Cost of Living Comparison Between Ubud, Bali and Lumut, Perak Cost of Living Comparison Between Ubud, Bali and Lumut, Perak

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $947 in Lumut, Perak.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,416 in Lumut, Perak.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,884 in Lumut, Perak.

Living in Ubud, Bali is roughly 50% more expensive than Lumut, Perak, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 6% above, Lumut, Perak is 29% below.

Meal at Budget Restaurant

$3.56 Rp 63.7K

$3.60 MYR 14.26

-1.11%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

$11.55 MYR 45.80

183.38%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

$4.69 MYR 18.61

5.54%

Cappuccino

$2.71 Rp 48.4K

$2.75 MYR 10.91

-1.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

$0.84 MYR 3.31

59.52%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$0.33 MYR 1.32

112.12%

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

$3.71 MYR 14.71

-21.29%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

$6.00 MYR 23.77

-34.00%

Milk (1 liter)

$1.81 Rp 32.3K

$2.08 MYR 8.23

-12.98%

White Bread (500g)

$2.52 Rp 45.0K

$1.00 MYR 3.97

152.00%

Rice (white) (1kg)

$1.16 Rp 20.7K

$1.73 MYR 6.86

-32.95%

Eggs

$2.46 Rp 43.9K

$2.17 MYR 8.62

13.36%

Local Cheese (1kg)

$14.71 Rp 262.7K

$14.75 MYR 58.5

-0.27%

Chicken Fillets (1kg)

$4.32 Rp 77.1K

$4.58 MYR 18.15

-5.68%

Beef Round Steak (1kg)

$12.14 Rp 216.7K

$9.88 MYR 39.18

22.87%

Apples (1kg)

$3.84 Rp 68.6K

$2.84 MYR 11.27

35.21%

Banana (1kg)

$1.56 Rp 27.8K

$1.56 MYR 6.20

Oranges (1kg)

$2.83 Rp 50.6K

$2.70 MYR 10.70

4.81%

Tomato (1kg)

$2.33 Rp 41.5K

$1.48 MYR 5.86

57.43%

Potato (1kg)

$1.91 Rp 34.2K

$1.23 MYR 4.88

55.28%

Onion (1kg)

$2.20 Rp 39.3K

$1.33 MYR 5.28

65.41%

Lettuce (1 head)

$1.01 Rp 18.1K

$1.20 MYR 4.77

-15.83%

Water (1.5 liter bottle)

$0.78 Rp 13.8K

$0.67 MYR 2.64

16.42%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.2K

$4.18 MYR 16.58

-20.57%

Wine (Bottle)

$23.74 Rp 423.9K

$19.21 MYR 76.2

23.58%

Local Beer (0.5 liter bottle)

$2.79 Rp 49.8K

$3.33 MYR 13.22

-16.22%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.1K

$4.26 MYR 16.88

-32.86%

One-way Ticket (Public Transport)

$0.27 Rp 4,800

$0.74 MYR 2.94

-63.51%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.4K

$11.99 MYR 47.55

-33.03%

Taxi Start (Normal Tariff)

$0.46 Rp 8,150

$1.16 MYR 4.58

-60.34%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,037

$1.15 MYR 4.57

-60.87%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 108.9K

$4.78 MYR 18.97

27.62%

Gasoline (1 liter)

$0.79 Rp 14.2K

$0.47 MYR 1.88

68.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 467.0M

$40.3K MYR 159.9K

-35.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 573.6M

$32.2K MYR 127.7K

-0.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$64.0 MYR 254

24.93%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.6K

$11.61 MYR 46.04

-65.03%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 420.0K

$25.39 MYR 101

-7.37%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$37.06 MYR 147

166.32%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.4K

$5.77 MYR 22.87

14.90%

Cinema Ticket

$4.15 Rp 74.1K

$5.22 MYR 20.71

-20.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$270 MYR 1,070

12.67%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

$9,523 MYR 37.8K

-30.56%

Jeans (Levis 501 Or Similar)

$55.5 Rp 991.8K

$61.2 MYR 243

-9.29%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 684.1K

$37.04 MYR 147

3.43%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$85.7 MYR 340

3.38%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$81.2 MYR 322

-4.04%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$390 MYR 1,545

158.26%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$269 MYR 1,067

151.05%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.5M

$636 MYR 2,521

441.25%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.4M

$471 MYR 1,868

332.95%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

$1,899 MYR 7,528

49.65%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

$958 MYR 3,798

136.36%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$389 MYR 1,544

-57.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.47

197.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Lumut, Perak: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $390 in Lumut, Perak. Housing cost is often the main lever when comparing two cities.

Lumut, Perak pays 136% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $12.00 in Lumut, Perak for a mid-range dinner for two. Groceries echo the gap at $302 vs $268 per month, with Lumut, Perak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lumut, Perak: Cost of Living - Frequently Asked Questions

Lumut, Perak wins on cost – living expenses run 50% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lumut, Perak the obvious pick if budget is a priority.

On paper, Lumut, Perak earns 136% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $390 in Lumut, Perak. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lumut, Perak – a meal for two runs $12.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $947 in Lumut, Perak – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

At $947 in Lumut, Perak versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Lumut, Perak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lumut, Perak the clear choice for anyone on this budget.

Both work as nomad bases, but Lumut, Perak delivers better value – similar infrastructure at $947 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lumut, Perak hard to pass up.

Safety-wise, Ubud, Bali and Lumut, Perak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lumut, Perak gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.