Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lumut, Perak

For one person, living is cheaper in Lumut, Perak: $988 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
47

Cost of Living Index in Lumut, Perak
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Lumut, Perak Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Lumut, Perak

🇲🇾 Malaysia

$988

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lumut, Perak

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lumut, Perak actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $988 in Lumut, Perak.

Ubud, Bali $1,349
Lumut, Perak $988

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,498 in Lumut, Perak.

Ubud, Bali $2,305
Lumut, Perak $1,498

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,008 in Lumut, Perak.

Ubud, Bali $3,261
Lumut, Perak $2,008

Living in Ubud, Bali is roughly 37% more expensive than in Lumut, Perak, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$3.65 MYR 14.85

-9.04%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$12.00 MYR 48.89

197.00%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$4.91 MYR 20.03

12.63%

Cappuccino

$2.72 Rp 49.4K

$2.95 MYR 12.01

-7.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.77 MYR 3.13

120.78%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.38 MYR 1.55

100.00%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$3.75 MYR 15.27

-29.33%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.23 MYR 25.36

-29.70%

Milk (1 liter)

$1.49 Rp 27.1K

$2.06 MYR 8.38

-27.67%

White Bread (500g)

$2.28 Rp 41.4K

$1.07 MYR 4.34

113.08%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.92 MYR 7.83

-38.02%

Eggs

$2.04 Rp 37.0K

$2.41 MYR 9.81

-15.35%

Local Cheese (1kg)

$17.70 Rp 321.7K

$13.84 MYR 56.4

27.89%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$4.53 MYR 18.46

-12.58%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$9.83 MYR 40.06

24.01%

Apples (1kg)

$3.66 Rp 66.4K

$3.32 MYR 13.52

10.24%

Banana (1kg)

$1.52 Rp 27.6K

$1.85 MYR 7.52

-17.84%

Oranges (1kg)

$2.23 Rp 40.5K

$2.23 MYR 9.08

Tomato (1kg)

$1.97 Rp 35.9K

$1.57 MYR 6.38

25.48%

Potato (1kg)

$1.85 Rp 33.6K

$1.27 MYR 5.18

45.67%

Onion (1kg)

$2.42 Rp 44.1K

$1.38 MYR 5.61

75.36%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.16 MYR 4.73

-14.66%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.71 MYR 2.89

-28.17%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$4.28 MYR 17.45

-48.13%

Wine (Bottle)

$22.24 Rp 404.2K

$19.87 MYR 81.0

11.93%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.47 MYR 14.12

-34.87%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$5.04 MYR 20.52

-41.07%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.73 MYR 2.96

-65.75%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$12.54 MYR 51.1

-37.64%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$1.23 MYR 5.02

-64.23%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.26 MYR 5.12

-65.87%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$4.86 MYR 19.79

11.32%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.87 MYR 3.55

-5.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$43.7K MYR 178.2K

-45.49%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$34.7K MYR 141.5K

-8.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$62.5 MYR 255

26.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$8.99 MYR 36.62

-28.25%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$25.83 MYR 105

-28.07%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$41.64 MYR 170

18.83%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$6.57 MYR 26.79

168.65%

Cinema Ticket

$4.27 Rp 77.7K

$4.81 MYR 19.62

-11.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$242 MYR 987

102.48%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$13.3K MYR 54.3K

-57.44%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$72.0 MYR 294

-38.03%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$42.00 MYR 171

-16.79%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$85.3 MYR 347

-6.29%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$96.4 MYR 393

-17.64%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$415 MYR 1,692

170.92%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$295 MYR 1,201

127.75%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$722 MYR 2,942

393.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$563 MYR 2,293

206.26%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$1,757 MYR 7,160

55.45%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,304 MYR 5,314

75.11%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$375 MYR 1,527

-56.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.17

230.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Lumut, Perak: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Lumut, Perak

$295 29.9% 56.1% $377

Groceries & Markets

Ubud, Bali

$288 21.4%

Lumut, Perak

$273 27.7% 5.2% $15

Eating Out

Ubud, Bali

$108 8%

Lumut, Perak

$115 11.6% 6.9% $7.4

Clothing & Footwear

Ubud, Bali

$108 8%

Lumut, Perak

$133 13.5% 23.8% $26

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Lumut, Perak

$97 9.9% 6.5% $6.7

Sport & Entertainment

Ubud, Bali

$58 4.3%

Lumut, Perak

$51 5.2% 11.6% $6.8

Getting Around

Ubud, Bali

$11 0.9%

Lumut, Perak

$23 2.3% 101% $12

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $415 in Lumut, Perak. Housing cost is often the main lever when comparing two cities.

Lumut, Perak pays about 2.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $12 in Lumut, Perak for a mid-range dinner for two. Groceries echo the gap at $288 vs $273 per month, with Lumut, Perak cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇲🇾 Lumut, Perak

🕒 Local time

06:59 6:59 AM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

39,595

💱 Currency

Indonesian Rupiah IDR Rp

Malaysian Ringgit MYR RM

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 MYR = 0.245 USD

1 MYR = 0.22 EUR

Exchange rates and currency converter

MYR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Malaysian Ringgit exchange rates as of October 28, 2026: 1 USD = 4.07 MYR (1 MYR = 0.245 USD). 1 EUR = 4.54 MYR (1 MYR = 0.22 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Lumut, Perak 2,150 km ≈ 3 h 15 min nonstop flight

From you

Ubud, Bali
Lumut, Perak

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lumut, Perak: Cost of Living - Frequently Asked Questions

Lumut, Perak wins on cost – living expenses run 27% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Lumut, Perak the obvious pick if budget is a priority.

On paper, salaries run 56% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $415 in Lumut, Perak. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lumut, Perak – a meal for two runs $12 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $988 in Lumut, Perak – Lumut, Perak is about 27% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Lumut, Perak is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lumut, Perak are both considered safe, so it’s unlikely to be the deciding factor between them.