Cost of Living Comparison Between Lome and Ubud, Bali Cost of Living Comparison Between Lome and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,028 in Lome versus $1,395 in Ubud, Bali.

Estimated couple costs with rent: $1,520 in Lome versus $2,559 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,012 in Lome versus $3,724 in Ubud, Bali.

Living in Lome costs roughly 26% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Lome is 24% below, Ubud, Bali is 4% above.

Meal at Budget Restaurant

$2.18 F CFA 1,219

$3.48 Rp 59.7K

-37.36%

Three-Course Dinner for Two, Mid-Range

$31.89 F CFA 17.8K

$32.88 Rp 564.0K

-3.01%

Fast Food Meal (McDonalds, etc)

$5.15 F CFA 2,876

$5.09 Rp 87.3K

1.18%

Cappuccino

$5.90 F CFA 3,291

$2.75 Rp 47.1K

114.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.38 F CFA 1,888

$1.38 Rp 23.7K

144.93%

Water (0.33 liter bottle)

$1.11 F CFA 621

$0.71 Rp 12.2K

56.34%

Local Beer (0.5 liter draught)

$0.84 F CFA 472

$2.88 Rp 49.4K

-70.83%

Imported Beer (0.33 liter bottle)

$1.71 F CFA 955

$3.87 Rp 66.4K

-55.81%

Milk (1 liter)

$2.42 F CFA 1,353

$1.79 Rp 30.7K

35.20%

White Bread (500g)

$1.26 F CFA 706

$2.45 Rp 42.0K

-48.57%

Rice (white) (1kg)

$1.85 F CFA 1,031

$1.21 Rp 20.7K

52.89%

Eggs

$2.06 F CFA 1,148

$2.39 Rp 40.9K

-13.81%

Local Cheese (1kg)

$14.08 F CFA 7,859

$14.70 Rp 252.1K

-4.22%

Chicken Fillets (1kg)

$8.50 F CFA 4,746

$4.24 Rp 72.7K

100.47%

Beef Round Steak (1kg)

$8.91 F CFA 4,974

$12.08 Rp 207.1K

-26.24%

Apples (1kg)

$2.63 F CFA 1,471

$3.66 Rp 62.9K

-28.14%

Banana (1kg)

$1.51 F CFA 842

$1.61 Rp 27.6K

-6.21%

Oranges (1kg)

$2.69 F CFA 1,504

$2.72 Rp 46.6K

-1.10%

Tomato (1kg)

$2.43 F CFA 1,358

$2.27 Rp 39.0K

7.05%

Potato (1kg)

$1.80 F CFA 1,007

$1.90 Rp 32.6K

-5.26%

Onion (1kg)

$1.75 F CFA 975

$2.30 Rp 39.4K

-23.91%

Lettuce (1 head)

$0.52 F CFA 289

$1.02 Rp 17.4K

-49.02%

Water (1.5 liter bottle)

$0.86 F CFA 479

$0.78 Rp 13.4K

10.26%

Cigarettes 20 Pack (Marlboro, Camel)

$1.38 F CFA 773

$3.24 Rp 55.7K

-57.41%

Wine (Bottle)

$4.83 F CFA 2,699

$24.06 Rp 412.7K

-79.93%

Local Beer (0.5 liter bottle)

$1.36 F CFA 760

$2.84 Rp 48.7K

-52.11%

Imported Beer (0.33 liter bottle)

$1.50 F CFA 839

$2.79 Rp 47.8K

-46.24%

One-way Ticket (Public Transport)

$0.34 F CFA 190

$0.27 Rp 4,610

25.93%

Public Transport Monthly Pass (Regular Price)

$52.2 F CFA 29.1K

$8.24 Rp 141.4K

533.25%

Taxi Start (Normal Tariff)

$2.10 F CFA 1,172

$0.45 Rp 7,708

366.67%

Taxi (Normal Tariff) (1km)

$0.74 F CFA 415

$0.43 Rp 7,305

72.09%

Taxi 1hour Waiting (Normal Tariff)

$5.27 F CFA 2,941

$6.02 Rp 103.3K

-12.46%

Gasoline (1 liter)

$1.19 F CFA 666

$0.86 Rp 14.7K

38.37%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.1K F CFA 7.9M

$26.1K Rp 447.1M

-45.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K F CFA 14.3M

$31.7K Rp 543.7M

-19.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 F CFA 96.0K

$78.3 Rp 1.3M

119.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.30 F CFA 12.4K

$4.00 Rp 68.5K

457.50%

Internet (50+ Mbps, Unlimited Data)

$43.33 F CFA 24.2K

$24.35 Rp 417.7K

77.95%

Gym Membership (Monthly)

$49.05 F CFA 27.4K

$95.8 Rp 1.6M

-48.78%

Tennis Court (1 Hour on Weekend)

$9.08 F CFA 5,069

$6.46 Rp 110.7K

40.56%

Cinema Ticket

$4.31 F CFA 2,404

$4.01 Rp 68.7K

7.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$178 F CFA 99.5K

$302 Rp 5.2M

-40.92%

International Primary School, 1 Child (Yearly)

$5,148 F CFA 2.9M

$6,545 Rp 112.3M

-21.34%

Jeans (Levis 501 Or Similar)

$24.52 F CFA 13.7K

$53.4 Rp 916.3K

-54.10%

Summer Dress (H&M, Zara, etc)

$27.17 F CFA 15.2K

$38.55 Rp 661.2K

-29.52%

Sport Shoes (Adidas, Nike)

$40.81 F CFA 22.8K

$89.1 Rp 1.5M

-54.18%

Men's Leather Business Shoes

$94.2 F CFA 52.6K

$78.9 Rp 1.4M

19.40%

1-bedroom Apartment, City Center (Monthly)

$358 F CFA 199.9K

$1,016 Rp 17.4M

-64.76%

1-bedroom Apartment, Outside City Center (Monthly)

$221 F CFA 123.2K

$672 Rp 11.5M

-67.17%

3-bedroom Apartment, City Center (Monthly)

$764 F CFA 426.4K

$3,368 Rp 57.8M

-77.33%

3-bedroom Apartment, Outside City Center (Monthly)

$300 F CFA 167.7K

$2,108 Rp 36.2M

-85.75%

Buy Apartment in City Center (m2)

$3,001 Rp 51.5M

Buy Apartment Outside City Center (m2)

$2,337 Rp 40.1M

Average Monthly Net Salary (After Tax)

$264 F CFA 147.4K

$178 Rp 3.0M

48.73%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-39.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lome: April 14, 2026

Last update for Ubud, Bali: April 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $358 in Lome and $1,016 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lome pays 49% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32 in Lome vs $33 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $250 vs $300 per month, with Lome cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lome vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lome wins on cost – living expenses run 36% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Lome the obvious pick if budget is a priority.

Lome pays 49% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $358 in Lome versus $1,016 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $178 in Lome versus $302 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 20% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,028 in Lome versus $1,395 in Ubud, Bali, a $1,000 budget is realistic in Lome but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lome the clear choice for anyone on this budget.

Both work as nomad bases, but Lome delivers better value – similar infrastructure at $1,028 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Lome hard to pass up.

Safety-wise, Lome and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lome gentler on the wallet – expenses run 36% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.