Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and London, KY

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,351 in London, KY, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index
113

Cost of Living Index in London, KY
Learn more

London, KY Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

London, KY

🇺🇸 United States

$2,351

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in London, KY

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in London, KY actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,351 in London, KY.

Ubud, Bali $1,353
London, KY $2,351

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,361 in London, KY.

Ubud, Bali $2,297
London, KY $3,361

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,372 in London, KY.

Ubud, Bali $3,241
London, KY $4,372

Living in Ubud, Bali costs roughly 42% less than in London, KY, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, London, KY 73% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$15.06 $15.06

-78.55%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$50.6 $50.6

-31.08%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$9.93 $9.93

-42.60%

Cappuccino

$2.62 Rp 47.1K

$5.03 $5.03

-47.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.01 $2.01

-14.43%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.66 $1.66

-51.20%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.65 $5.65

-53.10%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$5.03 $5.03

-13.12%

Milk (1 liter)

$1.57 Rp 28.3K

$0.80 $0.80

96.25%

White Bread (500g)

$2.19 Rp 39.5K

$2.60 $2.60

-15.77%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.12 $4.12

-71.36%

Eggs

$2.16 Rp 38.8K

$3.04 $3.04

-28.95%

Local Cheese (1kg)

$17.65 Rp 317.7K

$12.56 $12.56

40.53%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$7.00 $7.00

-46.00%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$16.16 $16.16

-26.05%

Apples (1kg)

$3.60 Rp 64.8K

$3.01 $3.01

19.60%

Banana (1kg)

$1.59 Rp 28.6K

$1.39 $1.39

14.39%

Oranges (1kg)

$2.31 Rp 41.6K

$1.99 $1.99

16.08%

Tomato (1kg)

$1.91 Rp 34.3K

$2.20 $2.20

-13.18%

Potato (1kg)

$1.78 Rp 32.1K

$2.00 $2.00

-11.00%

Onion (1kg)

$2.33 Rp 41.9K

$1.74 $1.74

33.91%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.38 $1.38

-27.54%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$1.93 $1.93

-72.54%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$10.11 $10.11

-77.35%

Wine (Bottle)

$22.07 Rp 397.3K

$14.74 $14.74

49.73%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.09 $2.09

12.44%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.93 $2.93

1.71%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.18 $2.18

-89.45%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.66 $3.66

-87.16%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.26 $1.26

-65.87%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$25.12 $25.12

-78.22%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.96 $0.96

-13.54%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$35.8K $35.8K

-33.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$26.2K $26.2K

25.18%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$149 $149

-46.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$78.2 $78.2

-91.61%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$73.4 $73.4

-74.65%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$37.90 $37.90

42.80%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$14.93 $14.93

-71.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$446 $446

10.52%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$19.3K $19.3K

-70.96%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$30.22 $30.22

50.83%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$22.41 $22.41

56.00%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$74.2 $74.2

4.73%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$59.2 $59.2

32.61%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$576 $576

96.27%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,306 $1,306

-48.49%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$838 $838

331.11%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,150 $2,150

-20.87%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,449 $2,449

10.96%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,039 $2,039

9.93%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.2

122.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for London, KY: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

London, KY

$1.3K 55.6% 94.1% $633

Groceries & Markets

Ubud, Bali

$287 21.2%

London, KY

$310 13.2% 7.9% $23

Clothing & Footwear

Ubud, Bali

$107 7.9%

London, KY

$84 3.6% 21.4% $23

Eating Out

Ubud, Bali

$106 7.9%

London, KY

$264 11.2% 148% $157

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

London, KY

$301 12.8% 186% $196

Sport & Entertainment

Ubud, Bali

$63 4.6%

London, KY

$68 2.9% 8.2% $5.1

Getting Around

Ubud, Bali

$12 0.9%

London, KY

$19 * 0.8% 50.3% $6.3

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $576 in London, KY. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $51.0 in London, KY for a mid-range dinner for two. Groceries echo the gap at $287 vs $310 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 London, KY

🕒 Local time

18:25 6:25 PM

06:25 6:25 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

8,000

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali London, KY 16,280 km ≈ 21 h nonstop flight

From you

Ubud, Bali
London, KY

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs London, KY: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 74% lower than in London, KY. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,030 in Ubud, Bali and $3,526 in London, KY to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,131 in Ubud, Bali versus $576 in London, KY. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $446 in London, KY. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $51.0 in London, KY. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,353 in Ubud, Bali versus $2,351 in London, KY, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in London, KY. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and London, KY are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 74% less than in London, KY. Beyond cost, consider language, visa policies, and how big the international community is in each city.