😐A single person spends $1,578 per month in Ludvika vs $1,408 in Ubud, Bali, rent included.
😐A couple spends around $2,644 per month in Ludvika vs $2,585 in Ubud, Bali, rent included.
🙂A family of three spends $3,710 per month in Ludvika vs $3,763 in Ubud, Bali, rent included.
😐Ludvika costs about 12% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Ludvika and Ubud, Bali sit above the global median – Ludvika by 18%, Ubud, Bali by 5%.
Currency
🍽 Eating Out
Ludvika
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.12SEK 127
$3.45Rp 62.0K
280.29%
Three-Course Dinner for Two, Mid-Range
$69.9SEK 675
$32.34Rp 580.1K
116.05%
Fast Food Meal(McDonalds, etc)
$10.66SEK 103
$4.84Rp 86.9K
120.25%
Cappuccino
$4.60SEK 44.47
$2.75Rp 49.3K
67.27%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.72SEK 26.25
$1.38Rp 24.8K
97.10%
Water(0.33 liter bottle)
$2.49SEK 24.09
$0.75Rp 13.5K
232.00%
Local Beer(0.5 liter draught)
$7.22SEK 69.8
$2.99Rp 53.7K
141.47%
Imported Beer(0.33 liter bottle)
$7.55SEK 72.9
$3.85Rp 69.1K
96.10%
🛒 Groceries & Markets
Ludvika
Ubud, Bali
Difference
Milk(1 liter)
$1.86SEK 18.02
$1.74Rp 31.1K
6.90%
White Bread(500g)
$2.81SEK 27.19
$2.46Rp 44.1K
14.23%
Rice(white)(1kg)
$4.04SEK 39.03
$1.17Rp 21.0K
245.30%
Eggs
$3.87SEK 37.37
$2.43Rp 43.6K
59.26%
Local Cheese(1kg)
$13.90SEK 134
$14.50Rp 260.2K
-4.14%
Chicken Fillets(1kg)
$14.90SEK 144
$4.35Rp 78.0K
242.53%
Beef Round Steak(1kg)
$15.79SEK 153
$11.98Rp 214.9K
31.80%
Apples(1kg)
$3.51SEK 33.95
$3.72Rp 66.7K
-5.65%
Banana(1kg)
$2.59SEK 25.06
$1.63Rp 29.2K
58.90%
Oranges(1kg)
$3.76SEK 36.37
$2.74Rp 49.2K
37.23%
Tomato(1kg)
$4.34SEK 41.96
$2.24Rp 40.2K
93.75%
Potato(1kg)
$1.50SEK 14.52
$1.92Rp 34.4K
-21.87%
Onion(1kg)
$2.17SEK 21.00
$2.28Rp 40.8K
-4.82%
Lettuce(1 head)
$2.67SEK 25.77
$1.06Rp 19.1K
151.89%
Water(1.5 liter bottle)
$1.58SEK 15.25
$0.72Rp 12.9K
119.44%
Cigarettes 20 Pack(Marlboro, Camel)
$7.46SEK 72.1
$3.29Rp 58.9K
126.75%
Wine(Bottle)
$10.24SEK 99.0
$23.19Rp 416.1K
-55.84%
Local Beer(0.5 liter bottle)
$1.71SEK 16.49
$2.78Rp 49.8K
-38.49%
Imported Beer(0.33 liter bottle)
$1.92SEK 18.52
$2.73Rp 49.0K
-29.67%
🚌 Getting Around
Ludvika
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.11SEK 30.02
$0.27Rp 4,778
1051.85%
Public Transport Monthly Pass(Regular Price)
$54.8SEK 530
$8.11Rp 145.4K
575.96%
Taxi Start(Normal Tariff)
$14.39SEK 139
$0.48Rp 8,659
2897.92%
Taxi(Normal Tariff)(1km)
$1.64SEK 15.89
$0.42Rp 7,532
290.48%
Taxi 1hour Waiting(Normal Tariff)
$20.84SEK 201
$6.22Rp 111.6K
235.05%
Gasoline(1 liter)
$1.80SEK 17.42
$0.81Rp 14.6K
122.22%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.8KSEK 317.4K
$26.6KRp 477.4M
23.39%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.2KSEK 330.4K
$32.2KRp 577.4M
6.18%
🧾 Monthly Utilities & Internet
Ludvika
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$88.9SEK 860
$78.4Rp 1.4M
13.49%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.40SEK 207
$4.07Rp 73.0K
425.80%
Internet(50+ Mbps, Unlimited Data)
$36.39SEK 352
$24.33Rp 436.4K
49.57%
🎉 Sport & Entertainment
Ludvika
Ubud, Bali
Difference
Gym Membership(Monthly)
$32.17SEK 311
$98.6Rp 1.8M
-67.38%
Tennis Court(1 Hour on Weekend)
$53.6SEK 519
$6.34Rp 113.7K
746.06%
Cinema Ticket
$16.00SEK 155
$3.99Rp 71.5K
301.00%
🧸 Childcare & Education
Ludvika
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$143SEK 1,384
$305Rp 5.5M
-53.07%
International Primary School, 1 Child(Yearly)
$748SEK 7,226
$6,642Rp 119.2M
-88.75%
👕👟 Clothing & Footwear
Ludvika
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$106SEK 1,027
$54.1Rp 971.2K
96.16%
Summer Dress(H&M, Zara, etc)
$43.50SEK 421
$37.81Rp 678.2K
15.05%
Sport Shoes(Adidas, Nike)
$115SEK 1,112
$86.8Rp 1.6M
32.47%
Men's Leather Business Shoes
$155SEK 1,495
$76.4Rp 1.4M
102.58%
🏠 Accommodation & Living
Ludvika
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$465SEK 4,498
$992Rp 17.8M
-53.08%
1-bedroom Apartment, Outside City Center(Monthly)
$447SEK 4,322
$673Rp 12.1M
-33.53%
3-bedroom Apartment, City Center(Monthly)
$1,012SEK 9,785
$3,375Rp 60.5M
-70.01%
3-bedroom Apartment, Outside City Center(Monthly)
$989SEK 9,563
$2,050Rp 36.8M
-51.75%
Buy Apartment in City Center(m2)
-
$2,805Rp 50.3M
-
Buy Apartment Outside City Center(m2)
-
$2,227Rp 39.9M
-
💵 Salaries & Financials
Ludvika
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,924SEK 37.9K
$167Rp 3.0M
2250.14%
20-Year Fixed Mortgage Interest Rate(Annual %)
4
13.28
-69.88%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ludvika: July 14, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A central one-bedroom costs $465 in Ludvika versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2250% higher in Ludvika, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $70.0 in Ludvika versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $383 vs $297 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ludvika vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ludvika or Ubud, Bali?
Ludvika costs about 12% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ludvika and in Ubud, Bali?
For a comfortable life, plan on about $2,367 per month in Ludvika and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ludvika or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Ludvika and in Ubud, Bali?
Kindergarten costs $143 per month in Ludvika and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Ludvika or in Ubud, Bali?
Groceries cost about 29% more in Ludvika, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ludvika or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,408, than in Ludvika at $1,578. In Ubud, Bali it covers expenses comfortably, while in Ludvika it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ludvika or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,408 versus $1,578 in Ludvika. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ludvika compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ludvika or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ludvika makes more sense. Both are solid long-term options with distinct trade-offs.