Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and McHenry, IL

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,935 in McHenry, IL, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
133

Cost of Living Index in McHenry, IL
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McHenry, IL Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

McHenry, IL

🇺🇸 United States

$2,935

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in McHenry, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in McHenry, IL actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $2,935 in McHenry, IL, rent included.

Ubud, Bali $1,349
McHenry, IL $2,935

A couple spends around $2,305 per month in Ubud, Bali vs $4,117 in McHenry, IL, rent included.

Ubud, Bali $2,305
McHenry, IL $4,117

A family of three spends $3,261 per month in Ubud, Bali vs $5,299 in McHenry, IL, rent included.

Ubud, Bali $3,261
McHenry, IL $5,299

Ubud, Bali is about 54% cheaper than McHenry, IL, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$20.12 $20.12

-83.50%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$66.5 $66.5

-46.39%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$12.79 $12.79

-56.76%

Cappuccino

$2.72 Rp 49.3K

$5.65 $5.65

-51.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$3.10 $3.10

-45.16%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.46 $2.46

-69.11%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$7.14 $7.14

-62.89%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$7.96 $7.96

-44.97%

Milk (1 liter)

$1.49 Rp 27.0K

$0.99 $0.99

50.51%

White Bread (500g)

$2.28 Rp 41.2K

$3.49 $3.49

-34.67%

Rice (white) (1kg)

$1.19 Rp 21.6K

$4.29 $4.29

-72.26%

Eggs

$2.04 Rp 36.9K

$3.58 $3.58

-43.02%

Local Cheese (1kg)

$17.70 Rp 320.8K

$14.64 $14.64

20.90%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$12.98 $12.98

-69.49%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

$20.00 $20.00

-39.05%

Apples (1kg)

$3.66 Rp 66.2K

$4.57 $4.57

-19.91%

Banana (1kg)

$1.52 Rp 27.5K

$1.62 $1.62

-6.17%

Oranges (1kg)

$2.23 Rp 40.4K

$5.28 $5.28

-57.77%

Tomato (1kg)

$1.97 Rp 35.7K

$4.80 $4.80

-58.96%

Potato (1kg)

$1.85 Rp 33.5K

$2.86 $2.86

-35.31%

Onion (1kg)

$2.42 Rp 43.9K

$3.10 $3.10

-21.94%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.17 $2.17

-54.38%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$2.41 $2.41

-78.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$10.90 $10.90

-79.63%

Wine (Bottle)

$22.24 Rp 403.0K

$15.64 $15.64

42.20%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$2.71 $2.71

-16.61%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$4.39 $4.39

-32.35%

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$2.18 $2.18

-88.53%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$53.2 $53.2

-85.30%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$3.98 $3.98

-88.94%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$1.97 $1.97

-78.17%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$44.46 $44.46

-87.83%

Gasoline (1 liter)

$0.82 Rp 14.9K

$0.99 $0.99

-17.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$31.0K $31.0K

-22.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$25.5K $25.5K

24.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$266 $266

-70.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$52.7 $52.7

-87.77%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$83.2 $83.2

-77.68%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$37.59 $37.59

31.63%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$4.27 Rp 77.4K

$15.23 $15.23

-71.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$1,657 $1,657

-70.40%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$23.6K $23.6K

-75.97%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$64.9 $64.9

-31.22%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$50.2 $50.2

-30.31%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$109 $109

-26.69%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$124 $124

-36.04%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$1,542 $1,542

-27.04%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$1,462 $1,462

-54.08%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$2,864 $2,864

24.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$2,209 $2,209

-21.98%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$2,891 $2,891

-5.53%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,380 $2,380

-4.03%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$7,470 $7,470

-97.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.69

105.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for McHenry, IL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

McHenry, IL

$1.5K 49.8% 118% $791

Groceries & Markets

Ubud, Bali

$288 21.4%

McHenry, IL

$429 14.6% 48.6% $140

Eating Out

Ubud, Bali

$108 8%

McHenry, IL

$341 11.6% 217% $233

Clothing & Footwear

Ubud, Bali

$108 8%

McHenry, IL

$157 5.3% 45.8% $49

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

McHenry, IL

$402 13.7% 286% $298

Sport & Entertainment

Ubud, Bali

$58 4.3%

McHenry, IL

$68 2.3% 17.3% $10

Getting Around

Ubud, Bali

$11 0.9%

McHenry, IL

$76 2.6% 563% $64

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $1,542 in McHenry, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in McHenry, IL are about 46 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $66 in McHenry, IL. Monthly groceries follow the same trend: $288 vs $429 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 McHenry, IL

🕒 Local time

12:55 12:55 PM

22:55 10:55 PM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

27,135

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1 USD = 0.896 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali McHenry, IL 15,610 km ≈ 20 h nonstop flight

From you

Ubud, Bali
McHenry, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs McHenry, IL: Cost of Living - Frequently Asked Questions

McHenry, IL costs about 118% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $4,402 in McHenry, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,542 in McHenry, IL.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $2,935 in McHenry, IL. That makes Ubud, Bali about 54% cheaper.

Public transport costs about 85% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $2,935 in McHenry, IL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, McHenry, IL makes more sense. Both are solid long-term options with distinct trade-offs.