Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Lugavcina

For one person, living is cheaper in Lugavcina: $1,002 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

Ubud, Bali, Indonesia
Lugavcina, Serbia
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Lugavcina
🇷🇸 Serbia
$1,002
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lugavcina

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lugavcina actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $1,002 in Lugavcina, rent included.

  • Ubud, Bali $1,331
  • Lugavcina $1,002

A couple spends around $2,255 per month in Ubud, Bali vs $1,455 in Lugavcina, rent included.

  • Ubud, Bali $2,255
  • Lugavcina $1,455

A family of three spends $3,180 per month in Ubud, Bali vs $1,907 in Lugavcina, rent included.

  • Ubud, Bali $3,180
  • Lugavcina $1,907

Ubud, Bali costs about 33% more than Lugavcina, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Lugavcina are more affordable than the global median – Ubud, Bali 2% lower, Lugavcina 26% lower.

Currency
🍽 Eating Out
Ubud, Bali
Lugavcina
Difference
Meal at Budget Restaurant
$3.38 Rp 60.9K
$8.81 RSD 917
-61.63%
Three-Course Dinner for Two, Mid-Range
$34.65 Rp 625.4K
$33.24 RSD 3,460
4.24%
Fast Food Meal (McDonalds, etc)
$5.57 Rp 100.6K
$9.25 RSD 963
-39.78%
Cappuccino
$2.62 Rp 47.3K
$1.97 RSD 205
32.99%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.54 Rp 27.8K
$2.26 RSD 235
-31.86%
Water (0.33 liter bottle)
$0.64 Rp 11.6K
$1.78 RSD 185
-64.04%
Local Beer (0.5 liter draught)
$2.67 Rp 48.1K
$3.60 RSD 374
-25.83%
Imported Beer (0.33 liter bottle)
$4.26 Rp 76.9K
$4.19 RSD 436
1.67%
🛒 Groceries & Markets
Ubud, Bali
Lugavcina
Difference
Milk (1 liter)
$1.46 Rp 26.4K
$1.15 RSD 120
26.96%
White Bread (500g)
$2.29 Rp 41.4K
$0.70 RSD 72.7
227.14%
Rice (white) (1kg)
$1.11 Rp 20.0K
$1.71 RSD 178
-35.09%
Eggs
$2.10 Rp 37.9K
$2.34 RSD 244
-10.26%
Local Cheese (1kg)
$15.94 Rp 287.7K
$7.75 RSD 807
105.68%
Chicken Fillets (1kg)
$3.88 Rp 70.1K
$5.90 RSD 614
-34.24%
Beef Round Steak (1kg)
$11.40 Rp 205.8K
$10.77 RSD 1,121
5.85%
Apples (1kg)
$3.55 Rp 64.1K
$1.06 RSD 110
234.91%
Banana (1kg)
$1.54 Rp 27.7K
$1.70 RSD 177
-9.41%
Oranges (1kg)
$2.23 Rp 40.2K
$1.43 RSD 149
55.94%
Tomato (1kg)
$1.97 Rp 35.6K
$2.15 RSD 224
-8.37%
Potato (1kg)
$1.86 Rp 33.5K
$0.79 RSD 82.3
135.44%
Onion (1kg)
$2.42 Rp 43.6K
$0.72 RSD 75.0
236.11%
Lettuce (1 head)
$1.02 Rp 18.5K
$0.65 RSD 67.9
56.92%
Water (1.5 liter bottle)
$0.52 Rp 9,427
$0.53 RSD 55.4
-1.89%
Cigarettes 20 Pack (Marlboro, Camel)
$2.20 Rp 39.7K
$4.31 RSD 448
-48.96%
Wine (Bottle)
$21.79 Rp 393.2K
$5.64 RSD 587
286.35%
Local Beer (0.5 liter bottle)
$2.33 Rp 42.0K
$0.68 RSD 71.1
242.65%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.6K
$1.30 RSD 135
128.46%
🚌 Getting Around
Ubud, Bali
Lugavcina
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,519
$0.94 RSD 97.5
-73.40%
Public Transport Monthly Pass (Regular Price)
$8.17 Rp 147.5K
-
-
Taxi Start (Normal Tariff)
$0.44 Rp 7,901
$1.85 RSD 193
-76.22%
Taxi (Normal Tariff) (1km)
$0.47 Rp 8,446
$0.70 RSD 72.8
-32.86%
Taxi 1hour Waiting (Normal Tariff)
$5.60 Rp 101.1K
$8.81 RSD 917
-36.44%
Gasoline (1 liter)
$0.83 Rp 14.9K
$1.86 RSD 194
-55.38%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.4K Rp 441.3M
$30.3K RSD 3.1M
-19.19%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 572.1M
$23.0K RSD 2.4M
37.97%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lugavcina
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$77.5 Rp 1.4M
$160 RSD 16.7K
-51.61%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.14 Rp 110.9K
$19.08 RSD 1,986
-67.82%
Internet (50+ Mbps, Unlimited Data)
$18.92 Rp 341.4K
$23.25 RSD 2,420
-18.62%
🎉 Sport & Entertainment
Ubud, Bali
Lugavcina
Difference
Gym Membership (Monthly)
$51.0 Rp 920.4K
$30.43 RSD 3,168
67.56%
Tennis Court (1 Hour on Weekend)
$18.25 Rp 329.4K
-
-
Cinema Ticket
$4.38 Rp 79.1K
$4.73 RSD 493
-7.40%
🧸 Childcare & Education
Ubud, Bali
Lugavcina
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$492 Rp 8.9M
$252 RSD 26.3K
95.13%
International Primary School, 1 Child (Yearly)
$12.2K Rp 220.6M
$4,794 RSD 499.0K
154.94%
👕👟 Clothing & Footwear
Ubud, Bali
Lugavcina
Difference
Jeans (Levis 501 Or Similar)
$45.16 Rp 815.1K
$86.7 RSD 9,022
-47.89%
Summer Dress (H&M, Zara, etc)
$34.89 Rp 629.7K
$39.42 RSD 4,103
-11.49%
Sport Shoes (Adidas, Nike)
$78.3 Rp 1.4M
$98.1 RSD 10.2K
-20.18%
Men's Leather Business Shoes
$77.9 Rp 1.4M
$112 RSD 11.6K
-30.32%
🏠 Accommodation & Living
Ubud, Bali
Lugavcina
Difference
1-bedroom Apartment, City Center (Monthly)
$1,078 Rp 19.4M
$290 RSD 30.2K
271.40%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 12.0M
$254 RSD 26.4K
162.19%
3-bedroom Apartment, City Center (Monthly)
$3,510 Rp 63.4M
$483 RSD 50.3K
626.43%
3-bedroom Apartment, Outside City Center (Monthly)
$1,671 Rp 30.2M
$332 RSD 34.5K
403.70%
Buy Apartment in City Center (m2)
$2,340 Rp 42.2M
$2,215 RSD 230.5K
5.65%
Buy Apartment Outside City Center (m2)
$2,236 Rp 40.4M
$1,658 RSD 172.6K
34.84%
💵 Salaries & Financials
Ubud, Bali
Lugavcina
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
5.08
171.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Lugavcina: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$665
Lugavcina
$254 61.9% $411
Groceries & Markets
Ubud, Bali
$279
Lugavcina
$182 34.9% $98
Clothing & Footwear
Ubud, Bali
$106
Lugavcina
$151 42.2% $45
Eating Out
Ubud, Bali
$106
Lugavcina
$164 55.5% $59
Monthly Utilities & Internet
Ubud, Bali
$103
Lugavcina
$202 97.4% $100
Sport & Entertainment
Ubud, Bali
$60
Lugavcina
$40 33.2% $20
Getting Around
Ubud, Bali
$12
Lugavcina
$9.1 * 23.9% $2.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $290 in Lugavcina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $33 in Lugavcina. Monthly groceries follow the same trend: $279 vs $182 – making Lugavcina the more affordable choice for daily food spending.

Good to know
🇮🇩 Ubud, Bali
🇷🇸 Lugavcina
🕒 Local time
03:12 3:12 AM
20:12 8:12 PM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
3,000
💱 Currency
Exchange rates and currency converter

RSD, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

Serbian Dinar exchange rates as of November 6, 2026: 1 USD = 104 RSD (1,000 RSD = 9.61 USD). 1 EUR = 117 RSD (1,000 RSD = 8.55 EUR).

On the map
Between locations
  • Ubud, Bali Lugavcina 11,000 km ≈ 14 h nonstop flight
From you
  • Ubud, Bali
  • Lugavcina

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Lugavcina: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Lugavcina?
Ubud, Bali costs about 33% more than Lugavcina, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Lugavcina?
For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,504 in Lugavcina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Lugavcina?
Rent is clearly cheaper in Lugavcina, especially for central apartments: a one-bedroom in the center costs $290 there versus $1,078 in Ubud, Bali.
How much does it cost to live in Ubud, Bali compared to Lugavcina?
Monthly expenses with rent come to $1,331 in Ubud, Bali and $1,002 in Lugavcina. That makes Lugavcina about 25% cheaper.
How do childcare costs compare in Ubud, Bali and in Lugavcina?
Kindergarten costs $492 per month in Ubud, Bali and $252 in Lugavcina. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ubud, Bali or in Lugavcina?
$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $1,002 in Lugavcina. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Lugavcina – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
How safe is Ubud, Bali compared to Lugavcina?
Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

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