Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Monte Carlo

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $8,277 in Monte Carlo, rent and utilities included – about $83,100 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
395

Cost of Living Index in Monte Carlo
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Monte Carlo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monte Carlo

🇲🇨 Monaco

$8,277

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Monte Carlo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Monte Carlo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $8,277 in Monte Carlo.

Ubud, Bali $1,349
Monte Carlo $8,277

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $12.7K in Monte Carlo.

Ubud, Bali $2,305
Monte Carlo $12.7K

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $17.1K in Monte Carlo.

Ubud, Bali $3,261
Monte Carlo $17.1K

Living in Ubud, Bali costs roughly 84% less than in Monte Carlo, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$42.39 €37.86

-92.17%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.3K

$126 €113

-71.78%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.5K

$11.29 €10.08

-51.02%

Cappuccino

$2.72 Rp 49.4K

$4.07 €3.63

-33.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$8.80 €7.86

-80.68%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$10.56 €9.43

-92.80%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$9.88 €8.82

-73.18%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$13.74 €12.28

-68.12%

Milk (1 liter)

$1.49 Rp 27.1K

$2.23 €1.99

-33.18%

White Bread (500g)

$2.28 Rp 41.3K

$5.01 €4.48

-54.49%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.52 €4.04

-73.67%

Eggs

$2.04 Rp 37.0K

$4.56 €4.08

-55.26%

Local Cheese (1kg)

$17.70 Rp 321.5K

$21.27 €19.00

-16.78%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$16.59 €14.82

-76.13%

Beef Round Steak (1kg)

$12.19 Rp 221.4K

$21.99 €19.65

-44.57%

Apples (1kg)

$3.66 Rp 66.4K

$6.32 €5.65

-42.09%

Banana (1kg)

$1.52 Rp 27.6K

$7.07 €6.31

-78.50%

Oranges (1kg)

$2.23 Rp 40.5K

$4.80 €4.29

-53.54%

Tomato (1kg)

$1.97 Rp 35.8K

$8.60 €7.68

-77.09%

Potato (1kg)

$1.85 Rp 33.6K

$5.51 €4.93

-66.42%

Onion (1kg)

$2.42 Rp 44.0K

$5.49 €4.90

-55.92%

Lettuce (1 head)

$0.99 Rp 18.0K

$5.12 €4.58

-80.66%

Water (1.5 liter bottle)

$0.51 Rp 9,324

$6.14 €5.48

-91.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$12.40 €11.07

-82.10%

Wine (Bottle)

$22.24 Rp 403.9K

$16.78 €14.99

32.54%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.96 €1.75

15.31%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$4.52 €4.04

-34.29%

One-way Ticket (Public Transport)

$0.25 Rp 4,559

$2.01 €1.80

-87.56%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.1K

$36.76 €32.83

-78.73%

Taxi Start (Normal Tariff)

$0.44 Rp 7,982

$5.55 €4.96

-92.07%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,811

$2.18 €1.95

-80.28%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$114 €102

-95.25%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.41 €2.15

-65.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.0M

$54.7K €48.8K

-56.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.6M

$42.4K €37.9K

-25.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$530 €474

-85.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.1K

$60.2 €53.7

-89.28%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.4K

$96.9 €86.5

-80.82%

Gym Membership (Monthly)

$49.48 Rp 898.7K

$532 €475

-90.70%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.5K

$57.0 €50.9

-69.02%

Cinema Ticket

$4.27 Rp 77.6K

$18.19 €16.25

-76.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$3,586 €3,203

-86.32%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$16.7K €14.9K

-65.93%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.7K

$224 €200

-80.08%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.8K

$78.9 €70.4

-55.68%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$195 €174

-58.95%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$277 €247

-71.29%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$2,823 €2,522

-60.15%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$5,404 €4,827

-87.57%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$11.3K €10.1K

-68.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$11.0K €9,855

-84.38%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$104.8K €93.6K

-97.39%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$82.9K €74.0K

-97.24%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$8,511 €7,602

-98.08%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

589.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Monte Carlo: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Monte Carlo

$5.4K 65.3% 705% $4.7K

Groceries & Markets

Ubud, Bali

$288 21.4%

Monte Carlo

$632 7.6% 119% $343

Eating Out

Ubud, Bali

$108 8%

Monte Carlo

$576 7% 435% $468

Clothing & Footwear

Ubud, Bali

$108 8%

Monte Carlo

$348 4.2% 224% $241

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Monte Carlo

$687 8.3% 560% $583

Sport & Entertainment

Ubud, Bali

$58 4.3%

Monte Carlo

$568 6.9% 879% $510

Getting Around

Ubud, Bali

$11 0.9%

Monte Carlo

$61 0.7% 436% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $2,823 in Monte Carlo. Housing cost is often the main lever when comparing two cities.

Monte Carlo pays about 52 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $126 in Monte Carlo for a mid-range dinner for two. Groceries echo the gap at $288 vs $632 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇲🇨 Monte Carlo

🕒 Local time

11:15 11:15 AM

04:15 4:15 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

15,507

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Monte Carlo 12,090 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Monte Carlo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Monte Carlo: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 84% lower than in Monte Carlo. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 98% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $2,823 in Monte Carlo. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $126 in Monte Carlo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $8,277 in Monte Carlo – Ubud, Bali is about 84% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Monte Carlo are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 84% less than in Monte Carlo. Beyond cost, consider language, visa policies, and how big the international community is in each city.