Cost of Living Comparison Between Ubud, Bali and Moradabad Cost of Living Comparison Between Ubud, Bali and Moradabad

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $336 in Moradabad.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $563 in Moradabad.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $791 in Moradabad.

Living in Ubud, Bali is roughly 323% more expensive than Moradabad, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Moradabad is 75% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$2.39 ₹229

48.95%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$9.08 ₹869

260.46%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$2.92 ₹280

69.52%

Cappuccino

$2.71 Rp 48.6K

$1.72 ₹165

57.56%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$0.44 ₹42.08

204.55%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.19 ₹18.27

268.42%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$1.97 ₹188

48.22%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.76 ₹264

43.48%

Milk (1 liter)

$1.81 Rp 32.4K

$0.75 ₹72.2

141.33%

White Bread (500g)

$2.52 Rp 45.1K

$0.45 ₹43.25

460.00%

Rice (white) (1kg)

$1.16 Rp 20.8K

$0.76 ₹72.6

52.63%

Eggs

$2.46 Rp 44.1K

$0.91 ₹86.7

170.33%

Local Cheese (1kg)

$14.71 Rp 263.7K

$4.68 ₹448

214.32%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$3.67 ₹351

17.71%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

Apples (1kg)

$3.84 Rp 68.8K

$1.89 ₹181

103.17%

Banana (1kg)

$1.56 Rp 27.9K

$0.75 ₹71.6

108.00%

Oranges (1kg)

$2.83 Rp 50.8K

$0.50 ₹47.56

466.00%

Tomato (1kg)

$2.33 Rp 41.7K

$0.50 ₹47.90

366.00%

Potato (1kg)

$1.91 Rp 34.3K

$0.34 ₹32.33

461.76%

Onion (1kg)

$2.20 Rp 39.5K

$0.44 ₹42.27

400.00%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.36 ₹34.83

180.56%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.36 ₹34.05

116.67%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.51 ₹431

-26.39%

Wine (Bottle)

$23.74 Rp 425.5K

$6.23 ₹596

281.06%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.71 ₹163

63.16%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$2.26 ₹216

26.55%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.47 ₹333

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.68 ₹64.8

-60.29%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$5.88 ₹563

36.56%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$0.67 ₹64.6

-31.34%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$1.13 ₹108

439.82%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.18 ₹113

-33.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$12.7K ₹1.2M

105.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$19.9K ₹1.9M

61.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$31.71 ₹3,034

152.10%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$3.88 ₹372

4.64%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$7.76 ₹743

203.09%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$9.11 ₹872

983.42%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$11.46 ₹1,097

-42.15%

Cinema Ticket

$4.15 Rp 74.3K

$2.88 ₹276

44.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$65.0 ₹6,217

367.85%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$1,094 ₹104.7K

504.25%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$21.43 ₹2,050

159.17%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$28.88 ₹2,764

32.65%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$31.47 ₹3,012

181.54%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$17.29 ₹1,655

350.38%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$83.9 ₹8,031

1099.13%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$54.5 ₹5,212

1139.82%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$174 ₹16.7K

1876.81%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$194 ₹18.5K

952.61%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$978 ₹93.6K

190.54%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$638 ₹61.0K

255.10%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$350 ₹33.5K

-52.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.58

75.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Moradabad: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $83.9 in Moradabad. Housing cost is often the main lever when comparing two cities.

Moradabad pays 112% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $9.00 in Moradabad for a mid-range dinner for two. Groceries echo the gap at $302 vs $103 per month, with Moradabad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moradabad: Cost of Living - Frequently Asked Questions

Ubud, Bali and Moradabad differ by about 323% in total monthly costs ($1,419 vs $336 including rent). Moradabad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Moradabad earns 112% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $83.9 in Moradabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Moradabad – a meal for two runs $9.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $336 in Moradabad – a 323% gap that adds up to real savings over time for anyone picking the cheaper option.

At $336 in Moradabad versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Moradabad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Moradabad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Moradabad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Moradabad gentler on the wallet – expenses run 323% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.