Cost of Living Comparison Between Ubud, Bali and Lumut, Perak Cost of Living Comparison Between Ubud, Bali and Lumut, Perak

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,056 in Lumut, Perak.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,536 in Lumut, Perak.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,016 in Lumut, Perak.

Living in Ubud, Bali is roughly 30% more expensive than in Lumut, Perak, driven mainly by Clothing & Footwear.

The two cities straddle the global median: Ubud, Bali is 0% above, Lumut, Perak is 23% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$3.83 MYR 15.57

-13.05%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$12.29 MYR 50.0

191.46%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$5.01 MYR 20.37

12.38%

Cappuccino

$2.82 Rp 49.7K

$3.02 MYR 12.28

-6.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.85 MYR 3.46

105.88%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.39 MYR 1.58

105.13%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.86 MYR 15.70

-21.24%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$6.27 MYR 25.50

-31.42%

Milk (1 liter)

$1.61 Rp 28.3K

$2.18 MYR 8.87

-26.15%

White Bread (500g)

$2.27 Rp 39.9K

$1.07 MYR 4.36

112.15%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.03 MYR 8.25

-42.36%

Eggs

$2.17 Rp 38.2K

$2.46 MYR 9.99

-11.79%

Local Cheese (1kg)

$17.63 Rp 310.5K

$15.53 MYR 63.2

13.52%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$4.76 MYR 19.35

-14.92%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$9.69 MYR 39.42

25.70%

Apples (1kg)

$3.62 Rp 63.7K

$3.41 MYR 13.87

6.16%

Banana (1kg)

$1.64 Rp 28.8K

$1.92 MYR 7.79

-14.58%

Oranges (1kg)

$2.31 Rp 40.6K

$2.46 MYR 10.00

-6.10%

Tomato (1kg)

$1.96 Rp 34.5K

$1.60 MYR 6.49

22.50%

Potato (1kg)

$1.84 Rp 32.5K

$1.33 MYR 5.39

38.35%

Onion (1kg)

$2.37 Rp 41.7K

$1.46 MYR 5.93

62.33%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.21 MYR 4.93

-13.22%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.76 MYR 3.08

-28.95%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$4.40 MYR 17.90

-47.73%

Wine (Bottle)

$23.08 Rp 406.4K

$19.08 MYR 77.6

20.96%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$3.41 MYR 13.88

-31.38%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$4.96 MYR 20.20

-38.10%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$0.75 MYR 3.06

-66.67%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$12.22 MYR 49.70

-22.91%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.23 MYR 4.99

-60.16%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.50 MYR 2.03

-6.00%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$4.87 MYR 19.79

14.99%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.78 MYR 3.18

3.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$42.4K MYR 172.6K

-41.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$35.7K MYR 145.4K

-13.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$64.9 MYR 264

27.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$9.36 MYR 38.07

-30.66%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$26.19 MYR 107

-28.26%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$41.40 MYR 168

33.43%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$6.56 MYR 26.69

177.59%

Cinema Ticket

$4.30 Rp 75.7K

$5.34 MYR 21.74

-19.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$298 MYR 1,214

65.61%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$4,956 MYR 20.2K

19.41%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$72.9 MYR 296

-36.49%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$42.54 MYR 173

-14.34%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$88.1 MYR 358

-8.40%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$99.7 MYR 406

-20.97%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$432 MYR 1,756

158.15%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$337 MYR 1,371

105.70%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$712 MYR 2,898

410.72%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$497 MYR 2,023

244.39%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,091 MYR 8,507

32.00%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,125 MYR 4,578

103.74%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$377 MYR 1,535

-55.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.2

228.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Lumut, Perak: September 7, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $432 in Lumut, Perak. Housing cost is often the main lever when comparing two cities.

Lumut, Perak pays 126% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $12.00 in Lumut, Perak for a mid-range dinner for two. Groceries echo the gap at $294 vs $282 per month, with Lumut, Perak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lumut, Perak: Cost of Living - Frequently Asked Questions

Lumut, Perak wins on cost – living expenses run 30% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lumut, Perak the obvious pick if budget is a priority.

On paper, salaries run 126% lower in Lumut, Perak. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $432 in Lumut, Perak. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lumut, Perak – a meal for two runs $12.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,378 per month in Ubud, Bali versus $1,056 in Lumut, Perak – a 30% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,056 in Lumut, Perak versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Lumut, Perak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lumut, Perak the clear choice for anyone on this budget.

Both work as nomad bases, but Lumut, Perak delivers better value – similar infrastructure at $1,056 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lumut, Perak hard to pass up.

Safety-wise, Ubud, Bali and Lumut, Perak are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lumut, Perak gentler on the wallet – expenses run 30% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.