Last update: Oct 2026

Cost of Living Comparison Between McHenry, IL and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,935 in McHenry, IL, rent and utilities included – about $19,000 less a year. Rent and utilities account for most of the difference.

133

Cost of Living Index in McHenry, IL
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McHenry, IL Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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McHenry, IL

🇺🇸 United States

$2,935

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in McHenry, IL and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in McHenry, IL and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $2,935 per month in McHenry, IL vs $1,349 in Ubud, Bali, rent included.

McHenry, IL $2,935
Ubud, Bali $1,349

A couple spends around $4,117 per month in McHenry, IL vs $2,305 in Ubud, Bali, rent included.

McHenry, IL $4,117
Ubud, Bali $2,305

A family of three spends $5,299 per month in McHenry, IL vs $3,261 in Ubud, Bali, rent included.

McHenry, IL $5,299
Ubud, Bali $3,261

McHenry, IL costs about 118% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$20.12 $20.12

$3.32 Rp 60.2K

506.02%

Three-Course Dinner for Two, Mid-Range

$66.5 $66.5

$35.64 Rp 645.8K

86.53%

Fast Food Meal (McDonalds, etc)

$12.79 $12.79

$5.53 Rp 100.3K

131.28%

Cappuccino

$5.65 $5.65

$2.72 Rp 49.3K

107.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.10 $3.10

$1.70 Rp 30.8K

82.35%

Water (0.33 liter bottle)

$2.46 $2.46

$0.76 Rp 13.8K

223.68%

Local Beer (0.5 liter draught)

$7.14 $7.14

$2.65 Rp 48.1K

169.43%

Imported Beer (0.33 liter bottle)

$7.96 $7.96

$4.38 Rp 79.4K

81.74%

Milk (1 liter)

$0.99 $0.99

$1.49 Rp 27.0K

-33.56%

White Bread (500g)

$3.49 $3.49

$2.28 Rp 41.2K

53.07%

Rice (white) (1kg)

$4.29 $4.29

$1.19 Rp 21.6K

260.50%

Eggs

$3.58 $3.58

$2.04 Rp 36.9K

75.49%

Local Cheese (1kg)

$14.64 $14.64

$17.70 Rp 320.8K

-17.29%

Chicken Fillets (1kg)

$12.98 $12.98

$3.96 Rp 71.8K

227.78%

Beef Round Steak (1kg)

$20.00 $20.00

$12.19 Rp 220.9K

64.07%

Apples (1kg)

$4.57 $4.57

$3.66 Rp 66.2K

24.86%

Banana (1kg)

$1.62 $1.62

$1.52 Rp 27.5K

6.58%

Oranges (1kg)

$5.28 $5.28

$2.23 Rp 40.4K

136.77%

Tomato (1kg)

$4.80 $4.80

$1.97 Rp 35.7K

143.65%

Potato (1kg)

$2.86 $2.86

$1.85 Rp 33.5K

54.59%

Onion (1kg)

$3.10 $3.10

$2.42 Rp 43.9K

28.10%

Lettuce (1 head)

$2.17 $2.17

$0.99 Rp 17.9K

119.19%

Water (1.5 liter bottle)

$2.41 $2.41

$0.51 Rp 9,303

372.55%

Cigarettes 20 Pack (Marlboro, Camel)

$10.90 $10.90

$2.22 Rp 40.3K

390.99%

Wine (Bottle)

$15.64 $15.64

$22.24 Rp 403.0K

-29.68%

Local Beer (0.5 liter bottle)

$2.71 $2.71

$2.26 Rp 41.0K

19.91%

Imported Beer (0.33 liter bottle)

$4.39 $4.39

$2.97 Rp 53.8K

47.81%

One-way Ticket (Public Transport)

$2.18 $2.18

$0.25 Rp 4,548

772.00%

Public Transport Monthly Pass (Regular Price)

$53.2 $53.2

$7.82 Rp 141.8K

580.05%

Taxi Start (Normal Tariff)

$3.98 $3.98

$0.44 Rp 7,964

804.55%

Taxi (Normal Tariff) (1km)

$1.97 $1.97

$0.43 Rp 7,793

358.14%

Taxi 1hour Waiting (Normal Tariff)

$44.46 $44.46

$5.41 Rp 98.0K

721.81%

Gasoline (1 liter)

$0.99 $0.99

$0.82 Rp 14.9K

20.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K $31.0K

$23.8K Rp 432.0M

29.83%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$31.7K Rp 575.3M

-19.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$266 $266

$79.1 Rp 1.4M

236.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.7 $52.7

$6.45 Rp 116.8K

717.36%

Internet (50+ Mbps, Unlimited Data)

$83.2 $83.2

$18.58 Rp 336.7K

348.01%

Gym Membership (Monthly)

$37.59 $37.59

$49.48 Rp 896.7K

-24.03%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

Cinema Ticket

$15.23 $15.23

$4.27 Rp 77.4K

256.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,657 $1,657

$491 Rp 8.9M

237.87%

International Primary School, 1 Child (Yearly)

$23.6K $23.6K

$5,674 Rp 102.8M

316.14%

Jeans (Levis 501 Or Similar)

$64.9 $64.9

$44.64 Rp 808.9K

45.39%

Summer Dress (H&M, Zara, etc)

$50.2 $50.2

$34.95 Rp 633.4K

43.49%

Sport Shoes (Adidas, Nike)

$109 $109

$79.9 Rp 1.4M

36.41%

Men's Leather Business Shoes

$124 $124

$79.4 Rp 1.4M

56.36%

1-bedroom Apartment, City Center (Monthly)

$1,542 $1,542

$1,125 Rp 20.4M

37.06%

1-bedroom Apartment, Outside City Center (Monthly)

$1,462 $1,462

$671 Rp 12.2M

117.77%

3-bedroom Apartment, City Center (Monthly)

$2,864 $2,864

$3,565 Rp 64.6M

-19.66%

3-bedroom Apartment, Outside City Center (Monthly)

$2,209 $2,209

$1,723 Rp 31.2M

28.17%

Buy Apartment in City Center (m2)

$2,891 $2,891

$2,732 Rp 49.5M

5.85%

Buy Apartment Outside City Center (m2)

$2,380 $2,380

$2,284 Rp 41.4M

4.20%

Average Monthly Net Salary (After Tax)

$7,470 $7,470

$164 Rp 3.0M

4459.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

13.78

-51.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for McHenry, IL: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

McHenry, IL

$1.5K 49.8%

Ubud, Bali

$672 49.8% 54.1% $791

Groceries & Markets

McHenry, IL

$429 14.6%

Ubud, Bali

$288 21.4% 32.7% $140

Monthly Utilities & Internet

McHenry, IL

$402 13.7%

Ubud, Bali

$104 7.7% 74.1% $298

Eating Out

McHenry, IL

$341 11.6%

Ubud, Bali

$108 8% 68.4% $233

Clothing & Footwear

McHenry, IL

$157 5.3%

Ubud, Bali

$108 8% 31.4% $49

Getting Around

McHenry, IL

$76 2.6%

Ubud, Bali

$11 0.9% 84.9% $64

Sport & Entertainment

McHenry, IL

$68 2.3%

Ubud, Bali

$58 4.3% 14.7% $10

Cost Breakdown

A central one-bedroom costs $1,542 in McHenry, IL versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in McHenry, IL are about 46 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66 in McHenry, IL versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $429 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇺🇸 McHenry, IL

🇮🇩 Ubud, Bali

🕒 Local time

22:06 10:06 PM

12:06 12:06 PM

14 h ahead of McHenry, IL

🌤 Weather

👥 Population

27,135

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.896 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

IDR to USD in detail →

On the map

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Between locations

McHenry, IL Ubud, Bali 15,610 km ≈ 20 h nonstop flight

From you

McHenry, IL
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

McHenry, IL vs Ubud, Bali: Cost of Living - Frequently Asked Questions

McHenry, IL costs about 118% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $4,402 per month in McHenry, IL and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments: a one-bedroom in the center costs $1,125 there versus $1,542 in McHenry, IL.

Monthly expenses with rent come to $2,935 in McHenry, IL and $1,349 in Ubud, Bali. That makes Ubud, Bali about 54% cheaper.

Public transport costs about 85% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $2,935 in McHenry, IL and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, McHenry, IL makes more sense. Both are solid long-term options with distinct trade-offs.