Cost of Living Comparison Between Ubud, Bali and Lome Cost of Living Comparison Between Ubud, Bali and Lome

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $590 in Lome.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,024 in Lome.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $1,458 in Lome.

Living in Ubud, Bali is roughly 133% more expensive than in Lome, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Lome is 57% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$3.09 F CFA 1,743

7.77%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$32.15 F CFA 18.2K

11.42%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$5.64 F CFA 3,186

-0.18%

Cappuccino

$2.82 Rp 49.7K

$6.16 F CFA 3,481

-54.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$4.27 F CFA 2,413

-59.02%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.74 F CFA 415

8.11%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$0.93 F CFA 527

226.88%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$1.79 F CFA 1,010

140.22%

Milk (1 liter)

$1.61 Rp 28.3K

$2.28 F CFA 1,291

-29.39%

White Bread (500g)

$2.27 Rp 39.9K

$1.35 F CFA 762

68.15%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.52 F CFA 859

-23.03%

Eggs

$2.17 Rp 38.2K

$2.02 F CFA 1,139

7.43%

Local Cheese (1kg)

$17.63 Rp 310.5K

Chicken Fillets (1kg)

$4.05 Rp 71.4K

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$5.82 F CFA 3,288

109.28%

Apples (1kg)

$3.62 Rp 63.7K

$3.14 F CFA 1,774

15.29%

Banana (1kg)

$1.64 Rp 28.8K

$1.75 F CFA 991

-6.29%

Oranges (1kg)

$2.31 Rp 40.6K

Tomato (1kg)

$1.96 Rp 34.5K

$2.62 F CFA 1,481

-25.19%

Potato (1kg)

$1.84 Rp 32.5K

$1.73 F CFA 977

6.36%

Onion (1kg)

$2.37 Rp 41.7K

$1.22 F CFA 692

94.26%

Lettuce (1 head)

$1.05 Rp 18.5K

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.92 F CFA 520

-41.30%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

Wine (Bottle)

$23.08 Rp 406.4K

$4.93 F CFA 2,783

368.15%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.16 F CFA 658

101.72%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.46 F CFA 827

110.27%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.20 F CFA 681

-60.83%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$4.42 F CFA 2,497

26.70%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.19 F CFA 671

-31.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$148 F CFA 83.8K

-44.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$22.34 F CFA 12.6K

-70.95%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$44.11 F CFA 24.9K

-57.40%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$61.7 F CFA 34.8K

-10.43%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$9.01 F CFA 5,090

102.11%

Cinema Ticket

$4.30 Rp 75.7K

$4.51 F CFA 2,547

-4.66%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$1,224 F CFA 691.5K

197.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$301 F CFA 170.3K

467.94%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$309 F CFA 174.6K

-45.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Lome: September 5, 2026

Cost Breakdown

Lome pays 85% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $32.00 in Lome for a mid-range dinner for two. Groceries echo the gap at $294 vs $145 per month, with Lome cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lome: Cost of Living - Frequently Asked Questions

Lome wins on cost – living expenses run 133% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lome the obvious pick if budget is a priority.

On paper, salaries run 85% lower in Lome. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

All in, you'll spend $1,378 per month in Ubud, Bali versus $590 in Lome – a 133% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 103% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $590 in Lome versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Lome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lome the clear choice for anyone on this budget.

Both work as nomad bases, but Lome delivers better value – similar infrastructure at $590 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lome hard to pass up.

Safety-wise, Ubud, Bali and Lome are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lome gentler on the wallet – expenses run 133% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.