Cost of Living Comparison Between Monaco and Ubud, Bali Cost of Living Comparison Between Monaco and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $10.9K in Monaco versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $12.4K in Monaco versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $13.9K in Monaco versus $3,273 in Ubud, Bali.

Living in Monaco is roughly 684% more expensive than in Ubud, Bali, driven mainly by Clothing & Footwear.

Both cities are pricier than the global median: Monaco 697% above, Ubud, Bali 2% above.

Meal at Budget Restaurant

$20.36 €17.50

$3.37 Rp 59.7K

504.15%

Three-Course Dinner for Two, Mid-Range

$174 €150

$38.59 Rp 682.4K

351.15%

Fast Food Meal (McDonalds, etc)

$12.91 €11.10

$5.52 Rp 97.6K

133.88%

Cappuccino

$3.94 €3.39

$2.64 Rp 46.8K

49.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.44 €5.54

$1.67 Rp 29.6K

285.63%

Water (0.33 liter bottle)

$4.79 €4.11

$0.77 Rp 13.6K

522.08%

Local Beer (0.5 liter draught)

$10.64 €9.15

$2.63 Rp 46.6K

304.56%

Imported Beer (0.33 liter bottle)

$9.15 €7.87

$4.28 Rp 75.7K

113.79%

Milk (1 liter)

$1.88 €1.62

$1.55 Rp 27.3K

21.29%

White Bread (500g)

$3.37 €2.89

$2.22 Rp 39.3K

51.80%

Rice (white) (1kg)

$4.34 €3.73

$1.13 Rp 19.9K

284.07%

Eggs

$5.00 €4.30

$2.09 Rp 36.9K

139.23%

Local Cheese (1kg)

$14.33 €12.32

$17.39 Rp 307.6K

-17.60%

Chicken Fillets (1kg)

$17.48 €15.03

$3.87 Rp 68.4K

351.68%

Beef Round Steak (1kg)

$18.65 €16.03

$12.55 Rp 221.9K

48.61%

Apples (1kg)

$3.26 €2.81

$3.62 Rp 63.9K

-9.94%

Banana (1kg)

$2.94 €2.53

$1.56 Rp 27.6K

88.46%

Oranges (1kg)

$2.83 €2.43

$2.35 Rp 41.6K

20.43%

Tomato (1kg)

$3.64 €3.13

$2.06 Rp 36.4K

76.70%

Potato (1kg)

$2.53 €2.18

$1.90 Rp 33.6K

33.16%

Onion (1kg)

$2.93 €2.52

$2.34 Rp 41.3K

25.21%

Lettuce (1 head)

$1.95 €1.68

$1.03 Rp 18.2K

89.32%

Water (1.5 liter bottle)

$7.95 €6.83

$0.55 Rp 9,809

1345.45%

Cigarettes 20 Pack (Marlboro, Camel)

$14.36 €12.34

$2.25 Rp 39.8K

538.22%

Wine (Bottle)

$7.97 €6.85

$23.81 Rp 421.0K

-66.53%

Local Beer (0.5 liter bottle)

$1.64 €1.41

$2.31 Rp 40.9K

-29.00%

Imported Beer (0.33 liter bottle)

$4.63 €3.98

$2.80 Rp 49.5K

65.36%

One-way Ticket (Public Transport)

$2.26 €1.94

$0.27 Rp 4,816

737.04%

Public Transport Monthly Pass (Regular Price)

$24.67 €21.21

$8.66 Rp 153.2K

184.87%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

Taxi (Normal Tariff) (1km)

$1.62 €1.39

$0.45 Rp 7,887

260.00%

Taxi 1hour Waiting (Normal Tariff)

$94.6 €81.3

$5.72 Rp 101.1K

1553.15%

Gasoline (1 liter)

$2.29 €1.97

$0.76 Rp 13.4K

201.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$51.0K €43.8K

$24.5K Rp 433.0M

108.12%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.2K €35.5K

$32.1K Rp 568.0M

28.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$438 €376

$83.6 Rp 1.5M

424.00%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.52 €36.55

$6.46 Rp 114.2K

558.20%

Internet (50+ Mbps, Unlimited Data)

$67.2 €57.8

$18.99 Rp 335.9K

253.77%

Gym Membership (Monthly)

$239 €206

$56.0 Rp 989.8K

327.64%

Tennis Court (1 Hour on Weekend)

$55.7 €47.86

$18.62 Rp 329.2K

198.98%

Cinema Ticket

$14.11 €12.13

$4.28 Rp 75.7K

229.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,234 €1,920

$487 Rp 8.6M

359.16%

International Primary School, 1 Child (Yearly)

$45.6K €39.2K

$5,856 Rp 103.6M

679.33%

Jeans (Levis 501 Or Similar)

$158 €136

$45.56 Rp 805.6K

246.55%

Summer Dress (H&M, Zara, etc)

$86.0 €73.9

$36.38 Rp 643.3K

136.26%

Sport Shoes (Adidas, Nike)

$172 €148

$82.0 Rp 1.4M

109.99%

Men's Leather Business Shoes

$768 €661

$80.4 Rp 1.4M

855.73%

1-bedroom Apartment, City Center (Monthly)

$9,435 €8,111

$1,117 Rp 19.7M

744.99%

1-bedroom Apartment, Outside City Center (Monthly)

$8,667 €7,451

$701 Rp 12.4M

1136.18%

3-bedroom Apartment, City Center (Monthly)

$17.1K €14.7K

$3,537 Rp 62.5M

384.02%

3-bedroom Apartment, Outside City Center (Monthly)

$8,551 €7,352

$1,762 Rp 31.2M

385.23%

Buy Apartment in City Center (m2)

$75.9K €65.2K

$2,826 Rp 50.0M

2584.94%

Buy Apartment Outside City Center (m2)

$57.7K €49.6K

$2,292 Rp 40.5M

2418.81%

Average Monthly Net Salary (After Tax)

$9,142 €7,859

$170 Rp 3.0M

5284.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

13.78

-76.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monaco: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $9,435 in Monaco and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Monaco pays 5284% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $174 in Monaco vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $490 vs $293 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monaco vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monaco and Ubud, Bali differ by about 684% in total monthly costs ($10.9K vs $1,396 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 5284% higher in Monaco, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $9,435 in Monaco versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $174 in Monaco. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $10.9K per month in Monaco versus $1,396 in Ubud, Bali – a 684% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,396 in Ubud, Bali versus $10.9K in Monaco, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Monaco. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Monaco and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 684% less than in Monaco. Beyond cost, consider language, visa policies, and how big the international community is in each city.