Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Modesto, CA

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,708 in Modesto, CA, rent and utilities included – about $16,300 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
130

Cost of Living Index in Modesto, CA
Learn more

Modesto, CA Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Modesto, CA

🇺🇸 United States

$2,708

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Modesto, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Modesto, CA actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,708 in Modesto, CA, rent included.

Ubud, Bali $1,349
Modesto, CA $2,708

A couple spends around $2,305 per month in Ubud, Bali vs $3,910 in Modesto, CA, rent included.

Ubud, Bali $2,305
Modesto, CA $3,910

A family of three spends $3,261 per month in Ubud, Bali vs $5,112 in Modesto, CA, rent included.

Ubud, Bali $3,261
Modesto, CA $5,112

Ubud, Bali is about 50% cheaper than Modesto, CA, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$15.19 $15.19

-78.14%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$79.2 $79.2

-55.01%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$8.88 $8.88

-37.73%

Cappuccino

$2.72 Rp 49.3K

$5.39 $5.39

-49.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.61 $2.61

-34.87%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.58 $1.58

-51.90%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.07 $5.07

-47.73%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$7.12 $7.12

-38.48%

Milk (1 liter)

$1.49 Rp 27.1K

$1.05 $1.05

41.90%

White Bread (500g)

$2.28 Rp 41.3K

$3.65 $3.65

-37.53%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.09 $4.09

-70.90%

Eggs

$2.04 Rp 36.9K

$5.54 $5.54

-63.18%

Local Cheese (1kg)

$17.70 Rp 321.2K

$12.89 $12.89

37.32%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$13.35 $13.35

-70.34%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$19.65 $19.65

-37.96%

Apples (1kg)

$3.66 Rp 66.3K

$5.38 $5.38

-31.97%

Banana (1kg)

$1.52 Rp 27.5K

$2.01 $2.01

-24.38%

Oranges (1kg)

$2.23 Rp 40.4K

$5.54 $5.54

-59.75%

Tomato (1kg)

$1.97 Rp 35.8K

$5.46 $5.46

-63.92%

Potato (1kg)

$1.85 Rp 33.5K

$3.53 $3.53

-47.59%

Onion (1kg)

$2.42 Rp 44.0K

$2.93 $2.93

-17.41%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.43 $2.43

-59.26%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$2.55 $2.55

-80.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$11.56 $11.56

-80.80%

Wine (Bottle)

$22.24 Rp 403.6K

$15.25 $15.25

45.84%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.88 $1.88

20.21%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.33 $3.33

-10.81%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.96 $1.96

-87.24%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$40.49 $40.49

-80.69%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$3.43 $3.43

-87.17%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$3.05 $3.05

-85.90%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$30.56 $30.56

-82.30%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.43 $1.43

-42.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$36.9K $36.9K

-35.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$26.7K $26.7K

19.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$257 $257

-69.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$48.45 $48.45

-86.69%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$68.6 $68.6

-72.93%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$37.85 $37.85

30.73%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$14.77 $14.77

19.50%

Cinema Ticket

$4.27 Rp 77.6K

$11.21 $11.21

-61.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,836 $1,836

-73.28%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$40.6K $40.6K

-86.01%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$47.86 $47.86

-6.73%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$39.21 $39.21

-10.86%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$95.1 $95.1

-15.99%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$121 $121

-34.37%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,302 $1,302

-13.58%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,359 $1,359

-50.60%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,824 $1,824

95.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$2,155 $2,155

-20.02%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$3,619 $3,619

-24.51%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,962 $2,962

-22.88%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$4,071 $4,071

-95.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.1

125.90%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Modesto, CA: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Modesto, CA

$1.4K 50.2% 102% $688

Groceries & Markets

Ubud, Bali

$288 21.4%

Modesto, CA

$442 16.3% 53.1% $153

Eating Out

Ubud, Bali

$108 8%

Modesto, CA

$269 9.9% 150% $162

Clothing & Footwear

Ubud, Bali

$108 8%

Modesto, CA

$136 5% 26.9% $29

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Modesto, CA

$374 13.8% 259% $270

Sport & Entertainment

Ubud, Bali

$58 4.3%

Modesto, CA

$60 2.2% 3.9% $2.2

Getting Around

Ubud, Bali

$11 0.9%

Modesto, CA

$67 2.5% 487% $56

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,302 in Modesto, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Modesto, CA are about 25 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $79 in Modesto, CA. Monthly groceries follow the same trend: $288 vs $442 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Modesto, CA

🕒 Local time

21:50 9:50 PM

05:50 5:50 AM

16 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

211,266

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,249 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Modesto, CA 13,530 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Modesto, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Modesto, CA: Cost of Living - Frequently Asked Questions

Modesto, CA costs about 101% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,062 in Modesto, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,302 in Modesto, CA.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,708 in Modesto, CA. That makes Ubud, Bali about 50% cheaper.

Public transport costs about 81% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,708 in Modesto, CA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Modesto, CA makes more sense. Both are solid long-term options with distinct trade-offs.