Last update: Oct 2026

Cost of Living Comparison Between Lome and Ubud, Bali

For one person, living is cheaper in Lome: $560 a month against $1,349 in Ubud, Bali, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lome

🇹🇬 Togo

$560

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Lome and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lome and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $560 in Lome versus $1,349 in Ubud, Bali.

Lome $560
Ubud, Bali $1,349

Estimated couple costs with rent: $992 in Lome versus $2,305 in Ubud, Bali.

Lome $992
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,424 in Lome versus $3,261 in Ubud, Bali.

Lome $1,424
Ubud, Bali $3,261

Living in Lome costs roughly 58% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.86 F CFA 1,683

$3.32 Rp 60.4K

-13.86%

Three-Course Dinner for Two, Mid-Range

$30.57 F CFA 18.0K

$35.64 Rp 647.8K

-14.23%

Fast Food Meal (McDonalds, etc)

$5.52 F CFA 3,250

$5.53 Rp 100.6K

-0.18%

Cappuccino

$5.74 F CFA 3,382

$2.72 Rp 49.4K

111.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.14 F CFA 2,436

$1.70 Rp 30.9K

143.53%

Water (0.33 liter bottle)

$0.75 F CFA 445

$0.76 Rp 13.8K

-1.32%

Local Beer (0.5 liter draught)

$0.90 F CFA 527

$2.65 Rp 48.2K

-66.04%

Imported Beer (0.33 liter bottle)

$1.73 F CFA 1,019

$4.38 Rp 79.6K

-60.50%

Milk (1 liter)

$2.30 F CFA 1,355

$1.49 Rp 27.1K

54.36%

White Bread (500g)

$1.30 F CFA 764

$2.28 Rp 41.4K

-42.98%

Rice (white) (1kg)

$1.48 F CFA 874

$1.19 Rp 21.6K

24.37%

Eggs

$1.96 F CFA 1,156

$2.04 Rp 37.0K

-3.92%

Local Cheese (1kg)

$17.70 Rp 321.7K

Chicken Fillets (1kg)

$3.96 Rp 72.0K

Beef Round Steak (1kg)

$5.49 F CFA 3,230

$12.19 Rp 221.6K

-54.96%

Apples (1kg)

$3.03 F CFA 1,787

$3.66 Rp 66.4K

-17.21%

Banana (1kg)

$1.73 F CFA 1,017

$1.52 Rp 27.6K

13.82%

Oranges (1kg)

$2.23 Rp 40.5K

Tomato (1kg)

$2.60 F CFA 1,529

$1.97 Rp 35.9K

31.98%

Potato (1kg)

$1.74 F CFA 1,025

$1.85 Rp 33.6K

-5.95%

Onion (1kg)

$1.22 F CFA 717

$2.42 Rp 44.1K

-49.59%

Lettuce (1 head)

$0.99 Rp 18.0K

Water (1.5 liter bottle)

$0.84 F CFA 492

$0.51 Rp 9,332

64.71%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

Wine (Bottle)

$4.70 F CFA 2,769

$22.24 Rp 404.2K

-78.87%

Local Beer (0.5 liter bottle)

$1.13 F CFA 668

$2.26 Rp 41.1K

-50.00%

Imported Beer (0.33 liter bottle)

$1.41 F CFA 832

$2.97 Rp 54.0K

-52.53%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

Taxi (Normal Tariff) (1km)

$1.17 F CFA 691

$0.43 Rp 7,817

172.09%

Taxi 1hour Waiting (Normal Tariff)

$4.35 F CFA 2,560

$5.41 Rp 98.3K

-19.59%

Gasoline (1 liter)

$1.20 F CFA 707

$0.82 Rp 15.0K

46.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$146 F CFA 86.1K

$79.1 Rp 1.4M

84.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.99 F CFA 12.4K

$6.45 Rp 117.2K

225.43%

Internet (50+ Mbps, Unlimited Data)

$42.24 F CFA 24.9K

$18.58 Rp 337.7K

127.34%

Gym Membership (Monthly)

$60.1 F CFA 35.4K

$49.48 Rp 899.4K

21.54%

Tennis Court (1 Hour on Weekend)

$8.71 F CFA 5,127

$17.65 Rp 320.8K

-50.65%

Cinema Ticket

$4.31 F CFA 2,540

$4.27 Rp 77.7K

0.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$1,203 F CFA 708.3K

$3,565 Rp 64.8M

-66.25%

3-bedroom Apartment, Outside City Center (Monthly)

$295 F CFA 173.8K

$1,723 Rp 31.3M

-82.88%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

Average Monthly Net Salary (After Tax)

$295 F CFA 173.8K

$164 Rp 3.0M

80.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lome: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lome

–

Ubud, Bali

$672 49.8%

Groceries & Markets

Lome

–

Ubud, Bali

$288 21.4%

Eating Out

Lome

–

Ubud, Bali

$108 8%

Clothing & Footwear

Lome

–

Ubud, Bali

$108 8%

Monthly Utilities & Internet

Lome

–

Ubud, Bali

$104 7.7%

Sport & Entertainment

Lome

–

Ubud, Bali

$58 4.3%

Getting Around

Lome

–

Ubud, Bali

$11 0.9%

Cost Breakdown

Lome pays 80% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $31 in Lome vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $140 vs $288 per month, with Lome cheaper across the board.

Good to know

🇹🇬 Lome

🇮🇩 Ubud, Bali

🕒 Local time

18:00 6:00 PM

02:00 2:00 AM

8 h ahead of Lome

🌤 Weather

👥 Population

837,437 Capital

74,800

💱 Currency

West African CFA Franc XOF Fr

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 XOF = 1.7 USD

1,000 XOF = 1.53 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to XOF – West African CFA Franc Converter

🇺🇸 United States Dollar ($)

🌐 West African CFA Franc (Fr)

West African CFA Franc exchange rates as of October 28, 2026: 1 USD = 589 XOF (1,000 XOF = 1.7 USD). 1 EUR = 656 XOF (1,000 XOF = 1.53 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to XOF in detail →

On the map

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Highest

Between locations

Lome Ubud, Bali 12,740 km ≈ 16 h nonstop flight

From you

Lome
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lome vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lome wins on cost – living expenses run 58% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Lome the obvious pick if budget is a priority.

Average pay runs 80% higher in Lome, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

All in, you’ll spend $560 per month in Lome versus $1,349 in Ubud, Bali – a 141% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 106% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $560 in Lome versus $1,349 in Ubud, Bali, a $800 budget is realistic in Lome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lome the clear choice for anyone on this budget.