Cost of Living Comparison Between Ludvika and Ubud, Bali Cost of Living Comparison Between Ludvika and Ubud, Bali

Monthly Cost of Living

A single person spends $1,555 per month in Ludvika vs $1,374 in Ubud, Bali, rent included.

A couple spends around $2,588 per month in Ludvika vs $2,313 in Ubud, Bali, rent included.

A family of three spends $3,621 per month in Ludvika vs $3,252 in Ubud, Bali, rent included.

Ludvika costs about 13% more than Ubud, Bali, driven mainly by Eating Out.

Both Ludvika and Ubud, Bali sit above the global median – Ludvika by 15%, Ubud, Bali by 2%.

Currency
🍽 Eating Out
Ludvika
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.90 SEK 140
$3.32 Rp 59.6K
318.67%
Three-Course Dinner for Two, Mid-Range
$66.2 SEK 664
$35.33 Rp 633.8K
87.29%
Fast Food Meal (McDonalds, etc)
$10.24 SEK 103
$5.33 Rp 95.7K
92.12%
Cappuccino
$4.40 SEK 44.14
$2.75 Rp 49.4K
60.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.69 SEK 27.04
$1.73 Rp 31.0K
55.49%
Water (0.33 liter bottle)
$2.20 SEK 22.11
$0.80 Rp 14.3K
175.00%
Local Beer (0.5 liter draught)
$7.18 SEK 72.1
$2.95 Rp 52.9K
143.39%
Imported Beer (0.33 liter bottle)
$7.02 SEK 70.5
$4.44 Rp 79.6K
58.11%
🛒 Groceries & Markets
Ludvika
Ubud, Bali
Difference
Milk (1 liter)
$1.72 SEK 17.23
$1.50 Rp 26.9K
14.67%
White Bread (500g)
$2.64 SEK 26.54
$2.30 Rp 41.2K
14.78%
Rice (white) (1kg)
$3.74 SEK 37.52
$1.10 Rp 19.7K
240.00%
Eggs
$4.96 SEK 49.83
$2.16 Rp 38.7K
129.63%
Local Cheese (1kg)
$13.52 SEK 136
$17.09 Rp 306.5K
-20.89%
Chicken Fillets (1kg)
$13.10 SEK 132
$3.88 Rp 69.6K
237.63%
Beef Round Steak (1kg)
$27.66 SEK 278
$11.92 Rp 213.8K
132.05%
Apples (1kg)
$3.14 SEK 31.50
$3.57 Rp 64.0K
-12.04%
Banana (1kg)
$3.32 SEK 33.34
$1.58 Rp 28.4K
110.13%
Oranges (1kg)
$3.62 SEK 36.36
$2.36 Rp 42.4K
53.39%
Tomato (1kg)
$4.20 SEK 42.14
$1.97 Rp 35.3K
113.20%
Potato (1kg)
$1.43 SEK 14.38
$1.81 Rp 32.4K
-20.99%
Onion (1kg)
$1.80 SEK 18.10
$2.39 Rp 42.9K
-24.69%
Lettuce (1 head)
$2.22 SEK 22.30
$1.02 Rp 18.3K
117.65%
Water (1.5 liter bottle)
$1.47 SEK 14.75
$0.49 Rp 8,815
200.00%
Cigarettes 20 Pack (Marlboro, Camel)
$7.21 SEK 72.4
$2.25 Rp 40.3K
220.44%
Wine (Bottle)
$9.85 SEK 98.9
$22.30 Rp 400.0K
-55.83%
Local Beer (0.5 liter bottle)
$1.94 SEK 19.46
$2.37 Rp 42.5K
-18.14%
Imported Beer (0.33 liter bottle)
$2.29 SEK 22.97
$2.90 Rp 51.9K
-21.03%
🚌 Getting Around
Ludvika
Ubud, Bali
Difference
One-way Ticket (Public Transport)
-
$0.25 Rp 4,469
-
Public Transport Monthly Pass (Regular Price)
-
$8.55 Rp 153.4K
-
Taxi Start (Normal Tariff)
$12.95 SEK 130
$0.44 Rp 7,927
2843.18%
Taxi (Normal Tariff) (1km)
$1.96 SEK 19.65
$0.42 Rp 7,575
366.67%
Taxi 1hour Waiting (Normal Tariff)
$81.5 SEK 818
$5.66 Rp 101.6K
1339.75%
Gasoline (1 liter)
$1.76 SEK 17.63
$0.81 Rp 14.6K
117.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K SEK 332.2K
$23.7K Rp 425.9M
39.36%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.6K SEK 327.3K
$31.0K Rp 555.7M
5.21%
🧾 Monthly Utilities & Internet
Ludvika
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$98.6 SEK 990
$82.3 Rp 1.5M
19.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.98 SEK 201
$6.30 Rp 113.0K
217.14%
Internet (50+ Mbps, Unlimited Data)
$46.52 SEK 467
$18.63 Rp 334.3K
149.70%
🎉 Sport & Entertainment
Ludvika
Ubud, Bali
Difference
Gym Membership (Monthly)
$30.59 SEK 307
$54.7 Rp 981.8K
-44.11%
Tennis Court (1 Hour on Weekend)
$49.90 SEK 501
$18.45 Rp 330.9K
170.46%
Cinema Ticket
$15.93 SEK 160
$4.24 Rp 76.0K
275.71%
🧸 Childcare & Education
Ludvika
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$219 SEK 2,203
$484 Rp 8.7M
-54.69%
International Primary School, 1 Child (Yearly)
-
$5,590 Rp 100.3M
-
👕👟 Clothing & Footwear
Ludvika
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$97.5 SEK 979
$45.77 Rp 821.1K
113.07%
Summer Dress (H&M, Zara, etc)
$53.0 SEK 532
$35.69 Rp 640.3K
48.39%
Sport Shoes (Adidas, Nike)
$93.3 SEK 937
$78.3 Rp 1.4M
19.15%
Men's Leather Business Shoes
$215 SEK 2,163
$80.1 Rp 1.4M
168.78%
🏠 Accommodation & Living
Ludvika
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$448 SEK 4,502
$1,147 Rp 20.6M
-60.89%
1-bedroom Apartment, Outside City Center (Monthly)
$424 SEK 4,262
$678 Rp 12.2M
-37.41%
3-bedroom Apartment, City Center (Monthly)
$970 SEK 9,743
$3,504 Rp 62.9M
-72.31%
3-bedroom Apartment, Outside City Center (Monthly)
$966 SEK 9,705
$1,688 Rp 30.3M
-42.75%
Buy Apartment in City Center (m2)
-
$2,788 Rp 50.0M
-
Buy Apartment Outside City Center (m2)
-
$2,257 Rp 40.5M
-
💵 Salaries & Financials
Ludvika
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$3,695 SEK 37.1K
$165 Rp 3.0M
2138.37%
20-Year Fixed Mortgage Interest Rate (Annual %)
3.2
13.78
-76.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ludvika: September 27, 2026

Last update for Ubud, Bali: September 28, 2026

Cost Breakdown

A central one-bedroom costs $448 in Ludvika versus $1,147 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2138% higher in Ludvika, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Ludvika versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $407 vs $286 – making Ubud, Bali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ludvika vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ludvika or Ubud, Bali?
Ludvika costs about 13% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ludvika and in Ubud, Bali?
For a comfortable life, plan on about $2,332 per month in Ludvika and $2,062 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ludvika or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Ludvika compared to Ubud, Bali?
Monthly expenses with rent come to $1,555 in Ludvika and $1,374 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Ludvika and in Ubud, Bali?
Kindergarten costs $219 per month in Ludvika and $484 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ludvika or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,374, than in Ludvika at $1,555. In Ubud, Bali it covers expenses comfortably, while in Ludvika it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ludvika or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,374 versus $1,555 in Ludvika. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ludvika compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ludvika or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ludvika makes more sense. Both are solid long-term options with distinct trade-offs.

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