Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Matale

For one person, living is cheaper in Matale: $226 a month against $1,353 in Ubud, Bali, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Matale

🇱🇰 Sri Lanka

$226

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Matale

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Matale actually costs, broken down by who's living it.

A single person spends $1,353 per month in Ubud, Bali vs $226 in Matale, rent included.

Ubud, Bali $1,353
Matale $226

A couple spends around $2,297 per month in Ubud, Bali vs $370 in Matale, rent included.

Ubud, Bali $2,297
Matale $370

A family of three spends $3,241 per month in Ubud, Bali vs $513 in Matale, rent included.

Ubud, Bali $3,241
Matale $513

Ubud, Bali costs about 500% more than Matale, and outside of rent the biggest gap is in groceries.

Ubud, Bali sits 0% above the global median, while Matale is 83% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$1.76 LKR 584

83.52%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$8.99 LKR 2,979

287.99%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.51 LKR 1,493

26.39%

Cappuccino

$2.62 Rp 47.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.49 LKR 162

251.02%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.22 LKR 72.8

268.18%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$2.38 LKR 787

11.34%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.86 LKR 617

134.95%

Milk (1 liter)

$1.57 Rp 28.3K

$1.47 LKR 487

6.80%

White Bread (500g)

$2.19 Rp 39.5K

$0.46 LKR 152

376.09%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.63 LKR 208

87.30%

Eggs

$2.16 Rp 38.8K

$1.59 LKR 528

35.85%

Local Cheese (1kg)

$17.65 Rp 317.7K

$9.73 LKR 3,221

81.40%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.59 LKR 1,189

5.29%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$7.43 LKR 2,461

60.83%

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$1.59 Rp 28.6K

$0.56 LKR 184

183.93%

Oranges (1kg)

$2.31 Rp 41.6K

Tomato (1kg)

$1.91 Rp 34.3K

$0.87 LKR 288

119.54%

Potato (1kg)

$1.78 Rp 32.1K

$0.52 LKR 173

242.31%

Onion (1kg)

$2.33 Rp 41.9K

$0.52 LKR 173

348.08%

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.63 LKR 539

44.17%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.25 LKR 83.1

72.00%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.14 LKR 376

-27.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$3.75 LKR 1,244

74.93%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$23.70 LKR 7,851

92.32%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$78.5 Rp 1.4M

$10.70 LKR 3,544

633.83%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$43.05 LKR 14.3K

1463.02%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$61.6 LKR 20.4K

2661.19%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$164 LKR 54.4K

1.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Matale: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Matale

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Matale

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Matale

–

Eating Out

Ubud, Bali

$106 7.9%

Matale

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Matale

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Matale

–

Getting Around

Ubud, Bali

$12 0.9%

Matale

–

Cost Breakdown

Salaries run about 1% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $9.00 in Matale. Monthly groceries follow the same trend: $287 vs $116 – making Matale the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇱🇰 Matale

🕒 Local time

23:29 11:29 PM

20:59 8:59 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

40,800

💱 Currency

Indonesian Rupiah IDR Rp

Sri Lankan Rupee LKR Rs

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1,000 LKR = 3.02 USD

1,000 LKR = 2.69 EUR

Exchange rates and currency converter

LKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Sri Lankan Rupee exchange rates as of October 20, 2026: 1 USD = 331 LKR (1,000 LKR = 3.02 USD). 1 EUR = 372 LKR (1,000 LKR = 2.69 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Matale 4,230 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Matale

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Matale: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 500% more than Matale, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,030 per month in Ubud, Bali and $338 in Matale. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $1,353 in Ubud, Bali and $226 in Matale. That's a gap of about 500%.

Groceries cost about 148% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Matale, where all-in costs run around $226, than in Ubud, Bali at $1,353. In Matale it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Matale costs $226 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matale. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.