Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Monaco

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $10.4K in Monaco, rent and utilities included – about $108,800 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
504

Cost of Living Index in Monaco
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Monaco Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monaco

🇲🇨 Monaco

$10.4K

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Monaco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Monaco actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $10.4K in Monaco.

Ubud, Bali $1,353
Monaco $10.4K

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $11.9K in Monaco.

Ubud, Bali $2,297
Monaco $11.9K

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $13.4K in Monaco.

Ubud, Bali $3,241
Monaco $13.4K

Living in Ubud, Bali costs roughly 87% less than in Monaco, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Ubud, Bali 0% above, Monaco 669% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$19.81 €17.62

-83.70%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$166 €148

-78.99%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.38 €11.01

-53.96%

Cappuccino

$2.62 Rp 47.1K

$3.61 €3.21

-27.42%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$6.11 €5.43

-71.85%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$4.57 €4.07

-82.28%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$9.98 €8.87

-73.45%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$8.70 €7.74

-49.77%

Milk (1 liter)

$1.57 Rp 28.3K

$1.82 €1.62

-13.74%

White Bread (500g)

$2.19 Rp 39.5K

$3.24 €2.88

-32.41%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.08 €3.63

-71.08%

Eggs

$2.16 Rp 38.8K

$4.97 €4.42

-56.54%

Local Cheese (1kg)

$17.65 Rp 317.7K

$13.90 €12.36

26.98%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$16.91 €15.04

-77.65%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$18.47 €16.43

-35.30%

Apples (1kg)

$3.60 Rp 64.8K

$3.25 €2.89

10.77%

Banana (1kg)

$1.59 Rp 28.6K

$2.73 €2.43

-41.76%

Oranges (1kg)

$2.31 Rp 41.6K

$2.69 €2.39

-14.13%

Tomato (1kg)

$1.91 Rp 34.3K

$3.57 €3.17

-46.50%

Potato (1kg)

$1.78 Rp 32.1K

$2.37 €2.10

-24.89%

Onion (1kg)

$2.33 Rp 41.9K

$2.85 €2.54

-18.25%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.89 €1.68

-47.09%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$7.79 €6.93

-93.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$14.26 €12.69

-83.94%

Wine (Bottle)

$22.07 Rp 397.3K

$6.61 €5.88

233.89%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.56 €1.39

50.64%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$4.40 €3.92

-32.27%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.27 €2.02

-89.87%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$23.50 €20.90

-62.13%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.61 €1.43

-73.29%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$90.6 €80.6

-93.96%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.23 €1.98

-62.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$48.8K €43.4K

-51.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$38.4K €34.2K

-14.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$424 €377

-81.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$42.44 €37.75

-84.54%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$62.7 €55.7

-70.31%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$229 €204

-76.36%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$52.6 €46.74

-65.21%

Cinema Ticket

$4.25 Rp 76.5K

$13.53 €12.03

-68.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$2,155 €1,917

-77.13%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$44.4K €39.5K

-87.39%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$152 €136

-70.10%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$82.0 €72.9

-57.37%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$170 €151

-54.33%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$722 €642

-89.12%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$9,333 €8,302

-87.88%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$8,266 €7,353

-91.86%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$16.5K €14.7K

-78.15%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$8,429 €7,498

-79.81%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$72.1K €64.2K

-96.23%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$55.0K €48.9K

-95.92%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$8,751 €7,784

-98.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.25

324.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Monaco: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Monaco

$8.3K 79.3% 1129% $7.6K

Groceries & Markets

Ubud, Bali

$287 21.2%

Monaco

$473 4.5% 64.8% $186

Clothing & Footwear

Ubud, Bali

$107 7.9%

Monaco

$507 4.9% 376% $400

Eating Out

Ubud, Bali

$106 7.9%

Monaco

$349 3.4% 228% $243

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Monaco

$529 5.1% 403% $423

Sport & Entertainment

Ubud, Bali

$63 4.6%

Monaco

$256 2.5% 309% $193

Getting Around

Ubud, Bali

$12 0.9%

Monaco

$41 * 0.4% 227% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $9,333 in Monaco. Housing cost is often the main lever when comparing two cities.

Monaco pays 5160% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $166 in Monaco for a mid-range dinner for two. Groceries echo the gap at $287 vs $473 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇲🇨 Monaco

🕒 Local time

20:32 8:32 PM

14:32 2:32 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

39,050 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Monaco 12,090 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Monaco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Monaco: Cost of Living - Frequently Asked Questions

Ubud, Bali and Monaco differ by about 670% in total monthly costs ($1,353 vs $10.4K including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 5160% lower in Monaco. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $9,333 in Monaco. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $166 in Monaco. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,353 per month in Ubud, Bali versus $10.4K in Monaco – a 670% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $10.4K in Monaco, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Monaco. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Monaco are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 670% less than in Monaco. Beyond cost, consider language, visa policies, and how big the international community is in each city.