Last update: Oct 2026

Cost of Living Comparison Between Lumut, Perak and Ubud, Bali

For one person, living is cheaper in Lumut, Perak: $988 a month against $1,349 in Ubud, Bali, rent and utilities included – about $4,300 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

47

Cost of Living Index in Lumut, Perak
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Lumut, Perak Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lumut, Perak

🇲🇾 Malaysia

$988

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Lumut, Perak and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lumut, Perak and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $988 in Lumut, Perak versus $1,349 in Ubud, Bali.

Lumut, Perak $988
Ubud, Bali $1,349

Estimated couple costs with rent: $1,498 in Lumut, Perak versus $2,305 in Ubud, Bali.

Lumut, Perak $1,498
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,008 in Lumut, Perak versus $3,261 in Ubud, Bali.

Lumut, Perak $2,008
Ubud, Bali $3,261

Living in Lumut, Perak costs roughly 27% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.65 MYR 14.85

$3.32 Rp 60.4K

9.94%

Three-Course Dinner for Two, Mid-Range

$12.00 MYR 48.89

$35.64 Rp 647.8K

-66.33%

Fast Food Meal (McDonalds, etc)

$4.91 MYR 20.03

$5.53 Rp 100.6K

-11.21%

Cappuccino

$2.95 MYR 12.01

$2.72 Rp 49.4K

8.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.77 MYR 3.13

$1.70 Rp 30.9K

-54.71%

Water (0.33 liter bottle)

$0.38 MYR 1.55

$0.76 Rp 13.8K

-50.00%

Local Beer (0.5 liter draught)

$3.75 MYR 15.27

$2.65 Rp 48.2K

41.51%

Imported Beer (0.33 liter bottle)

$6.23 MYR 25.36

$4.38 Rp 79.6K

42.24%

Milk (1 liter)

$2.06 MYR 8.38

$1.49 Rp 27.1K

38.26%

White Bread (500g)

$1.07 MYR 4.34

$2.28 Rp 41.4K

-53.07%

Rice (white) (1kg)

$1.92 MYR 7.83

$1.19 Rp 21.6K

61.34%

Eggs

$2.41 MYR 9.81

$2.04 Rp 37.0K

18.14%

Local Cheese (1kg)

$13.84 MYR 56.4

$17.70 Rp 321.7K

-21.81%

Chicken Fillets (1kg)

$4.53 MYR 18.46

$3.96 Rp 72.0K

14.39%

Beef Round Steak (1kg)

$9.83 MYR 40.06

$12.19 Rp 221.6K

-19.36%

Apples (1kg)

$3.32 MYR 13.52

$3.66 Rp 66.4K

-9.29%

Banana (1kg)

$1.85 MYR 7.52

$1.52 Rp 27.6K

21.71%

Oranges (1kg)

$2.23 MYR 9.08

$2.23 Rp 40.5K

Tomato (1kg)

$1.57 MYR 6.38

$1.97 Rp 35.9K

-20.30%

Potato (1kg)

$1.27 MYR 5.18

$1.85 Rp 33.6K

-31.35%

Onion (1kg)

$1.38 MYR 5.61

$2.42 Rp 44.1K

-42.98%

Lettuce (1 head)

$1.16 MYR 4.73

$0.99 Rp 18.0K

17.17%

Water (1.5 liter bottle)

$0.71 MYR 2.89

$0.51 Rp 9,332

39.22%

Cigarettes 20 Pack (Marlboro, Camel)

$4.28 MYR 17.45

$2.22 Rp 40.4K

92.79%

Wine (Bottle)

$19.87 MYR 81.0

$22.24 Rp 404.2K

-10.66%

Local Beer (0.5 liter bottle)

$3.47 MYR 14.12

$2.26 Rp 41.1K

53.54%

Imported Beer (0.33 liter bottle)

$5.04 MYR 20.52

$2.97 Rp 54.0K

69.70%

One-way Ticket (Public Transport)

$0.73 MYR 2.96

$0.25 Rp 4,562

192.00%

Public Transport Monthly Pass (Regular Price)

$12.54 MYR 51.1

$7.82 Rp 142.2K

60.36%

Taxi Start (Normal Tariff)

$1.23 MYR 5.02

$0.44 Rp 7,989

179.55%

Taxi (Normal Tariff) (1km)

$1.26 MYR 5.12

$0.43 Rp 7,817

193.02%

Taxi 1hour Waiting (Normal Tariff)

$4.86 MYR 19.79

$5.41 Rp 98.3K

-10.17%

Gasoline (1 liter)

$0.87 MYR 3.55

$0.82 Rp 15.0K

6.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$43.7K MYR 178.2K

$23.8K Rp 433.3M

83.46%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.7K MYR 141.5K

$31.7K Rp 577.0M

9.37%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.5 MYR 255

$79.1 Rp 1.4M

-20.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.99 MYR 36.62

$6.45 Rp 117.2K

39.38%

Internet (50+ Mbps, Unlimited Data)

$25.83 MYR 105

$18.58 Rp 337.7K

39.02%

Gym Membership (Monthly)

$41.64 MYR 170

$49.48 Rp 899.4K

-15.84%

Tennis Court (1 Hour on Weekend)

$6.57 MYR 26.79

$17.65 Rp 320.8K

-62.78%

Cinema Ticket

$4.81 MYR 19.62

$4.27 Rp 77.7K

12.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$242 MYR 987

$491 Rp 8.9M

-50.61%

International Primary School, 1 Child (Yearly)

$13.3K MYR 54.3K

$5,674 Rp 103.1M

134.95%

Jeans (Levis 501 Or Similar)

$72.0 MYR 294

$44.64 Rp 811.4K

61.36%

Summer Dress (H&M, Zara, etc)

$42.00 MYR 171

$34.95 Rp 635.3K

20.17%

Sport Shoes (Adidas, Nike)

$85.3 MYR 347

$79.9 Rp 1.5M

6.71%

Men's Leather Business Shoes

$96.4 MYR 393

$79.4 Rp 1.4M

21.42%

1-bedroom Apartment, City Center (Monthly)

$415 MYR 1,692

$1,125 Rp 20.4M

-63.09%

1-bedroom Apartment, Outside City Center (Monthly)

$295 MYR 1,201

$671 Rp 12.2M

-56.09%

3-bedroom Apartment, City Center (Monthly)

$722 MYR 2,942

$3,565 Rp 64.8M

-79.75%

3-bedroom Apartment, Outside City Center (Monthly)

$563 MYR 2,293

$1,723 Rp 31.3M

-67.35%

Buy Apartment in City Center (m2)

$1,757 MYR 7,160

$2,732 Rp 49.6M

-35.67%

Buy Apartment Outside City Center (m2)

$1,304 MYR 5,314

$2,284 Rp 41.5M

-42.89%

Average Monthly Net Salary (After Tax)

$375 MYR 1,527

$164 Rp 3.0M

128.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.17

13.78

-69.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lumut, Perak: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lumut, Perak

$295 29.9%

Ubud, Bali

$672 49.8% 128% $377

Groceries & Markets

Lumut, Perak

$273 27.7%

Ubud, Bali

$288 21.4% 5.5% $15

Clothing & Footwear

Lumut, Perak

$133 13.5%

Ubud, Bali

$108 8% 19.2% $26

Eating Out

Lumut, Perak

$115 11.6%

Ubud, Bali

$108 8% 6.4% $7.4

Monthly Utilities & Internet

Lumut, Perak

$97 9.9%

Ubud, Bali

$104 7.7% 6.9% $6.7

Sport & Entertainment

Lumut, Perak

$51 5.2%

Ubud, Bali

$58 4.3% 13.2% $6.8

Getting Around

Lumut, Perak

$23 2.3%

Ubud, Bali

$11 0.9% 50.3% $12

Cost Breakdown

A one-bedroom apartment in the center runs $415 in Lumut, Perak and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lumut, Perak pays about 2.3 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12 in Lumut, Perak vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $273 vs $288 per month, with Lumut, Perak cheaper across the board.

Good to know

🇲🇾 Lumut, Perak

🇮🇩 Ubud, Bali

🕒 Local time

04:43 4:43 AM

Same time as Lumut, Perak

🌤 Weather

👥 Population

39,595

74,800

💱 Currency

Malaysian Ringgit MYR RM

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 MYR = 0.245 USD

1 MYR = 0.22 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to MYR – Malaysian Ringgit Converter

🇺🇸 United States Dollar ($)

🇲🇾 Malaysian Ringgit (RM)

Malaysian Ringgit exchange rates as of October 28, 2026: 1 USD = 4.07 MYR (1 MYR = 0.245 USD). 1 EUR = 4.54 MYR (1 MYR = 0.22 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to MYR in detail →

On the map

Lowest

Highest

Between locations

Lumut, Perak Ubud, Bali 2,150 km ≈ 3 h 15 min nonstop flight

From you

Lumut, Perak
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lumut, Perak vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lumut, Perak wins on cost – living expenses run 27% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Lumut, Perak the obvious pick if budget is a priority.

Average pay in Lumut, Perak is about 2.3 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $415 in Lumut, Perak versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lumut, Perak – a meal for two runs $12 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $988 per month in Lumut, Perak versus $1,349 in Ubud, Bali – Lumut, Perak is about 27% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $800. Lumut, Perak is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lumut, Perak and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.