Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Makati

For one person, living is cheaper in Makati: $1,228 a month against $1,368 in Ubud, Bali, rent and utilities included – about $1,700 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
60

Cost of Living Index in Makati
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Makati Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Makati

🇵🇭 Philippines

$1,228

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Makati

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Makati actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,228 in Makati.

Ubud, Bali $1,368
Makati $1,228

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,028 in Makati.

Ubud, Bali $2,314
Makati $2,028

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $2,828 in Makati.

Ubud, Bali $3,260
Makati $2,828

Living in Ubud, Bali is roughly 11% more expensive than in Makati, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Makati is 9% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$6.22 ₱392

-46.46%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$39.57 ₱2,491

-11.09%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$4.88 ₱307

18.85%

Cappuccino

$2.73 Rp 49.1K

$2.55 ₱161

7.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$1.06 ₱67.0

54.72%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.50 ₱31.54

66.00%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.38 ₱150

13.45%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$3.21 ₱202

33.96%

Milk (1 liter)

$1.50 Rp 27.1K

$1.90 ₱120

-21.05%

White Bread (500g)

$2.30 Rp 41.4K

$1.29 ₱81.5

78.29%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.06 ₱67.0

11.32%

Eggs

$2.14 Rp 38.6K

$2.47 ₱155

-13.36%

Local Cheese (1kg)

$17.48 Rp 314.6K

$7.29 ₱459

139.78%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$4.86 ₱306

-17.08%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$7.03 ₱442

73.97%

Apples (1kg)

$3.55 Rp 63.9K

$4.04 ₱254

-12.13%

Banana (1kg)

$1.57 Rp 28.3K

$1.94 ₱122

-19.07%

Oranges (1kg)

$2.24 Rp 40.2K

$3.22 ₱203

-30.43%

Tomato (1kg)

$1.93 Rp 34.7K

$2.29 ₱144

-15.72%

Potato (1kg)

$1.88 Rp 33.9K

$3.48 ₱219

-45.98%

Onion (1kg)

$2.29 Rp 41.3K

$3.59 ₱226

-36.21%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.06 ₱66.8

-6.60%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.11 ₱69.7

-52.25%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$2.69 ₱169

-15.24%

Wine (Bottle)

$23.01 Rp 414.2K

$8.11 ₱511

183.72%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.32 ₱82.9

77.27%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.98 ₱124

46.97%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.90 ₱56.4

-73.33%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$56.8 ₱3,575

-84.47%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$0.67 ₱41.91

-28.36%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$0.21 ₱13.16

119.05%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$1.93 ₱121

182.38%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.25 ₱78.8

-29.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$21.3K ₱1.3M

15.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$19.6K ₱1.2M

59.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$153 ₱9,620

-45.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$16.06 ₱1,011

-59.84%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$32.37 ₱2,038

-42.63%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$54.9 ₱3,456

1.71%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$14.14 ₱890

28.08%

Cinema Ticket

$4.38 Rp 78.9K

$7.22 ₱454

-39.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$794 ₱50.0K

-37.95%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$7,321 ₱460.9K

-21.41%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$61.2 ₱3,850

-24.46%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$36.86 ₱2,321

-4.15%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$81.5 ₱5,129

-2.91%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$103 ₱6,510

-24.19%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$815 ₱51.3K

40.23%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$417 ₱26.3K

61.89%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$2,274 ₱143.2K

54.06%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,069 ₱67.3K

59.01%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$5,869 ₱369.5K

-52.56%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,738 ₱235.4K

-40.07%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$601 ₱37.9K

-72.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

7.5

83.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Makati: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Makati

$417 34% 38.2% $258

Groceries & Markets

Ubud, Bali

$290 21.2%

Makati

$231 18.8% 20.3% $59

Eating Out

Ubud, Bali

$109 8%

Makati

$120 9.7% 9.9% $11

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Makati

$201 16.4% 86.3% $93

Clothing & Footwear

Ubud, Bali

$108 7.9%

Makati

$127 10.4% 18.4% $20

Sport & Entertainment

Ubud, Bali

$65 4.7%

Makati

$69 5.6% 7.3% $4.7

Getting Around

Ubud, Bali

$13 0.9%

Makati

$62 5.1% 395% $50

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $815 in Makati. Housing cost is often the main lever when comparing two cities.

Makati pays 265% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $40.00 in Makati. Groceries flip the comparison at $290 vs $231, with Makati cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇵🇭 Makati

🕒 Local time

06:46 6:46 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

582,602

💱 Currency

Indonesian Rupiah IDR Rp

Philippine Peso PHP ₱

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Makati 2,640 km ≈ 3 h 45 min nonstop flight

From you

Ubud, Bali
Makati

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Makati: Cost of Living - Frequently Asked Questions

Makati wins on cost – living expenses run 11% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Makati the obvious pick if budget is a priority.

On paper, salaries run 265% lower in Makati. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $815 in Makati. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,228 in Makati – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Makati runs roughly 544% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,228 in Makati versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Makati but tight or insufficient in Ubud, Bali. The gap between the two cities makes Makati the clear choice for anyone on this budget.

Both work as nomad bases, but Makati delivers better value – similar infrastructure at $1,228 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Makati hard to pass up.

Safety-wise, Ubud, Bali and Makati are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Makati gentler on the wallet – expenses run 11% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.