Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Lufkin, TX

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,244 in Lufkin, TX, rent and utilities included – about $11,000 less a year. Other living expenses account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
108

Cost of Living Index in Lufkin, TX
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Lufkin, TX Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Lufkin, TX

🇺🇸 United States

$2,244

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lufkin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lufkin, TX actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $2,244 in Lufkin, TX, rent included.

Ubud, Bali $1,331
Lufkin, TX $2,244

A couple spends around $2,255 per month in Ubud, Bali vs $3,628 in Lufkin, TX, rent included.

Ubud, Bali $2,255
Lufkin, TX $3,628

A family of three spends $3,180 per month in Ubud, Bali vs $5,013 in Lufkin, TX, rent included.

Ubud, Bali $3,180
Lufkin, TX $5,013

Ubud, Bali is about 41% cheaper than Lufkin, TX, and outside of rent the biggest gap is in eating out.

Ubud, Bali sits 2% below the global median, while Lufkin, TX is 66% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.38 Rp 60.9K

$19.64 $19.64

-82.79%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 625.4K

$75.0 $75.0

-53.77%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 100.6K

$10.01 $10.01

-44.36%

Cappuccino

$2.62 Rp 47.3K

$5.59 $5.59

-53.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.8K

$3.28 $3.28

-53.05%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$2.33 $2.33

-72.53%

Local Beer (0.5 liter draught)

$2.67 Rp 48.1K

$6.99 $6.99

-61.80%

Imported Beer (0.33 liter bottle)

$4.26 Rp 76.9K

$7.48 $7.48

-43.05%

Milk (1 liter)

$1.46 Rp 26.4K

$1.00 $1.00

46.00%

White Bread (500g)

$2.29 Rp 41.4K

$3.13 $3.13

-26.84%

Rice (white) (1kg)

$1.11 Rp 20.0K

$3.96 $3.96

-71.97%

Eggs

$2.10 Rp 37.9K

$5.81 $5.81

-63.86%

Local Cheese (1kg)

$15.94 Rp 287.7K

$22.64 $22.64

-29.59%

Chicken Fillets (1kg)

$3.88 Rp 70.1K

$11.83 $11.83

-67.20%

Beef Round Steak (1kg)

$11.40 Rp 205.8K

$19.58 $19.58

-41.78%

Apples (1kg)

$3.55 Rp 64.1K

$4.53 $4.53

-21.63%

Banana (1kg)

$1.54 Rp 27.7K

$1.65 $1.65

-6.67%

Oranges (1kg)

$2.23 Rp 40.2K

$2.77 $2.77

-19.49%

Tomato (1kg)

$1.97 Rp 35.6K

$3.09 $3.09

-36.25%

Potato (1kg)

$1.86 Rp 33.5K

$2.70 $2.70

-31.11%

Onion (1kg)

$2.42 Rp 43.6K

$2.71 $2.71

-10.70%

Lettuce (1 head)

$1.02 Rp 18.5K

$2.00 $2.00

-49.00%

Water (1.5 liter bottle)

$0.52 Rp 9,427

$2.92 $2.92

-82.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.7K

$9.91 $9.91

-77.80%

Wine (Bottle)

$21.79 Rp 393.2K

$20.09 $20.09

8.46%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.0K

$1.71 $1.71

36.26%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.6K

$3.31 $3.31

-10.27%

One-way Ticket (Public Transport)

$0.25 Rp 4,519

$2.02 $2.02

-87.62%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 147.5K

$64.1 $64.1

-87.25%

Taxi Start (Normal Tariff)

$0.44 Rp 7,901

$2.98 $2.98

-85.23%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,446

$1.57 $1.57

-70.06%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.1K

$26.44 $26.44

-78.82%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.93 $0.93

-10.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 441.3M

$27.4K $27.4K

-10.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.1M

$26.1K $26.1K

21.48%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$200 $200

-61.32%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 110.9K

$47.36 $47.36

-87.04%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 341.4K

$54.1 $54.1

-65.00%

Gym Membership (Monthly)

$51.0 Rp 920.4K

$37.73 $37.73

35.14%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 329.4K

Cinema Ticket

$4.38 Rp 79.1K

$14.84 $14.84

-70.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$1,170 $1,170

-57.91%

International Primary School, 1 Child (Yearly)

$12.2K Rp 220.6M

$25.5K $25.5K

-52.13%

Jeans (Levis 501 Or Similar)

$45.16 Rp 815.1K

$60.2 $60.2

-25.01%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 629.7K

$38.35 $38.35

-9.02%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$86.4 $86.4

-9.31%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$68.2 $68.2

14.21%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.4M

$1,153 $1,153

-6.53%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.0M

$914 $914

-27.25%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.4M

$2,579 $2,579

36.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.2M

$2,075 $2,075

-19.49%

Buy Apartment in City Center (m2)

$2,340 Rp 42.2M

$2,675 $2,675

-12.51%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.4M

$2,327 $2,327

-3.91%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.51

111.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Lufkin, TX: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Lufkin, TX

$914 40.7% 37.5% $249

Groceries & Markets

Ubud, Bali

$279 21%

Lufkin, TX

$437 19.5% 56.4% $158

Clothing & Footwear

Ubud, Bali

$106 8%

Lufkin, TX

$114 5.1% 7.1% $7.6

Eating Out

Ubud, Bali

$106 8%

Lufkin, TX

$327 14.6% 209% $221

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Lufkin, TX

$302 13.5% 194% $199

Sport & Entertainment

Ubud, Bali

$60 4.5%

Lufkin, TX

$67 3% 12.8% $7.7

Getting Around

Ubud, Bali

$12 0.9%

Lufkin, TX

$83 3.7% 595% $71

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $1,153 in Lufkin, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $35 in Ubud, Bali versus $75 in Lufkin, TX. Monthly groceries follow the same trend: $279 vs $437 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Lufkin, TX

🕒 Local time

18:28 6:28 PM

04:28 4:28 AM

14 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

36,085

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 6, 2026: 1 USD = 18,049 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,271 IDR (100,000 IDR = 4.93 EUR).

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Lufkin, TX 16,010 km ≈ 21 h nonstop flight

From you

Ubud, Bali
Lufkin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lufkin, TX: Cost of Living - Frequently Asked Questions

Lufkin, TX costs about 69% more than Ubud, Bali, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $3,366 in Lufkin, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $1,078 in Ubud, Bali and $1,153 in Lufkin, TX. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

A mid-range dinner for two costs $35 in Ubud, Bali and $75 in Lufkin, TX. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,331 in Ubud, Bali and $2,244 in Lufkin, TX. That makes Ubud, Bali about 41% cheaper.

$1,000 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $2,244 in Lufkin, TX. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Ubud, Bali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Ubud, Bali is the easier option financially – housing and daily costs are lower, and overall it costs about 41% less, which matters a lot on a fixed budget or early-career salary.