😐A single person spends $1,555 per month in Ludvika vs $1,374 in Ubud, Bali, rent included.
😐A couple spends around $2,588 per month in Ludvika vs $2,313 in Ubud, Bali, rent included.
😐A family of three spends $3,621 per month in Ludvika vs $3,252 in Ubud, Bali, rent included.
😐Ludvika costs about 13% more than Ubud, Bali, driven mainly by Eating Out.
📊Both Ludvika and Ubud, Bali sit above the global median – Ludvika by 15%, Ubud, Bali by 2%.
Currency
🍽 Eating Out
Ludvika
Ubud, Bali
Difference
Meal at Budget Restaurant
$13.90SEK 140
$3.32Rp 59.6K
318.67%
Three-Course Dinner for Two, Mid-Range
$66.2SEK 664
$35.33Rp 633.8K
87.29%
Fast Food Meal(McDonalds, etc)
$10.24SEK 103
$5.33Rp 95.7K
92.12%
Cappuccino
$4.40SEK 44.14
$2.75Rp 49.4K
60.00%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.69SEK 27.04
$1.73Rp 31.0K
55.49%
Water(0.33 liter bottle)
$2.20SEK 22.11
$0.80Rp 14.3K
175.00%
Local Beer(0.5 liter draught)
$7.18SEK 72.1
$2.95Rp 52.9K
143.39%
Imported Beer(0.33 liter bottle)
$7.02SEK 70.5
$4.44Rp 79.6K
58.11%
🛒 Groceries & Markets
Ludvika
Ubud, Bali
Difference
Milk(1 liter)
$1.72SEK 17.23
$1.50Rp 26.9K
14.67%
White Bread(500g)
$2.64SEK 26.54
$2.30Rp 41.2K
14.78%
Rice(white)(1kg)
$3.74SEK 37.52
$1.10Rp 19.7K
240.00%
Eggs
$4.96SEK 49.83
$2.16Rp 38.7K
129.63%
Local Cheese(1kg)
$13.52SEK 136
$17.09Rp 306.5K
-20.89%
Chicken Fillets(1kg)
$13.10SEK 132
$3.88Rp 69.6K
237.63%
Beef Round Steak(1kg)
$27.66SEK 278
$11.92Rp 213.8K
132.05%
Apples(1kg)
$3.14SEK 31.50
$3.57Rp 64.0K
-12.04%
Banana(1kg)
$3.32SEK 33.34
$1.58Rp 28.4K
110.13%
Oranges(1kg)
$3.62SEK 36.36
$2.36Rp 42.4K
53.39%
Tomato(1kg)
$4.20SEK 42.14
$1.97Rp 35.3K
113.20%
Potato(1kg)
$1.43SEK 14.38
$1.81Rp 32.4K
-20.99%
Onion(1kg)
$1.80SEK 18.10
$2.39Rp 42.9K
-24.69%
Lettuce(1 head)
$2.22SEK 22.30
$1.02Rp 18.3K
117.65%
Water(1.5 liter bottle)
$1.47SEK 14.75
$0.49Rp 8,815
200.00%
Cigarettes 20 Pack(Marlboro, Camel)
$7.21SEK 72.4
$2.25Rp 40.3K
220.44%
Wine(Bottle)
$9.85SEK 98.9
$22.30Rp 400.0K
-55.83%
Local Beer(0.5 liter bottle)
$1.94SEK 19.46
$2.37Rp 42.5K
-18.14%
Imported Beer(0.33 liter bottle)
$2.29SEK 22.97
$2.90Rp 51.9K
-21.03%
🚌 Getting Around
Ludvika
Ubud, Bali
Difference
One-way Ticket(Public Transport)
-
$0.25Rp 4,469
-
Public Transport Monthly Pass(Regular Price)
-
$8.55Rp 153.4K
-
Taxi Start(Normal Tariff)
$12.95SEK 130
$0.44Rp 7,927
2843.18%
Taxi(Normal Tariff)(1km)
$1.96SEK 19.65
$0.42Rp 7,575
366.67%
Taxi 1hour Waiting(Normal Tariff)
$81.5SEK 818
$5.66Rp 101.6K
1339.75%
Gasoline(1 liter)
$1.76SEK 17.63
$0.81Rp 14.6K
117.28%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1KSEK 332.2K
$23.7KRp 425.9M
39.36%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.6KSEK 327.3K
$31.0KRp 555.7M
5.21%
🧾 Monthly Utilities & Internet
Ludvika
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$98.6SEK 990
$82.3Rp 1.5M
19.73%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$19.98SEK 201
$6.30Rp 113.0K
217.14%
Internet(50+ Mbps, Unlimited Data)
$46.52SEK 467
$18.63Rp 334.3K
149.70%
🎉 Sport & Entertainment
Ludvika
Ubud, Bali
Difference
Gym Membership(Monthly)
$30.59SEK 307
$54.7Rp 981.8K
-44.11%
Tennis Court(1 Hour on Weekend)
$49.90SEK 501
$18.45Rp 330.9K
170.46%
Cinema Ticket
$15.93SEK 160
$4.24Rp 76.0K
275.71%
🧸 Childcare & Education
Ludvika
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$219SEK 2,203
$484Rp 8.7M
-54.69%
International Primary School, 1 Child(Yearly)
-
$5,590Rp 100.3M
-
👕👟 Clothing & Footwear
Ludvika
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$97.5SEK 979
$45.77Rp 821.1K
113.07%
Summer Dress(H&M, Zara, etc)
$53.0SEK 532
$35.69Rp 640.3K
48.39%
Sport Shoes(Adidas, Nike)
$93.3SEK 937
$78.3Rp 1.4M
19.15%
Men's Leather Business Shoes
$215SEK 2,163
$80.1Rp 1.4M
168.78%
🏠 Accommodation & Living
Ludvika
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$448SEK 4,502
$1,147Rp 20.6M
-60.89%
1-bedroom Apartment, Outside City Center(Monthly)
$424SEK 4,262
$678Rp 12.2M
-37.41%
3-bedroom Apartment, City Center(Monthly)
$970SEK 9,743
$3,504Rp 62.9M
-72.31%
3-bedroom Apartment, Outside City Center(Monthly)
$966SEK 9,705
$1,688Rp 30.3M
-42.75%
Buy Apartment in City Center(m2)
-
$2,788Rp 50.0M
-
Buy Apartment Outside City Center(m2)
-
$2,257Rp 40.5M
-
💵 Salaries & Financials
Ludvika
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$3,695SEK 37.1K
$165Rp 3.0M
2138.37%
20-Year Fixed Mortgage Interest Rate(Annual %)
3.2
13.78
-76.78%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ludvika: September 27, 2026
Last update for Ubud, Bali: September 28, 2026
Cost Breakdown
🏠A central one-bedroom costs $448 in Ludvika versus $1,147 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 2138% higher in Ludvika, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.
🛒A mid-range dinner for two costs $66.0 in Ludvika versus $35.00 in Ubud, Bali. Monthly groceries follow the same trend: $407 vs $286 – making Ubud, Bali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ludvika vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ludvika or Ubud, Bali?
Ludvika costs about 13% more than Ubud, Bali, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in Ludvika and in Ubud, Bali?
For a comfortable life, plan on about $2,332 per month in Ludvika and $2,062 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, Ludvika or Ubud, Bali?
Rent is clearly cheaper in Ubud, Bali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in Ludvika compared to Ubud, Bali?
Monthly expenses with rent come to $1,555 in Ludvika and $1,374 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.
How do childcare costs compare in Ludvika and in Ubud, Bali?
Kindergarten costs $219 per month in Ludvika and $484 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,000/month in Ludvika or in Ubud, Bali?
A $1,000 monthly budget goes further in Ubud, Bali, where all-in costs run around $1,374, than in Ludvika at $1,555. In Ubud, Bali it covers expenses comfortably, while in Ludvika it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, Ludvika or Ubud, Bali?
For digital nomads, it depends on budget. Ubud, Bali costs $1,374 versus $1,555 in Ludvika. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is Ludvika compared to Ubud, Bali?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to Ludvika or to Ubud, Bali?
If budget matters most, go with Ubud, Bali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ludvika makes more sense. Both are solid long-term options with distinct trade-offs.