Cost of Living Comparison Between Ubud, Bali and Matagalpa Cost of Living Comparison Between Ubud, Bali and Matagalpa

😐 Solo nomad: Ubud, Bali is 38.5% more expensive than Matagalpa without rent, and 61.4% more expensive with rent.
😐 Family of 3: Ubud, Bali is 2.1% more expensive than Matagalpa without rent, and 121.2% more expensive with rent.
Currency
🍽 Eating Out
Ubud, Bali
Matagalpa
Difference
Meal at Budget Restaurant
$3.48 Rp 59.7K
$5.05 NIO 186
-31.09%
Three-Course Dinner for Two, Mid-Range
$32.88 Rp 563.6K
$25.21 NIO 928
30.42%
Fast Food Meal (McDonalds, etc)
$5.09 Rp 87.3K
$6.83 NIO 251
-25.48%
Cappuccino
$2.75 Rp 47.1K
$2.45 NIO 90.1
12.24%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 23.7K
$0.85 NIO 31.23
62.35%
Water (0.33 liter bottle)
$0.71 Rp 12.2K
$0.43 NIO 15.91
65.12%
Local Beer (0.5 liter draught)
$2.88 Rp 49.3K
$1.22 NIO 45.03
136.07%
Imported Beer (0.33 liter bottle)
$3.87 Rp 66.3K
$1.96 NIO 72.1
97.45%
🛒 Groceries & Markets
Ubud, Bali
Matagalpa
Difference
Milk (1 liter)
$1.79 Rp 30.7K
$1.20 NIO 44.16
49.17%
White Bread (500g)
$2.45 Rp 41.9K
$1.52 NIO 55.9
61.18%
Rice (white) (1kg)
$1.21 Rp 20.7K
$1.62 NIO 59.8
-25.31%
Eggs
$2.39 Rp 40.9K
$2.17 NIO 79.9
10.14%
Local Cheese (1kg)
$14.70 Rp 252.0K
$1.99 NIO 73.4
638.69%
Chicken Fillets (1kg)
$4.24 Rp 72.7K
$4.32 NIO 159
-1.85%
Beef Round Steak (1kg)
$12.08 Rp 207.0K
$6.76 NIO 249
78.70%
Apples (1kg)
$3.66 Rp 62.8K
$3.87 NIO 142
-5.43%
Banana (1kg)
$1.61 Rp 27.5K
$0.85 NIO 31.20
89.41%
Oranges (1kg)
$2.72 Rp 46.6K
$1.84 NIO 67.6
47.83%
Tomato (1kg)
$2.27 Rp 38.9K
$2.17 NIO 80.0
4.61%
Potato (1kg)
$1.90 Rp 32.6K
$1.13 NIO 41.50
68.14%
Onion (1kg)
$2.30 Rp 39.4K
$2.26 NIO 83.1
1.77%
Lettuce (1 head)
$1.02 Rp 17.4K
$0.67 NIO 24.60
52.24%
Water (1.5 liter bottle)
$0.78 Rp 13.3K
$1.02 NIO 37.66
-23.53%
Cigarettes 20 Pack (Marlboro, Camel)
$3.24 Rp 55.6K
$2.60 NIO 95.7
24.62%
Wine (Bottle)
$24.06 Rp 412.4K
$10.07 NIO 371
138.93%
Local Beer (0.5 liter bottle)
$2.84 Rp 48.7K
$1.21 NIO 44.47
134.71%
Imported Beer (0.33 liter bottle)
$2.79 Rp 47.8K
$2.24 NIO 82.4
24.55%
🚌 Getting Around
Ubud, Bali
Matagalpa
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,607
$0.46 NIO 16.84
-41.30%
Public Transport Monthly Pass (Regular Price)
$8.24 Rp 141.3K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 7,702
$0.85 NIO 31.11
-47.06%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,300
$0.91 NIO 33.57
-52.75%
Taxi 1hour Waiting (Normal Tariff)
$6.02 Rp 103.2K
$6.83 NIO 251
-11.86%
Gasoline (1 liter)
$0.86 Rp 14.7K
$1.36 NIO 50.0
-36.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1K Rp 446.8M
$23.3K NIO 856.4K
11.96%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 543.3M
$26.4K NIO 970.8K
20.12%
🧾 Monthly Utilities & Internet
Ubud, Bali
Matagalpa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$78.3 Rp 1.3M
$53.4 NIO 1,965
46.68%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.00 Rp 68.5K
$17.05 NIO 627
-76.54%
Internet (50+ Mbps, Unlimited Data)
$24.35 Rp 417.5K
$36.08 NIO 1,328
-32.51%
🎉 Sport & Entertainment
Ubud, Bali
Matagalpa
Difference
Gym Membership (Monthly)
$95.8 Rp 1.6M
-
-
Tennis Court (1 Hour on Weekend)
$6.46 Rp 110.7K
-
-
Cinema Ticket
$4.01 Rp 68.7K
$8.16 NIO 300
-50.86%
🧸 Childcare & Education
Ubud, Bali
Matagalpa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$302 Rp 5.2M
$102 NIO 3,745
196.29%
International Primary School, 1 Child (Yearly)
$6,545 Rp 112.2M
$6,011 NIO 221.1K
8.88%
👕👟 Clothing & Footwear
Ubud, Bali
Matagalpa
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 915.7K
$78.7 NIO 2,896
-32.15%
Summer Dress (H&M, Zara, etc)
$38.55 Rp 660.8K
$71.9 NIO 2,645
-46.37%
Sport Shoes (Adidas, Nike)
$89.1 Rp 1.5M
$134 NIO 4,915
-33.33%
Men's Leather Business Shoes
$78.9 Rp 1.4M
$109 NIO 4,022
-27.83%
🏠 Accommodation & Living
Ubud, Bali
Matagalpa
Difference
1-bedroom Apartment, City Center (Monthly)
$1,016 Rp 17.4M
$157 NIO 5,763
548.63%
1-bedroom Apartment, Outside City Center (Monthly)
$672 Rp 11.5M
$266 NIO 9,776
152.96%
3-bedroom Apartment, City Center (Monthly)
$3,368 Rp 57.7M
$543 NIO 20.0K
520.61%
3-bedroom Apartment, Outside City Center (Monthly)
$2,108 Rp 36.1M
$375 NIO 13.8K
461.46%
Buy Apartment in City Center (m2)
$3,001 Rp 51.4M
-
-
Buy Apartment Outside City Center (m2)
$2,337 Rp 40.1M
-
-
💵 Salaries & Financials
Ubud, Bali
Matagalpa
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3.0M
$200 NIO 7,365
-11.33%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
10.25
29.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Matagalpa: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

Ubud, Bali vs other spots: cost of living compared

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