Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lugo

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,532 in Lugo, rent and utilities included – about $2,200 less a year. The total is higher in Lugo despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
73

Cost of Living Index in Lugo
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Lugo Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Lugo

🇪🇸 Spain

$1,532

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lugo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lugo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,532 in Lugo.

Ubud, Bali $1,349
Lugo $1,532

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,263 in Lugo.

Ubud, Bali $2,305
Lugo $2,263

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,994 in Lugo.

Ubud, Bali $3,261
Lugo $2,994

Living in Ubud, Bali costs roughly 12% less than in Lugo, and outside of rent the biggest gap is in clothing.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$13.18 €11.81

-74.81%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$55.4 €49.66

-35.69%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$9.90 €8.87

-44.14%

Cappuccino

$2.72 Rp 49.3K

$2.09 €1.87

30.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.78 €2.49

-38.85%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.51 €1.35

-49.67%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.26 €2.92

-18.71%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.18 €1.96

100.92%

Milk (1 liter)

$1.49 Rp 27.0K

$1.16 €1.04

28.45%

White Bread (500g)

$2.28 Rp 41.3K

$1.17 €1.04

94.87%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.31 €1.18

-9.16%

Eggs

$2.04 Rp 36.9K

$2.64 €2.37

-22.73%

Local Cheese (1kg)

$17.70 Rp 321.1K

$13.63 €12.21

29.86%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.32 €5.67

-37.34%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$16.72 €14.98

-27.09%

Apples (1kg)

$3.66 Rp 66.3K

$2.84 €2.55

28.87%

Banana (1kg)

$1.52 Rp 27.5K

$2.08 €1.86

-26.92%

Oranges (1kg)

$2.23 Rp 40.4K

$2.27 €2.03

-1.76%

Tomato (1kg)

$1.97 Rp 35.8K

$3.53 €3.16

-44.19%

Potato (1kg)

$1.85 Rp 33.5K

$1.11 €0.99

66.67%

Onion (1kg)

$2.42 Rp 44.0K

$2.21 €1.98

9.50%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.43 €1.28

-30.77%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.84 €0.75

-39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.86 €5.25

-62.12%

Wine (Bottle)

$22.24 Rp 403.4K

$4.60 €4.12

383.48%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.51 €1.36

49.67%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.81 €2.52

5.69%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$0.74 €0.66

-66.22%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$34.10 €30.55

-77.07%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$5.33 €4.77

-91.74%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.36 €1.22

-68.38%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$18.67 €16.73

-71.02%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.73 €1.55

-52.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$29.4K €26.3K

-18.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$30.2K €27.1K

4.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$146 €130

-45.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$19.54 €17.51

-66.99%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$32.70 €29.30

-43.18%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$44.61 €39.97

10.92%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$15.78 €14.14

11.85%

Cinema Ticket

$4.27 Rp 77.5K

$8.98 €8.05

-52.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$343 €307

43.12%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$8,492 €7,610

-33.19%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$106 €95.2

-57.97%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$73.6 €65.9

-52.49%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$123 €111

-35.28%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$142 €127

-44.10%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$858 €769

31.09%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$563 €504

19.36%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,351 €1,210

163.92%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$794 €712

116.92%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,293 €2,951

-17.06%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$2,264 €2,029

0.89%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,738 €1,558

-90.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.96

365.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Lugo: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Lugo

$563 36.7% 16.2% $109

Groceries & Markets

Ubud, Bali

$288 21.4%

Lugo

$261 17% 9.5% $27

Eating Out

Ubud, Bali

$108 8%

Lugo

$198 12.9% 83.9% $90

Clothing & Footwear

Ubud, Bali

$108 8%

Lugo

$200 13.1% 86.4% $93

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Lugo

$198 12.9% 90% $94

Sport & Entertainment

Ubud, Bali

$58 4.3%

Lugo

$63 4.1% 7.8% $4.5

Getting Around

Ubud, Bali

$11 0.9%

Lugo

$49 3.2% 331% $38

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $858 in Lugo. Housing cost is often the main lever when comparing two cities.

Lugo pays about 11 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $55 in Lugo. Groceries flip the comparison at $288 vs $261, with Lugo cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇪🇸 Lugo

🕒 Local time

13:23 1:23 PM

06:23 6:23 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

98,214

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Lugo 13,290 km ≈ 17 h nonstop flight

From you

Ubud, Bali
Lugo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lugo: Cost of Living - Frequently Asked Questions

Ubud, Bali is about 12% cheaper overall, especially in clothing, eating out, and transport. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 91% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $858 in Lugo. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $343 in Lugo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lugo pay roughly 10% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lugo are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Lugo on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.