Cost of Living Comparison Between Ubud, Bali and Moradabad Cost of Living Comparison Between Ubud, Bali and Moradabad

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $340 in Moradabad.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $570 in Moradabad.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $800 in Moradabad.

Living in Ubud, Bali is roughly 314% more expensive than in Moradabad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Moradabad is 75% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$2.38 ₹229

44.96%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$9.46 ₹911

241.86%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$2.89 ₹278

67.47%

Cappuccino

$2.75 Rp 49.3K

$1.77 ₹171

55.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$0.43 ₹41.73

220.93%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.16 ₹14.94

368.75%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$1.92 ₹185

55.73%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$2.74 ₹263

40.51%

Milk (1 liter)

$1.74 Rp 31.1K

$0.70 ₹67.8

148.57%

White Bread (500g)

$2.46 Rp 44.1K

$0.48 ₹46.61

412.50%

Rice (white) (1kg)

$1.17 Rp 21.0K

$0.72 ₹69.0

62.50%

Eggs

$2.43 Rp 43.6K

$0.90 ₹86.7

170.00%

Local Cheese (1kg)

$14.50 Rp 260.2K

$4.81 ₹463

201.46%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$3.70 ₹356

17.57%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

Apples (1kg)

$3.72 Rp 66.7K

$1.79 ₹172

107.82%

Banana (1kg)

$1.63 Rp 29.2K

$0.70 ₹67.1

132.86%

Oranges (1kg)

$2.74 Rp 49.2K

$0.50 ₹47.92

448.00%

Tomato (1kg)

$2.24 Rp 40.2K

$0.46 ₹44.60

386.96%

Potato (1kg)

$1.92 Rp 34.4K

$0.36 ₹34.76

433.33%

Onion (1kg)

$2.28 Rp 40.8K

$0.45 ₹42.98

406.67%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.37 ₹35.18

186.49%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.35 ₹33.79

105.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$4.32 ₹416

-23.84%

Wine (Bottle)

$23.19 Rp 416.1K

$6.37 ₹613

264.05%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.77 ₹170

57.06%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$2.30 ₹222

18.70%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.46 ₹333

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.68 ₹65.4

-60.29%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$5.71 ₹550

42.03%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$0.68 ₹65.2

-29.41%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$1.19 ₹114

422.69%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.18 ₹113

-31.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$12.9K ₹1.2M

106.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$20.2K ₹1.9M

59.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$31.53 ₹3,035

148.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$3.79 ₹365

7.39%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$7.92 ₹763

207.20%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$9.44 ₹909

944.60%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$11.84 ₹1,140

-46.45%

Cinema Ticket

$3.99 Rp 71.5K

$3.00 ₹288

33.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$65.1 ₹6,265

368.70%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$1,122 ₹108.0K

491.88%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$21.40 ₹2,060

152.99%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$28.37 ₹2,731

33.27%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$30.86 ₹2,970

181.40%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$17.77 ₹1,711

329.66%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$84.5 ₹8,133

1074.12%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$54.5 ₹5,245

1134.82%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$171 ₹16.5K

1868.84%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$187 ₹18.0K

993.55%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$982 ₹94.6K

185.48%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$620 ₹59.7K

259.31%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$346 ₹33.3K

-51.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.58

75.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Moradabad: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $84.5 in Moradabad. Housing cost is often the main lever when comparing two cities.

Moradabad pays 107% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $9.00 in Moradabad for a mid-range dinner for two. Groceries echo the gap at $297 vs $103 per month, with Moradabad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moradabad: Cost of Living - Frequently Asked Questions

Ubud, Bali and Moradabad differ by about 314% in total monthly costs ($1,408 vs $340 including rent). Moradabad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 107% lower in Moradabad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $84.5 in Moradabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Moradabad – a meal for two runs $9.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $340 in Moradabad – a 314% gap that adds up to real savings over time for anyone picking the cheaper option.

At $340 in Moradabad versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Moradabad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Moradabad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Moradabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Moradabad gentler on the wallet – expenses run 314% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.