Cost of Living Comparison Between Matagalpa and Ubud, Bali Cost of Living Comparison Between Matagalpa and Ubud, Bali

🙂 Solo nomad: Matagalpa is 27.8% cheaper than Ubud, Bali without rent, and 38.1% cheaper with rent.
🙂 Family of 3: Matagalpa is 2% cheaper than Ubud, Bali without rent, and 54.8% cheaper with rent.
Currency
🍽 Eating Out
Matagalpa
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.05 NIO 186
$3.48 Rp 59.7K
45.11%
Three-Course Dinner for Two, Mid-Range
$25.21 NIO 928
$32.88 Rp 563.6K
-23.33%
Fast Food Meal (McDonalds, etc)
$6.83 NIO 251
$5.09 Rp 87.3K
34.18%
Cappuccino
$2.45 NIO 90.1
$2.75 Rp 47.1K
-10.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.85 NIO 31.23
$1.38 Rp 23.7K
-38.41%
Water (0.33 liter bottle)
$0.43 NIO 15.91
$0.71 Rp 12.2K
-39.44%
Local Beer (0.5 liter draught)
$1.22 NIO 45.03
$2.88 Rp 49.3K
-57.64%
Imported Beer (0.33 liter bottle)
$1.96 NIO 72.1
$3.87 Rp 66.3K
-49.35%
🛒 Groceries & Markets
Matagalpa
Ubud, Bali
Difference
Milk (1 liter)
$1.20 NIO 44.16
$1.79 Rp 30.7K
-32.96%
White Bread (500g)
$1.52 NIO 55.9
$2.45 Rp 41.9K
-37.96%
Rice (white) (1kg)
$1.62 NIO 59.8
$1.21 Rp 20.7K
33.88%
Eggs
$2.17 NIO 79.9
$2.39 Rp 40.9K
-9.21%
Local Cheese (1kg)
$1.99 NIO 73.4
$14.70 Rp 252.0K
-86.46%
Chicken Fillets (1kg)
$4.32 NIO 159
$4.24 Rp 72.7K
1.89%
Beef Round Steak (1kg)
$6.76 NIO 249
$12.08 Rp 207.0K
-44.04%
Apples (1kg)
$3.87 NIO 142
$3.66 Rp 62.8K
5.74%
Banana (1kg)
$0.85 NIO 31.20
$1.61 Rp 27.5K
-47.20%
Oranges (1kg)
$1.84 NIO 67.6
$2.72 Rp 46.6K
-32.35%
Tomato (1kg)
$2.17 NIO 80.0
$2.27 Rp 38.9K
-4.41%
Potato (1kg)
$1.13 NIO 41.50
$1.90 Rp 32.6K
-40.53%
Onion (1kg)
$2.26 NIO 83.1
$2.30 Rp 39.4K
-1.74%
Lettuce (1 head)
$0.67 NIO 24.60
$1.02 Rp 17.4K
-34.31%
Water (1.5 liter bottle)
$1.02 NIO 37.66
$0.78 Rp 13.3K
30.77%
Cigarettes 20 Pack (Marlboro, Camel)
$2.60 NIO 95.7
$3.24 Rp 55.6K
-19.75%
Wine (Bottle)
$10.07 NIO 371
$24.06 Rp 412.4K
-58.15%
Local Beer (0.5 liter bottle)
$1.21 NIO 44.47
$2.84 Rp 48.7K
-57.39%
Imported Beer (0.33 liter bottle)
$2.24 NIO 82.4
$2.79 Rp 47.8K
-19.71%
🚌 Getting Around
Matagalpa
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.46 NIO 16.84
$0.27 Rp 4,607
70.37%
Public Transport Monthly Pass (Regular Price)
-
$8.24 Rp 141.3K
-
Taxi Start (Normal Tariff)
$0.85 NIO 31.11
$0.45 Rp 7,702
88.89%
Taxi (Normal Tariff) (1km)
$0.91 NIO 33.57
$0.43 Rp 7,300
111.63%
Taxi 1hour Waiting (Normal Tariff)
$6.83 NIO 251
$6.02 Rp 103.2K
13.46%
Gasoline (1 liter)
$1.36 NIO 50.0
$0.86 Rp 14.7K
58.14%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.3K NIO 856.4K
$26.1K Rp 446.8M
-10.69%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K NIO 970.8K
$31.7K Rp 543.3M
-16.75%
🧾 Monthly Utilities & Internet
Matagalpa
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$53.4 NIO 1,965
$78.3 Rp 1.3M
-31.82%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.05 NIO 627
$4.00 Rp 68.5K
326.25%
Internet (50+ Mbps, Unlimited Data)
$36.08 NIO 1,328
$24.35 Rp 417.5K
48.17%
🎉 Sport & Entertainment
Matagalpa
Ubud, Bali
Difference
Gym Membership (Monthly)
-
$95.8 Rp 1.6M
-
Tennis Court (1 Hour on Weekend)
-
$6.46 Rp 110.7K
-
Cinema Ticket
$8.16 NIO 300
$4.01 Rp 68.7K
103.49%
🧸 Childcare & Education
Matagalpa
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$102 NIO 3,745
$302 Rp 5.2M
-66.25%
International Primary School, 1 Child (Yearly)
$6,011 NIO 221.1K
$6,545 Rp 112.2M
-8.16%
👕👟 Clothing & Footwear
Matagalpa
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$78.7 NIO 2,896
$53.4 Rp 915.7K
47.38%
Summer Dress (H&M, Zara, etc)
$71.9 NIO 2,645
$38.55 Rp 660.8K
86.46%
Sport Shoes (Adidas, Nike)
$134 NIO 4,915
$89.1 Rp 1.5M
49.98%
Men's Leather Business Shoes
$109 NIO 4,022
$78.9 Rp 1.4M
38.56%
🏠 Accommodation & Living
Matagalpa
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$157 NIO 5,763
$1,016 Rp 17.4M
-84.58%
1-bedroom Apartment, Outside City Center (Monthly)
$266 NIO 9,776
$672 Rp 11.5M
-60.47%
3-bedroom Apartment, City Center (Monthly)
$543 NIO 20.0K
$3,368 Rp 57.7M
-83.89%
3-bedroom Apartment, Outside City Center (Monthly)
$375 NIO 13.8K
$2,108 Rp 36.1M
-82.19%
Buy Apartment in City Center (m2)
-
$3,001 Rp 51.4M
-
Buy Apartment Outside City Center (m2)
-
$2,337 Rp 40.1M
-
💵 Salaries & Financials
Matagalpa
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$200 NIO 7,365
$178 Rp 3.0M
12.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
10.25
13.28
-22.82%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Matagalpa: April 12, 2026

Last update for Ubud, Bali: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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