Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Mgarr

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,084 in Mgarr, rent and utilities included – about $8,800 less a year. Rent and utilities account for about half of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
100

Cost of Living Index in Mgarr
Learn more

Mgarr Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Mgarr

🇲🇹 Malta

$2,084

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Mgarr

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Mgarr actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,084 in Mgarr.

Ubud, Bali $1,349
Mgarr $2,084

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $3,145 in Mgarr.

Ubud, Bali $2,305
Mgarr $3,145

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $4,206 in Mgarr.

Ubud, Bali $3,261
Mgarr $4,206

Living in Ubud, Bali costs roughly 35% less than in Mgarr, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$22.25 €19.93

-85.08%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$88.9 €79.6

-59.91%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$13.32 €11.93

-58.48%

Cappuccino

$2.72 Rp 49.3K

$3.18 €2.85

-14.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.30 €2.06

-26.09%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.01 €1.80

-62.19%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$5.49 €4.91

-51.73%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.86 €6.14

-36.15%

Milk (1 liter)

$1.49 Rp 27.0K

$1.36 €1.22

9.56%

White Bread (500g)

$2.28 Rp 41.3K

$1.46 €1.31

56.16%

Rice (white) (1kg)

$1.19 Rp 21.6K

$3.53 €3.16

-66.29%

Eggs

$2.04 Rp 36.9K

$4.45 €3.98

-54.16%

Local Cheese (1kg)

$17.70 Rp 321.1K

$10.31 €9.24

71.68%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$12.07 €10.81

-67.19%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$18.42 €16.50

-33.82%

Apples (1kg)

$3.66 Rp 66.3K

$3.82 €3.42

-4.19%

Banana (1kg)

$1.52 Rp 27.5K

$2.67 €2.39

-43.07%

Oranges (1kg)

$2.23 Rp 40.4K

$3.93 €3.52

-43.26%

Tomato (1kg)

$1.97 Rp 35.8K

$3.67 €3.29

-46.32%

Potato (1kg)

$1.85 Rp 33.5K

$1.94 €1.74

-4.64%

Onion (1kg)

$2.42 Rp 44.0K

$3.27 €2.93

-25.99%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.28 €2.04

-56.58%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$1.48 €1.32

-65.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.19 €5.55

-64.14%

Wine (Bottle)

$22.24 Rp 403.4K

$5.88 €5.27

278.23%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.51 €2.25

-9.96%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.32 €2.08

28.02%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$2.43 €2.18

-89.71%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$3.84 €3.44

-88.54%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.83 €1.64

-76.50%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$32.22 €28.86

-83.21%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.54 €1.38

-46.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$27.9K €25.0K

-14.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$39.5K €35.4K

-19.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$155 €139

-49.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$30.62 €27.43

-78.94%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$29.10 €26.06

-36.15%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$62.7 €56.2

-21.11%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

Cinema Ticket

$4.27 Rp 77.5K

$11.43 €10.23

-62.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$273 €245

79.51%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$12.3K €11.0K

-53.70%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$56.4 €50.5

-20.81%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$69.6 €62.3

-49.78%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$112 €101

-28.95%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$131 €118

-39.51%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,140 €1,021

-1.29%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$935 €838

-28.21%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,778 €1,593

100.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,472 €1,319

17.05%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,767 €3,374

-27.48%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,935 €2,629

-22.19%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.05

240.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Mgarr: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Mgarr

$935 44.9% 39.3% $264

Groceries & Markets

Ubud, Bali

$288 21.4%

Mgarr

$344 16.5% 19.3% $56

Eating Out

Ubud, Bali

$108 8%

Mgarr

$315 15.1% 192% $207

Clothing & Footwear

Ubud, Bali

$108 8%

Mgarr

$166 8% 54.7% $59

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Mgarr

$215 10.3% 106% $111

Sport & Entertainment

Ubud, Bali

$58 4.3%

Mgarr

$86 4.1% 47.5% $28

Getting Around

Ubud, Bali

$11 0.9%

Mgarr

$23 * 1.1% 99.1% $11

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,140 in Mgarr. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $89 in Mgarr for a mid-range dinner for two. Groceries echo the gap at $288 vs $344 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇲🇹 Mgarr

🕒 Local time

19:14 7:14 PM

12:14 12:14 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

3,600

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 31, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 31, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Mgarr 11,540 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Mgarr

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mgarr: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 35% lower than in Mgarr. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $3,125 in Mgarr to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $1,140 in Mgarr. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $273 in Mgarr. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $89 in Mgarr. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.