Cost of Living Comparison Between Monaco and Ubud, Bali Cost of Living Comparison Between Monaco and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $10.9K in Monaco versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $11.7K in Monaco versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $12.5K in Monaco versus $3,763 in Ubud, Bali.

Living in Monaco is roughly 676% more expensive than in Ubud, Bali, driven mainly by Sport & Entertainment.

Both cities are pricier than the global median: Monaco 718% above, Ubud, Bali 5% above.

Meal at Budget Restaurant

$23.12 €20.20

$3.45 Rp 61.8K

570.14%

Three-Course Dinner for Two, Mid-Range

$203 €178

$32.34 Rp 578.5K

529.00%

Fast Food Meal (McDonalds, etc)

$11.99 €10.48

$4.84 Rp 86.7K

147.73%

Cappuccino

$4.92 €4.29

$2.75 Rp 49.1K

78.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.76 €5.04

$1.38 Rp 24.8K

317.39%

Water (0.33 liter bottle)

$4.65 €4.06

$0.75 Rp 13.4K

520.00%

Local Beer (0.5 liter draught)

$9.69 €8.47

$2.99 Rp 53.5K

224.08%

Imported Beer (0.33 liter bottle)

$8.20 €7.16

$3.85 Rp 68.9K

112.99%

Milk (1 liter)

$1.79 €1.57

$1.74 Rp 31.1K

2.87%

White Bread (500g)

$4.28 €3.74

$2.46 Rp 44.0K

73.98%

Rice (white) (1kg)

$3.44 €3.01

$1.17 Rp 20.9K

194.02%

Eggs

$4.67 €4.08

$2.43 Rp 43.5K

92.18%

Local Cheese (1kg)

$17.33 €15.14

$14.50 Rp 259.5K

19.52%

Chicken Fillets (1kg)

$16.79 €14.67

$4.35 Rp 77.8K

285.98%

Beef Round Steak (1kg)

$16.86 €14.73

$11.98 Rp 214.3K

40.73%

Apples (1kg)

$2.58 €2.25

$3.72 Rp 66.5K

-30.65%

Banana (1kg)

$2.86 €2.50

$1.63 Rp 29.1K

75.46%

Oranges (1kg)

$2.88 €2.52

$2.74 Rp 49.1K

5.11%

Tomato (1kg)

$4.75 €4.15

$2.24 Rp 40.1K

112.05%

Potato (1kg)

$2.50 €2.19

$1.92 Rp 34.3K

30.21%

Onion (1kg)

$2.64 €2.31

$2.28 Rp 40.7K

15.79%

Lettuce (1 head)

$1.95 €1.71

$1.06 Rp 19.0K

83.96%

Water (1.5 liter bottle)

$8.06 €7.05

$0.72 Rp 12.9K

1019.44%

Cigarettes 20 Pack (Marlboro, Camel)

$14.39 €12.58

$3.29 Rp 58.8K

337.39%

Wine (Bottle)

$7.99 €6.98

$23.19 Rp 414.9K

-65.55%

Local Beer (0.5 liter bottle)

$1.64 €1.43

$2.78 Rp 49.7K

-41.01%

Imported Beer (0.33 liter bottle)

$5.13 €4.48

$2.73 Rp 48.9K

87.91%

One-way Ticket (Public Transport)

$2.13 €1.86

$0.27 Rp 4,765

688.89%

Public Transport Monthly Pass (Regular Price)

$25.38 €22.18

$8.11 Rp 145.0K

212.95%

Taxi Start (Normal Tariff)

$7.54 €6.58

$0.48 Rp 8,636

1470.83%

Taxi (Normal Tariff) (1km)

$1.62 €1.42

$0.42 Rp 7,511

285.71%

Taxi 1hour Waiting (Normal Tariff)

$91.6 €80.1

$6.22 Rp 111.3K

1373.31%

Gasoline (1 liter)

$2.39 €2.09

$0.81 Rp 14.6K

195.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.3K €44.0K

$26.6K Rp 476.1M

89.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.3K €35.2K

$32.2K Rp 575.9M

25.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$333 €291

$78.4 Rp 1.4M

325.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.24 €42.15

$4.07 Rp 72.8K

1085.26%

Internet (50+ Mbps, Unlimited Data)

$64.7 €56.5

$24.33 Rp 435.2K

165.93%

Gym Membership (Monthly)

$568 €496

$98.6 Rp 1.8M

475.50%

Tennis Court (1 Hour on Weekend)

$45.37 €39.64

$6.34 Rp 113.3K

615.62%

Cinema Ticket

$14.12 €12.34

$3.99 Rp 71.3K

253.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,259 €1,974

$305 Rp 5.5M

640.63%

International Primary School, 1 Child (Yearly)

$46.2K €40.3K

$6,642 Rp 118.8M

595.17%

Jeans (Levis 501 Or Similar)

$173 €151

$54.1 Rp 968.6K

219.36%

Summer Dress (H&M, Zara, etc)

$69.9 €61.1

$37.81 Rp 676.3K

84.98%

Sport Shoes (Adidas, Nike)

$197 €172

$86.8 Rp 1.6M

126.76%

Men's Leather Business Shoes

$683 €597

$76.4 Rp 1.4M

794.85%

1-bedroom Apartment, City Center (Monthly)

$8,462 €7,393

$992 Rp 17.7M

753.11%

1-bedroom Apartment, Outside City Center (Monthly)

$8,351 €7,296

$673 Rp 12.0M

1141.37%

3-bedroom Apartment, City Center (Monthly)

$43.6K €38.1K

$3,375 Rp 60.4M

1192.38%

3-bedroom Apartment, Outside City Center (Monthly)

$6,968 €6,088

$2,050 Rp 36.7M

239.87%

Buy Apartment in City Center (m2)

$73.7K €64.4K

$2,805 Rp 50.2M

2526.71%

Buy Apartment Outside City Center (m2)

$55.9K €48.8K

$2,227 Rp 39.8M

2409.72%

Average Monthly Net Salary (After Tax)

$9,008 €7,871

$167 Rp 3.0M

5295.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

13.28

-75.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monaco: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $8,462 in Monaco and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Monaco pays 5296% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $203 in Monaco vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $497 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monaco vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monaco and Ubud, Bali differ by about 676% in total monthly costs ($10.9K vs $1,408 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 5296% higher in Monaco, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $8,462 in Monaco versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $203 in Monaco. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $10.9K per month in Monaco versus $1,408 in Ubud, Bali – a 676% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,408 in Ubud, Bali versus $10.9K in Monaco, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Monaco. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Monaco and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 676% less than in Monaco. Beyond cost, consider language, visa policies, and how big the international community is in each city.