Cost of Living Comparison Between Lumut, Perak and Ubud, Bali Cost of Living Comparison Between Lumut, Perak and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $947 in Lumut, Perak versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,416 in Lumut, Perak versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,884 in Lumut, Perak versus $3,660 in Ubud, Bali.

Living in Lumut, Perak costs roughly 33% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Lumut, Perak is 29% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$3.60 MYR 14.26

$3.56 Rp 63.7K

1.12%

Three-Course Dinner for Two, Mid-Range

$11.55 MYR 45.80

$32.73 Rp 584.5K

-64.71%

Fast Food Meal (McDonalds, etc)

$4.69 MYR 18.61

$4.95 Rp 88.4K

-5.25%

Cappuccino

$2.75 MYR 10.91

$2.71 Rp 48.4K

1.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.84 MYR 3.31

$1.34 Rp 24.0K

-37.31%

Water (0.33 liter bottle)

$0.33 MYR 1.32

$0.70 Rp 12.5K

-52.86%

Local Beer (0.5 liter draught)

$3.71 MYR 14.71

$2.92 Rp 52.1K

27.05%

Imported Beer (0.33 liter bottle)

$6.00 MYR 23.77

$3.96 Rp 70.7K

51.52%

Milk (1 liter)

$2.08 MYR 8.23

$1.81 Rp 32.3K

14.92%

White Bread (500g)

$1.00 MYR 3.97

$2.52 Rp 45.0K

-60.32%

Rice (white) (1kg)

$1.73 MYR 6.86

$1.16 Rp 20.7K

49.14%

Eggs

$2.17 MYR 8.62

$2.46 Rp 43.9K

-11.79%

Local Cheese (1kg)

$14.75 MYR 58.5

$14.71 Rp 262.7K

0.27%

Chicken Fillets (1kg)

$4.58 MYR 18.15

$4.32 Rp 77.1K

6.02%

Beef Round Steak (1kg)

$9.88 MYR 39.18

$12.14 Rp 216.7K

-18.62%

Apples (1kg)

$2.84 MYR 11.27

$3.84 Rp 68.6K

-26.04%

Banana (1kg)

$1.56 MYR 6.20

$1.56 Rp 27.8K

Oranges (1kg)

$2.70 MYR 10.70

$2.83 Rp 50.6K

-4.59%

Tomato (1kg)

$1.48 MYR 5.86

$2.33 Rp 41.5K

-36.48%

Potato (1kg)

$1.23 MYR 4.88

$1.91 Rp 34.2K

-35.60%

Onion (1kg)

$1.33 MYR 5.28

$2.20 Rp 39.3K

-39.55%

Lettuce (1 head)

$1.20 MYR 4.77

$1.01 Rp 18.1K

18.81%

Water (1.5 liter bottle)

$0.67 MYR 2.64

$0.78 Rp 13.8K

-14.10%

Cigarettes 20 Pack (Marlboro, Camel)

$4.18 MYR 16.58

$3.32 Rp 59.2K

25.90%

Wine (Bottle)

$19.21 MYR 76.2

$23.74 Rp 423.9K

-19.08%

Local Beer (0.5 liter bottle)

$3.33 MYR 13.22

$2.79 Rp 49.8K

19.35%

Imported Beer (0.33 liter bottle)

$4.26 MYR 16.88

$2.86 Rp 51.1K

48.95%

One-way Ticket (Public Transport)

$0.74 MYR 2.94

$0.27 Rp 4,800

174.07%

Public Transport Monthly Pass (Regular Price)

$11.99 MYR 47.55

$8.03 Rp 143.4K

49.32%

Taxi Start (Normal Tariff)

$1.16 MYR 4.58

$0.46 Rp 8,150

152.17%

Taxi (Normal Tariff) (1km)

$1.15 MYR 4.57

$0.45 Rp 8,037

155.56%

Taxi 1hour Waiting (Normal Tariff)

$4.78 MYR 18.97

$6.10 Rp 108.9K

-21.64%

Gasoline (1 liter)

$0.47 MYR 1.88

$0.79 Rp 14.2K

-40.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.3K MYR 159.9K

$26.1K Rp 467.0M

54.22%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K MYR 127.7K

$32.1K Rp 573.6M

0.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$64.0 MYR 254

$79.9 Rp 1.4M

-19.95%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.61 MYR 46.04

$4.06 Rp 72.6K

185.96%

Internet (50+ Mbps, Unlimited Data)

$25.39 MYR 101

$23.52 Rp 420.0K

7.95%

Gym Membership (Monthly)

$37.06 MYR 147

$98.7 Rp 1.8M

-62.45%

Tennis Court (1 Hour on Weekend)

$5.77 MYR 22.87

$6.63 Rp 118.4K

-12.97%

Cinema Ticket

$5.22 MYR 20.71

$4.15 Rp 74.1K

25.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$270 MYR 1,070

$304 Rp 5.4M

-11.25%

International Primary School, 1 Child (Yearly)

$9,523 MYR 37.8K

$6,613 Rp 118.1M

44.00%

Jeans (Levis 501 Or Similar)

$61.2 MYR 243

$55.5 Rp 991.8K

10.24%

Summer Dress (H&M, Zara, etc)

$37.04 MYR 147

$38.31 Rp 684.1K

-3.32%

Sport Shoes (Adidas, Nike)

$85.7 MYR 340

$88.6 Rp 1.6M

-3.27%

Men's Leather Business Shoes

$81.2 MYR 322

$77.9 Rp 1.4M

4.21%

1-bedroom Apartment, City Center (Monthly)

$390 MYR 1,545

$1,006 Rp 18.0M

-61.28%

1-bedroom Apartment, Outside City Center (Monthly)

$269 MYR 1,067

$675 Rp 12.1M

-60.17%

3-bedroom Apartment, City Center (Monthly)

$636 MYR 2,521

$3,442 Rp 61.5M

-81.52%

3-bedroom Apartment, Outside City Center (Monthly)

$471 MYR 1,868

$2,039 Rp 36.4M

-76.90%

Buy Apartment in City Center (m2)

$1,899 MYR 7,528

$2,841 Rp 50.7M

-33.18%

Buy Apartment Outside City Center (m2)

$958 MYR 3,798

$2,264 Rp 40.4M

-57.69%

Average Monthly Net Salary (After Tax)

$389 MYR 1,544

$165 Rp 3.0M

135.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

13.28

-66.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lumut, Perak: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $390 in Lumut, Perak and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lumut, Perak pays 136% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Lumut, Perak vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $268 vs $302 per month, with Lumut, Perak cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lumut, Perak vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lumut, Perak wins on cost – living expenses run 50% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lumut, Perak the obvious pick if budget is a priority.

Lumut, Perak pays 136% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $390 in Lumut, Perak versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lumut, Perak – a meal for two runs $12.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $947 per month in Lumut, Perak versus $1,419 in Ubud, Bali – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

At $947 in Lumut, Perak versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Lumut, Perak but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lumut, Perak the clear choice for anyone on this budget.

Both work as nomad bases, but Lumut, Perak delivers better value – similar infrastructure at $947 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lumut, Perak hard to pass up.

Safety-wise, Lumut, Perak and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lumut, Perak gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.