Cost of Living Comparison Between Ubud, Bali and Ludvika Cost of Living Comparison Between Ubud, Bali and Ludvika

Monthly Cost of Living

A single person spends $1,374 per month in Ubud, Bali vs $1,555 in Ludvika, rent included.

A couple spends around $2,313 per month in Ubud, Bali vs $2,588 in Ludvika, rent included.

A family of three spends $3,252 per month in Ubud, Bali vs $3,621 in Ludvika, rent included.

Ubud, Bali is about 12% cheaper than Ludvika, driven mainly by Eating Out.

Both Ubud, Bali and Ludvika sit above the global median – Ubud, Bali by 2%, Ludvika by 15%.

Meal at Budget Restaurant

$3.32 Rp 59.6K

$13.90 SEK 140

-76.12%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 633.8K

$66.2 SEK 664

-46.61%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.7K

$10.24 SEK 103

-47.95%

Cappuccino

$2.75 Rp 49.4K

$4.40 SEK 44.14

-37.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.0K

$2.69 SEK 27.04

-35.69%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$2.20 SEK 22.11

-63.64%

Local Beer (0.5 liter draught)

$2.95 Rp 52.9K

$7.18 SEK 72.1

-58.91%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.6K

$7.02 SEK 70.5

-36.75%

Milk (1 liter)

$1.50 Rp 26.9K

$1.72 SEK 17.23

-12.79%

White Bread (500g)

$2.30 Rp 41.2K

$2.64 SEK 26.54

-12.88%

Rice (white) (1kg)

$1.10 Rp 19.7K

$3.74 SEK 37.52

-70.59%

Eggs

$2.16 Rp 38.7K

$4.96 SEK 49.83

-56.45%

Local Cheese (1kg)

$17.09 Rp 306.5K

$13.52 SEK 136

26.41%

Chicken Fillets (1kg)

$3.88 Rp 69.6K

$13.10 SEK 132

-70.38%

Beef Round Steak (1kg)

$11.92 Rp 213.8K

$27.66 SEK 278

-56.91%

Apples (1kg)

$3.57 Rp 64.0K

$3.14 SEK 31.50

13.69%

Banana (1kg)

$1.58 Rp 28.4K

$3.32 SEK 33.34

-52.41%

Oranges (1kg)

$2.36 Rp 42.4K

$3.62 SEK 36.36

-34.81%

Tomato (1kg)

$1.97 Rp 35.3K

$4.20 SEK 42.14

-53.10%

Potato (1kg)

$1.81 Rp 32.4K

$1.43 SEK 14.38

26.57%

Onion (1kg)

$2.39 Rp 42.9K

$1.80 SEK 18.10

32.78%

Lettuce (1 head)

$1.02 Rp 18.3K

$2.22 SEK 22.30

-54.05%

Water (1.5 liter bottle)

$0.49 Rp 8,815

$1.47 SEK 14.75

-66.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.3K

$7.21 SEK 72.4

-68.79%

Wine (Bottle)

$22.30 Rp 400.0K

$9.85 SEK 98.9

126.40%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.5K

$1.94 SEK 19.46

22.16%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.9K

$2.29 SEK 22.97

26.64%

One-way Ticket (Public Transport)

$0.25 Rp 4,469

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,927

$12.95 SEK 130

-96.60%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,575

$1.96 SEK 19.65

-78.57%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.6K

$81.5 SEK 818

-93.05%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.76 SEK 17.63

-53.98%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 425.9M

$33.1K SEK 332.2K

-28.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 555.7M

$32.6K SEK 327.3K

-4.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$98.6 SEK 990

-16.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 113.0K

$19.98 SEK 201

-68.47%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 334.3K

$46.52 SEK 467

-59.95%

Gym Membership (Monthly)

$54.7 Rp 981.8K

$30.59 SEK 307

78.91%

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.9K

$49.90 SEK 501

-63.03%

Cinema Ticket

$4.24 Rp 76.0K

$15.93 SEK 160

-73.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$219 SEK 2,203

120.71%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.3M

Jeans (Levis 501 Or Similar)

$45.77 Rp 821.1K

$97.5 SEK 979

-53.07%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 640.3K

$53.0 SEK 532

-32.61%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$93.3 SEK 937

-16.07%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$215 SEK 2,163

-62.79%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.6M

$448 SEK 4,502

155.70%

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.2M

$424 SEK 4,262

59.77%

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.9M

$970 SEK 9,743

261.12%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.3M

$966 SEK 9,705

74.66%

Buy Apartment in City Center (m2)

$2,788 Rp 50.0M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.5M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$3,695 SEK 37.1K

-95.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.2

330.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Ludvika: September 27, 2026

Cost Breakdown

A central one-bedroom costs $1,147 in Ubud, Bali versus $448 in Ludvika. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2138% higher in Ludvika, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Ubud, Bali versus $66.0 in Ludvika. Monthly groceries follow the same trend: $286 vs $407 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ludvika: Cost of Living - Frequently Asked Questions

Ludvika costs about 13% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,062 per month in Ubud, Bali and $2,332 in Ludvika. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,374 in Ubud, Bali and $1,555 in Ludvika. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $484 per month in Ubud, Bali and $219 in Ludvika. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,374, than in Ludvika at $1,555. In Ubud, Bali it covers expenses comfortably, while in Ludvika it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Ubud, Bali costs $1,374 versus $1,555 in Ludvika. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ludvika makes more sense. Both are solid long-term options with distinct trade-offs.