Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Massa

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,579 in Massa, rent and utilities included – about $2,500 less a year. The total is higher in Massa despite lower rent and utilities.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
77

Cost of Living Index in Massa
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Massa Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Massa

🇮🇹 Italy

$1,579

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Massa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Massa actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,579 in Massa.

Ubud, Bali $1,368
Massa $1,579

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,524 in Massa.

Ubud, Bali $2,314
Massa $2,524

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,470 in Massa.

Ubud, Bali $3,260
Massa $3,470

Living in Ubud, Bali costs roughly 13% less than in Massa, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Massa 17% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$17.00 €15.12

-80.41%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$73.4 €65.3

-52.06%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$13.60 €12.10

-57.35%

Cappuccino

$2.73 Rp 49.1K

$2.26 €2.01

20.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.31 €2.05

-29.00%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.15 €1.02

-27.83%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$4.54 €4.04

-40.53%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$6.03 €5.36

-28.69%

Milk (1 liter)

$1.50 Rp 27.1K

$1.40 €1.25

7.14%

White Bread (500g)

$2.30 Rp 41.4K

$2.76 €2.46

-16.67%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.59 €2.30

-54.44%

Eggs

$2.14 Rp 38.6K

$4.25 €3.78

-49.65%

Local Cheese (1kg)

$17.48 Rp 314.6K

$18.31 €16.29

-4.53%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$13.06 €11.62

-69.14%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$17.36 €15.44

-29.55%

Apples (1kg)

$3.55 Rp 63.9K

$2.26 €2.01

57.08%

Banana (1kg)

$1.57 Rp 28.3K

$1.71 €1.52

-8.19%

Oranges (1kg)

$2.24 Rp 40.2K

$1.96 €1.74

14.29%

Tomato (1kg)

$1.93 Rp 34.7K

$2.47 €2.20

-21.86%

Potato (1kg)

$1.88 Rp 33.9K

$1.30 €1.16

44.62%

Onion (1kg)

$2.29 Rp 41.3K

$1.36 €1.21

68.38%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.66 €1.47

-40.36%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.60 €0.53

-11.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$6.53 €5.81

-65.08%

Wine (Bottle)

$23.01 Rp 414.2K

$7.93 €7.05

190.16%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.60 €1.42

46.25%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.85 €1.64

57.30%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.70 €1.51

-85.88%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$41.07 €36.53

-78.52%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$5.42 €4.82

-91.14%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.47 €1.31

-68.71%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$27.70 €24.64

-80.32%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.97 €1.75

-55.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$36.6K €32.6K

-32.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$35.4K €31.5K

-11.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$237 €211

-64.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$11.74 €10.45

-45.06%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$27.78 €24.71

-33.15%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$55.1 €48.97

1.38%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$23.85 €21.21

-24.07%

Cinema Ticket

$4.38 Rp 78.9K

$9.21 €8.19

-52.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$559 €497

-11.83%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$4,386 €3,902

31.17%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$87.8 €78.1

-47.39%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$42.33 €37.65

-16.54%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$93.5 €83.1

-15.38%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$156 €139

-49.80%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$603 €536

89.50%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$414 €368

63.37%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,079 €960

224.61%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$851 €757

99.75%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$2,915 €2,593

-4.50%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,038 €1,812

9.96%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,690 €1,504

-90.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.46

298.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Massa: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Massa

$414 26.2% 38.8% $262

Groceries & Markets

Ubud, Bali

$290 21.2%

Massa

$331 21% 14% $41

Eating Out

Ubud, Bali

$109 8%

Massa

$253 16% 132% $144

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Massa

$276 17.5% 156% $168

Clothing & Footwear

Ubud, Bali

$108 7.9%

Massa

$171 10.8% 58.9% $63

Sport & Entertainment

Ubud, Bali

$65 4.7%

Massa

$73 4.7% 13.8% $8.9

Getting Around

Ubud, Bali

$13 0.9%

Massa

$61 3.8% 383% $48

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $603 in Massa. Housing cost is often the main lever when comparing two cities.

Massa pays 927% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $73.0 in Massa for a mid-range dinner for two. Groceries echo the gap at $290 vs $331 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇹 Massa

🕒 Local time

10:51 10:51 AM

04:51 4:51 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

69,479

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Massa 11,870 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Massa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Massa: Cost of Living - Frequently Asked Questions

Ubud, Bali and Massa differ by about 15% in total monthly costs ($1,368 vs $1,579 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 927% lower in Massa. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $603 in Massa. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $73.0 in Massa. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,579 in Massa – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $1,579 in Massa, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Massa. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Massa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 15% less than in Massa. Beyond cost, consider language, visa policies, and how big the international community is in each city.