Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Maharagama

For one person, living is cheaper in Maharagama: $131 a month against $1,331 in Ubud, Bali, rent and utilities included – about $14,400 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Maharagama

🇱🇰 Sri Lanka

$131

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Maharagama

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Maharagama actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $131 in Maharagama, rent included.

Ubud, Bali $1,331
Maharagama $131

A couple spends around $2,255 per month in Ubud, Bali vs $246 in Maharagama, rent included.

Ubud, Bali $2,255
Maharagama $246

A family of three spends $3,180 per month in Ubud, Bali vs $361 in Maharagama, rent included.

Ubud, Bali $3,180
Maharagama $361

Ubud, Bali costs about 918% more than Maharagama, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Maharagama are more affordable than the global median – Ubud, Bali 2% lower, Maharagama 90% lower.

Meal at Budget Restaurant

$3.38 Rp 61.2K

$5.30 LKR 1,761

-36.23%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.6K

$20.24 LKR 6,733

71.20%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.1K

$6.67 LKR 2,220

-16.49%

Cappuccino

$2.62 Rp 47.5K

$2.11 LKR 702

24.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.64 LKR 213

140.63%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.29 LKR 95.3

120.69%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.3K

Milk (1 liter)

$1.46 Rp 26.5K

$0.87 LKR 288

67.82%

White Bread (500g)

$2.29 Rp 41.6K

$0.23 LKR 76.1

895.65%

Rice (white) (1kg)

$1.11 Rp 20.1K

$0.50 LKR 167

122.00%

Eggs

$2.10 Rp 38.1K

$1.42 LKR 474

47.89%

Local Cheese (1kg)

$15.94 Rp 289.2K

Chicken Fillets (1kg)

$3.88 Rp 70.4K

Beef Round Steak (1kg)

$11.40 Rp 206.8K

Apples (1kg)

$3.55 Rp 64.4K

Banana (1kg)

$1.54 Rp 27.9K

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.8K

Potato (1kg)

$1.86 Rp 33.7K

Onion (1kg)

$2.42 Rp 43.9K

Lettuce (1 head)

$1.02 Rp 18.6K

Water (1.5 liter bottle)

$0.52 Rp 9,475

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

Wine (Bottle)

$21.79 Rp 395.2K

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

One-way Ticket (Public Transport)

$0.25 Rp 4,542

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.3K

Taxi Start (Normal Tariff)

$0.44 Rp 7,941

$0.44 LKR 146

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,489

$0.46 LKR 154

2.17%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

Gasoline (1 liter)

$0.83 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.5M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$4.55 LKR 1,514

34.95%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.1K

$13.38 LKR 4,450

41.41%

Gym Membership (Monthly)

$51.0 Rp 925.0K

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.0K

Cinema Ticket

$4.38 Rp 79.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.7M

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.2K

Summer Dress (H&M, Zara, etc)

$34.89 Rp 632.9K

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

Men's Leather Business Shoes

$77.9 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.5M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$198 LKR 65.9K

1670.98%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

Buy Apartment in City Center (m2)

$2,340 Rp 42.4M

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$240 LKR 79.7K

-30.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Maharagama: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Maharagama

–

Groceries & Markets

Ubud, Bali

$279 21%

Maharagama

–

Clothing & Footwear

Ubud, Bali

$106 8%

Maharagama

–

Eating Out

Ubud, Bali

$106 8%

Maharagama

–

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Maharagama

–

Sport & Entertainment

Ubud, Bali

$60 4.5%

Maharagama

–

Getting Around

Ubud, Bali

$12 0.9%

Maharagama

–

Cost Breakdown

Salaries run about 44% higher in Maharagama, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $20 in Maharagama. Monthly groceries follow the same trend: $279 vs $19 – making Maharagama the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇱🇰 Maharagama

🕒 Local time

16:58 4:58 PM

14:28 2:28 PM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

196,400

💱 Currency

Indonesian Rupiah IDR Rp

Sri Lankan Rupee LKR Rs

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.91 EUR

1,000 LKR = 3.01 USD

1,000 LKR = 2.68 EUR

Exchange rates and currency converter

LKR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,140 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,384 IDR (100,000 IDR = 4.91 EUR).

Sri Lankan Rupee exchange rates as of November 5, 2026: 1 USD = 333 LKR (1,000 LKR = 3.01 USD). 1 EUR = 374 LKR (1,000 LKR = 2.68 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Maharagama 4,270 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Maharagama

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Maharagama: Cost of Living - Frequently Asked Questions

Yes – Ubud, Bali is pricier by about 918%, and outside of rent the gap shows up most in groceries.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $196 in Maharagama. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Groceries cost about 1399% more in Ubud, Bali, though the gap depends on what you buy.

A mid-range dinner for two costs $35 in Ubud, Bali and $20 in Maharagama. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Maharagama, where all-in costs run around $131, than in Ubud, Bali at $1,331. In Maharagama it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Maharagama costs $131 versus $1,331 in Ubud, Bali. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.