😐Monthly costs for one person with rent: $2,153 in Mgarr versus $1,396 in Ubud, Bali.
😐Estimated couple costs with rent: $3,323 in Mgarr versus $2,334 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $4,494 in Mgarr versus $3,273 in Ubud, Bali.
🌍Living in Mgarr is roughly 54% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Mgarr57% above, Ubud, Bali2% above.
Currency
🍽 Eating Out
Mgarr
Ubud, Bali
Difference
Meal at Budget Restaurant
$23.45€20.16
$3.37Rp 59.7K
595.85%
Three-Course Dinner for Two, Mid-Range
$93.7€80.6
$38.59Rp 682.4K
142.81%
Fast Food Meal(McDonalds, etc)
$14.05€12.08
$5.52Rp 97.6K
154.53%
Cappuccino
$3.38€2.90
$2.64Rp 46.8K
28.03%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.44€2.10
$1.67Rp 29.6K
46.11%
Water(0.33 liter bottle)
$2.05€1.77
$0.77Rp 13.6K
166.23%
Local Beer(0.5 liter draught)
$5.90€5.07
$2.63Rp 46.6K
124.33%
Imported Beer(0.33 liter bottle)
$6.79€5.84
$4.28Rp 75.7K
58.64%
🛒 Groceries & Markets
Mgarr
Ubud, Bali
Difference
Milk(1 liter)
$1.41€1.22
$1.55Rp 27.3K
-9.03%
White Bread(500g)
$1.52€1.31
$2.22Rp 39.3K
-31.53%
Rice(white)(1kg)
$3.55€3.05
$1.13Rp 19.9K
214.16%
Eggs
$4.65€4.00
$2.09Rp 36.9K
122.49%
Local Cheese(1kg)
$10.87€9.34
$17.39Rp 307.6K
-37.49%
Chicken Fillets(1kg)
$12.27€10.55
$3.87Rp 68.4K
217.05%
Beef Round Steak(1kg)
$19.24€16.54
$12.55Rp 221.9K
53.31%
Apples(1kg)
$3.91€3.36
$3.62Rp 63.9K
8.01%
Banana(1kg)
$2.89€2.49
$1.56Rp 27.6K
85.26%
Oranges(1kg)
$4.15€3.57
$2.35Rp 41.6K
76.60%
Tomato(1kg)
$3.89€3.34
$2.06Rp 36.4K
88.83%
Potato(1kg)
$1.96€1.68
$1.90Rp 33.6K
3.16%
Onion(1kg)
$3.46€2.97
$2.34Rp 41.3K
47.86%
Lettuce(1 head)
$2.26€1.94
$1.03Rp 18.2K
119.42%
Water(1.5 liter bottle)
$1.59€1.37
$0.55Rp 9,809
189.09%
Cigarettes 20 Pack(Marlboro, Camel)
$6.56€5.64
$2.25Rp 39.8K
191.56%
Wine(Bottle)
$6.05€5.21
$23.81Rp 421.0K
-74.59%
Local Beer(0.5 liter bottle)
$2.61€2.24
$2.31Rp 40.9K
12.99%
Imported Beer(0.33 liter bottle)
$2.49€2.14
$2.80Rp 49.5K
-11.07%
🚌 Getting Around
Mgarr
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.45€2.11
$0.27Rp 4,816
807.41%
Public Transport Monthly Pass(Regular Price)
-
$8.66Rp 153.2K
-
Taxi Start(Normal Tariff)
$4.05€3.48
$0.48Rp 8,515
743.75%
Taxi(Normal Tariff)(1km)
$1.90€1.63
$0.45Rp 7,887
322.22%
Taxi 1hour Waiting(Normal Tariff)
$33.55€28.85
$5.72Rp 101.1K
486.54%
Gasoline(1 liter)
$1.59€1.36
$0.76Rp 13.4K
109.21%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.8K€24.8K
$24.5KRp 433.0M
17.66%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.1K€34.4K
$32.1KRp 568.0M
24.72%
🧾 Monthly Utilities & Internet
Mgarr
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$159€137
$83.6Rp 1.5M
90.48%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$32.73€28.14
$6.46Rp 114.2K
406.66%
Internet(50+ Mbps, Unlimited Data)
$30.28€26.03
$18.99Rp 335.9K
59.45%
🎉 Sport & Entertainment
Mgarr
Ubud, Bali
Difference
Gym Membership(Monthly)
$58.9€50.7
$56.0Rp 989.8K
5.27%
Tennis Court(1 Hour on Weekend)
-
$18.62Rp 329.2K
-
Cinema Ticket
$11.95€10.28
$4.28Rp 75.7K
179.21%
🧸 Childcare & Education
Mgarr
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$293€252
$487Rp 8.6M
-39.82%
International Primary School, 1 Child(Yearly)
$13.0K€11.2K
$5,856Rp 103.6M
121.70%
👕👟 Clothing & Footwear
Mgarr
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$76.1€65.4
$45.56Rp 805.6K
66.97%
Summer Dress(H&M, Zara, etc)
$64.4€55.3
$36.38Rp 643.3K
76.94%
Sport Shoes(Adidas, Nike)
$117€101
$82.0Rp 1.4M
42.90%
Men's Leather Business Shoes
$134€116
$80.4Rp 1.4M
67.19%
🏠 Accommodation & Living
Mgarr
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$1,165€1,001
$1,117Rp 19.7M
4.33%
1-bedroom Apartment, Outside City Center(Monthly)
$980€842
$701Rp 12.4M
39.77%
3-bedroom Apartment, City Center(Monthly)
$1,809€1,556
$3,537Rp 62.5M
-48.84%
3-bedroom Apartment, Outside City Center(Monthly)
$1,550€1,332
$1,762Rp 31.2M
-12.08%
Buy Apartment in City Center(m2)
$3,830€3,293
$2,826Rp 50.0M
35.54%
Buy Apartment Outside City Center(m2)
$2,925€2,514
$2,292Rp 40.5M
27.62%
💵 Salaries & Financials
Mgarr
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
-
$170Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate(Annual %)
4.05
13.78
-70.61%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Mgarr: August 30, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,165 in Mgarr and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $94.0 in Mgarr vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $358 vs $293 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Mgarr vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Mgarr or Ubud, Bali?
Ubud, Bali wins on cost – living expenses run 54% lower than in Mgarr. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Mgarr and in Ubud, Bali?
You'd need roughly $3,229 in Mgarr and $2,095 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Mgarr compared to Ubud, Bali?
Rent for a central apartment: $1,165 in Mgarr versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Mgarr and in Ubud, Bali?
Childcare runs $293 in Mgarr versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Mgarr and in Ubud, Bali?
Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $94.0 in Mgarr. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Mgarr or in Ubud, Bali?
At $1,396 in Ubud, Bali versus $2,153 in Mgarr, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Mgarr. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Mgarr or Ubud, Bali?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Mgarr compared to Ubud, Bali?
Safety-wise, Mgarr and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 54% less than in Mgarr. Beyond cost, consider language, visa policies, and how big the international community is in each city.