😐A single person spends $1,597 per month in Ludvika vs $1,419 in Ubud, Bali, rent included.
😐A couple spends around $2,659 per month in Ludvika vs $2,540 in Ubud, Bali, rent included.
😐A family of three spends $3,721 per month in Ludvika vs $3,660 in Ubud, Bali, rent included.
😐Ludvika costs about 12% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Ludvika and Ubud, Bali sit above the global median – Ludvika by 19%, Ubud, Bali by 6%.
Currency
🍽 Eating Out
Ludvika
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.30SEK 124
$3.56Rp 63.7K
273.60%
Three-Course Dinner for Two, Mid-Range
$67.2SEK 627
$32.73Rp 584.5K
105.41%
Fast Food Meal(McDonalds, etc)
$10.35SEK 96.5
$4.95Rp 88.4K
109.09%
Cappuccino
$4.70SEK 43.81
$2.71Rp 48.4K
73.43%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.69SEK 25.11
$1.34Rp 24.0K
100.75%
Water(0.33 liter bottle)
$2.49SEK 23.26
$0.70Rp 12.5K
255.71%
Local Beer(0.5 liter draught)
$7.32SEK 68.3
$2.92Rp 52.1K
150.68%
Imported Beer(0.33 liter bottle)
$7.46SEK 69.6
$3.96Rp 70.7K
88.38%
🛒 Groceries & Markets
Ludvika
Ubud, Bali
Difference
Milk(1 liter)
$1.78SEK 16.61
$1.81Rp 32.3K
-1.66%
White Bread(500g)
$2.81SEK 26.23
$2.52Rp 45.0K
11.51%
Rice(white)(1kg)
$4.02SEK 37.55
$1.16Rp 20.7K
246.55%
Eggs
$4.03SEK 37.61
$2.46Rp 43.9K
63.82%
Local Cheese(1kg)
$14.00SEK 131
$14.71Rp 262.7K
-4.83%
Chicken Fillets(1kg)
$14.79SEK 138
$4.32Rp 77.1K
242.36%
Beef Round Steak(1kg)
$15.67SEK 146
$12.14Rp 216.7K
29.08%
Apples(1kg)
$3.56SEK 33.19
$3.84Rp 68.6K
-7.29%
Banana(1kg)
$2.60SEK 24.30
$1.56Rp 27.8K
66.67%
Oranges(1kg)
$3.80SEK 35.44
$2.83Rp 50.6K
34.28%
Tomato(1kg)
$4.39SEK 40.98
$2.33Rp 41.5K
88.41%
Potato(1kg)
$1.49SEK 13.87
$1.91Rp 34.2K
-21.99%
Onion(1kg)
$2.12SEK 19.83
$2.20Rp 39.3K
-3.64%
Lettuce(1 head)
$2.70SEK 25.21
$1.01Rp 18.1K
167.33%
Water(1.5 liter bottle)
$1.59SEK 14.80
$0.78Rp 13.8K
103.85%
Cigarettes 20 Pack(Marlboro, Camel)
$7.23SEK 67.5
$3.32Rp 59.2K
117.77%
Wine(Bottle)
$10.82SEK 101
$23.74Rp 423.9K
-54.42%
Local Beer(0.5 liter bottle)
$1.80SEK 16.75
$2.79Rp 49.8K
-35.48%
Imported Beer(0.33 liter bottle)
$1.89SEK 17.66
$2.86Rp 51.1K
-33.92%
🚌 Getting Around
Ludvika
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$3.20SEK 29.86
$0.27Rp 4,800
1085.19%
Public Transport Monthly Pass(Regular Price)
$54.6SEK 509
$8.03Rp 143.4K
579.45%
Taxi Start(Normal Tariff)
$14.73SEK 137
$0.46Rp 8,150
3102.17%
Taxi(Normal Tariff)(1km)
$1.58SEK 14.76
$0.45Rp 8,037
251.11%
Taxi 1hour Waiting(Normal Tariff)
$21.02SEK 196
$6.10Rp 108.9K
244.59%
Gasoline(1 liter)
$1.88SEK 17.54
$0.79Rp 14.2K
137.97%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1KSEK 309.0K
$26.1KRp 467.0M
26.64%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$34.2KSEK 319.5K
$32.1KRp 573.6M
6.61%
🧾 Monthly Utilities & Internet
Ludvika
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$89.1SEK 831
$79.9Rp 1.4M
11.47%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$21.23SEK 198
$4.06Rp 72.6K
422.91%
Internet(50+ Mbps, Unlimited Data)
$36.07SEK 337
$23.52Rp 420.0K
53.36%
🎉 Sport & Entertainment
Ludvika
Ubud, Bali
Difference
Gym Membership(Monthly)
$31.44SEK 293
$98.7Rp 1.8M
-68.15%
Tennis Court(1 Hour on Weekend)
$52.7SEK 491
$6.63Rp 118.4K
694.12%
Cinema Ticket
$15.80SEK 147
$4.15Rp 74.1K
280.72%
🧸 Childcare & Education
Ludvika
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$142SEK 1,325
$304Rp 5.4M
-53.28%
International Primary School, 1 Child(Yearly)
$741SEK 6,912
$6,613Rp 118.1M
-88.80%
👕👟 Clothing & Footwear
Ludvika
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$105SEK 982
$55.5Rp 991.8K
89.56%
Summer Dress(H&M, Zara, etc)
$43.97SEK 410
$38.31Rp 684.1K
14.77%
Sport Shoes(Adidas, Nike)
$116SEK 1,080
$88.6Rp 1.6M
30.65%
Men's Leather Business Shoes
$155SEK 1,442
$77.9Rp 1.4M
98.42%
🏠 Accommodation & Living
Ludvika
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$483SEK 4,510
$1,006Rp 18.0M
-51.98%
1-bedroom Apartment, Outside City Center(Monthly)
$458SEK 4,277
$675Rp 12.1M
-32.13%
3-bedroom Apartment, City Center(Monthly)
$997SEK 9,303
$3,442Rp 61.5M
-71.03%
3-bedroom Apartment, Outside City Center(Monthly)
$986SEK 9,205
$2,039Rp 36.4M
-51.63%
Buy Apartment in City Center(m2)
-
$2,841Rp 50.7M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
Ludvika
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$4,079SEK 38.1K
$165Rp 3.0M
2368.57%
20-Year Fixed Mortgage Interest Rate(Annual %)
4
13.28
-69.88%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ludvika: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A central one-bedroom costs $483 in Ludvika versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2369% higher in Ludvika, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $67.0 in Ludvika versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $385 vs $302 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ludvika vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ludvika or Ubud, Bali?
Ludvika costs about 12% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ludvika vs Ubud, Bali?
For a comfortable life, plan on about $2,395 per month in Ludvika and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ludvika or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do childcare costs compare in Ludvika and Ubud, Bali?
Kindergarten costs $142 per month in Ludvika and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in Ludvika or Ubud, Bali?
Groceries cost about 27% more in Ludvika, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $1,000/month in Ludvika or Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,419, than in Ludvika at $1,597. In Ubud, Bali it covers expenses comfortably, while in Ludvika it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ludvika or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,419 versus $1,597 in Ludvika. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ludvika compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ludvika or Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ludvika makes more sense. Both are solid long-term options with distinct trade-offs.