Cost of Living Comparison Between Ubud, Bali and Lome Cost of Living Comparison Between Ubud, Bali and Lome

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,047 in Lome.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,533 in Lome.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,020 in Lome.

Living in Ubud, Bali is roughly 36% more expensive than Lome, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Lome is 22% below.

Meal at Budget Restaurant

$3.56 Rp 64.3K

$2.15 F CFA 1,225

65.58%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 590.3K

$31.22 F CFA 17.8K

4.84%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 89.3K

$5.38 F CFA 3,061

-7.99%

Cappuccino

$2.71 Rp 48.9K

$5.61 F CFA 3,193

-51.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.2K

$3.46 F CFA 1,969

-61.27%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$1.11 F CFA 632

-36.94%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

$0.84 F CFA 480

247.62%

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

$1.71 F CFA 972

131.58%

Milk (1 liter)

$1.81 Rp 32.6K

$2.48 F CFA 1,409

-27.02%

White Bread (500g)

$2.52 Rp 45.4K

$1.33 F CFA 754

89.47%

Rice (white) (1kg)

$1.16 Rp 20.9K

$1.83 F CFA 1,043

-36.61%

Eggs

$2.46 Rp 44.4K

$2.10 F CFA 1,193

17.14%

Local Cheese (1kg)

$14.71 Rp 265.3K

$14.13 F CFA 8,039

4.10%

Chicken Fillets (1kg)

$4.32 Rp 77.9K

$8.41 F CFA 4,786

-48.63%

Beef Round Steak (1kg)

$12.14 Rp 218.9K

$9.44 F CFA 5,369

28.60%

Apples (1kg)

$3.84 Rp 69.3K

$2.71 F CFA 1,542

41.70%

Banana (1kg)

$1.56 Rp 28.1K

$1.50 F CFA 852

4.00%

Oranges (1kg)

$2.83 Rp 51.1K

$2.62 F CFA 1,493

8.02%

Tomato (1kg)

$2.33 Rp 41.9K

$2.48 F CFA 1,413

-6.05%

Potato (1kg)

$1.91 Rp 34.5K

$1.79 F CFA 1,020

6.70%

Onion (1kg)

$2.20 Rp 39.7K

$1.74 F CFA 989

26.44%

Lettuce (1 head)

$1.01 Rp 18.3K

$0.50 F CFA 286

102.00%

Water (1.5 liter bottle)

$0.78 Rp 14.0K

$0.85 F CFA 486

-8.24%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.8K

$1.44 F CFA 821

130.56%

Wine (Bottle)

$23.74 Rp 428.1K

$4.87 F CFA 2,770

387.47%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

$1.33 F CFA 755

109.77%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

$1.51 F CFA 862

89.40%

One-way Ticket (Public Transport)

$0.27 Rp 4,848

$0.36 F CFA 206

-25.00%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 144.8K

$53.3 F CFA 30.3K

-84.92%

Taxi Start (Normal Tariff)

$0.46 Rp 8,231

$2.13 F CFA 1,213

-78.40%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,117

$0.69 F CFA 392

-34.78%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.9K

$5.21 F CFA 2,962

17.08%

Gasoline (1 liter)

$0.79 Rp 14.3K

$1.25 F CFA 710

-36.80%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 471.6M

$14.1K F CFA 8.0M

86.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 579.3M

$26.0K F CFA 14.8M

23.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$173 F CFA 98.3K

-53.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 73.3K

$21.89 F CFA 12.5K

-81.45%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 424.2K

$44.32 F CFA 25.2K

-46.93%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$49.54 F CFA 28.2K

99.23%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 119.6K

$8.63 F CFA 4,910

-23.17%

Cinema Ticket

$4.15 Rp 74.8K

$4.33 F CFA 2,464

-4.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.5M

$177 F CFA 100.7K

71.68%

International Primary School, 1 Child (Yearly)

$6,613 Rp 119.3M

$5,103 F CFA 2.9M

29.59%

Jeans (Levis 501 Or Similar)

$55.5 Rp 1.0M

$24.39 F CFA 13.9K

127.72%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 690.9K

$27.26 F CFA 15.5K

40.54%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$42.14 F CFA 24.0K

110.25%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$94.0 F CFA 53.5K

-17.15%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.2M

$360 F CFA 204.6K

179.89%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.2M

$224 F CFA 127.2K

202.08%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 62.1M

$765 F CFA 435.3K

349.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.8M

$299 F CFA 170.4K

581.08%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$267 F CFA 151.8K

-38.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Lome: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $360 in Lome. Housing cost is often the main lever when comparing two cities.

Lome pays 61% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $31.00 in Lome for a mid-range dinner for two. Groceries echo the gap at $302 vs $252 per month, with Lome cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lome: Cost of Living - Frequently Asked Questions

Lome wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lome the obvious pick if budget is a priority.

On paper, Lome earns 61% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $360 in Lome. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $177 in Lome. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 20% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,047 in Lome versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Lome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lome the clear choice for anyone on this budget.

Both work as nomad bases, but Lome delivers better value – similar infrastructure at $1,047 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lome hard to pass up.

Safety-wise, Ubud, Bali and Lome are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lome gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.