Cost of Living Comparison Between Ubud, Bali and Lugavcina Cost of Living Comparison Between Ubud, Bali and Lugavcina

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $1,006 in Lugavcina, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,485 in Lugavcina, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,964 in Lugavcina, rent included.

Ubud, Bali costs about 40% more than Lugavcina, driven mainly by Groceries & Markets.

Ubud, Bali sits 4% above the global median, while Lugavcina is 25% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Ubud, Bali
Lugavcina
Difference
Meal at Budget Restaurant
$3.57 Rp 64.0K
$6.89 RSD 697
-48.19%
Three-Course Dinner for Two, Mid-Range
$32.50 Rp 582.3K
$26.71 RSD 2,701
21.68%
Fast Food Meal (McDonalds, etc)
$4.86 Rp 87.1K
$9.69 RSD 980
-49.85%
Cappuccino
$2.75 Rp 49.2K
$1.94 RSD 196
41.75%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.32 Rp 23.7K
$1.82 RSD 184
-27.47%
Water (0.33 liter bottle)
$0.70 Rp 12.6K
$1.23 RSD 125
-43.09%
Local Beer (0.5 liter draught)
$2.91 Rp 52.2K
$2.53 RSD 256
15.02%
Imported Beer (0.33 liter bottle)
$3.79 Rp 68.0K
$2.91 RSD 295
30.24%
🛒 Groceries & Markets
Ubud, Bali
Lugavcina
Difference
Milk (1 liter)
$1.71 Rp 30.6K
$1.27 RSD 129
34.65%
White Bread (500g)
$2.47 Rp 44.3K
$0.71 RSD 71.9
247.89%
Rice (white) (1kg)
$1.20 Rp 21.5K
$1.24 RSD 126
-3.23%
Eggs
$2.44 Rp 43.8K
$1.76 RSD 178
38.64%
Local Cheese (1kg)
$14.38 Rp 257.7K
$7.03 RSD 711
104.55%
Chicken Fillets (1kg)
$4.31 Rp 77.1K
$6.94 RSD 702
-37.90%
Beef Round Steak (1kg)
$12.21 Rp 218.7K
$11.71 RSD 1,184
4.27%
Apples (1kg)
$3.68 Rp 66.0K
$0.82 RSD 83.0
348.78%
Banana (1kg)
$1.55 Rp 27.8K
$1.67 RSD 169
-7.19%
Oranges (1kg)
$2.79 Rp 49.9K
$1.46 RSD 147
91.10%
Tomato (1kg)
$2.33 Rp 41.8K
$1.82 RSD 184
28.02%
Potato (1kg)
$1.97 Rp 35.3K
$0.76 RSD 76.9
159.21%
Onion (1kg)
$2.31 Rp 41.4K
$1.08 RSD 109
113.89%
Lettuce (1 head)
$1.06 Rp 19.1K
$0.59 RSD 59.7
79.66%
Water (1.5 liter bottle)
$0.73 Rp 13.1K
$0.58 RSD 58.6
25.86%
Cigarettes 20 Pack (Marlboro, Camel)
$3.28 Rp 58.8K
$4.21 RSD 426
-22.09%
Wine (Bottle)
$22.79 Rp 408.4K
$6.31 RSD 638
261.17%
Local Beer (0.5 liter bottle)
$2.81 Rp 50.3K
$0.71 RSD 71.4
295.77%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.9K
$2.02 RSD 204
37.62%
🚌 Getting Around
Ubud, Bali
Lugavcina
Difference
One-way Ticket (Public Transport)
$0.29 Rp 5,217
$0.97 RSD 98.3
-70.10%
Public Transport Monthly Pass (Regular Price)
$8.06 Rp 144.4K
$27.46 RSD 2,777
-70.65%
Taxi Start (Normal Tariff)
$0.45 Rp 8,047
$1.47 RSD 148
-69.39%
Taxi (Normal Tariff) (1km)
$0.45 Rp 8,094
$0.43 RSD 43.28
4.65%
Taxi 1hour Waiting (Normal Tariff)
$6.24 Rp 111.7K
$7.10 RSD 719
-12.11%
Gasoline (1 liter)
$0.85 Rp 15.2K
$1.83 RSD 185
-53.55%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.0K Rp 465.4M
$30.9K RSD 3.1M
-15.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 567.2M
$26.9K RSD 2.7M
17.80%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lugavcina
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.8 Rp 1.4M
$138 RSD 14.0K
-41.65%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.06 Rp 72.7K
$16.73 RSD 1,691
-75.73%
Internet (50+ Mbps, Unlimited Data)
$24.42 Rp 437.6K
$16.58 RSD 1,677
47.29%
🎉 Sport & Entertainment
Ubud, Bali
Lugavcina
Difference
Gym Membership (Monthly)
$97.7 Rp 1.7M
$30.46 RSD 3,080
220.65%
Tennis Court (1 Hour on Weekend)
$6.45 Rp 115.5K
$16.82 RSD 1,701
-61.65%
Cinema Ticket
$4.04 Rp 72.4K
$5.06 RSD 512
-20.16%
🧸 Childcare & Education
Ubud, Bali
Lugavcina
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$304 Rp 5.4M
$240 RSD 24.3K
26.67%
International Primary School, 1 Child (Yearly)
$6,621 Rp 118.6M
$5,104 RSD 516.2K
29.72%
👕👟 Clothing & Footwear
Ubud, Bali
Lugavcina
Difference
Jeans (Levis 501 Or Similar)
$54.2 Rp 971.7K
$89.7 RSD 9,074
-39.56%
Summer Dress (H&M, Zara, etc)
$38.78 Rp 694.7K
$47.35 RSD 4,789
-18.10%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$95.8 RSD 9,690
-10.10%
Men's Leather Business Shoes
$76.7 Rp 1.4M
$103 RSD 10.5K
-25.83%
🏠 Accommodation & Living
Ubud, Bali
Lugavcina
Difference
1-bedroom Apartment, City Center (Monthly)
$986 Rp 17.7M
$369 RSD 37.4K
166.81%
1-bedroom Apartment, Outside City Center (Monthly)
$658 Rp 11.8M
$296 RSD 29.9K
122.19%
3-bedroom Apartment, City Center (Monthly)
$3,369 Rp 60.4M
$560 RSD 56.6K
501.82%
3-bedroom Apartment, Outside City Center (Monthly)
$2,066 Rp 37.0M
$411 RSD 41.5K
402.85%
Buy Apartment in City Center (m2)
$2,741 Rp 49.1M
$2,121 RSD 214.5K
29.22%
Buy Apartment Outside City Center (m2)
$2,228 Rp 39.9M
$1,635 RSD 165.4K
36.21%
💵 Salaries & Financials
Ubud, Bali
Lugavcina
Difference
Average Monthly Net Salary (After Tax)
$163 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
7.45
78.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Lugavcina: June 7, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $369 in Lugavcina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $27.00 in Lugavcina. Monthly groceries follow the same trend: $297 vs $186 – making Lugavcina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Lugavcina: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Lugavcina?
Ubud, Bali costs about 40% more than Lugavcina, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali vs Lugavcina?
For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,509 in Lugavcina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Lugavcina?
Rent is clearly cheaper in Lugavcina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Ubud, Bali and Lugavcina?
Kindergarten costs $304 per month in Ubud, Bali and $240 in Lugavcina. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Ubud, Bali or Lugavcina?
Groceries cost about 60% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ubud, Bali or Lugavcina?
A $1,000 monthly budget goes further in Lugavcina, where all-in costs run around $1,006, than in Ubud, Bali at $1,404. In Lugavcina it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Lugavcina?
For digital nomads, it depends on budget. Lugavcina costs $1,006 versus $1,404 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Lugavcina?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or Lugavcina?
If budget matters most, go with Lugavcina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.

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