Cost of Living Comparison Between Ubud, Bali and Mgarr Cost of Living Comparison Between Ubud, Bali and Mgarr

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $2,045 in Mgarr.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $3,069 in Mgarr.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $4,092 in Mgarr.

Living in Ubud, Bali costs roughly 31% less than in Mgarr, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 6% above, Mgarr 53% above.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$20.21 €17.40

-82.38%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$70.7 €60.9

-53.68%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$11.80 €10.16

-58.05%

Cappuccino

$2.71 Rp 48.6K

$2.67 €2.30

1.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$2.70 €2.32

-50.37%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.97 €1.70

-64.47%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$4.83 €4.16

-39.54%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$5.00 €4.30

-20.80%

Milk (1 liter)

$1.81 Rp 32.4K

$1.37 €1.18

32.12%

White Bread (500g)

$2.52 Rp 45.1K

$1.53 €1.32

64.71%

Rice (white) (1kg)

$1.16 Rp 20.8K

$3.57 €3.07

-67.51%

Eggs

$2.46 Rp 44.1K

$3.79 €3.26

-35.09%

Local Cheese (1kg)

$14.71 Rp 263.7K

$9.63 €8.29

52.75%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$10.64 €9.17

-59.40%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$14.00 €12.05

-13.29%

Apples (1kg)

$3.84 Rp 68.8K

$3.32 €2.86

15.66%

Banana (1kg)

$1.56 Rp 27.9K

$1.95 €1.68

-20.00%

Oranges (1kg)

$2.83 Rp 50.8K

$2.85 €2.45

-0.70%

Tomato (1kg)

$2.33 Rp 41.7K

$3.37 €2.90

-30.86%

Potato (1kg)

$1.91 Rp 34.3K

$1.85 €1.59

3.24%

Onion (1kg)

$2.20 Rp 39.5K

$2.81 €2.42

-21.71%

Lettuce (1 head)

$1.01 Rp 18.2K

$1.94 €1.67

-47.94%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$1.23 €1.06

-36.59%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$6.54 €5.64

-49.24%

Wine (Bottle)

$23.74 Rp 425.5K

$6.29 €5.41

277.42%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$2.37 €2.04

17.72%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.79 €1.54

59.78%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$2.82 €2.43

-90.43%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$8.00 €6.89

-94.25%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$1.95 €1.68

-76.92%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$34.51 €29.71

-82.32%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.53 €1.32

-48.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$26.6K €22.9K

-1.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$41.1K €35.4K

-21.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$170 €146

-52.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$30.03 €25.86

-86.48%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$33.20 €28.59

-29.16%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$63.8 €54.9

54.73%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$22.81 €19.64

-70.93%

Cinema Ticket

$4.15 Rp 74.3K

$15.50 €13.35

-73.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$266 €229

14.38%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$13.0K €11.2K

-48.97%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$103 €89.1

-46.33%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$38.76 €33.38

-1.16%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$146 €126

-39.50%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$102 €88.2

-23.96%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$1,109 €955

-9.28%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$950 €818

-28.93%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$1,959 €1,687

75.70%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$1,487 €1,281

37.13%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$3,798 €3,270

-25.19%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$3,297 €2,839

-31.35%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.43

144.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Mgarr: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $1,109 in Mgarr. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $71.0 in Mgarr. Groceries flip the comparison at $302 vs $301, with Mgarr cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Mgarr: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 44% lower than in Mgarr. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,129 in Ubud, Bali and $3,068 in Mgarr to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,006 in Ubud, Bali versus $1,109 in Mgarr. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $266 in Mgarr. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $71.0 in Mgarr. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,419 in Ubud, Bali versus $2,045 in Mgarr, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Mgarr. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Mgarr are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 44% less than in Mgarr. Beyond cost, consider language, visa policies, and how big the international community is in each city.