Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Malda

For one person, living is cheaper in Malda: $430 a month against $1,349 in Ubud, Bali, rent and utilities included – about $11,000 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
21

Cost of Living Index in Malda
Learn more

Malda Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Malda

🇮🇳 India

$430

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Malda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Malda actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $430 in Malda.

Ubud, Bali $1,349
Malda $430

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $616 in Malda.

Ubud, Bali $2,305
Malda $616

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $801 in Malda.

Ubud, Bali $3,261
Malda $801

Living in Ubud, Bali is roughly 214% more expensive than in Malda, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$1.02 ₹97.1

225.49%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$13.82 ₹1,313

157.89%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$4.26 ₹404

29.81%

Cappuccino

$2.72 Rp 49.3K

$1.73 ₹165

57.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.48 ₹45.78

254.17%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.12 ₹11.85

533.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$1.87 ₹177

41.71%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.11 ₹295

40.84%

Milk (1 liter)

$1.49 Rp 27.0K

$0.61 ₹58.2

144.26%

White Bread (500g)

$2.28 Rp 41.3K

$0.49 ₹46.75

365.31%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.51 ₹48.33

133.33%

Eggs

$2.04 Rp 36.9K

$0.78 ₹74.4

161.54%

Local Cheese (1kg)

$17.70 Rp 321.1K

$5.50 ₹522

221.82%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$2.27 ₹216

74.45%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

Apples (1kg)

$3.66 Rp 66.3K

$2.42 ₹230

51.24%

Banana (1kg)

$1.52 Rp 27.5K

$0.80 ₹76.2

90.00%

Oranges (1kg)

$2.23 Rp 40.4K

$1.38 ₹131

61.59%

Tomato (1kg)

$1.97 Rp 35.8K

$0.54 ₹51.6

264.81%

Potato (1kg)

$1.85 Rp 33.5K

$0.22 ₹20.93

740.91%

Onion (1kg)

$2.42 Rp 44.0K

$0.41 ₹38.65

490.24%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.32 ₹30.23

209.37%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.15 ₹14.56

240.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$4.94 ₹469

-55.06%

Wine (Bottle)

$22.24 Rp 403.4K

$10.69 ₹1,015

108.04%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.79 ₹170

26.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.74 ₹260

8.39%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.18 ₹207

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.25 ₹23.54

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$7.70 ₹731

1.56%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$0.81 ₹77.3

-45.68%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$0.31 ₹29.01

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$1.56 ₹148

246.79%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.16 ₹110

-29.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$12.4K ₹1.2M

92.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$22.5K ₹2.1M

41.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$52.8 ₹5,009

49.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$3.08 ₹293

109.42%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$4.33 ₹411

329.10%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$14.33 ₹1,360

245.29%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$6.68 ₹635

164.22%

Cinema Ticket

$4.27 Rp 77.5K

$3.08 ₹292

38.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$42.88 ₹4,071

1043.98%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$1,982 ₹188.2K

186.20%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$5.39 ₹512

728.20%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$26.28 ₹2,495

32.99%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$36.72 ₹3,486

117.59%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$29.01 ₹2,754

173.77%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$163 ₹15.5K

589.58%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$125 ₹11.8K

438.44%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$276 ₹26.2K

1192.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$156 ₹14.8K

1005.67%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$967 ₹91.8K

182.41%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$524 ₹49.8K

335.61%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

9.08

51.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Malda: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Malda

$125 29% 81.4% $547

Groceries & Markets

Ubud, Bali

$288 21.4%

Malda

$110 25.5% 62% $179

Eating Out

Ubud, Bali

$108 8%

Malda

$60 13.9% 44.5% $48

Clothing & Footwear

Ubud, Bali

$108 8%

Malda

$44 10.2% 59.2% $64

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Malda

$60 14% 42.2% $44

Sport & Entertainment

Ubud, Bali

$58 4.3%

Malda

$20 4.8% 64.7% $38

Getting Around

Ubud, Bali

$11 0.9%

Malda

$11 2.6% 3.4% $0.4

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $163 in Malda. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $14 in Malda for a mid-range dinner for two. Groceries echo the gap at $288 vs $110 per month, with Malda cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Malda

🕒 Local time

12:47 12:47 PM

10:17 10:17 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

324,237

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.94 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Malda 4,750 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Malda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Malda: Cost of Living - Frequently Asked Questions

Malda is about 68% cheaper overall, especially in groceries, clothing, and eating out. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,023 in Ubud, Bali and $644 in Malda to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $163 in Malda. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 163% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $430 in Malda – Malda is about 68% cheaper, which adds up to real savings over time.

At $430 in Malda versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Malda but tight or insufficient in Ubud, Bali. The gap between the two cities makes Malda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.