Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Moradabad

For one person, living is cheaper in Moradabad: $333 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Moradabad
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Moradabad Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Moradabad

🇮🇳 India

$333

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Moradabad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Moradabad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $333 in Moradabad.

Ubud, Bali $1,349
Moradabad $333

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $563 in Moradabad.

Ubud, Bali $2,305
Moradabad $563

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $792 in Moradabad.

Ubud, Bali $3,261
Moradabad $792

Living in Ubud, Bali is roughly 305% more expensive than in Moradabad, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.04 ₹194

62.75%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$13.00 ₹1,238

174.15%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$3.08 ₹293

79.55%

Cappuccino

$2.72 Rp 49.4K

$1.77 ₹168

53.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.47 ₹44.81

261.70%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.16 ₹15.34

375.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$2.15 ₹204

23.26%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$1.87 ₹178

134.22%

Milk (1 liter)

$1.49 Rp 27.1K

$0.69 ₹65.2

115.94%

White Bread (500g)

$2.28 Rp 41.4K

$0.44 ₹41.98

418.18%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.77 ₹73.0

54.55%

Eggs

$2.04 Rp 37.0K

$0.84 ₹80.2

142.86%

Local Cheese (1kg)

$17.70 Rp 321.7K

$3.67 ₹350

382.29%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$3.43 ₹326

15.45%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

Apples (1kg)

$3.66 Rp 66.4K

$1.68 ₹160

117.86%

Banana (1kg)

$1.52 Rp 27.6K

$0.74 ₹70.4

105.41%

Oranges (1kg)

$2.23 Rp 40.5K

$0.46 ₹43.48

384.78%

Tomato (1kg)

$1.97 Rp 35.9K

$0.45 ₹43.05

337.78%

Potato (1kg)

$1.85 Rp 33.6K

$0.31 ₹29.84

496.77%

Onion (1kg)

$2.42 Rp 44.1K

$0.48 ₹45.61

404.17%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.31 ₹29.09

219.35%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.27 ₹25.84

88.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.92 ₹468

-54.88%

Wine (Bottle)

$22.24 Rp 404.2K

$6.43 ₹612

245.88%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.90 ₹181

18.95%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.13 ₹298

-5.11%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$3.36 ₹320

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.22 ₹20.98

13.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$5.40 ₹514

44.81%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.13 ₹108

-61.06%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.12 ₹11.88

258.33%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$2.08 ₹198

160.10%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.12 ₹106

-26.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$11.9K ₹1.1M

100.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$22.7K ₹2.2M

39.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$33.03 ₹3,146

139.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$4.27 ₹407

51.05%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$7.83 ₹745

137.29%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$12.77 ₹1,216

287.47%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$10.32 ₹983

71.03%

Cinema Ticket

$4.27 Rp 77.7K

$2.66 ₹253

60.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$53.3 ₹5,079

819.65%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$1,383 ₹131.7K

310.27%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$20.65 ₹1,966

116.17%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$27.89 ₹2,656

25.31%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$31.16 ₹2,967

156.42%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$33.91 ₹3,229

134.21%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$75.7 ₹7,204

1386.72%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$49.07 ₹4,673

1268.43%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$158 ₹15.0K

2160.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$169 ₹16.1K

920.67%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,002 ₹95.4K

172.70%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$622 ₹59.2K

267.36%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$354 ₹33.7K

-53.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.27

89.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Moradabad: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Moradabad

$49 14.7% 92.7% $622

Groceries & Markets

Ubud, Bali

$288 21.4%

Moradabad

$98 29.4% 66.1% $191

Eating Out

Ubud, Bali

$108 8%

Moradabad

$64 19.1% 40.8% $44

Clothing & Footwear

Ubud, Bali

$108 8%

Moradabad

$51 15.4% 52.5% $56

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Moradabad

$45 13.6% 56.6% $59

Sport & Entertainment

Ubud, Bali

$58 4.3%

Moradabad

$18 5.4% 68.8% $40

Getting Around

Ubud, Bali

$11 0.9%

Moradabad

$8 2.4% 29.7% $3.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $76 in Moradabad. Housing cost is often the main lever when comparing two cities.

Moradabad pays about 2.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $13 in Moradabad for a mid-range dinner for two. Groceries echo the gap at $288 vs $98 per month, with Moradabad cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Moradabad

🕒 Local time

02:06 2:06 AM

23:36 11:36 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

721,139

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.5 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of October 28, 2026: 1 USD = 95.22 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Moradabad 5,700 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Moradabad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moradabad: Cost of Living - Frequently Asked Questions

Ubud, Bali and Moradabad differ by about 305% in total monthly costs ($1,349 vs $333 including rent). Moradabad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 54% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $76 in Moradabad. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Moradabad – a meal for two runs $13 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $333 in Moradabad – a 305% gap that adds up to real savings over time for anyone picking the cheaper option.

At $333 in Moradabad versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Moradabad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Moradabad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Moradabad gentler on the wallet – expenses run 75% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.