Last update: Oct 2026

Cost of Living Comparison Between Mgarr and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,090 in Mgarr, rent and utilities included – about $8,700 less a year. Rent and utilities account for about half of the difference.

101

Cost of Living Index in Mgarr
Learn more

Mgarr Living Index
67

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Mgarr

🇲🇹 Malta

$2,090

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Mgarr and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mgarr and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,090 in Mgarr versus $1,368 in Ubud, Bali.

Mgarr $2,090
Ubud, Bali $1,368

Estimated couple costs with rent: $3,175 in Mgarr versus $2,314 in Ubud, Bali.

Mgarr $3,175
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $4,260 in Mgarr versus $3,260 in Ubud, Bali.

Mgarr $4,260
Ubud, Bali $3,260

Living in Mgarr is roughly 53% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Mgarr 55% above, Ubud, Bali 1% above.

Meal at Budget Restaurant

$22.19 €19.74

$3.33 Rp 59.9K

566.37%

Three-Course Dinner for Two, Mid-Range

$88.8 €79.0

$35.18 Rp 633.2K

152.42%

Fast Food Meal (McDonalds, etc)

$13.23 €11.77

$5.80 Rp 104.5K

128.10%

Cappuccino

$3.19 €2.84

$2.73 Rp 49.1K

16.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 €2.06

$1.64 Rp 29.5K

40.85%

Water (0.33 liter bottle)

$2.00 €1.78

$0.83 Rp 15.0K

140.96%

Local Beer (0.5 liter draught)

$5.49 €4.89

$2.70 Rp 48.6K

103.33%

Imported Beer (0.33 liter bottle)

$6.72 €5.97

$4.30 Rp 77.4K

56.28%

Milk (1 liter)

$1.31 €1.17

$1.50 Rp 27.1K

-12.67%

White Bread (500g)

$1.40 €1.25

$2.30 Rp 41.4K

-39.13%

Rice (white) (1kg)

$3.40 €3.02

$1.18 Rp 21.2K

188.14%

Eggs

$4.48 €3.98

$2.14 Rp 38.6K

109.35%

Local Cheese (1kg)

$10.27 €9.14

$17.48 Rp 314.6K

-41.25%

Chicken Fillets (1kg)

$11.74 €10.44

$4.03 Rp 72.5K

191.32%

Beef Round Steak (1kg)

$18.26 €16.24

$12.23 Rp 220.1K

49.30%

Apples (1kg)

$3.66 €3.25

$3.55 Rp 63.9K

3.10%

Banana (1kg)

$2.72 €2.42

$1.57 Rp 28.3K

73.25%

Oranges (1kg)

$3.79 €3.37

$2.24 Rp 40.2K

69.20%

Tomato (1kg)

$3.83 €3.41

$1.93 Rp 34.7K

98.45%

Potato (1kg)

$1.86 €1.65

$1.88 Rp 33.9K

-1.06%

Onion (1kg)

$3.34 €2.97

$2.29 Rp 41.3K

45.85%

Lettuce (1 head)

$2.17 €1.93

$0.99 Rp 17.9K

119.19%

Water (1.5 liter bottle)

$1.56 €1.39

$0.53 Rp 9,475

194.34%

Cigarettes 20 Pack (Marlboro, Camel)

$6.13 €5.45

$2.28 Rp 41.1K

168.86%

Wine (Bottle)

$6.07 €5.40

$23.01 Rp 414.2K

-73.62%

Local Beer (0.5 liter bottle)

$2.51 €2.23

$2.34 Rp 42.2K

7.26%

Imported Beer (0.33 liter bottle)

$2.37 €2.11

$2.91 Rp 52.4K

-18.56%

One-way Ticket (Public Transport)

$2.47 €2.20

$0.24 Rp 4,315

929.17%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$3.85 €3.43

$0.48 Rp 8,684

702.08%

Taxi (Normal Tariff) (1km)

$1.75 €1.56

$0.46 Rp 8,233

280.43%

Taxi 1hour Waiting (Normal Tariff)

$32.05 €28.51

$5.45 Rp 98.2K

488.07%

Gasoline (1 liter)

$1.47 €1.30

$0.88 Rp 15.9K

67.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.5K €24.4K

$24.6K Rp 442.2M

11.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.7K €35.3K

$31.2K Rp 561.4M

27.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$154 €137

$83.0 Rp 1.5M

85.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.46 €27.98

$6.45 Rp 116.0K

387.75%

Internet (50+ Mbps, Unlimited Data)

$29.71 €26.43

$18.57 Rp 334.2K

59.99%

Gym Membership (Monthly)

$67.9 €60.4

$55.8 Rp 1.0M

21.71%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$11.38 €10.13

$4.38 Rp 78.9K

159.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$281 €250

$493 Rp 8.9M

-43.04%

International Primary School, 1 Child (Yearly)

$12.2K €10.9K

$5,754 Rp 103.6M

112.42%

Jeans (Levis 501 Or Similar)

$56.3 €50.1

$46.19 Rp 831.4K

21.95%

Summer Dress (H&M, Zara, etc)

$69.2 €61.5

$35.33 Rp 636.0K

95.81%

Sport Shoes (Adidas, Nike)

$114 €101

$79.1 Rp 1.4M

43.98%

Men's Leather Business Shoes

$131 €116

$78.4 Rp 1.4M

66.96%

1-bedroom Apartment, City Center (Monthly)

$1,126 €1,002

$1,142 Rp 20.6M

-1.42%

1-bedroom Apartment, Outside City Center (Monthly)

$941 €837

$676 Rp 12.2M

39.28%

3-bedroom Apartment, City Center (Monthly)

$1,785 €1,588

$3,503 Rp 63.1M

-49.04%

3-bedroom Apartment, Outside City Center (Monthly)

$1,525 €1,357

$1,700 Rp 30.6M

-10.26%

Buy Apartment in City Center (m2)

$4,469 €3,975

$2,784 Rp 50.1M

60.52%

Buy Apartment Outside City Center (m2)

$2,453 €2,182

$2,241 Rp 40.3M

9.49%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

4.05

13.78

-70.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mgarr: October 12, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mgarr

$941 45%

Ubud, Bali

$676 49.4% 28.2% $265

Groceries & Markets

Mgarr

$341 16.3%

Ubud, Bali

$290 21.2% 14.8% $51

Eating Out

Mgarr

$314 15%

Ubud, Bali

$109 8% 65.3% $205

Monthly Utilities & Internet

Mgarr

$215 10.3%

Ubud, Bali

$108 7.9% 49.7% $107

Clothing & Footwear

Mgarr

$167 8%

Ubud, Bali

$108 7.9% 35.5% $59

Sport & Entertainment

Mgarr

$91 4.3%

Ubud, Bali

$65 4.7% 28.8% $26

Getting Around

Mgarr

$23 * 1.1%

Ubud, Bali

$13 0.9% 44.2% $10

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,126 in Mgarr and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $89.0 in Mgarr vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $341 vs $290 per month, with Ubud, Bali cheaper across the board.

Good to know

🇲🇹 Mgarr

🇮🇩 Ubud, Bali

🕒 Local time

17:51 5:51 PM

23:51 11:51 PM

6 h ahead of Mgarr

🌤 Weather

👥 Population

3,600

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Mgarr Ubud, Bali 11,540 km ≈ 15 h nonstop flight

From you

Mgarr
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mgarr vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 53% lower than in Mgarr. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $3,136 in Mgarr and $2,051 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,126 in Mgarr versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $281 in Mgarr versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $89.0 in Mgarr. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,368 in Ubud, Bali versus $2,090 in Mgarr, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Mgarr. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Mgarr and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 53% less than in Mgarr. Beyond cost, consider language, visa policies, and how big the international community is in each city.