Cost of Living Comparison Between Lome and Ubud, Bali Cost of Living Comparison Between Lome and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,047 in Lome versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,533 in Lome versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,020 in Lome versus $3,660 in Ubud, Bali.

Living in Lome costs roughly 26% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Lome is 22% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$2.15 F CFA 1,216

$3.56 Rp 64.3K

-39.61%

Three-Course Dinner for Two, Mid-Range

$31.22 F CFA 17.6K

$32.73 Rp 590.3K

-4.61%

Fast Food Meal (McDonalds, etc)

$5.38 F CFA 3,036

$4.95 Rp 89.2K

8.69%

Cappuccino

$5.61 F CFA 3,168

$2.71 Rp 48.9K

107.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.46 F CFA 1,953

$1.34 Rp 24.2K

158.21%

Water (0.33 liter bottle)

$1.11 F CFA 627

$0.70 Rp 12.6K

58.57%

Local Beer (0.5 liter draught)

$0.84 F CFA 477

$2.92 Rp 52.7K

-71.23%

Imported Beer (0.33 liter bottle)

$1.71 F CFA 964

$3.96 Rp 71.4K

-56.82%

Milk (1 liter)

$2.48 F CFA 1,397

$1.81 Rp 32.6K

37.02%

White Bread (500g)

$1.33 F CFA 748

$2.52 Rp 45.4K

-47.22%

Rice (white) (1kg)

$1.83 F CFA 1,035

$1.16 Rp 20.9K

57.76%

Eggs

$2.10 F CFA 1,184

$2.46 Rp 44.4K

-14.63%

Local Cheese (1kg)

$14.13 F CFA 7,975

$14.71 Rp 265.3K

-3.94%

Chicken Fillets (1kg)

$8.41 F CFA 4,748

$4.32 Rp 77.9K

94.68%

Beef Round Steak (1kg)

$9.44 F CFA 5,326

$12.14 Rp 218.9K

-22.24%

Apples (1kg)

$2.71 F CFA 1,530

$3.84 Rp 69.3K

-29.43%

Banana (1kg)

$1.50 F CFA 845

$1.56 Rp 28.1K

-3.85%

Oranges (1kg)

$2.62 F CFA 1,481

$2.83 Rp 51.1K

-7.42%

Tomato (1kg)

$2.48 F CFA 1,402

$2.33 Rp 41.9K

6.44%

Potato (1kg)

$1.79 F CFA 1,012

$1.91 Rp 34.5K

-6.28%

Onion (1kg)

$1.74 F CFA 981

$2.20 Rp 39.7K

-20.91%

Lettuce (1 head)

$0.50 F CFA 284

$1.01 Rp 18.3K

-50.50%

Water (1.5 liter bottle)

$0.85 F CFA 482

$0.78 Rp 14.0K

8.97%

Cigarettes 20 Pack (Marlboro, Camel)

$1.44 F CFA 815

$3.32 Rp 59.8K

-56.63%

Wine (Bottle)

$4.87 F CFA 2,748

$23.74 Rp 428.0K

-79.49%

Local Beer (0.5 liter bottle)

$1.33 F CFA 749

$2.79 Rp 50.3K

-52.33%

Imported Beer (0.33 liter bottle)

$1.51 F CFA 855

$2.86 Rp 51.6K

-47.20%

One-way Ticket (Public Transport)

$0.36 F CFA 204

$0.27 Rp 4,848

33.33%

Public Transport Monthly Pass (Regular Price)

$53.3 F CFA 30.1K

$8.03 Rp 144.8K

563.14%

Taxi Start (Normal Tariff)

$2.13 F CFA 1,203

$0.46 Rp 8,230

363.04%

Taxi (Normal Tariff) (1km)

$0.69 F CFA 389

$0.45 Rp 8,116

53.33%

Taxi 1hour Waiting (Normal Tariff)

$5.21 F CFA 2,938

$6.10 Rp 109.9K

-14.59%

Gasoline (1 liter)

$1.25 F CFA 704

$0.79 Rp 14.3K

58.23%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.1K F CFA 7.9M

$26.1K Rp 471.6M

-46.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K F CFA 14.7M

$32.1K Rp 579.2M

-19.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$173 F CFA 97.5K

$79.9 Rp 1.4M

116.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.89 F CFA 12.4K

$4.06 Rp 73.3K

439.16%

Internet (50+ Mbps, Unlimited Data)

$44.32 F CFA 25.0K

$23.52 Rp 424.1K

88.44%

Gym Membership (Monthly)

$49.54 F CFA 28.0K

$98.7 Rp 1.8M

-49.81%

Tennis Court (1 Hour on Weekend)

$8.63 F CFA 4,871

$6.63 Rp 119.6K

30.17%

Cinema Ticket

$4.33 F CFA 2,444

$4.15 Rp 74.8K

4.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$177 F CFA 99.9K

$304 Rp 5.5M

-41.75%

International Primary School, 1 Child (Yearly)

$5,103 F CFA 2.9M

$6,613 Rp 119.3M

-22.83%

Jeans (Levis 501 Or Similar)

$24.39 F CFA 13.8K

$55.5 Rp 1.0M

-56.09%

Summer Dress (H&M, Zara, etc)

$27.26 F CFA 15.4K

$38.31 Rp 690.9K

-28.84%

Sport Shoes (Adidas, Nike)

$42.14 F CFA 23.8K

$88.6 Rp 1.6M

-52.44%

Men's Leather Business Shoes

$94.0 F CFA 53.0K

$77.9 Rp 1.4M

20.70%

1-bedroom Apartment, City Center (Monthly)

$360 F CFA 202.9K

$1,006 Rp 18.1M

-64.27%

1-bedroom Apartment, Outside City Center (Monthly)

$224 F CFA 126.2K

$675 Rp 12.2M

-66.90%

3-bedroom Apartment, City Center (Monthly)

$765 F CFA 431.8K

$3,442 Rp 62.1M

-77.77%

3-bedroom Apartment, Outside City Center (Monthly)

$299 F CFA 169.0K

$2,039 Rp 36.8M

-85.32%

Buy Apartment in City Center (m2)

$2,841 Rp 51.2M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.8M

Average Monthly Net Salary (After Tax)

$267 F CFA 150.6K

$165 Rp 3.0M

61.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-39.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lome: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $360 in Lome and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lome pays 61% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $31.00 in Lome vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $252 vs $302 per month, with Lome cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lome vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lome wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lome the obvious pick if budget is a priority.

Lome pays 61% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $360 in Lome versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $177 in Lome versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 20% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,047 in Lome versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Lome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lome the clear choice for anyone on this budget.

Both work as nomad bases, but Lome delivers better value – similar infrastructure at $1,047 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lome hard to pass up.

Safety-wise, Lome and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lome gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.