TZS 996
247.37%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$0.24 TZS 627
191.67%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$1.03 TZS 2,694
182.52%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$1.95 TZS 5,097
94.36%
🛒 Groceries & Markets
Ubud, Bali
Morogoro
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$0.74 TZS 1,920
131.08%
White Bread (500g)
$2.47 Rp 44.3K
$0.40 TZS 1,053
517.50%
Rice (white) (1kg)
$1.20 Rp 21.5K
$0.94 TZS 2,443
27.66%
Eggs
$2.44 Rp 43.8K
$1.90 TZS 4,969
28.42%
Local Cheese (1kg)
$14.38 Rp 257.7K
$9.71 TZS 25.3K
48.09%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$4.53 TZS 11.8K
-4.86%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$3.94 TZS 10.3K
209.90%
Apples (1kg)
$3.68 Rp 66.0K
$1.18 TZS 3,084
211.86%
Banana (1kg)
$1.55 Rp 27.8K
$0.56 TZS 1,453
176.79%
Oranges (1kg)
$2.79 Rp 49.9K
$0.60 TZS 1,568
365.00%
Tomato (1kg)
$2.33 Rp 41.8K
$0.37 TZS 978
529.73%
Potato (1kg)
$1.97 Rp 35.3K
$0.75 TZS 1,965
162.67%
Onion (1kg)
$2.31 Rp 41.4K
$0.55 TZS 1,442
320.00%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.84 TZS 2,181
26.19%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.26 TZS 672
180.77%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$1.56 TZS 4,071
110.26%
Wine (Bottle)
$22.79 Rp 408.4K
$5.01 TZS 13.1K
354.89%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$0.79 TZS 2,064
255.70%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$1.65 TZS 4,306
68.48%
🚌 Getting Around
Ubud, Bali
Morogoro
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.32 TZS 844
-9.38%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$8.29 TZS 21.6K
-2.77%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$1.43 TZS 3,735
-68.53%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.55 TZS 1,433
-18.18%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$13.59 TZS 35.5K
-54.08%
Gasoline (1 liter)
$0.85 Rp 15.2K
$0.79 TZS 2,054
7.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$17.3K TZS 45.2M
49.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$17.0K TZS 44.4M
86.19%
🧾 Monthly Utilities & Internet
Ubud, Bali
Morogoro
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$98.0 TZS 255.8K
-17.63%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$10.96 TZS 28.6K
-62.96%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$32.35 TZS 84.4K
-24.51%
🎉 Sport & Entertainment
Ubud, Bali
Morogoro
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$11.48 TZS 29.9K
750.78%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
-
-
Cinema Ticket
$4.04 Rp 72.4K
$4.85 TZS 12.7K
-16.70%
🧸 Childcare & Education
Ubud, Bali
Morogoro
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$255 TZS 665.0K
19.28%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$7,885 TZS 20.6M
-16.03%
👕👟 Clothing & Footwear
Ubud, Bali
Morogoro
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$7.86 TZS 20.5K
589.95%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$42.55 TZS 111.0K
-8.86%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$46.79 TZS 122.1K
84.10%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$19.15 TZS 50.0K
300.37%
🏠 Accommodation & Living
Ubud, Bali
Morogoro
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$77.6 TZS 202.5K
1169.94%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
-
-
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$192 TZS 500.0K
1658.33%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$95.1 TZS 248.2K
2071.38%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
-
-
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
-
-
💵 Salaries & Financials
Ubud, Bali
Morogoro
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
$305 TZS 795.4K
-46.40%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
19.67
-32.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Morogoro: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $77.6 in Morogoro. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 87% higher in Morogoro, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $20.00 in Morogoro. Monthly groceries follow the same trend: $297 vs $127 – making Morogoro the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Morogoro: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Morogoro?
Ubud, Bali costs about 226% more than Morogoro, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali vs Morogoro?
For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $645 in Morogoro. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Morogoro?
Rent is clearly cheaper in Morogoro, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Ubud, Bali vs Morogoro?
A mid-range dinner for two costs $33.00 in Ubud, Bali and $20.00 in Morogoro. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
How much does it cost to live in Ubud, Bali compared to Morogoro?
Monthly expenses with rent come to $1,404 in Ubud, Bali and $430 in Morogoro. The difference isn't just one category – it shows up across housing, food, transport, and services.
Can you live on $1,000/month in Ubud, Bali or Morogoro?
A $1,000 monthly budget goes further in Morogoro, where all-in costs run around $430, than in Ubud, Bali at $1,404. In Morogoro it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Morogoro?
For digital nomads, it depends on budget. Morogoro costs $430 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Morogoro?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or Morogoro?
If budget matters most, go with Morogoro. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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