Cost of Living Comparison Between Ubud, Bali and Lome Cost of Living Comparison Between Ubud, Bali and Lome

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,049 in Lome.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,501 in Lome.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,954 in Lome.

Living in Ubud, Bali is roughly 34% more expensive than in Lome, driven mainly by Getting Around.

The two cities straddle the global median: Ubud, Bali is 5% above, Lome is 21% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$2.17 F CFA 1,248

58.99%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$32.09 F CFA 18.4K

0.78%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$5.16 F CFA 2,964

-6.20%

Cappuccino

$2.75 Rp 49.4K

$5.62 F CFA 3,229

-51.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$3.46 F CFA 1,984

-60.12%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.11 F CFA 636

-32.43%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$0.86 F CFA 493

247.67%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$1.80 F CFA 1,034

113.89%

Milk (1 liter)

$1.74 Rp 31.2K

$2.42 F CFA 1,390

-28.10%

White Bread (500g)

$2.46 Rp 44.2K

$1.31 F CFA 751

87.79%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.81 F CFA 1,037

-35.36%

Eggs

$2.43 Rp 43.7K

$2.06 F CFA 1,186

17.96%

Local Cheese (1kg)

$14.50 Rp 260.6K

$14.16 F CFA 8,128

2.40%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$8.21 F CFA 4,711

-47.02%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$9.37 F CFA 5,381

27.85%

Apples (1kg)

$3.72 Rp 66.8K

$2.67 F CFA 1,532

39.33%

Banana (1kg)

$1.63 Rp 29.2K

$1.43 F CFA 819

13.99%

Oranges (1kg)

$2.74 Rp 49.3K

$2.62 F CFA 1,506

4.58%

Tomato (1kg)

$2.24 Rp 40.3K

$2.52 F CFA 1,447

-11.11%

Potato (1kg)

$1.92 Rp 34.5K

$1.80 F CFA 1,033

6.67%

Onion (1kg)

$2.28 Rp 40.9K

$1.75 F CFA 1,004

30.29%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.55 F CFA 313

92.73%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.87 F CFA 497

-17.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$1.43 F CFA 821

130.07%

Wine (Bottle)

$23.19 Rp 416.8K

$4.66 F CFA 2,676

397.64%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.38 F CFA 794

101.45%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.57 F CFA 901

73.89%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.34 F CFA 194

-20.59%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$53.9 F CFA 30.9K

-84.95%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$2.04 F CFA 1,173

-76.47%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.73 F CFA 421

-42.47%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$5.24 F CFA 3,008

18.70%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.25 F CFA 720

-35.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$14.1K F CFA 8.1M

88.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$25.8K F CFA 14.8M

24.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$178 F CFA 102.4K

-56.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$21.67 F CFA 12.4K

-81.22%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$43.41 F CFA 24.9K

-43.95%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$49.00 F CFA 28.1K

101.24%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$8.73 F CFA 5,013

-27.38%

Cinema Ticket

$3.99 Rp 71.6K

$4.29 F CFA 2,465

-6.99%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$173 F CFA 99.3K

76.37%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$5,151 F CFA 3.0M

28.95%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$24.78 F CFA 14.2K

118.48%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$27.41 F CFA 15.7K

37.94%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$40.82 F CFA 23.4K

112.74%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$96.1 F CFA 55.2K

-20.57%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$363 F CFA 208.6K

173.06%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$221 F CFA 126.6K

205.00%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$757 F CFA 434.6K

345.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$302 F CFA 173.4K

578.83%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$261 F CFA 149.9K

-36.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Lome: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $363 in Lome. Housing cost is often the main lever when comparing two cities.

Lome pays 56% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $32.00 in Lome. Groceries flip the comparison at $297 vs $250, with Lome cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lome: Cost of Living - Frequently Asked Questions

Lome wins on cost – living expenses run 34% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lome the obvious pick if budget is a priority.

On paper, salaries run 56% lower in Lome. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $363 in Lome. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $173 in Lome. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 19% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,049 in Lome versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Lome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lome the clear choice for anyone on this budget.

Both work as nomad bases, but Lome delivers better value – similar infrastructure at $1,049 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lome hard to pass up.

Safety-wise, Ubud, Bali and Lome are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lome gentler on the wallet – expenses run 34% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.