Cost of Living Comparison Between Lome and Ubud, Bali Cost of Living Comparison Between Lome and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $590 in Lome versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,024 in Lome versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,458 in Lome versus $3,275 in Ubud, Bali.

Living in Lome costs roughly 57% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Lome is 57% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.09 F CFA 1,743

$3.33 Rp 58.7K

-7.21%

Three-Course Dinner for Two, Mid-Range

$32.15 F CFA 18.2K

$35.82 Rp 630.7K

-10.25%

Fast Food Meal (McDonalds, etc)

$5.64 F CFA 3,186

$5.63 Rp 99.1K

0.18%

Cappuccino

$6.16 F CFA 3,481

$2.82 Rp 49.7K

118.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.27 F CFA 2,413

$1.75 Rp 30.8K

144.00%

Water (0.33 liter bottle)

$0.74 F CFA 415

$0.80 Rp 14.0K

-7.50%

Local Beer (0.5 liter draught)

$0.93 F CFA 527

$3.04 Rp 53.6K

-69.41%

Imported Beer (0.33 liter bottle)

$1.79 F CFA 1,010

$4.30 Rp 75.7K

-58.37%

Milk (1 liter)

$2.28 F CFA 1,291

$1.61 Rp 28.3K

41.61%

White Bread (500g)

$1.35 F CFA 762

$2.27 Rp 39.9K

-40.53%

Rice (white) (1kg)

$1.52 F CFA 859

$1.17 Rp 20.6K

29.91%

Eggs

$2.02 F CFA 1,139

$2.17 Rp 38.2K

-6.91%

Local Cheese (1kg)

$17.63 Rp 310.5K

Chicken Fillets (1kg)

$4.05 Rp 71.4K

Beef Round Steak (1kg)

$5.82 F CFA 3,288

$12.18 Rp 214.5K

-52.22%

Apples (1kg)

$3.14 F CFA 1,774

$3.62 Rp 63.7K

-13.26%

Banana (1kg)

$1.75 F CFA 991

$1.64 Rp 28.8K

6.71%

Oranges (1kg)

$2.31 Rp 40.6K

Tomato (1kg)

$2.62 F CFA 1,481

$1.96 Rp 34.5K

33.67%

Potato (1kg)

$1.73 F CFA 977

$1.84 Rp 32.5K

-5.98%

Onion (1kg)

$1.22 F CFA 692

$2.37 Rp 41.7K

-48.52%

Lettuce (1 head)

$1.05 Rp 18.5K

Water (1.5 liter bottle)

$0.92 F CFA 520

$0.54 Rp 9,560

70.37%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

Wine (Bottle)

$4.93 F CFA 2,783

$23.08 Rp 406.4K

-78.64%

Local Beer (0.5 liter bottle)

$1.16 F CFA 658

$2.34 Rp 41.2K

-50.43%

Imported Beer (0.33 liter bottle)

$1.46 F CFA 827

$3.07 Rp 54.0K

-52.44%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

Taxi (Normal Tariff) (1km)

$1.20 F CFA 681

$0.47 Rp 8,349

155.32%

Taxi 1hour Waiting (Normal Tariff)

$4.42 F CFA 2,497

$5.60 Rp 98.6K

-21.07%

Gasoline (1 liter)

$1.19 F CFA 671

$0.81 Rp 14.2K

46.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 F CFA 83.8K

$82.7 Rp 1.5M

79.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.34 F CFA 12.6K

$6.49 Rp 114.2K

244.22%

Internet (50+ Mbps, Unlimited Data)

$44.11 F CFA 24.9K

$18.79 Rp 330.8K

134.75%

Gym Membership (Monthly)

$61.7 F CFA 34.8K

$55.2 Rp 972.6K

11.64%

Tennis Court (1 Hour on Weekend)

$9.01 F CFA 5,090

$18.21 Rp 320.6K

-50.52%

Cinema Ticket

$4.51 F CFA 2,547

$4.30 Rp 75.7K

4.88%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

Men's Leather Business Shoes

$78.8 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$1,224 F CFA 691.5K

$3,639 Rp 64.1M

-66.36%

3-bedroom Apartment, Outside City Center (Monthly)

$301 F CFA 170.3K

$1,712 Rp 30.1M

-82.39%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

Average Monthly Net Salary (After Tax)

$309 F CFA 174.6K

$167 Rp 2.9M

84.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lome: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

Lome pays 85% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Lome vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $145 vs $294 per month, with Lome cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lome vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lome wins on cost – living expenses run 133% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lome the obvious pick if budget is a priority.

Average pay runs 85% higher in Lome, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

All in, you'll spend $590 per month in Lome versus $1,378 in Ubud, Bali – a 133% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 103% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $590 in Lome versus $1,378 in Ubud, Bali, a $1,000 budget is realistic in Lome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lome the clear choice for anyone on this budget.

Both work as nomad bases, but Lome delivers better value – similar infrastructure at $590 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lome hard to pass up.

Safety-wise, Lome and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lome gentler on the wallet – expenses run 133% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.