Cost of Living Comparison Between Ubud, Bali and Lufkin, TX Cost of Living Comparison Between Ubud, Bali and Lufkin, TX

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $2,587 in Lufkin, TX, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $3,786 in Lufkin, TX, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $4,984 in Lufkin, TX, rent included.

Ubud, Bali is about 46% cheaper than Lufkin, TX, driven mainly by Eating Out.

Both Ubud, Bali and Lufkin, TX sit above the global median – Ubud, Bali by 5%, Lufkin, TX by 94%.

Currency
🍽 Eating Out
Ubud, Bali
Lufkin, TX
Difference
Meal at Budget Restaurant
$3.57 Rp 64.5K
$17.91 $17.91
-80.07%
Three-Course Dinner for Two, Mid-Range
$32.32 Rp 583.4K
$75.4 $75.4
-57.12%
Fast Food Meal (McDonalds, etc)
$5.01 Rp 90.4K
$9.98 $9.98
-49.80%
Cappuccino
$2.82 Rp 51.0K
$4.81 $4.81
-41.37%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.35 Rp 24.4K
$2.49 $2.49
-45.78%
Water (0.33 liter bottle)
$0.73 Rp 13.2K
$1.92 $1.92
-61.98%
Local Beer (0.5 liter draught)
$2.93 Rp 53.0K
$6.04 $6.04
-51.49%
Imported Beer (0.33 liter bottle)
$3.94 Rp 71.1K
$8.22 $8.22
-52.07%
🛒 Groceries & Markets
Ubud, Bali
Lufkin, TX
Difference
Milk (1 liter)
$1.78 Rp 32.1K
$1.01 $1.01
76.24%
White Bread (500g)
$2.45 Rp 44.2K
$2.19 $2.19
11.87%
Rice (white) (1kg)
$1.15 Rp 20.7K
$2.75 $2.75
-58.18%
Eggs
$2.41 Rp 43.6K
$7.71 $7.71
-68.74%
Local Cheese (1kg)
$14.33 Rp 258.7K
$15.21 $15.21
-5.79%
Chicken Fillets (1kg)
$4.19 Rp 75.6K
$13.36 $13.36
-68.64%
Beef Round Steak (1kg)
$12.06 Rp 217.7K
$19.05 $19.05
-36.69%
Apples (1kg)
$3.64 Rp 65.7K
$5.88 $5.88
-38.10%
Banana (1kg)
$1.57 Rp 28.3K
$1.46 $1.46
7.53%
Oranges (1kg)
$2.79 Rp 50.3K
$1.89 $1.89
47.62%
Tomato (1kg)
$2.24 Rp 40.5K
$5.18 $5.18
-56.76%
Potato (1kg)
$1.98 Rp 35.7K
$1.13 $1.13
75.22%
Onion (1kg)
$2.28 Rp 41.1K
$2.40 $2.40
-5.00%
Lettuce (1 head)
$1.05 Rp 19.0K
$2.24 $2.24
-53.13%
Water (1.5 liter bottle)
$0.79 Rp 14.2K
$2.26 $2.26
-65.04%
Cigarettes 20 Pack (Marlboro, Camel)
$3.19 Rp 57.6K
$9.11 $9.11
-64.98%
Wine (Bottle)
$23.49 Rp 424.1K
$20.25 $20.25
16.00%
Local Beer (0.5 liter bottle)
$2.90 Rp 52.3K
$1.68 $1.68
72.62%
Imported Beer (0.33 liter bottle)
$2.76 Rp 49.7K
$2.97 $2.97
-7.07%
🚌 Getting Around
Ubud, Bali
Lufkin, TX
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,813
$1.95 $1.95
-86.15%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 151.1K
-
-
Taxi Start (Normal Tariff)
$0.45 Rp 8,167
$2.98 $2.98
-84.90%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,298
$1.70 $1.70
-72.94%
Taxi 1hour Waiting (Normal Tariff)
$6.07 Rp 109.6K
$29.39 $29.39
-79.35%
Gasoline (1 liter)
$0.86 Rp 15.6K
$0.74 $0.74
16.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6K Rp 480.0M
$34.8K $34.8K
-23.70%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.5K Rp 587.6M
$31.8K $31.8K
2.25%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lufkin, TX
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.0 Rp 1.4M
$190 $190
-58.40%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.09 Rp 73.9K
$45.73 $45.73
-91.06%
Internet (50+ Mbps, Unlimited Data)
$23.85 Rp 430.5K
$64.7 $64.7
-63.11%
🎉 Sport & Entertainment
Ubud, Bali
Lufkin, TX
Difference
Gym Membership (Monthly)
$98.8 Rp 1.8M
$43.44 $43.44
127.39%
Tennis Court (1 Hour on Weekend)
$6.35 Rp 114.7K
-
-
Cinema Ticket
$4.01 Rp 72.3K
$13.17 $13.17
-69.55%
🧸 Childcare & Education
Ubud, Bali
Lufkin, TX
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.4M
$1,343 $1,343
-77.87%
International Primary School, 1 Child (Yearly)
$6,602 Rp 119.2M
$23.9K $23.9K
-72.33%
👕👟 Clothing & Footwear
Ubud, Bali
Lufkin, TX
Difference
Jeans (Levis 501 Or Similar)
$53.4 Rp 964.5K
$22.18 $22.18
140.89%
Summer Dress (H&M, Zara, etc)
$38.11 Rp 688.1K
$35.13 $35.13
8.48%
Sport Shoes (Adidas, Nike)
$88.7 Rp 1.6M
$103 $103
-14.31%
Men's Leather Business Shoes
$76.6 Rp 1.4M
$111 $111
-31.22%
🏠 Accommodation & Living
Ubud, Bali
Lufkin, TX
Difference
1-bedroom Apartment, City Center (Monthly)
$1,020 Rp 18.4M
$1,577 $1,577
-35.32%
1-bedroom Apartment, Outside City Center (Monthly)
$680 Rp 12.3M
$1,347 $1,347
-49.48%
3-bedroom Apartment, City Center (Monthly)
$3,469 Rp 62.6M
$2,682 $2,682
29.32%
3-bedroom Apartment, Outside City Center (Monthly)
$2,090 Rp 37.7M
$2,188 $2,188
-4.49%
Buy Apartment in City Center (m2)
$2,729 Rp 49.3M
$2,516 $2,516
8.44%
Buy Apartment Outside City Center (m2)
$2,295 Rp 41.4M
$2,247 $2,247
2.15%
💵 Salaries & Financials
Ubud, Bali
Lufkin, TX
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.49
104.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Lufkin, TX: July 25, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $1,577 in Lufkin, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $75.0 in Lufkin, TX. Monthly groceries follow the same trend: $298 vs $414 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Lufkin, TX: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Lufkin, TX?
Lufkin, TX costs about 86% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Lufkin, TX?
For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $3,881 in Lufkin, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Lufkin, TX?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do dining costs compare in Ubud, Bali and in Lufkin, TX?
A mid-range dinner for two costs $32.00 in Ubud, Bali and $75.0 in Lufkin, TX. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Are groceries more expensive in Ubud, Bali or in Lufkin, TX?
Groceries cost about 39% more in Lufkin, TX, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ubud, Bali or in Lufkin, TX?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,392, than in Lufkin, TX at $2,587. In Ubud, Bali it covers expenses comfortably, while in Lufkin, TX it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Lufkin, TX?
For digital nomads, it depends on budget. Ubud, Bali costs $1,392 versus $2,587 in Lufkin, TX. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Lufkin, TX?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Lufkin, TX?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lufkin, TX makes more sense. Both are solid long-term options with distinct trade-offs.

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