Cost of Living Comparison Between Ubud, Bali and Moradabad Cost of Living Comparison Between Ubud, Bali and Moradabad

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $342 in Moradabad.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $578 in Moradabad.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $814 in Moradabad.

Living in Ubud, Bali is roughly 303% more expensive than in Moradabad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Moradabad is 75% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.08 ₹198

60.10%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$13.19 ₹1,260

171.57%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$3.23 ₹309

74.30%

Cappuccino

$2.82 Rp 49.7K

$1.79 ₹171

57.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.46 ₹44.19

280.43%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.18 ₹17.04

344.44%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$2.08 ₹199

46.15%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.85 ₹177

132.43%

Milk (1 liter)

$1.61 Rp 28.3K

$0.71 ₹67.9

126.76%

White Bread (500g)

$2.27 Rp 39.9K

$0.43 ₹40.62

427.91%

Rice (white) (1kg)

$1.17 Rp 20.6K

$0.86 ₹81.8

36.05%

Eggs

$2.17 Rp 38.2K

$0.92 ₹88.1

135.87%

Local Cheese (1kg)

$17.63 Rp 310.5K

$3.89 ₹371

353.21%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$3.43 ₹327

18.08%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

Apples (1kg)

$3.62 Rp 63.7K

$1.64 ₹157

120.73%

Banana (1kg)

$1.64 Rp 28.8K

$0.69 ₹65.6

137.68%

Oranges (1kg)

$2.31 Rp 40.6K

$0.49 ₹46.93

371.43%

Tomato (1kg)

$1.96 Rp 34.5K

$0.42 ₹40.40

366.67%

Potato (1kg)

$1.84 Rp 32.5K

$0.29 ₹27.55

534.48%

Onion (1kg)

$2.37 Rp 41.7K

$0.45 ₹42.97

426.67%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.33 ₹32.00

218.18%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.27 ₹25.89

100.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.97 ₹475

-53.72%

Wine (Bottle)

$23.08 Rp 406.4K

$6.26 ₹598

268.69%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.92 ₹183

21.87%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$3.12 ₹298

-1.60%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.41 ₹326

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.20 ₹19.09

25.00%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$5.37 ₹513

75.42%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.09 ₹104

-55.05%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.11 ₹10.64

327.27%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$2.12 ₹203

164.15%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.07 ₹102

-24.30%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$15.1K ₹1.4M

65.88%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$24.1K ₹2.3M

28.80%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$34.24 ₹3,271

141.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$4.48 ₹428

44.87%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$7.79 ₹745

141.21%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$13.23 ₹1,264

317.54%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$10.65 ₹1,017

70.99%

Cinema Ticket

$4.30 Rp 75.7K

$2.66 ₹254

61.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$53.6 ₹5,124

821.44%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$1,367 ₹130.6K

332.74%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$20.75 ₹1,982

123.04%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$28.44 ₹2,717

28.13%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$31.36 ₹2,996

157.33%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$34.10 ₹3,258

131.09%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$76.9 ₹7,342

1349.58%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$49.61 ₹4,740

1297.42%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$160 ₹15.3K

2171.85%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$171 ₹16.3K

902.04%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$1,007 ₹96.2K

174.11%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$635 ₹60.7K

260.78%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$350 ₹33.4K

-52.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.27

89.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Moradabad: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $76.9 in Moradabad. Housing cost is often the main lever when comparing two cities.

Moradabad pays 109% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $13.00 in Moradabad for a mid-range dinner for two. Groceries echo the gap at $294 vs $98.0 per month, with Moradabad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moradabad: Cost of Living - Frequently Asked Questions

Ubud, Bali and Moradabad differ by about 303% in total monthly costs ($1,378 vs $342 including rent). Moradabad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 109% lower in Moradabad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $76.9 in Moradabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Moradabad – a meal for two runs $13.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,378 per month in Ubud, Bali versus $342 in Moradabad – a 303% gap that adds up to real savings over time for anyone picking the cheaper option.

At $342 in Moradabad versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Moradabad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Moradabad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Moradabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Moradabad gentler on the wallet – expenses run 303% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.