Last update: Oct 2026

Cost of Living Comparison Between Modesto, CA and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,708 in Modesto, CA, rent and utilities included – about $16,300 less a year. Rent and utilities account for most of the difference.

130

Cost of Living Index in Modesto, CA
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Modesto, CA Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Modesto, CA

🇺🇸 United States

$2,708

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Modesto, CA and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Modesto, CA and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,708 per month in Modesto, CA vs $1,349 in Ubud, Bali, rent included.

Modesto, CA $2,708
Ubud, Bali $1,349

A couple spends around $3,910 per month in Modesto, CA vs $2,305 in Ubud, Bali, rent included.

Modesto, CA $3,910
Ubud, Bali $2,305

A family of three spends $5,112 per month in Modesto, CA vs $3,261 in Ubud, Bali, rent included.

Modesto, CA $5,112
Ubud, Bali $3,261

Modesto, CA costs about 101% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$15.19 $15.19

$3.32 Rp 60.3K

357.53%

Three-Course Dinner for Two, Mid-Range

$79.2 $79.2

$35.64 Rp 646.5K

122.25%

Fast Food Meal (McDonalds, etc)

$8.88 $8.88

$5.53 Rp 100.4K

60.58%

Cappuccino

$5.39 $5.39

$2.72 Rp 49.3K

98.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.61 $2.61

$1.70 Rp 30.9K

53.53%

Water (0.33 liter bottle)

$1.58 $1.58

$0.76 Rp 13.8K

107.89%

Local Beer (0.5 liter draught)

$5.07 $5.07

$2.65 Rp 48.1K

91.32%

Imported Beer (0.33 liter bottle)

$7.12 $7.12

$4.38 Rp 79.5K

62.56%

Milk (1 liter)

$1.05 $1.05

$1.49 Rp 27.0K

-29.53%

White Bread (500g)

$3.65 $3.65

$2.28 Rp 41.3K

60.09%

Rice (white) (1kg)

$4.09 $4.09

$1.19 Rp 21.6K

243.70%

Eggs

$5.54 $5.54

$2.04 Rp 36.9K

171.57%

Local Cheese (1kg)

$12.89 $12.89

$17.70 Rp 321.1K

-27.18%

Chicken Fillets (1kg)

$13.35 $13.35

$3.96 Rp 71.9K

237.12%

Beef Round Steak (1kg)

$19.65 $19.65

$12.19 Rp 221.1K

61.20%

Apples (1kg)

$5.38 $5.38

$3.66 Rp 66.3K

46.99%

Banana (1kg)

$2.01 $2.01

$1.52 Rp 27.5K

32.24%

Oranges (1kg)

$5.54 $5.54

$2.23 Rp 40.4K

148.43%

Tomato (1kg)

$5.46 $5.46

$1.97 Rp 35.8K

177.16%

Potato (1kg)

$3.53 $3.53

$1.85 Rp 33.5K

90.81%

Onion (1kg)

$2.93 $2.93

$2.42 Rp 44.0K

21.07%

Lettuce (1 head)

$2.43 $2.43

$0.99 Rp 18.0K

145.45%

Water (1.5 liter bottle)

$2.55 $2.55

$0.51 Rp 9,313

400.00%

Cigarettes 20 Pack (Marlboro, Camel)

$11.56 $11.56

$2.22 Rp 40.3K

420.72%

Wine (Bottle)

$15.25 $15.25

$22.24 Rp 403.4K

-31.43%

Local Beer (0.5 liter bottle)

$1.88 $1.88

$2.26 Rp 41.0K

-16.81%

Imported Beer (0.33 liter bottle)

$3.33 $3.33

$2.97 Rp 53.9K

12.12%

One-way Ticket (Public Transport)

$1.96 $1.96

$0.25 Rp 4,553

684.00%

Public Transport Monthly Pass (Regular Price)

$40.49 $40.49

$7.82 Rp 141.9K

417.77%

Taxi Start (Normal Tariff)

$3.43 $3.43

$0.44 Rp 7,972

679.55%

Taxi (Normal Tariff) (1km)

$3.05 $3.05

$0.43 Rp 7,801

609.30%

Taxi 1hour Waiting (Normal Tariff)

$30.56 $30.56

$5.41 Rp 98.1K

464.88%

Gasoline (1 liter)

$1.43 $1.43

$0.82 Rp 15.0K

74.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.9K $36.9K

$23.8K Rp 432.4M

54.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.7K $26.7K

$31.7K Rp 575.9M

-16.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$257 $257

$79.1 Rp 1.4M

225.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.45 $48.45

$6.45 Rp 116.9K

651.16%

Internet (50+ Mbps, Unlimited Data)

$68.6 $68.6

$18.58 Rp 337.0K

269.38%

Gym Membership (Monthly)

$37.85 $37.85

$49.48 Rp 897.5K

-23.50%

Tennis Court (1 Hour on Weekend)

$14.77 $14.77

$17.65 Rp 320.1K

-16.32%

Cinema Ticket

$11.21 $11.21

$4.27 Rp 77.5K

162.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,836 $1,836

$491 Rp 8.9M

274.22%

International Primary School, 1 Child (Yearly)

$40.6K $40.6K

$5,674 Rp 102.9M

615.03%

Jeans (Levis 501 Or Similar)

$47.86 $47.86

$44.64 Rp 809.7K

7.21%

Summer Dress (H&M, Zara, etc)

$39.21 $39.21

$34.95 Rp 634.0K

12.19%

Sport Shoes (Adidas, Nike)

$95.1 $95.1

$79.9 Rp 1.4M

19.04%

Men's Leather Business Shoes

$121 $121

$79.4 Rp 1.4M

52.38%

1-bedroom Apartment, City Center (Monthly)

$1,302 $1,302

$1,125 Rp 20.4M

15.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,359 $1,359

$671 Rp 12.2M

102.42%

3-bedroom Apartment, City Center (Monthly)

$1,824 $1,824

$3,565 Rp 64.7M

-48.83%

3-bedroom Apartment, Outside City Center (Monthly)

$2,155 $2,155

$1,723 Rp 31.3M

25.04%

Buy Apartment in City Center (m2)

$3,619 $3,619

$2,732 Rp 49.5M

32.47%

Buy Apartment Outside City Center (m2)

$2,962 $2,962

$2,284 Rp 41.4M

29.67%

Average Monthly Net Salary (After Tax)

$4,071 $4,071

$164 Rp 3.0M

2384.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.1

13.78

-55.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Modesto, CA: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Modesto, CA

$1.4K 50.2%

Ubud, Bali

$672 49.8% 50.6% $688

Groceries & Markets

Modesto, CA

$442 16.3%

Ubud, Bali

$288 21.4% 34.7% $153

Monthly Utilities & Internet

Modesto, CA

$374 13.8%

Ubud, Bali

$104 7.7% 72.2% $270

Eating Out

Modesto, CA

$269 9.9%

Ubud, Bali

$108 8% 60% $162

Clothing & Footwear

Modesto, CA

$136 5%

Ubud, Bali

$108 8% 21.2% $29

Getting Around

Modesto, CA

$67 2.5%

Ubud, Bali

$11 0.9% 83% $56

Sport & Entertainment

Modesto, CA

$60 2.2%

Ubud, Bali

$58 4.3% 3.7% $2.2

Cost Breakdown

A central one-bedroom costs $1,302 in Modesto, CA versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Modesto, CA are about 25 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $79 in Modesto, CA versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $442 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 Modesto, CA

🇮🇩 Ubud, Bali

🕒 Local time

04:28 4:28 AM

20:28 8:28 PM

16 h ahead of Modesto, CA

🌤 Weather

👥 Population

211,266

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,241 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

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Between locations

Modesto, CA Ubud, Bali 13,530 km ≈ 17 h nonstop flight

From you

Modesto, CA
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Modesto, CA vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Modesto, CA costs about 101% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,062 per month in Modesto, CA and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,302 in Modesto, CA.

Monthly expenses with rent come to $2,708 in Modesto, CA and $1,349 in Ubud, Bali. That makes Ubud, Bali about 50% cheaper.

Public transport costs about 81% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,708 in Modesto, CA and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Modesto, CA makes more sense. Both are solid long-term options with distinct trade-offs.