Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Luxembourg

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,537 in Luxembourg, rent and utilities included – about $26,200 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
170

Cost of Living Index in Luxembourg
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Luxembourg Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Luxembourg

🇱🇺 Luxembourg

$3,537

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Luxembourg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Luxembourg actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $3,537 in Luxembourg.

Ubud, Bali $1,353
Luxembourg $3,537

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $4,976 in Luxembourg.

Ubud, Bali $2,297
Luxembourg $4,976

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $6,414 in Luxembourg.

Ubud, Bali $3,241
Luxembourg $6,414

Living in Ubud, Bali costs roughly 62% less than in Luxembourg, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Luxembourg 161% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$27.16 €24.16

-88.11%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$101 €89.8

-65.47%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$14.42 €12.83

-60.47%

Cappuccino

$2.62 Rp 47.1K

$4.58 €4.07

-42.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$4.09 €3.64

-57.95%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$4.27 €3.80

-81.03%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$8.08 €7.19

-67.20%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$6.80 €6.05

-35.74%

Milk (1 liter)

$1.57 Rp 28.3K

$1.63 €1.45

-3.68%

White Bread (500g)

$2.19 Rp 39.5K

$2.76 €2.45

-20.65%

Rice (white) (1kg)

$1.18 Rp 21.2K

$2.89 €2.57

-59.17%

Eggs

$2.16 Rp 38.8K

$4.56 €4.06

-52.63%

Local Cheese (1kg)

$17.65 Rp 317.7K

$19.17 €17.05

-7.93%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$14.69 €13.07

-74.27%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$25.77 €22.92

-53.63%

Apples (1kg)

$3.60 Rp 64.8K

$3.26 €2.90

10.43%

Banana (1kg)

$1.59 Rp 28.6K

$2.32 €2.06

-31.47%

Oranges (1kg)

$2.31 Rp 41.6K

$3.10 €2.75

-25.48%

Tomato (1kg)

$1.91 Rp 34.3K

$4.36 €3.88

-56.19%

Potato (1kg)

$1.78 Rp 32.1K

$2.54 €2.26

-29.92%

Onion (1kg)

$2.33 Rp 41.9K

$2.12 €1.89

9.91%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.91 €1.70

-47.64%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.08 €0.96

-50.93%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$7.75 €6.89

-70.45%

Wine (Bottle)

$22.07 Rp 397.3K

$11.06 €9.84

99.55%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.07 €1.84

13.53%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.52 €2.24

18.25%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$5.18 €4.61

-90.93%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$4.00 €3.56

-89.25%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$55.6 €49.45

-90.16%

Gasoline (1 liter)

$0.83 Rp 14.9K

$2.06 €1.83

-59.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$30.6K €27.2K

-22.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$36.9K €32.8K

-11.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$295 €262

-72.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$27.06 €24.07

-75.76%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$57.6 €51.3

-67.73%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$73.8 €65.6

-26.66%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$25.16 €22.38

-27.34%

Cinema Ticket

$4.25 Rp 76.5K

$16.59 €14.76

-74.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,358 €1,208

-63.73%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$18.4K €16.4K

-69.64%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$111 €98.5

-58.86%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$50.4 €44.78

-30.57%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$110 €97.4

-29.03%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$130 €115

-39.41%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$2,225 €1,979

-49.15%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$2,026 €1,802

-66.79%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$3,612 €3,213

0.01%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$3,019 €2,685

-43.63%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$12.2K €10.9K

-77.80%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$8,074 €7,182

-72.24%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$5,219 €4,642

-96.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.54

289.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Luxembourg: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Luxembourg

$2K 57.3% 201% $1.4K

Groceries & Markets

Ubud, Bali

$287 21.2%

Luxembourg

$416 11.8% 44.9% $129

Clothing & Footwear

Ubud, Bali

$107 7.9%

Luxembourg

$180 5.1% 69% $74

Eating Out

Ubud, Bali

$106 7.9%

Luxembourg

$403 11.4% 279% $297

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Luxembourg

$379 10.7% 261% $274

Sport & Entertainment

Ubud, Bali

$63 4.6%

Luxembourg

$107 3% 70.8% $44

Getting Around

Ubud, Bali

$12 0.9%

Luxembourg

$25 * 0.7% 103% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $2,225 in Luxembourg. Housing cost is often the main lever when comparing two cities.

Luxembourg pays 3037% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $101 in Luxembourg for a mid-range dinner for two. Groceries echo the gap at $287 vs $416 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇱🇺 Luxembourg

🕒 Local time

20:37 8:37 PM

14:37 2:37 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

122,273 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Luxembourg 12,100 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Luxembourg

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Luxembourg: Cost of Living - Frequently Asked Questions

Ubud, Bali and Luxembourg differ by about 161% in total monthly costs ($1,353 vs $3,537 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 3037% lower in Luxembourg. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $2,225 in Luxembourg. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $1,358 in Luxembourg. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $101 in Luxembourg. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $3,537 in Luxembourg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Luxembourg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Luxembourg are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 161% less than in Luxembourg. Beyond cost, consider language, visa policies, and how big the international community is in each city.