Cost of Living Comparison Between Ubud, Bali and Matale Cost of Living Comparison Between Ubud, Bali and Matale

Monthly Cost of Living

A single person spends $1,419 per month in Ubud, Bali vs $231 in Matale, rent included.

A couple spends around $2,540 per month in Ubud, Bali vs $382 in Matale, rent included.

A family of three spends $3,660 per month in Ubud, Bali vs $532 in Matale, rent included.

Ubud, Bali costs about 513% more than Matale, driven mainly by Groceries & Markets.

Ubud, Bali sits 6% above the global median, while Matale is 83% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$1.37 LKR 455

159.85%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$9.87 LKR 3,274

231.61%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$5.11 LKR 1,694

-3.13%

Cappuccino

$2.71 Rp 48.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.55 LKR 184

143.64%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.28 LKR 93.5

150.00%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$1.96 LKR 649

102.04%

Milk (1 liter)

$1.81 Rp 32.3K

$1.31 LKR 435

38.17%

White Bread (500g)

$2.52 Rp 45.0K

$0.52 LKR 172

384.62%

Rice (white) (1kg)

$1.16 Rp 20.7K

$0.66 LKR 219

75.76%

Eggs

$2.46 Rp 43.9K

$2.45 LKR 812

0.41%

Local Cheese (1kg)

$14.71 Rp 262.7K

$10.60 LKR 3,515

38.77%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.11 LKR 1,362

5.11%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$8.02 LKR 2,658

51.37%

Apples (1kg)

$3.84 Rp 68.6K

Banana (1kg)

$1.56 Rp 27.8K

$0.44 LKR 145

254.55%

Oranges (1kg)

$2.83 Rp 50.6K

Tomato (1kg)

$2.33 Rp 41.5K

Potato (1kg)

$1.91 Rp 34.2K

Onion (1kg)

$2.20 Rp 39.3K

$0.46 LKR 152

378.26%

Lettuce (1 head)

$1.01 Rp 18.1K

Water (1.5 liter bottle)

$0.78 Rp 13.8K

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

Wine (Bottle)

$23.74 Rp 423.9K

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$1.74 LKR 577

60.34%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

One-way Ticket (Public Transport)

$0.27 Rp 4,800

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$0.28 LKR 93.7

60.71%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.25 LKR 415

-36.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

Gym Membership (Monthly)

$98.7 Rp 1.8M

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

Cinema Ticket

$4.15 Rp 74.1K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$26.55 LKR 8,802

109.19%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

Men's Leather Business Shoes

$77.9 Rp 1.4M

$11.92 LKR 3,952

553.27%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$61.4 LKR 20.4K

1000.42%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$83.5 LKR 27.7K

2342.44%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$159 LKR 52.7K

3.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Matale: May 30, 2026

Cost Breakdown

Salaries run about 4% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $10.00 in Matale. Monthly groceries follow the same trend: $302 vs $119 – making Matale the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matale: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 513% more than Matale, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $347 in Matale. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,419 in Ubud, Bali and $231 in Matale. The difference isn't just one category – it shows up across housing, food, transport, and services.

Groceries cost about 153% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Matale, where all-in costs run around $231, than in Ubud, Bali at $1,419. In Matale it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Matale costs $231 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matale. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.