Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Middletown, NJ

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,647 in Middletown, NJ, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
127

Cost of Living Index in Middletown, NJ
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Middletown, NJ Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Middletown, NJ

🇺🇸 United States

$2,647

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Middletown, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Middletown, NJ actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,647 in Middletown, NJ, rent included.

Ubud, Bali $1,331
Middletown, NJ $2,647

A couple spends around $2,255 per month in Ubud, Bali vs $3,949 in Middletown, NJ, rent included.

Ubud, Bali $2,255
Middletown, NJ $3,949

A family of three spends $3,180 per month in Ubud, Bali vs $5,251 in Middletown, NJ, rent included.

Ubud, Bali $3,180
Middletown, NJ $5,251

Ubud, Bali is about 50% cheaper than Middletown, NJ, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Middletown, NJ is 96% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$19.84 $19.84

-82.96%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$104 $104

-66.72%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$12.20 $12.20

-54.34%

Cappuccino

$2.62 Rp 47.5K

$5.52 $5.52

-52.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$2.64 $2.64

-41.67%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.35 $2.35

-72.77%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$6.42 $6.42

-58.41%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

$9.05 $9.05

-52.93%

Milk (1 liter)

$1.46 Rp 26.5K

$1.32 $1.32

10.61%

White Bread (500g)

$2.29 Rp 41.6K

$3.56 $3.56

-35.67%

Rice (white) (1kg)

$1.11 Rp 20.1K

$5.39 $5.39

-79.41%

Eggs

$2.10 Rp 38.1K

$3.91 $3.91

-46.29%

Local Cheese (1kg)

$15.94 Rp 289.2K

$13.20 $13.20

20.76%

Chicken Fillets (1kg)

$3.88 Rp 70.4K

$6.71 $6.71

-42.18%

Beef Round Steak (1kg)

$11.40 Rp 206.8K

$13.32 $13.32

-14.41%

Apples (1kg)

$3.55 Rp 64.4K

$3.40 $3.40

4.41%

Banana (1kg)

$1.54 Rp 27.9K

$1.56 $1.56

-1.28%

Oranges (1kg)

$2.23 Rp 40.5K

$2.68 $2.68

-16.79%

Tomato (1kg)

$1.97 Rp 35.8K

$4.31 $4.31

-54.29%

Potato (1kg)

$1.86 Rp 33.7K

$1.62 $1.62

14.81%

Onion (1kg)

$2.42 Rp 43.9K

$4.33 $4.33

-44.11%

Lettuce (1 head)

$1.02 Rp 18.6K

$2.56 $2.56

-60.16%

Water (1.5 liter bottle)

$0.52 Rp 9,475

$2.46 $2.46

-78.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$9.13 $9.13

-75.90%

Wine (Bottle)

$21.79 Rp 395.2K

$20.15 $20.15

8.14%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$2.80 $2.80

-16.79%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.38 $3.38

-12.13%

One-way Ticket (Public Transport)

$0.25 Rp 4,542

$2.19 $2.19

-88.58%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

$65.6 $65.6

-87.55%

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$3.02 $3.02

-85.43%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$2.15 $2.15

-78.14%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$42.59 $42.59

-86.85%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.15 $1.15

-27.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

$31.3K $31.3K

-21.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

$25.5K $25.5K

24.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$224 $224

-65.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$60.8 $60.8

-89.90%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$61.3 $61.3

-69.13%

Gym Membership (Monthly)

$51.0 Rp 925.0K

$36.02 $36.02

41.56%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

$19.85 $19.85

-77.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$3,074 $3,074

-83.98%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

$20.8K $20.8K

-41.19%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

$70.4 $70.4

-35.81%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

$76.1 $76.1

-54.14%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$121 $121

-35.34%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$122 $122

-36.29%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

$1,553 $1,553

-30.61%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$1,258 $1,258

-47.15%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$2,518 $2,518

39.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$2,106 $2,106

-20.67%

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

$2,933 $2,933

-20.22%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,558 $2,558

-12.59%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,066 $3,066

-94.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.78

103.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Middletown, NJ: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Middletown, NJ

$1.3K 47.5% 89.2% $593

Groceries & Markets

Ubud, Bali

$279 21%

Middletown, NJ

$372 14.1% 33.1% $92

Clothing & Footwear

Ubud, Bali

$106 8%

Middletown, NJ

$175 6.6% 65% $69

Eating Out

Ubud, Bali

$106 8%

Middletown, NJ

$332 12.5% 214% $226

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Middletown, NJ

$346 13.1% 237% $243

Sport & Entertainment

Ubud, Bali

$60 4.5%

Middletown, NJ

$76 2.9% 26.7% $16

Getting Around

Ubud, Bali

$12 0.9%

Middletown, NJ

$88 3.3% 638% $76

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,553 in Middletown, NJ. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Middletown, NJ are about 18 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35 in Ubud, Bali versus $104 in Middletown, NJ. Monthly groceries follow the same trend: $279 vs $372 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Middletown, NJ

🕒 Local time

15:27 3:27 PM

02:27 2:27 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

27,812

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

United States Dollar exchange rates as of November 5, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Middletown, NJ 16,350 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Middletown, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Middletown, NJ: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,331 in Ubud, Bali, $2,647 in Middletown, NJ – Ubud, Bali comes out roughly 50% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,970 in Middletown, NJ. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,078 there versus $1,553 in Middletown, NJ.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $2,647 in Middletown, NJ. That makes Ubud, Bali about 50% cheaper.

Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,647 in Middletown, NJ. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Middletown, NJ makes more sense. Both are solid long-term options with distinct trade-offs.