Cost of Living Comparison Between Monte Carlo and Ubud, Bali Cost of Living Comparison Between Monte Carlo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $5,190 in Monte Carlo versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $9,406 in Monte Carlo versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $13.6K in Monte Carlo versus $3,732 in Ubud, Bali.

Living in Monte Carlo is roughly 261% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Monte Carlo 288% above, Ubud, Bali 7% above.

Meal at Budget Restaurant

$55.3 €47.35

$3.57 Rp 61.9K

1449.58%

Three-Course Dinner for Two, Mid-Range

$124 €106

$32.58 Rp 564.7K

280.02%

Fast Food Meal (McDonalds, etc)

$11.24 €9.62

$5.07 Rp 87.8K

121.70%

Cappuccino

$4.38 €3.75

$2.83 Rp 49.0K

54.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.87 €5.88

$1.34 Rp 23.2K

412.69%

Water (0.33 liter bottle)

$8.18 €7.00

$0.69 Rp 12.0K

1085.51%

Local Beer (0.5 liter draught)

$10.26 €8.78

$2.99 Rp 51.8K

243.14%

Imported Beer (0.33 liter bottle)

$12.81 €10.96

$3.85 Rp 66.7K

232.73%

Milk (1 liter)

$2.26 €1.93

$1.74 Rp 30.2K

29.89%

White Bread (500g)

$5.10 €4.37

$2.54 Rp 44.0K

100.79%

Rice (white) (1kg)

$4.73 €4.05

$1.19 Rp 20.6K

297.48%

Eggs

$4.76 €4.07

$2.43 Rp 42.0K

95.88%

Local Cheese (1kg)

$14.66 Rp 254.1K

Chicken Fillets (1kg)

$17.08 €14.62

$4.18 Rp 72.4K

308.61%

Beef Round Steak (1kg)

$22.83 €19.54

$11.94 Rp 206.9K

91.21%

Apples (1kg)

$6.19 €5.30

$3.69 Rp 63.9K

67.75%

Banana (1kg)

$7.54 €6.45

$1.61 Rp 27.8K

368.32%

Oranges (1kg)

$4.92 €4.21

$2.69 Rp 46.5K

82.90%

Tomato (1kg)

$8.69 €7.44

$2.33 Rp 40.4K

272.96%

Potato (1kg)

$5.73 €4.90

$1.91 Rp 33.0K

200.00%

Onion (1kg)

$5.74 €4.91

$2.19 Rp 37.9K

162.10%

Lettuce (1 head)

$5.13 €4.39

$1.06 Rp 18.3K

383.96%

Water (1.5 liter bottle)

$6.47 €5.54

$0.72 Rp 12.5K

798.61%

Cigarettes 20 Pack (Marlboro, Camel)

$12.48 €10.68

$3.13 Rp 54.3K

298.72%

Wine (Bottle)

$17.81 €15.25

$23.49 Rp 407.1K

-24.18%

Local Beer (0.5 liter bottle)

$2.08 €1.78

$2.74 Rp 47.5K

-24.09%

Imported Beer (0.33 liter bottle)

$4.56 €3.90

$2.88 Rp 49.9K

58.33%

One-way Ticket (Public Transport)

$2.06 €1.77

$0.29 Rp 5,029

610.34%

Public Transport Monthly Pass (Regular Price)

$39.03 €33.41

$8.17 Rp 141.6K

377.72%

Taxi Start (Normal Tariff)

$5.62 €4.81

$0.45 Rp 7,863

1148.89%

Taxi (Normal Tariff) (1km)

$2.04 €1.75

$0.42 Rp 7,305

385.71%

Taxi 1hour Waiting (Normal Tariff)

$117 €99.9

$6.16 Rp 106.7K

1793.83%

Gasoline (1 liter)

$2.44 €2.09

$0.84 Rp 14.6K

190.48%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$56.2K €48.1K

$26.2K Rp 454.9M

114.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$44.4K €38.0K

$32.5K Rp 562.9M

36.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$493 €422

$78.4 Rp 1.4M

528.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$61.4 €52.5

$3.95 Rp 68.5K

1453.42%

Internet (50+ Mbps, Unlimited Data)

$101 €86.8

$24.40 Rp 423.0K

315.53%

Gym Membership (Monthly)

$540 €462

$96.5 Rp 1.7M

459.07%

Tennis Court (1 Hour on Weekend)

$57.2 €48.96

$6.35 Rp 110.0K

800.79%

Cinema Ticket

$18.43 €15.78

$4.04 Rp 70.0K

356.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,696 €3,164

$303 Rp 5.2M

1121.42%

International Primary School, 1 Child (Yearly)

$17.5K €15.0K

$6,523 Rp 113.1M

168.00%

Jeans (Levis 501 Or Similar)

$232 €199

$53.8 Rp 933.1K

331.22%

Summer Dress (H&M, Zara, etc)

$81.2 €69.5

$37.98 Rp 658.3K

113.80%

Sport Shoes (Adidas, Nike)

$204 €174

$86.8 Rp 1.5M

134.68%

Men's Leather Business Shoes

$284 €243

$78.9 Rp 1.4M

260.39%

1-bedroom Apartment, City Center (Monthly)

$2,523 €2,160

$1,012 Rp 17.5M

149.27%

1-bedroom Apartment, Outside City Center (Monthly)

$2,280 €1,951

$674 Rp 11.7M

238.01%

3-bedroom Apartment, City Center (Monthly)

$7,840 €6,711

$3,390 Rp 58.8M

131.29%

3-bedroom Apartment, Outside City Center (Monthly)

$7,731 €6,618

$2,098 Rp 36.4M

268.46%

Buy Apartment in City Center (m2)

$68.4K €58.6K

$2,985 Rp 51.7M

2192.68%

Buy Apartment Outside City Center (m2)

$55.4K €47.4K

$2,339 Rp 40.5M

2269.15%

Average Monthly Net Salary (After Tax)

$9,037 €7,736

$173 Rp 3.0M

5119.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-84.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monte Carlo: April 27, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $2,523 in Monte Carlo and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Monte Carlo pays 5120% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $124 in Monte Carlo vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $587 vs $298 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monte Carlo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 261% lower than in Monte Carlo. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Monte Carlo pays 5120% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,523 in Monte Carlo versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $124 in Monte Carlo. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $5,190 per month in Monte Carlo versus $1,438 in Ubud, Bali – a 261% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,438 in Ubud, Bali versus $5,190 in Monte Carlo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Monte Carlo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Monte Carlo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 261% less than in Monte Carlo. Beyond cost, consider language, visa policies, and how big the international community is in each city.