Cost of Living Comparison Between Ubud, Bali and Lome Cost of Living Comparison Between Ubud, Bali and Lome

Monthly Cost of Living

Monthly costs for one person with rent: $1,395 in Ubud, Bali versus $1,028 in Lome.

Estimated couple costs with rent: $2,559 in Ubud, Bali versus $1,520 in Lome.

Monthly costs for a family of three with rent: $3,724 in Ubud, Bali versus $2,012 in Lome.

Living in Ubud, Bali is roughly 36% more expensive than Lome, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Lome is 24% below.

Meal at Budget Restaurant

$3.48 Rp 59.7K

$2.18 F CFA 1,219

59.63%

Three-Course Dinner for Two, Mid-Range

$32.88 Rp 564.0K

$31.89 F CFA 17.8K

3.10%

Fast Food Meal (McDonalds, etc)

$5.09 Rp 87.3K

$5.15 F CFA 2,876

-1.17%

Cappuccino

$2.75 Rp 47.1K

$5.90 F CFA 3,291

-53.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 23.7K

$3.38 F CFA 1,888

-59.17%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$1.11 F CFA 621

-36.04%

Local Beer (0.5 liter draught)

$2.88 Rp 49.4K

$0.84 F CFA 472

242.86%

Imported Beer (0.33 liter bottle)

$3.87 Rp 66.4K

$1.71 F CFA 955

126.32%

Milk (1 liter)

$1.79 Rp 30.7K

$2.42 F CFA 1,353

-26.03%

White Bread (500g)

$2.45 Rp 42.0K

$1.26 F CFA 706

94.44%

Rice (white) (1kg)

$1.21 Rp 20.7K

$1.85 F CFA 1,031

-34.59%

Eggs

$2.39 Rp 40.9K

$2.06 F CFA 1,148

16.02%

Local Cheese (1kg)

$14.70 Rp 252.1K

$14.08 F CFA 7,859

4.40%

Chicken Fillets (1kg)

$4.24 Rp 72.7K

$8.50 F CFA 4,746

-50.12%

Beef Round Steak (1kg)

$12.08 Rp 207.1K

$8.91 F CFA 4,974

35.58%

Apples (1kg)

$3.66 Rp 62.9K

$2.63 F CFA 1,471

39.16%

Banana (1kg)

$1.61 Rp 27.6K

$1.51 F CFA 842

6.62%

Oranges (1kg)

$2.72 Rp 46.6K

$2.69 F CFA 1,504

1.12%

Tomato (1kg)

$2.27 Rp 39.0K

$2.43 F CFA 1,358

-6.58%

Potato (1kg)

$1.90 Rp 32.6K

$1.80 F CFA 1,007

5.56%

Onion (1kg)

$2.30 Rp 39.4K

$1.75 F CFA 975

31.43%

Lettuce (1 head)

$1.02 Rp 17.4K

$0.52 F CFA 289

96.15%

Water (1.5 liter bottle)

$0.78 Rp 13.4K

$0.86 F CFA 479

-9.30%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 Rp 55.7K

$1.38 F CFA 773

134.78%

Wine (Bottle)

$24.06 Rp 412.7K

$4.83 F CFA 2,699

398.14%

Local Beer (0.5 liter bottle)

$2.84 Rp 48.7K

$1.36 F CFA 760

108.82%

Imported Beer (0.33 liter bottle)

$2.79 Rp 47.8K

$1.50 F CFA 839

86.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,610

$0.34 F CFA 190

-20.59%

Public Transport Monthly Pass (Regular Price)

$8.24 Rp 141.4K

$52.2 F CFA 29.1K

-84.21%

Taxi Start (Normal Tariff)

$0.45 Rp 7,708

$2.10 F CFA 1,172

-78.57%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,305

$0.74 F CFA 415

-41.89%

Taxi 1hour Waiting (Normal Tariff)

$6.02 Rp 103.3K

$5.27 F CFA 2,941

14.23%

Gasoline (1 liter)

$0.86 Rp 14.7K

$1.19 F CFA 666

-27.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.1M

$14.1K F CFA 7.9M

84.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 543.7M

$25.6K F CFA 14.3M

23.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.3 Rp 1.3M

$172 F CFA 96.0K

-54.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.00 Rp 68.5K

$22.30 F CFA 12.4K

-82.06%

Internet (50+ Mbps, Unlimited Data)

$24.35 Rp 417.7K

$43.33 F CFA 24.2K

-43.80%

Gym Membership (Monthly)

$95.8 Rp 1.6M

$49.05 F CFA 27.4K

95.25%

Tennis Court (1 Hour on Weekend)

$6.46 Rp 110.7K

$9.08 F CFA 5,069

-28.85%

Cinema Ticket

$4.01 Rp 68.7K

$4.31 F CFA 2,404

-6.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$302 Rp 5.2M

$178 F CFA 99.5K

69.26%

International Primary School, 1 Child (Yearly)

$6,545 Rp 112.3M

$5,148 F CFA 2.9M

27.13%

Jeans (Levis 501 Or Similar)

$53.4 Rp 916.3K

$24.52 F CFA 13.7K

117.86%

Summer Dress (H&M, Zara, etc)

$38.55 Rp 661.2K

$27.17 F CFA 15.2K

41.88%

Sport Shoes (Adidas, Nike)

$89.1 Rp 1.5M

$40.81 F CFA 22.8K

118.26%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$94.2 F CFA 52.6K

-16.25%

1-bedroom Apartment, City Center (Monthly)

$1,016 Rp 17.4M

$358 F CFA 199.9K

183.76%

1-bedroom Apartment, Outside City Center (Monthly)

$672 Rp 11.5M

$221 F CFA 123.2K

204.60%

3-bedroom Apartment, City Center (Monthly)

$3,368 Rp 57.8M

$764 F CFA 426.4K

341.07%

3-bedroom Apartment, Outside City Center (Monthly)

$2,108 Rp 36.2M

$300 F CFA 167.7K

601.69%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

Average Monthly Net Salary (After Tax)

$178 Rp 3.0M

$264 F CFA 147.4K

-32.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

66.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 12, 2026

Last update for Lome: April 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,016 in Ubud, Bali and $358 in Lome. Housing cost is often the main lever when comparing two cities.

Lome pays 49% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33 in Ubud, Bali vs $32 in Lome for a mid-range dinner for two. Groceries echo the gap at $300 vs $250 per month, with Lome cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lome: Cost of Living - Frequently Asked Questions

Lome wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lome the obvious pick if budget is a priority.

On paper, Lome earns 49% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,016 in Ubud, Bali versus $358 in Lome. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $302 in Ubud, Bali versus $178 in Lome. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 20% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,028 in Lome versus $1,395 in Ubud, Bali, a $1,000 budget is realistic in Lome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lome the clear choice for anyone on this budget.

Both work as nomad bases, but Lome delivers better value – similar infrastructure at $1,028 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lome hard to pass up.

Safety-wise, Ubud, Bali and Lome are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lome gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.