Last update: Oct 2026

Cost of Living Comparison Between Monaco and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $10.4K in Monaco, rent and utilities included – about $108,800 less a year. Rent and utilities account for most of the difference.

504

Cost of Living Index in Monaco
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Monaco Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Monaco

🇲🇨 Monaco

$10.4K

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Monaco and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Monaco and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $10.4K in Monaco versus $1,353 in Ubud, Bali.

Monaco $10.4K
Ubud, Bali $1,353

Estimated couple costs with rent: $11.9K in Monaco versus $2,297 in Ubud, Bali.

Monaco $11.9K
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $13.4K in Monaco versus $3,241 in Ubud, Bali.

Monaco $13.4K
Ubud, Bali $3,241

Living in Monaco is roughly 670% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Monaco 669% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$19.81 €17.62

$3.23 Rp 58.1K

513.31%

Three-Course Dinner for Two, Mid-Range

$166 €148

$34.88 Rp 627.8K

376.06%

Fast Food Meal (McDonalds, etc)

$12.38 €11.01

$5.70 Rp 102.5K

117.19%

Cappuccino

$3.61 €3.21

$2.62 Rp 47.1K

37.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$6.11 €5.43

$1.72 Rp 31.0K

255.23%

Water (0.33 liter bottle)

$4.57 €4.07

$0.81 Rp 14.6K

464.20%

Local Beer (0.5 liter draught)

$9.98 €8.87

$2.65 Rp 47.7K

276.60%

Imported Beer (0.33 liter bottle)

$8.70 €7.74

$4.37 Rp 78.6K

99.08%

Milk (1 liter)

$1.82 €1.62

$1.57 Rp 28.3K

15.92%

White Bread (500g)

$3.24 €2.88

$2.19 Rp 39.5K

47.95%

Rice (white) (1kg)

$4.08 €3.63

$1.18 Rp 21.2K

245.76%

Eggs

$4.97 €4.42

$2.16 Rp 38.8K

130.09%

Local Cheese (1kg)

$13.90 €12.36

$17.65 Rp 317.7K

-21.25%

Chicken Fillets (1kg)

$16.91 €15.04

$3.78 Rp 68.0K

347.35%

Beef Round Steak (1kg)

$18.47 €16.43

$11.95 Rp 215.1K

54.56%

Apples (1kg)

$3.25 €2.89

$3.60 Rp 64.8K

-9.72%

Banana (1kg)

$2.73 €2.43

$1.59 Rp 28.6K

71.70%

Oranges (1kg)

$2.69 €2.39

$2.31 Rp 41.6K

16.45%

Tomato (1kg)

$3.57 €3.17

$1.91 Rp 34.3K

86.91%

Potato (1kg)

$2.37 €2.10

$1.78 Rp 32.1K

33.15%

Onion (1kg)

$2.85 €2.54

$2.33 Rp 41.9K

22.32%

Lettuce (1 head)

$1.89 €1.68

$1.00 Rp 18.0K

89.00%

Water (1.5 liter bottle)

$7.79 €6.93

$0.53 Rp 9,509

1369.81%

Cigarettes 20 Pack (Marlboro, Camel)

$14.26 €12.69

$2.29 Rp 41.1K

522.71%

Wine (Bottle)

$6.61 €5.88

$22.07 Rp 397.3K

-70.05%

Local Beer (0.5 liter bottle)

$1.56 €1.39

$2.35 Rp 42.2K

-33.62%

Imported Beer (0.33 liter bottle)

$4.40 €3.92

$2.98 Rp 53.6K

47.65%

One-way Ticket (Public Transport)

$2.27 €2.02

$0.23 Rp 4,112

886.96%

Public Transport Monthly Pass (Regular Price)

$23.50 €20.90

$8.90 Rp 160.2K

164.04%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$1.61 €1.43

$0.43 Rp 7,737

274.42%

Taxi 1hour Waiting (Normal Tariff)

$90.6 €80.6

$5.47 Rp 98.4K

1556.86%

Gasoline (1 liter)

$2.23 €1.98

$0.83 Rp 14.9K

168.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.8K €43.4K

$23.9K Rp 429.8M

104.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.4K €34.2K

$32.8K Rp 590.1M

17.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$424 €377

$80.0 Rp 1.4M

429.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$42.44 €37.75

$6.56 Rp 118.1K

546.95%

Internet (50+ Mbps, Unlimited Data)

$62.7 €55.7

$18.60 Rp 334.8K

236.83%

Gym Membership (Monthly)

$229 €204

$54.1 Rp 974.1K

322.95%

Tennis Court (1 Hour on Weekend)

$52.6 €46.74

$18.28 Rp 329.0K

187.47%

Cinema Ticket

$13.53 €12.03

$4.25 Rp 76.5K

218.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,155 €1,917

$493 Rp 8.9M

337.34%

International Primary School, 1 Child (Yearly)

$44.4K €39.5K

$5,597 Rp 100.7M

692.99%

Jeans (Levis 501 Or Similar)

$152 €136

$45.58 Rp 820.4K

234.44%

Summer Dress (H&M, Zara, etc)

$82.0 €72.9

$34.96 Rp 629.4K

134.55%

Sport Shoes (Adidas, Nike)

$170 €151

$77.7 Rp 1.4M

118.95%

Men's Leather Business Shoes

$722 €642

$78.5 Rp 1.4M

819.03%

1-bedroom Apartment, City Center (Monthly)

$9,333 €8,302

$1,131 Rp 20.4M

724.83%

1-bedroom Apartment, Outside City Center (Monthly)

$8,266 €7,353

$673 Rp 12.1M

1128.50%

3-bedroom Apartment, City Center (Monthly)

$16.5K €14.7K

$3,613 Rp 65.0M

357.68%

3-bedroom Apartment, Outside City Center (Monthly)

$8,429 €7,498

$1,702 Rp 30.6M

395.32%

Buy Apartment in City Center (m2)

$72.1K €64.2K

$2,717 Rp 48.9M

2554.20%

Buy Apartment Outside City Center (m2)

$55.0K €48.9K

$2,241 Rp 40.3M

2353.77%

Average Monthly Net Salary (After Tax)

$8,751 €7,784

$166 Rp 3.0M

5160.05%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

13.78

-76.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Monaco: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Monaco

$8.3K 79.3%

Ubud, Bali

$673 49.7% 91.9% $7.6K

Monthly Utilities & Internet

Monaco

$529 5.1%

Ubud, Bali

$105 7.8% 80.1% $423

Clothing & Footwear

Monaco

$507 4.9%

Ubud, Bali

$107 7.9% 79% $400

Groceries & Markets

Monaco

$473 4.5%

Ubud, Bali

$287 21.2% 39.3% $186

Eating Out

Monaco

$349 3.4%

Ubud, Bali

$106 7.9% 69.5% $243

Sport & Entertainment

Monaco

$256 2.5%

Ubud, Bali

$63 4.6% 75.5% $193

Getting Around

Monaco

$41 * 0.4%

Ubud, Bali

$12 0.9% 69.4% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $9,333 in Monaco and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Monaco pays 5160% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $166 in Monaco vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $473 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇲🇨 Monaco

🇮🇩 Ubud, Bali

🕒 Local time

12:51 12:51 PM

18:51 6:51 PM

6 h ahead of Monaco

🌤 Weather

👥 Population

39,050 Capital

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

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Monaco Ubud, Bali 12,090 km ≈ 16 h nonstop flight

From you

Monaco
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Monaco vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monaco and Ubud, Bali differ by about 670% in total monthly costs ($10.4K vs $1,353 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 5160% higher in Monaco, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $9,333 in Monaco versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $166 in Monaco. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $10.4K per month in Monaco versus $1,353 in Ubud, Bali – a 670% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $10.4K in Monaco, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Monaco. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Monaco and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 670% less than in Monaco. Beyond cost, consider language, visa policies, and how big the international community is in each city.