🙂A single person spends $1,419 per month in Ubud, Bali vs $1,597 in Ludvika, rent included.
🙂A couple spends around $2,540 per month in Ubud, Bali vs $2,659 in Ludvika, rent included.
🙂A family of three spends $3,660 per month in Ubud, Bali vs $3,721 in Ludvika, rent included.
🙂Ubud, Bali is about 11% cheaper than Ludvika, driven mainly by Eating Out.
📊Both Ubud, Bali and Ludvika sit above the global median – Ubud, Bali by 6%, Ludvika by 19%.
Currency
🍽 Eating Out
Ubud, Bali
Ludvika
Difference
Meal at Budget Restaurant
$3.56Rp 63.9K
$13.30SEK 125
-73.23%
Three-Course Dinner for Two, Mid-Range
$32.73Rp 586.8K
$67.2SEK 632
-51.32%
Fast Food Meal(McDonalds, etc)
$4.95Rp 88.7K
$10.35SEK 97.2
-52.17%
Cappuccino
$2.71Rp 48.6K
$4.70SEK 44.10
-42.34%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.34Rp 24.1K
$2.69SEK 25.28
-50.19%
Water(0.33 liter bottle)
$0.70Rp 12.5K
$2.49SEK 23.42
-71.89%
Local Beer(0.5 liter draught)
$2.92Rp 52.3K
$7.32SEK 68.8
-60.11%
Imported Beer(0.33 liter bottle)
$3.96Rp 70.9K
$7.46SEK 70.1
-46.92%
🛒 Groceries & Markets
Ubud, Bali
Ludvika
Difference
Milk(1 liter)
$1.81Rp 32.4K
$1.78SEK 16.73
1.69%
White Bread(500g)
$2.52Rp 45.1K
$2.81SEK 26.41
-10.32%
Rice(white)(1kg)
$1.16Rp 20.8K
$4.02SEK 37.80
-71.14%
Eggs
$2.46Rp 44.1K
$4.03SEK 37.86
-38.96%
Local Cheese(1kg)
$14.71Rp 263.7K
$14.00SEK 132
5.07%
Chicken Fillets(1kg)
$4.32Rp 77.4K
$14.79SEK 139
-70.79%
Beef Round Steak(1kg)
$12.14Rp 217.5K
$15.67SEK 147
-22.53%
Apples(1kg)
$3.84Rp 68.8K
$3.56SEK 33.41
7.87%
Banana(1kg)
$1.56Rp 27.9K
$2.60SEK 24.46
-40.00%
Oranges(1kg)
$2.83Rp 50.8K
$3.80SEK 35.68
-25.53%
Tomato(1kg)
$2.33Rp 41.7K
$4.39SEK 41.25
-46.92%
Potato(1kg)
$1.91Rp 34.3K
$1.49SEK 13.97
28.19%
Onion(1kg)
$2.20Rp 39.5K
$2.12SEK 19.96
3.77%
Lettuce(1 head)
$1.01Rp 18.2K
$2.70SEK 25.38
-62.59%
Water(1.5 liter bottle)
$0.78Rp 13.9K
$1.59SEK 14.90
-50.94%
Cigarettes 20 Pack(Marlboro, Camel)
$3.32Rp 59.4K
$7.23SEK 67.9
-54.08%
Wine(Bottle)
$23.74Rp 425.5K
$10.82SEK 102
119.41%
Local Beer(0.5 liter bottle)
$2.79Rp 50.0K
$1.80SEK 16.87
55.00%
Imported Beer(0.33 liter bottle)
$2.86Rp 51.3K
$1.89SEK 17.78
51.32%
🚌 Getting Around
Ubud, Bali
Ludvika
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,819
$3.20SEK 30.06
-91.56%
Public Transport Monthly Pass(Regular Price)
$8.03Rp 143.9K
$54.6SEK 513
-85.28%
Taxi Start(Normal Tariff)
$0.46Rp 8,181
$14.73SEK 138
-96.88%
Taxi(Normal Tariff)(1km)
$0.45Rp 8,068
$1.58SEK 14.86
-71.52%
Taxi 1hour Waiting(Normal Tariff)
$6.10Rp 109.3K
$21.02SEK 197
-70.98%
Gasoline(1 liter)
$0.79Rp 14.2K
$1.88SEK 17.66
-57.98%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRp 468.8M
$33.1KSEK 311.1K
-21.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1KRp 575.8M
$34.2KSEK 321.7K
-6.20%
🧾 Monthly Utilities & Internet
Ubud, Bali
Ludvika
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.9Rp 1.4M
$89.1SEK 837
-10.29%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.06Rp 72.9K
$21.23SEK 199
-80.88%
Internet(50+ Mbps, Unlimited Data)
$23.52Rp 421.6K
$36.07SEK 339
-34.79%
🎉 Sport & Entertainment
Ubud, Bali
Ludvika
Difference
Gym Membership(Monthly)
$98.7Rp 1.8M
$31.44SEK 295
213.93%
Tennis Court(1 Hour on Weekend)
$6.63Rp 118.8K
$52.7SEK 495
-87.41%
Cinema Ticket
$4.15Rp 74.3K
$15.80SEK 148
-73.73%
🧸 Childcare & Education
Ubud, Bali
Ludvika
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$304Rp 5.4M
$142SEK 1,334
114.03%
International Primary School, 1 Child(Yearly)
$6,613Rp 118.5M
$741SEK 6,958
792.74%
👕👟 Clothing & Footwear
Ubud, Bali
Ludvika
Difference
Jeans(Levis 501 Or Similar)
$55.5Rp 995.6K
$105SEK 989
-47.25%
Summer Dress(H&M, Zara, etc)
$38.31Rp 686.7K
$43.97SEK 413
-12.87%
Sport Shoes(Adidas, Nike)
$88.6Rp 1.6M
$116SEK 1,087
-23.46%
Men's Leather Business Shoes
$77.9Rp 1.4M
$155SEK 1,451
-49.60%
🏠 Accommodation & Living
Ubud, Bali
Ludvika
Difference
1-bedroom Apartment, City Center(Monthly)
$1,006Rp 18.0M
$483SEK 4,540
108.25%
1-bedroom Apartment, Outside City Center(Monthly)
$675Rp 12.1M
$458SEK 4,306
47.33%
3-bedroom Apartment, City Center(Monthly)
$3,442Rp 61.7M
$997SEK 9,365
245.22%
3-bedroom Apartment, Outside City Center(Monthly)
$2,039Rp 36.6M
$986SEK 9,266
106.74%
Buy Apartment in City Center(m2)
$2,841Rp 50.9M
-
-
Buy Apartment Outside City Center(m2)
$2,264Rp 40.6M
-
-
💵 Salaries & Financials
Ubud, Bali
Ludvika
Difference
Average Monthly Net Salary(After Tax)
$165Rp 3.0M
$4,079SEK 38.3K
-95.95%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
4
232.00%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: June 1, 2026
Last update for Ludvika: May 31, 2026
Cost Breakdown
🏠A central one-bedroom costs $1,006 in Ubud, Bali versus $483 in Ludvika. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2369% higher in Ludvika, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $33.00 in Ubud, Bali versus $67.0 in Ludvika. Monthly groceries follow the same trend: $302 vs $385 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Ludvika: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Ludvika?
Ludvika costs about 12% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ubud, Bali vs Ludvika?
For a comfortable life, plan on about $2,129 per month in Ubud, Bali and $2,395 in Ludvika. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ubud, Bali or Ludvika?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Ubud, Bali and Ludvika?
Kindergarten costs $304 per month in Ubud, Bali and $142 in Ludvika. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Ubud, Bali or Ludvika?
Groceries cost about 27% more in Ludvika, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ubud, Bali or Ludvika?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Ludvika at $1,597. In Ubud, Bali it covers expenses comfortably, while in Ludvika it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ubud, Bali or Ludvika?
For digital nomads, it depends on budget. Ubud, Bali costs $1,419 versus $1,597 in Ludvika. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ubud, Bali compared to Ludvika?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ubud, Bali or Ludvika?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ludvika makes more sense. Both are solid long-term options with distinct trade-offs.
Ubud, Bali vs other spots: cost of living compared