Cost of Living Comparison Between Ubud, Bali and Lumut, Perak Cost of Living Comparison Between Ubud, Bali and Lumut, Perak

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $925 in Lumut, Perak.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,374 in Lumut, Perak.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,823 in Lumut, Perak.

Living in Ubud, Bali is roughly 52% more expensive than in Lumut, Perak, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Lumut, Perak is 31% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$3.63 MYR 14.86

-4.96%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$11.56 MYR 47.27

179.76%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.75 MYR 19.44

1.89%

Cappuccino

$2.75 Rp 49.4K

$2.86 MYR 11.69

-3.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$0.84 MYR 3.45

64.29%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$0.36 MYR 1.49

108.33%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.63 MYR 14.87

-17.63%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$5.91 MYR 24.17

-34.86%

Milk (1 liter)

$1.74 Rp 31.2K

$1.99 MYR 8.13

-12.56%

White Bread (500g)

$2.46 Rp 44.2K

$1.05 MYR 4.31

134.29%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.70 MYR 6.97

-31.18%

Eggs

$2.43 Rp 43.7K

$2.19 MYR 8.94

10.96%

Local Cheese (1kg)

$14.50 Rp 260.6K

$14.49 MYR 59.3

0.07%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$4.69 MYR 19.16

-7.25%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$9.43 MYR 38.57

27.04%

Apples (1kg)

$3.72 Rp 66.8K

$2.91 MYR 11.88

27.84%

Banana (1kg)

$1.63 Rp 29.2K

$1.63 MYR 6.65

Oranges (1kg)

$2.74 Rp 49.3K

$2.60 MYR 10.64

5.38%

Tomato (1kg)

$2.24 Rp 40.3K

$1.48 MYR 6.05

51.35%

Potato (1kg)

$1.92 Rp 34.5K

$1.28 MYR 5.25

50.00%

Onion (1kg)

$2.28 Rp 40.9K

$1.39 MYR 5.70

64.03%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.21 MYR 4.95

-12.40%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.63 MYR 2.57

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.35 MYR 17.79

-24.37%

Wine (Bottle)

$23.19 Rp 416.8K

$18.76 MYR 76.7

23.61%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$3.21 MYR 13.13

-13.40%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$4.26 MYR 17.42

-35.92%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.68 MYR 2.78

-60.29%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$11.99 MYR 49.03

-32.36%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.21 MYR 4.93

-60.33%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$1.10 MYR 4.51

-61.82%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$4.58 MYR 18.74

35.81%

Gasoline (1 liter)

$0.81 Rp 14.6K

$0.48 MYR 1.96

68.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$40.2K MYR 164.2K

-33.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$32.1K MYR 131.2K

0.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$63.3 MYR 259

23.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$11.42 MYR 46.70

-64.36%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$25.41 MYR 104

-4.25%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$37.39 MYR 153

163.73%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$5.77 MYR 23.59

9.88%

Cinema Ticket

$3.99 Rp 71.6K

$5.31 MYR 21.72

-24.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$267 MYR 1,092

14.30%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$9,479 MYR 38.8K

-29.92%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$61.8 MYR 253

-12.38%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$38.08 MYR 156

-0.71%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$87.4 MYR 358

-0.65%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$81.1 MYR 332

-5.88%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$394 MYR 1,610

151.96%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$267 MYR 1,094

151.58%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$635 MYR 2,595

431.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$462 MYR 1,890

343.58%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$2,060 MYR 8,424

36.17%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,147 MYR 4,692

94.12%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$382 MYR 1,564

-56.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.47

197.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Lumut, Perak: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $394 in Lumut, Perak. Housing cost is often the main lever when comparing two cities.

Lumut, Perak pays 129% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $12.00 in Lumut, Perak for a mid-range dinner for two. Groceries echo the gap at $297 vs $264 per month, with Lumut, Perak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lumut, Perak: Cost of Living - Frequently Asked Questions

Lumut, Perak wins on cost – living expenses run 52% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lumut, Perak the obvious pick if budget is a priority.

On paper, salaries run 129% lower in Lumut, Perak. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $394 in Lumut, Perak. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lumut, Perak – a meal for two runs $12.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $925 in Lumut, Perak – a 52% gap that adds up to real savings over time for anyone picking the cheaper option.

At $925 in Lumut, Perak versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Lumut, Perak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lumut, Perak the clear choice for anyone on this budget.

Both work as nomad bases, but Lumut, Perak delivers better value – similar infrastructure at $925 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lumut, Perak hard to pass up.

Safety-wise, Ubud, Bali and Lumut, Perak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lumut, Perak gentler on the wallet – expenses run 52% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.