Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Makurdi

For one person, living is cheaper in Makurdi: $12.12 a month against $1,331 in Ubud, Bali, rent and utilities included – about $15,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Makurdi

🇳🇬 Nigeria

$12.12

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Makurdi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Makurdi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $12.12 in Makurdi.

Ubud, Bali $1,331
Makurdi $12.12

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $17.15 in Makurdi.

Ubud, Bali $2,255
Makurdi $17.15

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $22 in Makurdi.

Ubud, Bali $3,180
Makurdi $22

Living in Ubud, Bali is roughly 10879% more expensive than in Makurdi, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Ubud, Bali 2% lower, Makurdi 99% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$0.38 ₦511

789.47%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 629.1K

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$1.82 ₦2,433

206.04%

Cappuccino

$2.62 Rp 47.6K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.08 ₦107

1825.00%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.07 ₦96.8

814.29%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$0.35 ₦474

662.86%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$0.61 ₦817

598.36%

Milk (1 liter)

$1.46 Rp 26.5K

White Bread (500g)

$2.29 Rp 41.6K

Rice (white) (1kg)

$1.11 Rp 20.1K

Eggs

$2.10 Rp 38.1K

Local Cheese (1kg)

$15.94 Rp 289.4K

Chicken Fillets (1kg)

$3.88 Rp 70.5K

Beef Round Steak (1kg)

$11.40 Rp 207.0K

Apples (1kg)

$3.55 Rp 64.5K

Banana (1kg)

$1.54 Rp 27.9K

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.86 Rp 33.7K

Onion (1kg)

$2.42 Rp 43.9K

Lettuce (1 head)

$1.02 Rp 18.6K

Water (1.5 liter bottle)

$0.52 Rp 9,483

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

Wine (Bottle)

$21.79 Rp 395.6K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,546

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,947

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,496

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.7K

Gasoline (1 liter)

$0.83 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.6K

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.4K

Gym Membership (Monthly)

$51.0 Rp 925.8K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$4.38 Rp 79.6K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.9M

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.9K

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.4K

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Makurdi: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Makurdi

–

Groceries & Markets

Ubud, Bali

$279 21%

Makurdi

–

Clothing & Footwear

Ubud, Bali

$106 8%

Makurdi

–

Eating Out

Ubud, Bali

$106 8%

Makurdi

–

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Makurdi

–

Sport & Entertainment

Ubud, Bali

$60 4.5%

Makurdi

–

Getting Around

Ubud, Bali

$12 0.9%

Makurdi

–

Good to know

🇮🇩 Ubud, Bali

🇳🇬 Makurdi

🕒 Local time

06:16 6:16 AM

23:16 11:16 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

500,797

💱 Currency

Indonesian Rupiah IDR Rp

Nigerian Naira NGN ₦

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

10,000 NGN = 7.48 USD

10,000 NGN = 6.64 EUR

Exchange rates and currency converter

NGN, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

Nigerian Naira exchange rates as of November 4, 2026: 1 USD = 1,337 NGN (10,000 NGN = 7.48 USD). 1 EUR = 1,505 NGN (10,000 NGN = 6.64 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Makurdi 11,960 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Makurdi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Makurdi: Cost of Living - Frequently Asked Questions

Makurdi wins on cost – living expenses run 99% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Makurdi the obvious pick if budget is a priority.

You’d need roughly $1,996 in Ubud, Bali and $18.18 in Makurdi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

At $12.12 in Makurdi versus $1,331 in Ubud, Bali, a $800 budget is realistic in Makurdi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Makurdi the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.