Cost of Living Comparison Between Ubud, Bali and Makurdi Cost of Living Comparison Between Ubud, Bali and Makurdi

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $31.48 in Makurdi.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $46.00 in Makurdi.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $60.1 in Makurdi.

Living in Ubud, Bali is roughly 4469% more expensive than Makurdi, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Makurdi is 98% below.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$0.66 ₦896

440.91%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$3.48 ₦4,751

45.69%

Cappuccino

$2.83 Rp 48.8K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$0.16 ₦225

737.50%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.13 ₦182

430.77%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$0.60 ₦814

398.33%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$1.11 ₦1,511

246.85%

Milk (1 liter)

$1.74 Rp 30.1K

White Bread (500g)

$2.54 Rp 43.8K

Rice (white) (1kg)

$1.19 Rp 20.6K

Eggs

$2.43 Rp 41.9K

Local Cheese (1kg)

$14.66 Rp 253.2K

Chicken Fillets (1kg)

$4.18 Rp 72.1K

Beef Round Steak (1kg)

$11.94 Rp 206.1K

Apples (1kg)

$3.69 Rp 63.6K

Banana (1kg)

$1.61 Rp 27.7K

Oranges (1kg)

$2.69 Rp 46.4K

Tomato (1kg)

$2.33 Rp 40.2K

Potato (1kg)

$1.91 Rp 32.9K

Onion (1kg)

$2.19 Rp 37.7K

Lettuce (1 head)

$1.06 Rp 18.3K

Water (1.5 liter bottle)

$0.72 Rp 12.5K

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

Wine (Bottle)

$23.49 Rp 405.6K

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

One-way Ticket (Public Transport)

$0.29 Rp 5,010

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

Gasoline (1 liter)

$0.84 Rp 14.5K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

Cinema Ticket

$4.04 Rp 69.7K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$20.44 ₦27.9K

163.41%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

Men's Leather Business Shoes

$78.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Makurdi: April 27, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Makurdi: Cost of Living - Frequently Asked Questions

Makurdi wins on cost – living expenses run 4469% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Makurdi the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $47.22 in Makurdi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

At $31.48 in Makurdi versus $1,438 in Ubud, Bali, a $1,000 budget is realistic in Makurdi but tight or insufficient in Ubud, Bali. The gap between the two cities makes Makurdi the clear choice for anyone on this budget.

Both work as nomad bases, but Makurdi delivers better value – similar infrastructure at $31.48 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Makurdi hard to pass up.

Safety-wise, Ubud, Bali and Makurdi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Makurdi gentler on the wallet – expenses run 4469% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.