Last update: Oct 2026

Cost of Living Comparison Between Luxembourg and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $3,537 in Luxembourg, rent and utilities included – about $26,200 less a year. Rent and utilities account for most of the difference.

170

Cost of Living Index in Luxembourg
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Luxembourg Living Index
66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Luxembourg

🇱🇺 Luxembourg

$3,537

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Luxembourg and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Luxembourg and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,537 in Luxembourg versus $1,353 in Ubud, Bali.

Luxembourg $3,537
Ubud, Bali $1,353

Estimated couple costs with rent: $4,976 in Luxembourg versus $2,297 in Ubud, Bali.

Luxembourg $4,976
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $6,414 in Luxembourg versus $3,241 in Ubud, Bali.

Luxembourg $6,414
Ubud, Bali $3,241

Living in Luxembourg is roughly 161% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Luxembourg 161% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$27.16 €24.16

$3.23 Rp 58.1K

740.87%

Three-Course Dinner for Two, Mid-Range

$101 €89.8

$34.88 Rp 627.8K

189.56%

Fast Food Meal (McDonalds, etc)

$14.42 €12.83

$5.70 Rp 102.5K

152.98%

Cappuccino

$4.58 €4.07

$2.62 Rp 47.1K

74.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.09 €3.64

$1.72 Rp 31.0K

137.79%

Water (0.33 liter bottle)

$4.27 €3.80

$0.81 Rp 14.6K

427.16%

Local Beer (0.5 liter draught)

$8.08 €7.19

$2.65 Rp 47.7K

204.91%

Imported Beer (0.33 liter bottle)

$6.80 €6.05

$4.37 Rp 78.6K

55.61%

Milk (1 liter)

$1.63 €1.45

$1.57 Rp 28.3K

3.82%

White Bread (500g)

$2.76 €2.45

$2.19 Rp 39.5K

26.03%

Rice (white) (1kg)

$2.89 €2.57

$1.18 Rp 21.2K

144.92%

Eggs

$4.56 €4.06

$2.16 Rp 38.8K

111.11%

Local Cheese (1kg)

$19.17 €17.05

$17.65 Rp 317.7K

8.61%

Chicken Fillets (1kg)

$14.69 €13.07

$3.78 Rp 68.0K

288.62%

Beef Round Steak (1kg)

$25.77 €22.92

$11.95 Rp 215.1K

115.65%

Apples (1kg)

$3.26 €2.90

$3.60 Rp 64.8K

-9.44%

Banana (1kg)

$2.32 €2.06

$1.59 Rp 28.6K

45.91%

Oranges (1kg)

$3.10 €2.75

$2.31 Rp 41.6K

34.20%

Tomato (1kg)

$4.36 €3.88

$1.91 Rp 34.3K

128.27%

Potato (1kg)

$2.54 €2.26

$1.78 Rp 32.1K

42.70%

Onion (1kg)

$2.12 €1.89

$2.33 Rp 41.9K

-9.01%

Lettuce (1 head)

$1.91 €1.70

$1.00 Rp 18.0K

91.00%

Water (1.5 liter bottle)

$1.08 €0.96

$0.53 Rp 9,509

103.77%

Cigarettes 20 Pack (Marlboro, Camel)

$7.75 €6.89

$2.29 Rp 41.1K

238.43%

Wine (Bottle)

$11.06 €9.84

$22.07 Rp 397.3K

-49.89%

Local Beer (0.5 liter bottle)

$2.07 €1.84

$2.35 Rp 42.2K

-11.91%

Imported Beer (0.33 liter bottle)

$2.52 €2.24

$2.98 Rp 53.6K

-15.44%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$5.18 €4.61

$0.47 Rp 8,466

1002.13%

Taxi (Normal Tariff) (1km)

$4.00 €3.56

$0.43 Rp 7,737

830.23%

Taxi 1hour Waiting (Normal Tariff)

$55.6 €49.45

$5.47 Rp 98.4K

916.27%

Gasoline (1 liter)

$2.06 €1.83

$0.83 Rp 14.9K

148.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.6K €27.2K

$23.9K Rp 429.8M

28.30%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.9K €32.8K

$32.8K Rp 590.1M

12.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$295 €262

$80.0 Rp 1.4M

268.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.06 €24.07

$6.56 Rp 118.1K

312.50%

Internet (50+ Mbps, Unlimited Data)

$57.6 €51.3

$18.60 Rp 334.8K

209.89%

Gym Membership (Monthly)

$73.8 €65.6

$54.1 Rp 974.1K

36.35%

Tennis Court (1 Hour on Weekend)

$25.16 €22.38

$18.28 Rp 329.0K

37.64%

Cinema Ticket

$16.59 €14.76

$4.25 Rp 76.5K

290.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,358 €1,208

$493 Rp 8.9M

175.70%

International Primary School, 1 Child (Yearly)

$18.4K €16.4K

$5,597 Rp 100.7M

229.40%

Jeans (Levis 501 Or Similar)

$111 €98.5

$45.58 Rp 820.4K

143.05%

Summer Dress (H&M, Zara, etc)

$50.4 €44.78

$34.96 Rp 629.4K

44.02%

Sport Shoes (Adidas, Nike)

$110 €97.4

$77.7 Rp 1.4M

40.90%

Men's Leather Business Shoes

$130 €115

$78.5 Rp 1.4M

65.05%

1-bedroom Apartment, City Center (Monthly)

$2,225 €1,979

$1,131 Rp 20.4M

96.64%

1-bedroom Apartment, Outside City Center (Monthly)

$2,026 €1,802

$673 Rp 12.1M

201.15%

3-bedroom Apartment, City Center (Monthly)

$3,612 €3,213

$3,613 Rp 65.0M

-0.01%

3-bedroom Apartment, Outside City Center (Monthly)

$3,019 €2,685

$1,702 Rp 30.6M

77.39%

Buy Apartment in City Center (m2)

$12.2K €10.9K

$2,717 Rp 48.9M

350.48%

Buy Apartment Outside City Center (m2)

$8,074 €7,182

$2,241 Rp 40.3M

260.26%

Average Monthly Net Salary (After Tax)

$5,219 €4,642

$166 Rp 3.0M

3036.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.54

13.78

-74.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Luxembourg: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Luxembourg

$2K 57.3%

Ubud, Bali

$673 49.7% 66.8% $1.4K

Groceries & Markets

Luxembourg

$416 11.8%

Ubud, Bali

$287 21.2% 31% $129

Eating Out

Luxembourg

$403 11.4%

Ubud, Bali

$106 7.9% 73.6% $297

Monthly Utilities & Internet

Luxembourg

$379 10.7%

Ubud, Bali

$105 7.8% 72.3% $274

Clothing & Footwear

Luxembourg

$180 5.1%

Ubud, Bali

$107 7.9% 40.8% $74

Sport & Entertainment

Luxembourg

$107 3%

Ubud, Bali

$63 4.6% 41.5% $44

Getting Around

Luxembourg

$25 * 0.7%

Ubud, Bali

$12 0.9% 50.7% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $2,225 in Luxembourg and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Luxembourg pays 3037% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Luxembourg vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $416 vs $287 per month, with Ubud, Bali cheaper across the board.

Good to know

🇱🇺 Luxembourg

🇮🇩 Ubud, Bali

🕒 Local time

12:53 12:53 PM

18:53 6:53 PM

6 h ahead of Luxembourg

🌤 Weather

👥 Population

122,273 Capital

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.12 USD

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Between locations

Luxembourg Ubud, Bali 12,100 km ≈ 16 h nonstop flight

From you

Luxembourg
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Luxembourg vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Luxembourg and Ubud, Bali differ by about 161% in total monthly costs ($3,537 vs $1,353 including rent). Ubud, Bali is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 3037% higher in Luxembourg, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $2,225 in Luxembourg versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,358 in Luxembourg versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $101 in Luxembourg. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $3,537 in Luxembourg, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Luxembourg. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Luxembourg and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 161% less than in Luxembourg. Beyond cost, consider language, visa policies, and how big the international community is in each city.