Cost of Living Comparison Between Ubud, Bali and Lugo Cost of Living Comparison Between Ubud, Bali and Lugo

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,510 in Lugo.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,245 in Lugo.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,980 in Lugo.

Living in Ubud, Bali costs roughly 5% less than in Lugo, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Lugo 13% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$13.78 €11.79

-74.09%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$53.9 €46.15

-39.58%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$10.30 €8.82

-50.78%

Cappuccino

$2.83 Rp 49.0K

$1.97 €1.69

43.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.64 €2.26

-49.24%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.18 €1.01

-41.53%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.92 €2.50

2.40%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.25 €1.92

71.11%

Milk (1 liter)

$1.74 Rp 30.2K

$1.15 €0.98

51.30%

White Bread (500g)

$2.54 Rp 44.0K

$1.20 €1.03

111.67%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.61 €1.38

-26.09%

Eggs

$2.43 Rp 42.0K

$2.75 €2.35

-11.64%

Local Cheese (1kg)

$14.66 Rp 254.1K

$14.01 €11.99

4.64%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.45 €5.52

-35.19%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$22.68 €19.41

-47.35%

Apples (1kg)

$3.69 Rp 63.9K

$1.83 €1.57

101.64%

Banana (1kg)

$1.61 Rp 27.8K

$2.14 €1.83

-24.77%

Oranges (1kg)

$2.69 Rp 46.5K

$2.99 €2.56

-10.03%

Tomato (1kg)

$2.33 Rp 40.4K

$4.68 €4.00

-50.21%

Potato (1kg)

$1.91 Rp 33.0K

$1.13 €0.96

69.03%

Onion (1kg)

$2.19 Rp 37.9K

$2.72 €2.33

-19.49%

Lettuce (1 head)

$1.06 Rp 18.3K

$1.13 €0.97

-6.19%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.89 €0.76

-19.10%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$5.99 €5.13

-47.75%

Wine (Bottle)

$23.49 Rp 407.1K

$4.65 €3.98

405.16%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.97 €1.69

39.09%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.89 €2.47

-0.35%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.77 €0.66

-62.34%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$22.75 €19.47

-64.09%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$5.31 €4.55

-91.53%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.02 €0.88

-58.82%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$24.59 €21.05

-74.95%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.78 €1.53

-52.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$30.9K €26.5K

-15.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$32.0K €27.4K

1.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$142 €122

-44.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$21.34 €18.27

-81.49%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$33.40 €28.59

-26.95%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$47.83 €40.94

101.84%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$11.42 €9.78

-44.40%

Cinema Ticket

$4.04 Rp 70.0K

$10.08 €8.63

-59.92%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$361 €309

-16.20%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$8,318 €7,120

-21.59%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$76.5 €65.5

-29.63%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$32.04 €27.43

18.54%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$87.8 €75.2

-1.21%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$143 €122

-44.81%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$841 €720

20.35%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$581 €497

16.10%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$504 €432

572.31%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$826 €707

154.00%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,822 €2,416

5.76%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$2,253 €1,928

3.85%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

$1,773 €1,518

-90.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

3.5

279.43%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Lugo: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $841 in Lugo. Housing cost is often the main lever when comparing two cities.

Lugo pays 924% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $54.0 in Lugo. Groceries flip the comparison at $298 vs $290, with Lugo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lugo: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 5% gap adds up to real monthly savings that compound significantly over time.

On paper, Lugo earns 924% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,012 in Ubud, Bali versus $841 in Lugo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $361 in Lugo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lugo pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,438 in Ubud, Bali versus $1,510 in Lugo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lugo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Lugo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Lugo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 5% less than in Lugo. Beyond cost, consider language, visa policies, and how big the international community is in each city.