Cost of Living Comparison Between Ubud, Bali and Lugavcina Cost of Living Comparison Between Ubud, Bali and Lugavcina

Monthly Cost of Living

A single person spends $1,438 per month in Ubud, Bali vs $1,036 in Lugavcina, rent included.

A couple spends around $2,585 per month in Ubud, Bali vs $1,476 in Lugavcina, rent included.

A family of three spends $3,732 per month in Ubud, Bali vs $1,917 in Lugavcina, rent included.

Ubud, Bali costs about 39% more than Lugavcina, driven mainly by Groceries & Markets.

Ubud, Bali sits 7% above the global median, while Lugavcina is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$7.10 RSD 712

-49.72%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$26.92 RSD 2,700

21.03%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$9.97 RSD 1,000

-49.15%

Cappuccino

$2.83 Rp 49.0K

$1.97 RSD 198

43.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.89 RSD 189

-29.10%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$1.23 RSD 123

-43.90%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.42 RSD 243

23.55%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$2.89 RSD 290

33.22%

Milk (1 liter)

$1.74 Rp 30.2K

$1.29 RSD 129

34.88%

White Bread (500g)

$2.54 Rp 44.0K

$0.67 RSD 66.8

279.10%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.26 RSD 126

-5.56%

Eggs

$2.43 Rp 42.0K

$1.76 RSD 176

38.07%

Local Cheese (1kg)

$14.66 Rp 254.1K

$6.73 RSD 675

117.83%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$6.87 RSD 689

-39.16%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.75 RSD 1,179

1.62%

Apples (1kg)

$3.69 Rp 63.9K

$0.82 RSD 82.4

350.00%

Banana (1kg)

$1.61 Rp 27.8K

$1.65 RSD 166

-2.42%

Oranges (1kg)

$2.69 Rp 46.5K

$1.50 RSD 151

79.33%

Tomato (1kg)

$2.33 Rp 40.4K

$1.81 RSD 181

28.73%

Potato (1kg)

$1.91 Rp 33.0K

$0.81 RSD 81.1

135.80%

Onion (1kg)

$2.19 Rp 37.9K

$1.09 RSD 109

100.92%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.55 RSD 55.3

92.73%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.61 RSD 60.8

18.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.10 RSD 411

-23.66%

Wine (Bottle)

$23.49 Rp 407.1K

$7.02 RSD 704

234.62%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$0.73 RSD 73.3

275.34%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.05 RSD 205

40.49%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.92 RSD 92.1

-68.48%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$27.91 RSD 2,800

-70.73%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.44 RSD 145

-68.75%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$0.45 RSD 45.46

-6.67%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.87 RSD 689

-10.33%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.75 RSD 175

-52.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$30.3K RSD 3.0M

-13.36%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$27.5K RSD 2.8M

18.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$140 RSD 14.1K

-44.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$16.64 RSD 1,670

-76.26%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$16.60 RSD 1,666

46.99%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$30.41 RSD 3,051

217.46%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$16.27 RSD 1,633

-60.97%

Cinema Ticket

$4.04 Rp 70.0K

$4.92 RSD 494

-17.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$234 RSD 23.5K

29.37%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$5,052 RSD 506.8K

29.12%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$91.4 RSD 9,166

-41.06%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$46.10 RSD 4,625

-17.61%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$93.6 RSD 9,386

-7.26%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$103 RSD 10.3K

-23.34%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$380 RSD 38.1K

166.49%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$291 RSD 29.2K

131.91%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$555 RSD 55.7K

510.28%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$419 RSD 42.0K

400.91%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$1,848 RSD 185.4K

61.47%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,552 RSD 155.7K

50.69%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

7.45

78.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Lugavcina: April 26, 2026

Cost Breakdown

A central one-bedroom costs $1,012 in Ubud, Bali versus $380 in Lugavcina. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $27.00 in Lugavcina. Monthly groceries follow the same trend: $298 vs $186 – making Lugavcina the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lugavcina: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 39% more than Lugavcina, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,158 per month in Ubud, Bali and $1,554 in Lugavcina. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lugavcina, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $303 per month in Ubud, Bali and $234 in Lugavcina. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 60% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Lugavcina, where all-in costs run around $1,036, than in Ubud, Bali at $1,438. In Lugavcina it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Lugavcina costs $1,036 versus $1,438 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Lugavcina. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.