😐Monthly costs for one person with rent: $1,602 in Massa versus $1,396 in Ubud, Bali.
😐Estimated couple costs with rent: $2,614 in Massa versus $2,334 in Ubud, Bali.
😐Monthly costs for a family of three with rent: $3,626 in Massa versus $3,273 in Ubud, Bali.
🌍Living in Massa is roughly 15% more expensive than in Ubud, Bali, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Massa17% above, Ubud, Bali2% above.
Currency
🍽 Eating Out
Massa
Ubud, Bali
Difference
Meal at Budget Restaurant
$17.61€15.14
$3.37Rp 59.7K
422.55%
Three-Course Dinner for Two, Mid-Range
$69.8€60.0
$38.59Rp 682.4K
80.98%
Fast Food Meal(McDonalds, etc)
$12.02€10.33
$5.52Rp 97.6K
117.75%
Cappuccino
$2.28€1.96
$2.64Rp 46.8K
-13.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.41€2.07
$1.67Rp 29.6K
44.31%
Water(0.33 liter bottle)
$1.14€0.98
$0.77Rp 13.6K
48.05%
Local Beer(0.5 liter draught)
$4.76€4.09
$2.63Rp 46.6K
80.99%
Imported Beer(0.33 liter bottle)
$6.48€5.57
$4.28Rp 75.7K
51.40%
🛒 Groceries & Markets
Massa
Ubud, Bali
Difference
Milk(1 liter)
$1.50€1.29
$1.55Rp 27.3K
-3.23%
White Bread(500g)
$2.97€2.56
$2.22Rp 39.3K
33.78%
Rice(white)(1kg)
$2.81€2.41
$1.13Rp 19.9K
148.67%
Eggs
$4.80€4.13
$2.09Rp 36.9K
129.67%
Local Cheese(1kg)
$19.05€16.38
$17.39Rp 307.6K
9.55%
Chicken Fillets(1kg)
$13.29€11.43
$3.87Rp 68.4K
243.41%
Beef Round Steak(1kg)
$17.58€15.12
$12.55Rp 221.9K
40.08%
Apples(1kg)
$2.31€1.99
$3.62Rp 63.9K
-36.19%
Banana(1kg)
$1.73€1.48
$1.56Rp 27.6K
10.90%
Oranges(1kg)
$1.94€1.67
$2.35Rp 41.6K
-17.45%
Tomato(1kg)
$2.60€2.23
$2.06Rp 36.4K
26.21%
Potato(1kg)
$1.63€1.40
$1.90Rp 33.6K
-14.21%
Onion(1kg)
$1.36€1.17
$2.34Rp 41.3K
-41.88%
Lettuce(1 head)
$1.78€1.53
$1.03Rp 18.2K
72.82%
Water(1.5 liter bottle)
$0.57€0.49
$0.55Rp 9,809
3.64%
Cigarettes 20 Pack(Marlboro, Camel)
$7.15€6.15
$2.25Rp 39.8K
217.78%
Wine(Bottle)
$8.27€7.11
$23.81Rp 421.0K
-65.27%
Local Beer(0.5 liter bottle)
$1.69€1.45
$2.31Rp 40.9K
-26.84%
Imported Beer(0.33 liter bottle)
$1.91€1.64
$2.80Rp 49.5K
-31.79%
🚌 Getting Around
Massa
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.75€1.50
$0.27Rp 4,816
548.15%
Public Transport Monthly Pass(Regular Price)
$43.94€37.78
$8.66Rp 153.2K
407.39%
Taxi Start(Normal Tariff)
$5.96€5.12
$0.48Rp 8,515
1141.67%
Taxi(Normal Tariff)(1km)
$1.55€1.34
$0.45Rp 7,887
244.44%
Taxi 1hour Waiting(Normal Tariff)
$28.60€24.58
$5.72Rp 101.1K
400.00%
Gasoline(1 liter)
$2.07€1.78
$0.76Rp 13.4K
172.37%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$37.5K€32.2K
$24.5KRp 433.0M
53.00%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$36.4K€31.3K
$32.1KRp 568.0M
13.24%
🧾 Monthly Utilities & Internet
Massa
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$231€198
$83.6Rp 1.5M
176.06%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.25€10.53
$6.46Rp 114.2K
89.63%
Internet(50+ Mbps, Unlimited Data)
$29.28€25.17
$18.99Rp 335.9K
54.19%
🎉 Sport & Entertainment
Massa
Ubud, Bali
Difference
Gym Membership(Monthly)
$57.9€49.76
$56.0Rp 989.8K
3.41%
Tennis Court(1 Hour on Weekend)
$25.65€22.06
$18.62Rp 329.2K
37.76%
Cinema Ticket
$9.99€8.59
$4.28Rp 75.7K
133.41%
🧸 Childcare & Education
Massa
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$576€495
$487Rp 8.6M
18.32%
International Primary School, 1 Child(Yearly)
$4,726€4,063
$5,856Rp 103.6M
-19.30%
👕👟 Clothing & Footwear
Massa
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$97.7€84.0
$45.56Rp 805.6K
114.49%
Summer Dress(H&M, Zara, etc)
$43.97€37.80
$36.38Rp 643.3K
20.86%
Sport Shoes(Adidas, Nike)
$104€89.7
$82.0Rp 1.4M
27.32%
Men's Leather Business Shoes
$161€139
$80.4Rp 1.4M
100.40%
🏠 Accommodation & Living
Massa
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$647€557
$1,117Rp 19.7M
-42.03%
1-bedroom Apartment, Outside City Center(Monthly)
$444€382
$701Rp 12.4M
-36.67%
3-bedroom Apartment, City Center(Monthly)
$1,099€945
$3,537Rp 62.5M
-68.92%
3-bedroom Apartment, Outside City Center(Monthly)
$896€771
$1,762Rp 31.2M
-49.14%
Buy Apartment in City Center(m2)
$3,043€2,616
$2,826Rp 50.0M
7.68%
Buy Apartment Outside City Center(m2)
$2,137€1,838
$2,292Rp 40.5M
-6.73%
💵 Salaries & Financials
Massa
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,746€1,501
$170Rp 3.0M
928.49%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.46
13.78
-74.89%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Massa: September 1, 2026
Last update for Ubud, Bali: August 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $647 in Massa and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Massa pays 928% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $70.0 in Massa vs $39.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $345 vs $293 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Massa vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Massa and in Ubud, Bali?
Massa and Ubud, Bali differ by about 15% in total monthly costs ($1,602 vs $1,396 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Massa or Ubud, Bali?
Average pay runs 928% higher in Massa, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Massa and in Ubud, Bali?
Rent for a central apartment: $647 in Massa versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper restaurants?
Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $70.0 in Massa. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more expensive overall: Massa or Ubud, Bali?
All in, you'll spend $1,602 per month in Massa versus $1,396 in Ubud, Bali – a 15% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $1,000 per month?
At $1,396 in Ubud, Bali versus $1,602 in Massa, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Massa. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
How does quality of life compare between Massa and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Massa or Ubud, Bali safer for residents?
Safety-wise, Massa and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Massa or Ubud, Bali?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 15% less than in Massa. Beyond cost, consider language, visa policies, and how big the international community is in each city.