🙂A single person spends $1,408 per month in Ubud, Bali vs $1,578 in Ludvika, rent included.
🙂A couple spends around $2,585 per month in Ubud, Bali vs $2,644 in Ludvika, rent included.
😐A family of three spends $3,763 per month in Ubud, Bali vs $3,710 in Ludvika, rent included.
🙂Ubud, Bali is about 11% cheaper than Ludvika, driven mainly by Eating Out.
📊Both Ubud, Bali and Ludvika sit above the global median – Ubud, Bali by 5%, Ludvika by 18%.
Currency
🍽 Eating Out
Ubud, Bali
Ludvika
Difference
Meal at Budget Restaurant
$3.45Rp 62.1K
$13.12SEK 127
-73.70%
Three-Course Dinner for Two, Mid-Range
$32.34Rp 581.1K
$69.9SEK 676
-53.71%
Fast Food Meal(McDonalds, etc)
$4.84Rp 87.1K
$10.66SEK 103
-54.60%
Cappuccino
$2.75Rp 49.4K
$4.60SEK 44.54
-40.22%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.9K
$2.72SEK 26.29
-49.26%
Water(0.33 liter bottle)
$0.75Rp 13.5K
$2.49SEK 24.13
-69.88%
Local Beer(0.5 liter draught)
$2.99Rp 53.8K
$7.22SEK 69.9
-58.59%
Imported Beer(0.33 liter bottle)
$3.85Rp 69.2K
$7.55SEK 73.1
-49.01%
🛒 Groceries & Markets
Ubud, Bali
Ludvika
Difference
Milk(1 liter)
$1.74Rp 31.2K
$1.86SEK 18.05
-6.45%
White Bread(500g)
$2.46Rp 44.2K
$2.81SEK 27.24
-12.46%
Rice(white)(1kg)
$1.17Rp 21.0K
$4.04SEK 39.09
-71.04%
Eggs
$2.43Rp 43.7K
$3.87SEK 37.43
-37.21%
Local Cheese(1kg)
$14.50Rp 260.6K
$13.90SEK 135
4.32%
Chicken Fillets(1kg)
$4.35Rp 78.2K
$14.90SEK 144
-70.81%
Beef Round Steak(1kg)
$11.98Rp 215.3K
$15.79SEK 153
-24.13%
Apples(1kg)
$3.72Rp 66.8K
$3.51SEK 34.01
5.98%
Banana(1kg)
$1.63Rp 29.2K
$2.59SEK 25.10
-37.07%
Oranges(1kg)
$2.74Rp 49.3K
$3.76SEK 36.42
-27.13%
Tomato(1kg)
$2.24Rp 40.3K
$4.34SEK 42.03
-48.39%
Potato(1kg)
$1.92Rp 34.5K
$1.50SEK 14.54
28.00%
Onion(1kg)
$2.28Rp 40.9K
$2.17SEK 21.03
5.07%
Lettuce(1 head)
$1.06Rp 19.1K
$2.67SEK 25.81
-60.30%
Water(1.5 liter bottle)
$0.72Rp 12.9K
$1.58SEK 15.28
-54.43%
Cigarettes 20 Pack(Marlboro, Camel)
$3.29Rp 59.0K
$7.46SEK 72.2
-55.90%
Wine(Bottle)
$23.19Rp 416.8K
$10.24SEK 99.1
126.46%
Local Beer(0.5 liter bottle)
$2.78Rp 49.9K
$1.71SEK 16.52
62.57%
Imported Beer(0.33 liter bottle)
$2.73Rp 49.1K
$1.92SEK 18.55
42.19%
🚌 Getting Around
Ubud, Bali
Ludvika
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,786
$3.11SEK 30.07
-91.32%
Public Transport Monthly Pass(Regular Price)
$8.11Rp 145.7K
$54.8SEK 531
-85.21%
Taxi Start(Normal Tariff)
$0.48Rp 8,675
$14.39SEK 139
-96.66%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,545
$1.64SEK 15.91
-74.39%
Taxi 1hour Waiting(Normal Tariff)
$6.22Rp 111.8K
$20.84SEK 202
-70.15%
Gasoline(1 liter)
$0.81Rp 14.6K
$1.80SEK 17.45
-55.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 478.2M
$32.8KSEK 317.9K
-18.96%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 578.5M
$34.2KSEK 330.9K
-5.82%
🧾 Monthly Utilities & Internet
Ubud, Bali
Ludvika
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$88.9SEK 861
-11.89%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.07Rp 73.1K
$21.40SEK 207
-80.98%
Internet(50+ Mbps, Unlimited Data)
$24.33Rp 437.1K
$36.39SEK 352
-33.14%
🎉 Sport & Entertainment
Ubud, Bali
Ludvika
Difference
Gym Membership(Monthly)
$98.6Rp 1.8M
$32.17SEK 311
206.53%
Tennis Court(1 Hour on Weekend)
$6.34Rp 113.9K
$53.6SEK 519
-88.18%
Cinema Ticket
$3.99Rp 71.6K
$16.00SEK 155
-75.06%
🧸 Childcare & Education
Ubud, Bali
Ludvika
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$305Rp 5.5M
$143SEK 1,386
113.08%
International Primary School, 1 Child(Yearly)
$6,642Rp 119.4M
$748SEK 7,237
788.57%
👕👟 Clothing & Footwear
Ubud, Bali
Ludvika
Difference
Jeans(Levis 501 Or Similar)
$54.1Rp 972.9K
$106SEK 1,028
-49.02%
Summer Dress(H&M, Zara, etc)
$37.81Rp 679.4K
$43.50SEK 421
-13.08%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.6M
$115SEK 1,114
-24.51%
Men's Leather Business Shoes
$76.4Rp 1.4M
$155SEK 1,497
-50.64%
🏠 Accommodation & Living
Ubud, Bali
Ludvika
Difference
1-bedroom Apartment, City Center(Monthly)
$992Rp 17.8M
$465SEK 4,505
113.15%
1-bedroom Apartment, Outside City Center(Monthly)
$673Rp 12.1M
$447SEK 4,329
50.45%
3-bedroom Apartment, City Center(Monthly)
$3,375Rp 60.7M
$1,012SEK 9,800
233.42%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050Rp 36.8M
$989SEK 9,578
107.24%
Buy Apartment in City Center(m2)
$2,805Rp 50.4M
-
-
Buy Apartment Outside City Center(m2)
$2,227Rp 40.0M
-
-
💵 Salaries & Financials
Ubud, Bali
Ludvika
Difference
Average Monthly Net Salary(After Tax)
$167Rp 3.0M
$3,924SEK 38.0K
-95.74%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4
232.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for Ludvika: July 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $992 in Ubud, Bali versus $465 in Ludvika. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2250% higher in Ludvika, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $32.00 in Ubud, Bali versus $70.0 in Ludvika. Monthly groceries follow the same trend: $297 vs $383 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Ludvika: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Ludvika?
Ludvika costs about 12% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali and in Ludvika?
For a comfortable life, plan on about $2,112 per month in Ubud, Bali and $2,367 in Ludvika. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Ludvika?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Ubud, Bali and in Ludvika?
Kindergarten costs $305 per month in Ubud, Bali and $143 in Ludvika. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Ubud, Bali or in Ludvika?
Groceries cost about 29% more in Ludvika, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ubud, Bali or in Ludvika?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Ludvika at $1,578. In Ubud, Bali it covers expenses comfortably, while in Ludvika it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Ludvika?
For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $1,578 in Ludvika. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Ludvika?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or to Ludvika?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ludvika makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared