Cost of Living Comparison Between Lugo and Ubud, Bali Cost of Living Comparison Between Lugo and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,504 in Lugo versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $2,211 in Lugo versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,918 in Lugo versus $3,694 in Ubud, Bali.

Living in Lugo is roughly 7% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Lugo 12% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$13.74 €11.84

$3.57 Rp 64.0K

284.87%

Three-Course Dinner for Two, Mid-Range

$56.0 €48.21

$32.50 Rp 582.3K

72.15%

Fast Food Meal (McDonalds, etc)

$10.60 €9.14

$4.86 Rp 87.1K

118.11%

Cappuccino

$1.94 €1.67

$2.75 Rp 49.2K

-29.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.69 €2.32

$1.32 Rp 23.7K

103.79%

Water (0.33 liter bottle)

$1.13 €0.97

$0.70 Rp 12.6K

61.43%

Local Beer (0.5 liter draught)

$2.88 €2.48

$2.91 Rp 52.2K

-1.03%

Imported Beer (0.33 liter bottle)

$2.35 €2.02

$3.79 Rp 68.0K

-37.99%

Milk (1 liter)

$1.15 €0.99

$1.71 Rp 30.6K

-32.75%

White Bread (500g)

$1.20 €1.04

$2.47 Rp 44.3K

-51.42%

Rice (white) (1kg)

$1.65 €1.42

$1.20 Rp 21.5K

37.50%

Eggs

$2.76 €2.38

$2.44 Rp 43.8K

13.11%

Local Cheese (1kg)

$13.68 €11.79

$14.38 Rp 257.7K

-4.87%

Chicken Fillets (1kg)

$6.44 €5.55

$4.31 Rp 77.1K

49.42%

Beef Round Steak (1kg)

$21.88 €18.85

$12.21 Rp 218.7K

79.20%

Apples (1kg)

$1.81 €1.56

$3.68 Rp 66.0K

-50.82%

Banana (1kg)

$2.13 €1.83

$1.55 Rp 27.8K

37.42%

Oranges (1kg)

$3.10 €2.67

$2.79 Rp 49.9K

11.11%

Tomato (1kg)

$4.68 €4.03

$2.33 Rp 41.8K

100.86%

Potato (1kg)

$1.14 €0.98

$1.97 Rp 35.3K

-42.13%

Onion (1kg)

$2.66 €2.29

$2.31 Rp 41.4K

15.15%

Lettuce (1 head)

$1.19 €1.02

$1.06 Rp 19.1K

12.26%

Water (1.5 liter bottle)

$0.94 €0.81

$0.73 Rp 13.1K

28.77%

Cigarettes 20 Pack (Marlboro, Camel)

$5.96 €5.14

$3.28 Rp 58.8K

81.71%

Wine (Bottle)

$4.48 €3.86

$22.79 Rp 408.4K

-80.34%

Local Beer (0.5 liter bottle)

$1.99 €1.71

$2.81 Rp 50.3K

-29.18%

Imported Beer (0.33 liter bottle)

$2.93 €2.52

$2.78 Rp 49.9K

5.40%

One-way Ticket (Public Transport)

$0.72 €0.62

$0.29 Rp 5,217

148.28%

Public Transport Monthly Pass (Regular Price)

$22.76 €19.61

$8.06 Rp 144.4K

182.38%

Taxi Start (Normal Tariff)

$5.59 €4.82

$0.45 Rp 8,047

1142.22%

Taxi (Normal Tariff) (1km)

$1.02 €0.88

$0.45 Rp 8,094

126.67%

Taxi 1hour Waiting (Normal Tariff)

$24.39 €21.01

$6.24 Rp 111.7K

290.87%

Gasoline (1 liter)

$1.79 €1.54

$0.85 Rp 15.2K

110.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.1K €26.8K

$26.0K Rp 465.4M

19.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K €27.2K

$31.7K Rp 567.2M

-0.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$142 €122

$80.8 Rp 1.4M

75.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.55 €18.57

$4.06 Rp 72.7K

430.79%

Internet (50+ Mbps, Unlimited Data)

$32.48 €27.99

$24.42 Rp 437.6K

33.01%

Gym Membership (Monthly)

$47.59 €41.00

$97.7 Rp 1.7M

-51.27%

Tennis Court (1 Hour on Weekend)

$11.37 €9.80

$6.45 Rp 115.5K

76.28%

Cinema Ticket

$10.23 €8.81

$4.04 Rp 72.4K

153.22%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$359 €310

$304 Rp 5.4M

18.23%

International Primary School, 1 Child (Yearly)

$8,143 €7,016

$6,621 Rp 118.6M

22.99%

Jeans (Levis 501 Or Similar)

$76.7 €66.1

$54.2 Rp 971.7K

41.38%

Summer Dress (H&M, Zara, etc)

$32.19 €27.73

$38.78 Rp 694.7K

-16.99%

Sport Shoes (Adidas, Nike)

$88.0 €75.8

$86.1 Rp 1.5M

2.17%

Men's Leather Business Shoes

$141 €121

$76.7 Rp 1.4M

83.47%

1-bedroom Apartment, City Center (Monthly)

$855 €737

$986 Rp 17.7M

-13.21%

1-bedroom Apartment, Outside City Center (Monthly)

$586 €504

$658 Rp 11.8M

-11.01%

3-bedroom Apartment, City Center (Monthly)

$500 €431

$3,369 Rp 60.4M

-85.17%

3-bedroom Apartment, Outside City Center (Monthly)

$823 €709

$2,066 Rp 37.0M

-60.15%

Buy Apartment in City Center (m2)

$2,799 €2,412

$2,741 Rp 49.1M

2.11%

Buy Apartment Outside City Center (m2)

$2,215 €1,908

$2,228 Rp 39.9M

-0.58%

Average Monthly Net Salary (After Tax)

$1,712 €1,475

$163 Rp 2.9M

947.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.5

13.28

-73.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lugo: June 9, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $855 in Lugo and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lugo pays 947% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $56.0 in Lugo vs $33.00 in Ubud, Bali. Groceries flip the comparison at $287 vs $297, with Lugo cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lugo vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Eating Out, Clothing & Footwear, Monthly Utilities & Internet, Getting Around. The 7% gap adds up to real monthly savings that compound significantly over time.

Lugo pays 947% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $855 in Lugo versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $359 in Lugo versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Lugo pay roughly 3% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,404 in Ubud, Bali versus $1,504 in Lugo, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Lugo. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Lugo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Lugo and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 7% less than in Lugo. Beyond cost, consider language, visa policies, and how big the international community is in each city.