Cost of Living Comparison Between Ubud, Bali and Makarska Cost of Living Comparison Between Ubud, Bali and Makarska

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,567 in Makarska.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $2,413 in Makarska.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $3,258 in Makarska.

Living in Ubud, Bali costs roughly 11% less than in Makarska, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Makarska 18% above.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$16.12 €14.07

-78.91%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$81.9 €71.5

-60.46%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$8.33 €7.27

-39.98%

Cappuccino

$2.82 Rp 50.3K

$3.57 €3.12

-21.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$3.56 €3.11

-61.24%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$2.55 €2.23

-71.37%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$4.52 €3.94

-34.07%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$3.65 €3.19

8.77%

Milk (1 liter)

$1.79 Rp 32.0K

$1.20 €1.05

49.17%

White Bread (500g)

$2.46 Rp 43.9K

$1.42 €1.23

73.24%

Rice (white) (1kg)

$1.20 Rp 21.4K

$3.16 €2.76

-62.03%

Eggs

$2.39 Rp 42.6K

$5.22 €4.56

-54.21%

Local Cheese (1kg)

$14.40 Rp 256.6K

$18.04 €15.74

-20.18%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$11.74 €10.24

-63.54%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$11.65 €10.17

1.46%

Apples (1kg)

$3.78 Rp 67.4K

$1.60 €1.40

136.25%

Banana (1kg)

$1.63 Rp 29.1K

$1.57 €1.37

3.82%

Oranges (1kg)

$2.80 Rp 49.9K

$2.16 €1.89

29.63%

Tomato (1kg)

$2.26 Rp 40.3K

$2.44 €2.12

-7.38%

Potato (1kg)

$2.00 Rp 35.6K

$1.44 €1.25

38.89%

Onion (1kg)

$2.21 Rp 39.4K

$1.48 €1.30

49.32%

Lettuce (1 head)

$1.07 Rp 19.1K

$0.97 €0.85

10.31%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$1.17 €1.02

-35.04%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$5.17 €4.51

-39.46%

Wine (Bottle)

$23.81 Rp 424.4K

$7.37 €6.43

223.07%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$1.33 €1.16

113.53%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$1.43 €1.25

94.41%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$1.77 €1.55

-84.75%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

$42.00 €36.64

-80.07%

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$3.14 €2.74

-85.67%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$1.09 €0.95

-60.55%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$9.16 €7.99

-34.72%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.70 €1.48

-52.94%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$38.7K €33.7K

-33.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$26.6K €23.2K

19.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$187 €164

-56.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$23.26 €20.30

-82.20%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$29.59 €25.82

-18.49%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$52.8 €46.07

85.13%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$14.50 €12.65

-54.21%

Cinema Ticket

$4.04 Rp 71.9K

$8.52 €7.43

-52.58%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$242 €211

22.66%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$1,407 €1,228

368.37%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$105 €91.2

-47.26%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$45.95 €40.09

-16.19%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$138 €120

-37.50%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$104 €90.8

-25.06%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$673 €587

46.34%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$463 €404

43.62%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$1,054 €920

226.79%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$780 €680

161.85%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$4,404 €3,843

-35.77%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$3,416 €2,981

-33.19%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.7

182.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Makarska: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $673 in Makarska. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $82.0 in Makarska. Groceries flip the comparison at $299 vs $295, with Makarska cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Makarska: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 12% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $2,091 in Ubud, Bali and $2,351 in Makarska to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $985 in Ubud, Bali versus $673 in Makarska. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $242 in Makarska. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Makarska pay roughly 1% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,394 in Ubud, Bali versus $1,567 in Makarska, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Makarska. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Makarska, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Makarska are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 12% less than in Makarska. Beyond cost, consider language, visa policies, and how big the international community is in each city.