Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lome

For one person, living is cheaper in Lome: $560 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Lome

🇹🇬 Togo

$560

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lome

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lome actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $560 in Lome.

Ubud, Bali $1,349
Lome $560

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $992 in Lome.

Ubud, Bali $2,305
Lome $992

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,424 in Lome.

Ubud, Bali $3,261
Lome $1,424

Living in Ubud, Bali is roughly 141% more expensive than in Lome, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$2.86 F CFA 1,683

16.08%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$30.57 F CFA 18.0K

16.58%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$5.52 F CFA 3,250

0.18%

Cappuccino

$2.72 Rp 49.4K

$5.74 F CFA 3,382

-52.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$4.14 F CFA 2,436

-58.94%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.75 F CFA 445

1.33%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$0.90 F CFA 527

194.44%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$1.73 F CFA 1,019

153.18%

Milk (1 liter)

$1.49 Rp 27.1K

$2.30 F CFA 1,355

-35.22%

White Bread (500g)

$2.28 Rp 41.4K

$1.30 F CFA 764

75.38%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.48 F CFA 874

-19.59%

Eggs

$2.04 Rp 37.0K

$1.96 F CFA 1,156

4.08%

Local Cheese (1kg)

$17.70 Rp 321.7K

Chicken Fillets (1kg)

$3.96 Rp 72.0K

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$5.49 F CFA 3,230

122.04%

Apples (1kg)

$3.66 Rp 66.4K

$3.03 F CFA 1,787

20.79%

Banana (1kg)

$1.52 Rp 27.6K

$1.73 F CFA 1,017

-12.14%

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$1.97 Rp 35.9K

$2.60 F CFA 1,529

-24.23%

Potato (1kg)

$1.85 Rp 33.6K

$1.74 F CFA 1,025

6.32%

Onion (1kg)

$2.42 Rp 44.1K

$1.22 F CFA 717

98.36%

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.84 F CFA 492

-39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

Wine (Bottle)

$22.24 Rp 404.2K

$4.70 F CFA 2,769

373.19%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.13 F CFA 668

100.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.41 F CFA 832

110.64%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.17 F CFA 691

-63.25%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$4.35 F CFA 2,560

24.37%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.20 F CFA 707

-31.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$146 F CFA 86.1K

-45.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$20.99 F CFA 12.4K

-69.27%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$42.24 F CFA 24.9K

-56.01%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$60.1 F CFA 35.4K

-17.73%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$8.71 F CFA 5,127

102.64%

Cinema Ticket

$4.27 Rp 77.7K

$4.31 F CFA 2,540

-0.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,203 F CFA 708.3K

196.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$295 F CFA 173.8K

483.95%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$295 F CFA 173.8K

-44.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Lome: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Lome

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Lome

–

Eating Out

Ubud, Bali

$108 8%

Lome

–

Clothing & Footwear

Ubud, Bali

$108 8%

Lome

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Lome

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Lome

–

Getting Around

Ubud, Bali

$11 0.9%

Lome

–

Cost Breakdown

Lome pays 80% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $31 in Lome for a mid-range dinner for two. Groceries echo the gap at $288 vs $140 per month, with Lome cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇬 Lome

🕒 Local time

02:50 2:50 AM

18:50 6:50 PM

8 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

837,437 Capital

💱 Currency

Indonesian Rupiah IDR Rp

West African CFA Franc XOF Fr

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1,000 XOF = 1.7 USD

1,000 XOF = 1.53 EUR

Exchange rates and currency converter

XOF, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

West African CFA Franc exchange rates as of October 28, 2026: 1 USD = 589 XOF (1,000 XOF = 1.7 USD). 1 EUR = 656 XOF (1,000 XOF = 1.53 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Lome 12,740 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Lome

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lome: Cost of Living - Frequently Asked Questions

Lome wins on cost – living expenses run 58% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Lome the obvious pick if budget is a priority.

On paper, salaries run 45% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $560 in Lome – a 141% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 106% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $560 in Lome versus $1,349 in Ubud, Bali, a $800 budget is realistic in Lome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lome the clear choice for anyone on this budget.