Cost of Living Comparison Between Lome and Ubud, Bali Cost of Living Comparison Between Lome and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,049 in Lome versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,501 in Lome versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,954 in Lome versus $3,763 in Ubud, Bali.

Living in Lome costs roughly 25% less than in Ubud, Bali, driven mainly by Getting Around.

The two cities straddle the global median: Lome is 21% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$2.17 F CFA 1,248

$3.45 Rp 62.1K

-37.10%

Three-Course Dinner for Two, Mid-Range

$32.09 F CFA 18.4K

$32.34 Rp 581.1K

-0.77%

Fast Food Meal (McDonalds, etc)

$5.16 F CFA 2,964

$4.84 Rp 87.1K

6.61%

Cappuccino

$5.62 F CFA 3,229

$2.75 Rp 49.4K

104.36%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.46 F CFA 1,984

$1.38 Rp 24.9K

150.72%

Water (0.33 liter bottle)

$1.11 F CFA 636

$0.75 Rp 13.5K

48.00%

Local Beer (0.5 liter draught)

$0.86 F CFA 493

$2.99 Rp 53.8K

-71.24%

Imported Beer (0.33 liter bottle)

$1.80 F CFA 1,034

$3.85 Rp 69.2K

-53.25%

Milk (1 liter)

$2.42 F CFA 1,390

$1.74 Rp 31.2K

39.08%

White Bread (500g)

$1.31 F CFA 751

$2.46 Rp 44.2K

-46.75%

Rice (white) (1kg)

$1.81 F CFA 1,037

$1.17 Rp 21.0K

54.70%

Eggs

$2.06 F CFA 1,186

$2.43 Rp 43.7K

-15.23%

Local Cheese (1kg)

$14.16 F CFA 8,128

$14.50 Rp 260.6K

-2.34%

Chicken Fillets (1kg)

$8.21 F CFA 4,711

$4.35 Rp 78.2K

88.74%

Beef Round Steak (1kg)

$9.37 F CFA 5,381

$11.98 Rp 215.3K

-21.79%

Apples (1kg)

$2.67 F CFA 1,532

$3.72 Rp 66.8K

-28.23%

Banana (1kg)

$1.43 F CFA 819

$1.63 Rp 29.2K

-12.27%

Oranges (1kg)

$2.62 F CFA 1,506

$2.74 Rp 49.3K

-4.38%

Tomato (1kg)

$2.52 F CFA 1,447

$2.24 Rp 40.3K

12.50%

Potato (1kg)

$1.80 F CFA 1,033

$1.92 Rp 34.5K

-6.25%

Onion (1kg)

$1.75 F CFA 1,004

$2.28 Rp 40.9K

-23.25%

Lettuce (1 head)

$0.55 F CFA 313

$1.06 Rp 19.1K

-48.11%

Water (1.5 liter bottle)

$0.87 F CFA 497

$0.72 Rp 12.9K

20.83%

Cigarettes 20 Pack (Marlboro, Camel)

$1.43 F CFA 821

$3.29 Rp 59.0K

-56.53%

Wine (Bottle)

$4.66 F CFA 2,676

$23.19 Rp 416.8K

-79.91%

Local Beer (0.5 liter bottle)

$1.38 F CFA 794

$2.78 Rp 49.9K

-50.36%

Imported Beer (0.33 liter bottle)

$1.57 F CFA 901

$2.73 Rp 49.1K

-42.49%

One-way Ticket (Public Transport)

$0.34 F CFA 194

$0.27 Rp 4,786

25.93%

Public Transport Monthly Pass (Regular Price)

$53.9 F CFA 30.9K

$8.11 Rp 145.7K

564.36%

Taxi Start (Normal Tariff)

$2.04 F CFA 1,173

$0.48 Rp 8,675

325.00%

Taxi (Normal Tariff) (1km)

$0.73 F CFA 421

$0.42 Rp 7,545

73.81%

Taxi 1hour Waiting (Normal Tariff)

$5.24 F CFA 3,008

$6.22 Rp 111.8K

-15.76%

Gasoline (1 liter)

$1.25 F CFA 720

$0.81 Rp 14.6K

54.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.1K F CFA 8.1M

$26.6K Rp 478.2M

-46.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K F CFA 14.8M

$32.2K Rp 578.5M

-19.84%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 F CFA 102.4K

$78.4 Rp 1.4M

127.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.67 F CFA 12.4K

$4.07 Rp 73.1K

432.43%

Internet (50+ Mbps, Unlimited Data)

$43.41 F CFA 24.9K

$24.33 Rp 437.1K

78.42%

Gym Membership (Monthly)

$49.00 F CFA 28.1K

$98.6 Rp 1.8M

-50.31%

Tennis Court (1 Hour on Weekend)

$8.73 F CFA 5,013

$6.34 Rp 113.9K

37.70%

Cinema Ticket

$4.29 F CFA 2,465

$3.99 Rp 71.6K

7.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$173 F CFA 99.3K

$305 Rp 5.5M

-43.30%

International Primary School, 1 Child (Yearly)

$5,151 F CFA 3.0M

$6,642 Rp 119.4M

-22.45%

Jeans (Levis 501 Or Similar)

$24.78 F CFA 14.2K

$54.1 Rp 972.9K

-54.23%

Summer Dress (H&M, Zara, etc)

$27.41 F CFA 15.7K

$37.81 Rp 679.4K

-27.51%

Sport Shoes (Adidas, Nike)

$40.82 F CFA 23.4K

$86.8 Rp 1.6M

-52.99%

Men's Leather Business Shoes

$96.1 F CFA 55.2K

$76.4 Rp 1.4M

25.89%

1-bedroom Apartment, City Center (Monthly)

$363 F CFA 208.6K

$992 Rp 17.8M

-63.38%

1-bedroom Apartment, Outside City Center (Monthly)

$221 F CFA 126.6K

$673 Rp 12.1M

-67.21%

3-bedroom Apartment, City Center (Monthly)

$757 F CFA 434.6K

$3,375 Rp 60.7M

-77.57%

3-bedroom Apartment, Outside City Center (Monthly)

$302 F CFA 173.4K

$2,050 Rp 36.8M

-85.27%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

Average Monthly Net Salary (After Tax)

$261 F CFA 149.9K

$167 Rp 3.0M

56.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-39.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lome: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $363 in Lome and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lome pays 56% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Lome vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $250 vs $297 per month, with Lome cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lome vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lome wins on cost – living expenses run 34% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lome the obvious pick if budget is a priority.

Average pay runs 56% higher in Lome, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $363 in Lome versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $173 in Lome versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 19% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,049 in Lome versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Lome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lome the clear choice for anyone on this budget.

Both work as nomad bases, but Lome delivers better value – similar infrastructure at $1,049 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lome hard to pass up.

Safety-wise, Lome and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lome gentler on the wallet – expenses run 34% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.