Last update: Oct 2026

Cost of Living Comparison Between Matale and Ubud, Bali

For one person, living is cheaper in Matale: $226 a month against $1,353 in Ubud, Bali, rent and utilities included – about $13,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Matale

🇱🇰 Sri Lanka

$226

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Matale and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Matale and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $226 per month in Matale vs $1,353 in Ubud, Bali, rent included.

Matale $226
Ubud, Bali $1,353

A couple spends around $370 per month in Matale vs $2,297 in Ubud, Bali, rent included.

Matale $370
Ubud, Bali $2,297

A family of three spends $513 per month in Matale vs $3,241 in Ubud, Bali, rent included.

Matale $513
Ubud, Bali $3,241

Matale is about 83% cheaper than Ubud, Bali, and outside of rent the biggest gap is in groceries.

Matale sits 83% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.76 LKR 584

$3.23 Rp 58.1K

-45.51%

Three-Course Dinner for Two, Mid-Range

$8.99 LKR 2,979

$34.88 Rp 627.8K

-74.23%

Fast Food Meal (McDonalds, etc)

$4.51 LKR 1,493

$5.70 Rp 102.5K

-20.88%

Cappuccino

$2.62 Rp 47.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 LKR 162

$1.72 Rp 31.0K

-71.51%

Water (0.33 liter bottle)

$0.22 LKR 72.8

$0.81 Rp 14.6K

-72.84%

Local Beer (0.5 liter draught)

$2.38 LKR 787

$2.65 Rp 47.7K

-10.19%

Imported Beer (0.33 liter bottle)

$1.86 LKR 617

$4.37 Rp 78.6K

-57.44%

Milk (1 liter)

$1.47 LKR 487

$1.57 Rp 28.3K

-6.37%

White Bread (500g)

$0.46 LKR 152

$2.19 Rp 39.5K

-79.00%

Rice (white) (1kg)

$0.63 LKR 208

$1.18 Rp 21.2K

-46.61%

Eggs

$1.59 LKR 528

$2.16 Rp 38.8K

-26.39%

Local Cheese (1kg)

$9.73 LKR 3,221

$17.65 Rp 317.7K

-44.87%

Chicken Fillets (1kg)

$3.59 LKR 1,189

$3.78 Rp 68.0K

-5.03%

Beef Round Steak (1kg)

$7.43 LKR 2,461

$11.95 Rp 215.1K

-37.82%

Apples (1kg)

$3.60 Rp 64.8K

Banana (1kg)

$0.56 LKR 184

$1.59 Rp 28.6K

-64.78%

Oranges (1kg)

$2.31 Rp 41.6K

Tomato (1kg)

$0.87 LKR 288

$1.91 Rp 34.3K

-54.45%

Potato (1kg)

$0.52 LKR 173

$1.78 Rp 32.1K

-70.79%

Onion (1kg)

$0.52 LKR 173

$2.33 Rp 41.9K

-77.68%

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

Local Beer (0.5 liter bottle)

$1.63 LKR 539

$2.35 Rp 42.2K

-30.64%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.25 LKR 83.1

$0.43 Rp 7,737

-41.86%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$1.14 LKR 376

$0.83 Rp 14.9K

37.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.75 LKR 1,244

$6.56 Rp 118.1K

-42.84%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

Gym Membership (Monthly)

$54.1 Rp 974.1K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$23.70 LKR 7,851

$45.58 Rp 820.4K

-48.00%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$10.70 LKR 3,544

$78.5 Rp 1.4M

-86.37%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$43.05 LKR 14.3K

$673 Rp 12.1M

-93.60%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$61.6 LKR 20.4K

$1,702 Rp 30.6M

-96.38%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$164 LKR 54.4K

$166 Rp 3.0M

-1.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matale: October 18, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Matale

–

Ubud, Bali

$673 49.7%

Groceries & Markets

Matale

–

Ubud, Bali

$287 21.2%

Clothing & Footwear

Matale

–

Ubud, Bali

$107 7.9%

Eating Out

Matale

–

Ubud, Bali

$106 7.9%

Monthly Utilities & Internet

Matale

–

Ubud, Bali

$105 7.8%

Sport & Entertainment

Matale

–

Ubud, Bali

$63 4.6%

Getting Around

Matale

–

Ubud, Bali

$12 0.9%

Cost Breakdown

Salaries run about 1% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $9.00 in Matale versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $116 vs $287 – making Matale the more affordable choice for daily food spending.

Good to know

🇱🇰 Matale

🇮🇩 Ubud, Bali

🕒 Local time

19:53 7:53 PM

22:23 10:23 PM

2 h 30 min ahead of Matale

🌤 Weather

👥 Population

40,800

74,800

💱 Currency

Sri Lankan Rupee LKR Rs

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 LKR = 3.02 USD

1,000 LKR = 2.69 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to LKR – Sri Lankan Rupee Converter

🇺🇸 United States Dollar ($)

🇱🇰 Sri Lankan Rupee (Rs)

Sri Lankan Rupee exchange rates as of October 20, 2026: 1 USD = 331 LKR (1,000 LKR = 3.02 USD). 1 EUR = 372 LKR (1,000 LKR = 2.69 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to LKR in detail →

On the map

Lowest

Highest

Between locations

Matale Ubud, Bali 4,230 km ≈ 6 h nonstop flight

From you

Matale
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Matale vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 500% more than Matale, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $338 per month in Matale and $2,030 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $226 in Matale and $1,353 in Ubud, Bali. That's a gap of about 500%.

Groceries cost about 148% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Matale, where all-in costs run around $226, than in Ubud, Bali at $1,353. In Matale it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Matale costs $226 versus $1,353 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Matale. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.