Last update: Oct 2026

Cost of Living Comparison Between Monte Carlo and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $8,277 in Monte Carlo, rent and utilities included – about $83,100 less a year. Rent and utilities account for most of the difference.

395

Cost of Living Index in Monte Carlo
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Monte Carlo Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Monte Carlo

🇲🇨 Monaco

$8,277

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Monte Carlo and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monte Carlo and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $8,277 in Monte Carlo versus $1,349 in Ubud, Bali.

Monte Carlo $8,277
Ubud, Bali $1,349

Estimated couple costs with rent: $12.7K in Monte Carlo versus $2,305 in Ubud, Bali.

Monte Carlo $12.7K
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $17.1K in Monte Carlo versus $3,261 in Ubud, Bali.

Monte Carlo $17.1K
Ubud, Bali $3,261

Living in Monte Carlo is roughly 514% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in leisure.

Meal at Budget Restaurant

$42.39 €37.86

$3.32 Rp 60.3K

1176.81%

Three-Course Dinner for Two, Mid-Range

$126 €113

$35.64 Rp 647.3K

254.35%

Fast Food Meal (McDonalds, etc)

$11.29 €10.08

$5.53 Rp 100.5K

104.16%

Cappuccino

$4.07 €3.63

$2.72 Rp 49.4K

49.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$8.80 €7.86

$1.70 Rp 30.9K

417.65%

Water (0.33 liter bottle)

$10.56 €9.43

$0.76 Rp 13.8K

1289.47%

Local Beer (0.5 liter draught)

$9.88 €8.82

$2.65 Rp 48.2K

272.83%

Imported Beer (0.33 liter bottle)

$13.74 €12.28

$4.38 Rp 79.6K

213.70%

Milk (1 liter)

$2.23 €1.99

$1.49 Rp 27.1K

49.66%

White Bread (500g)

$5.01 €4.48

$2.28 Rp 41.3K

119.74%

Rice (white) (1kg)

$4.52 €4.04

$1.19 Rp 21.6K

279.83%

Eggs

$4.56 €4.08

$2.04 Rp 37.0K

123.53%

Local Cheese (1kg)

$21.27 €19.00

$17.70 Rp 321.5K

20.17%

Chicken Fillets (1kg)

$16.59 €14.82

$3.96 Rp 72.0K

318.94%

Beef Round Steak (1kg)

$21.99 €19.65

$12.19 Rp 221.4K

80.39%

Apples (1kg)

$6.32 €5.65

$3.66 Rp 66.4K

72.68%

Banana (1kg)

$7.07 €6.31

$1.52 Rp 27.6K

365.13%

Oranges (1kg)

$4.80 €4.29

$2.23 Rp 40.5K

115.25%

Tomato (1kg)

$8.60 €7.68

$1.97 Rp 35.8K

336.55%

Potato (1kg)

$5.51 €4.93

$1.85 Rp 33.6K

197.84%

Onion (1kg)

$5.49 €4.90

$2.42 Rp 44.0K

126.86%

Lettuce (1 head)

$5.12 €4.58

$0.99 Rp 18.0K

417.17%

Water (1.5 liter bottle)

$6.14 €5.48

$0.51 Rp 9,324

1103.92%

Cigarettes 20 Pack (Marlboro, Camel)

$12.40 €11.07

$2.22 Rp 40.4K

458.56%

Wine (Bottle)

$16.78 €14.99

$22.24 Rp 403.9K

-24.55%

Local Beer (0.5 liter bottle)

$1.96 €1.75

$2.26 Rp 41.0K

-13.27%

Imported Beer (0.33 liter bottle)

$4.52 €4.04

$2.97 Rp 53.9K

52.19%

One-way Ticket (Public Transport)

$2.01 €1.80

$0.25 Rp 4,559

704.00%

Public Transport Monthly Pass (Regular Price)

$36.76 €32.83

$7.82 Rp 142.1K

370.08%

Taxi Start (Normal Tariff)

$5.55 €4.96

$0.44 Rp 7,982

1161.36%

Taxi (Normal Tariff) (1km)

$2.18 €1.95

$0.43 Rp 7,811

406.98%

Taxi 1hour Waiting (Normal Tariff)

$114 €102

$5.41 Rp 98.2K

2005.36%

Gasoline (1 liter)

$2.41 €2.15

$0.82 Rp 15.0K

193.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$54.7K €48.8K

$23.8K Rp 433.0M

129.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$42.4K €37.9K

$31.7K Rp 576.6M

33.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$530 €474

$79.1 Rp 1.4M

570.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.2 €53.7

$6.45 Rp 117.1K

832.56%

Internet (50+ Mbps, Unlimited Data)

$96.9 €86.5

$18.58 Rp 337.4K

421.26%

Gym Membership (Monthly)

$532 €475

$49.48 Rp 898.7K

974.86%

Tennis Court (1 Hour on Weekend)

$57.0 €50.9

$17.65 Rp 320.5K

222.83%

Cinema Ticket

$18.19 €16.25

$4.27 Rp 77.6K

326.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,586 €3,203

$491 Rp 8.9M

631.09%

International Primary School, 1 Child (Yearly)

$16.7K €14.9K

$5,674 Rp 103.0M

193.52%

Jeans (Levis 501 Or Similar)

$224 €200

$44.64 Rp 810.7K

401.90%

Summer Dress (H&M, Zara, etc)

$78.9 €70.4

$34.95 Rp 634.8K

125.61%

Sport Shoes (Adidas, Nike)

$195 €174

$79.9 Rp 1.5M

143.62%

Men's Leather Business Shoes

$277 €247

$79.4 Rp 1.4M

248.34%

1-bedroom Apartment, City Center (Monthly)

$2,823 €2,522

$1,125 Rp 20.4M

150.97%

1-bedroom Apartment, Outside City Center (Monthly)

$5,404 €4,827

$671 Rp 12.2M

704.73%

3-bedroom Apartment, City Center (Monthly)

$11.3K €10.1K

$3,565 Rp 64.7M

217.57%

3-bedroom Apartment, Outside City Center (Monthly)

$11.0K €9,855

$1,723 Rp 31.3M

540.25%

Buy Apartment in City Center (m2)

$104.8K €93.6K

$2,732 Rp 49.6M

3737.34%

Buy Apartment Outside City Center (m2)

$82.9K €74.0K

$2,284 Rp 41.5M

3527.43%

Average Monthly Net Salary (After Tax)

$8,511 €7,602

$164 Rp 3.0M

5094.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-85.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monte Carlo: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monte Carlo

$5.4K 65.3%

Ubud, Bali

$672 49.8% 87.6% $4.7K

Monthly Utilities & Internet

Monte Carlo

$687 8.3%

Ubud, Bali

$104 7.7% 84.9% $583

Groceries & Markets

Monte Carlo

$632 7.6%

Ubud, Bali

$288 21.4% 54.3% $343

Eating Out

Monte Carlo

$576 7%

Ubud, Bali

$108 8% 81.3% $468

Sport & Entertainment

Monte Carlo

$568 6.9%

Ubud, Bali

$58 4.3% 89.8% $510

Clothing & Footwear

Monte Carlo

$348 4.2%

Ubud, Bali

$108 8% 69.1% $241

Getting Around

Monte Carlo

$61 0.7%

Ubud, Bali

$11 0.9% 81.4% $50

Cost Breakdown

A one-bedroom apartment in the center runs $2,823 in Monte Carlo and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Monte Carlo pays about 52 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $126 in Monte Carlo vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $632 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇲🇨 Monte Carlo

🇮🇩 Ubud, Bali

🕒 Local time

04:02 4:02 AM

11:02 11:02 AM

7 h ahead of Monte Carlo

🌤 Weather

👥 Population

15,507

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of November 3, 2026: 1 USD = 0.893 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of November 3, 2026: 1 USD = 18,161 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,355 IDR (100,000 IDR = 4.91 EUR).

USD to EUR in detail →

On the map

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Highest

Between locations

Monte Carlo Ubud, Bali 12,090 km ≈ 16 h nonstop flight

From you

Monte Carlo
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monte Carlo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 84% lower than in Monte Carlo. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Monte Carlo is about 52 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,823 in Monte Carlo versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $126 in Monte Carlo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $8,277 per month in Monte Carlo versus $1,349 in Ubud, Bali – Ubud, Bali is about 84% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Monte Carlo and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 84% less than in Monte Carlo. Beyond cost, consider language, visa policies, and how big the international community is in each city.