Cost of Living Comparison Between Matagalpa and Ubud, Bali Cost of Living Comparison Between Matagalpa and Ubud, Bali

🙂 Solo nomad: Matagalpa is 15.8% cheaper than Ubud, Bali without rent, and 39.3% cheaper with rent.

🙂 Family of 3: Matagalpa is 16.5% cheaper than Ubud, Bali without rent, and 52.9% cheaper with rent.

Meal at Budget Restaurant

$4.78 NIO 176

$3.52 Rp 59.2K

35.80%

Three-Course Dinner for Two, Mid-Range

$24.71 NIO 907

$31.99 Rp 537.2K

-22.76%

Fast Food Meal (McDonalds, etc)

$6.96 NIO 256

$4.95 Rp 83.1K

40.61%

Cappuccino

$2.44 NIO 89.4

$2.76 Rp 46.3K

-11.59%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.78 NIO 28.64

$1.32 Rp 22.3K

-40.91%

Water (0.33 liter bottle)

$0.43 NIO 15.91

$0.68 Rp 11.5K

-36.76%

Local Beer (0.5 liter draught)

$1.18 NIO 43.45

$2.88 Rp 48.4K

-59.03%

Imported Beer (0.33 liter bottle)

$1.94 NIO 71.3

$3.80 Rp 63.7K

-48.95%

Milk (1 liter)

$1.19 NIO 43.82

$1.80 Rp 30.2K

-33.89%

White Bread (500g)

$1.48 NIO 54.4

$2.42 Rp 40.7K

-38.84%

Rice (white) (1kg)

$1.64 NIO 60.3

$1.17 Rp 19.6K

40.17%

Eggs

$2.18 NIO 80.1

$2.43 Rp 40.9K

-10.29%

Local Cheese (1kg)

$2.00 NIO 73.3

$14.74 Rp 247.6K

-86.43%

Chicken Fillets (1kg)

$4.17 NIO 153

$4.32 Rp 72.5K

-3.47%

Beef Round Steak (1kg)

$6.77 NIO 248

$11.89 Rp 199.8K

-43.06%

Apples (1kg)

$3.81 NIO 140

$3.66 Rp 61.5K

4.10%

Banana (1kg)

$0.86 NIO 31.39

$1.55 Rp 26.0K

-44.52%

Oranges (1kg)

$1.79 NIO 65.5

$2.74 Rp 46.0K

-34.67%

Tomato (1kg)

$2.22 NIO 81.3

$2.27 Rp 38.2K

-2.20%

Potato (1kg)

$1.08 NIO 39.61

$1.90 Rp 31.9K

-43.16%

Onion (1kg)

$2.24 NIO 82.2

$2.23 Rp 37.4K

0.45%

Lettuce (1 head)

$0.68 NIO 25.01

$1.05 Rp 17.7K

-35.24%

Water (1.5 liter bottle)

$1.02 NIO 37.56

$0.77 Rp 12.9K

32.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 NIO 99.7

$3.31 Rp 55.7K

-17.82%

Wine (Bottle)

$10.13 NIO 372

$25.28 Rp 424.5K

-59.93%

Local Beer (0.5 liter bottle)

$1.25 NIO 46.01

$2.84 Rp 47.7K

-55.99%

Imported Beer (0.33 liter bottle)

$2.20 NIO 80.6

$2.88 Rp 48.4K

-23.61%

One-way Ticket (Public Transport)

$0.45 NIO 16.63

$0.29 Rp 4,892

55.17%

Public Transport Monthly Pass (Regular Price)

$8.21 Rp 137.8K

Taxi Start (Normal Tariff)

$0.90 NIO 33.13

$0.49 Rp 8,178

83.67%

Taxi (Normal Tariff) (1km)

$0.93 NIO 33.98

$0.46 Rp 7,756

102.17%

Taxi 1hour Waiting (Normal Tariff)

$6.61 NIO 243

$6.16 Rp 103.5K

7.31%

Gasoline (1 liter)

$1.29 NIO 47.44

$0.85 Rp 14.4K

51.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.8K NIO 836.0K

$25.9K Rp 435.8M

-12.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K NIO 982.7K

$31.5K Rp 529.4M

-15.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.6 NIO 1,932

$80.4 Rp 1.4M

-34.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.91 NIO 621

$3.99 Rp 67.0K

323.81%

Internet (50+ Mbps, Unlimited Data)

$35.93 NIO 1,319

$23.75 Rp 398.9K

51.28%

Gym Membership (Monthly)

$99.1 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.46 Rp 108.5K

Cinema Ticket

$7.85 NIO 288

$4.17 Rp 70.0K

88.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$101 NIO 3,706

$296 Rp 5.0M

-65.93%

International Primary School, 1 Child (Yearly)

$6,079 NIO 223.2K

$6,729 Rp 113.0M

-9.67%

Jeans (Levis 501 Or Similar)

$75.9 NIO 2,786

$55.3 Rp 929.0K

37.17%

Summer Dress (H&M, Zara, etc)

$72.6 NIO 2,665

$38.44 Rp 645.6K

88.87%

Sport Shoes (Adidas, Nike)

$131 NIO 4,820

$89.3 Rp 1.5M

47.00%

Men's Leather Business Shoes

$108 NIO 3,965

$76.6 Rp 1.3M

40.97%

1-bedroom Apartment, City Center (Monthly)

$158 NIO 5,801

$1,003 Rp 16.8M

-84.24%

1-bedroom Apartment, Outside City Center (Monthly)

$260 NIO 9,549

$668 Rp 11.2M

-61.04%

3-bedroom Apartment, City Center (Monthly)

$548 NIO 20.1K

$3,389 Rp 56.9M

-83.82%

3-bedroom Apartment, Outside City Center (Monthly)

$379 NIO 13.9K

$2,112 Rp 35.5M

-82.08%

Buy Apartment in City Center (m2)

$3,003 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,436 Rp 40.9M

Average Monthly Net Salary (After Tax)

$197 NIO 7,236

$179 Rp 3.0M

10.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.25

13.28

-22.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matagalpa: January 31, 2026

Last update for Ubud, Bali: February 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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