Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Moga

For one person, living is cheaper in Moga: $333 a month against $1,349 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
16

Cost of Living Index in Moga
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Moga Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Moga

🇮🇳 India

$333

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Moga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Moga actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $333 in Moga, rent included.

Ubud, Bali $1,349
Moga $333

A couple spends around $2,305 per month in Ubud, Bali vs $535 in Moga, rent included.

Ubud, Bali $2,305
Moga $535

A family of three spends $3,261 per month in Ubud, Bali vs $737 in Moga, rent included.

Ubud, Bali $3,261
Moga $737

Ubud, Bali costs about 305% more than Moga, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$3.23 ₹307

2.79%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$10.71 ₹1,017

232.77%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$3.79 ₹359

45.91%

Cappuccino

$2.72 Rp 49.3K

$1.84 ₹175

47.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.36 ₹34.33

372.22%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.14 ₹13.17

442.86%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.94 ₹184

36.60%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$2.67 ₹254

64.04%

Milk (1 liter)

$1.49 Rp 27.0K

$0.66 ₹62.8

125.76%

White Bread (500g)

$2.28 Rp 41.2K

$0.43 ₹41.09

430.23%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.76 ₹72.6

56.58%

Eggs

$2.04 Rp 36.9K

$0.84 ₹79.7

142.86%

Local Cheese (1kg)

$17.70 Rp 320.8K

$4.11 ₹390

330.66%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$3.23 ₹307

22.60%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$3.66 Rp 66.2K

$0.65 ₹62.0

463.08%

Banana (1kg)

$1.52 Rp 27.5K

$0.52 ₹49.22

192.31%

Oranges (1kg)

$2.23 Rp 40.4K

$0.69 ₹65.4

223.19%

Tomato (1kg)

$1.97 Rp 35.7K

$0.48 ₹45.68

310.42%

Potato (1kg)

$1.85 Rp 33.5K

$0.28 ₹26.19

560.71%

Onion (1kg)

$2.42 Rp 43.9K

$0.35 ₹33.18

591.43%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.47 ₹44.52

110.64%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.27 ₹25.37

88.89%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.07 ₹482

-56.21%

Wine (Bottle)

$22.24 Rp 403.0K

$9.89 ₹939

124.87%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.54 ₹146

46.75%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$2.08 ₹198

42.79%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.81 ₹456

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.21 ₹20.03

19.05%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$6.09 ₹579

28.41%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$1.03 ₹98.0

-57.28%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.33 ₹31.80

30.30%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$1.61 ₹153

236.02%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.05 ₹99.6

-21.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$11.1K ₹1.1M

114.75%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$18.1K ₹1.7M

75.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$31.16 ₹2,959

153.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$3.19 ₹303

102.19%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$7.15 ₹679

159.86%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$14.39 ₹1,366

243.85%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$6.67 ₹634

164.62%

Cinema Ticket

$4.27 Rp 77.4K

$3.59 ₹341

18.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$31.33 ₹2,975

1465.72%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$755 ₹71.7K

651.41%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$25.14 ₹2,387

77.57%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$28.42 ₹2,699

22.98%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$39.66 ₹3,766

101.46%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$38.62 ₹3,667

105.64%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$58.7 ₹5,574

1816.27%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$28.86 ₹2,740

2226.72%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$127 ₹12.1K

2706.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$87.5 ₹8,308

1869.49%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$845 ₹80.2K

223.43%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$463 ₹44.0K

393.37%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$207 ₹19.6K

-20.70%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.88

55.18%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Moga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Moga

$29 8.7% 95.7% $643

Groceries & Markets

Ubud, Bali

$288 21.4%

Moga

$96 28.7% 66.9% $193

Eating Out

Ubud, Bali

$108 8%

Moga

$76 22.9% 29.1% $31

Clothing & Footwear

Ubud, Bali

$108 8%

Moga

$59 17.8% 44.8% $48

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Moga

$42 12.5% 60.1% $63

Sport & Entertainment

Ubud, Bali

$58 4.3%

Moga

$22 6.5% 62.8% $36

Getting Around

Ubud, Bali

$11 0.9%

Moga

$9.7 2.9% 15.5% $1.8

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $59 in Moga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 26% higher in Moga, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $36 in Ubud, Bali versus $11 in Moga. Monthly groceries follow the same trend: $288 vs $96 – making Moga the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Moga

🕒 Local time

17:08 5:08 PM

14:38 2:38 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

150,411

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.95 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.44 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,221 IDR (100,000 IDR = 4.95 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.44 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Moga 6,110 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Moga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Moga: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 305% more than Moga, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $499 in Moga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Moga, especially for central apartments: a one-bedroom in the center costs $59 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $333 in Moga. That makes Moga about 75% cheaper.

Public transport costs about 22% less in Moga. For daily commuters, that gap adds up to noticeable savings over a year.

A $800 monthly budget goes further in Moga, where all-in costs run around $333, than in Ubud, Bali at $1,349. In Moga it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

Families tend to lean toward Moga – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Moga is the easier option financially – housing and daily costs are lower, and overall it costs about 75% less, which matters a lot on a fixed budget or early-career salary.