Cost of Living Comparison Between Ubud, Bali and Lomas de Zamora Cost of Living Comparison Between Ubud, Bali and Lomas de Zamora

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,205 in Lomas de Zamora.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $1,981 in Lomas de Zamora.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,756 in Lomas de Zamora.

Living in Ubud, Bali is roughly 14% more expensive than in Lomas de Zamora, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 0% above, Lomas de Zamora is 13% below.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$9.93 ARS 15.0K

-66.47%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$52.3 ARS 78.8K

-31.47%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$11.46 ARS 17.3K

-50.87%

Cappuccino

$2.82 Rp 49.7K

$3.41 ARS 5,137

-17.30%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.15 ARS 3,236

-18.60%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$1.70 ARS 2,563

-52.94%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$3.63 ARS 5,476

-16.25%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$4.61 ARS 6,961

-6.72%

Milk (1 liter)

$1.61 Rp 28.3K

$1.31 ARS 1,983

22.90%

White Bread (500g)

$2.27 Rp 39.9K

$1.98 ARS 2,981

14.65%

Rice (white) (1kg)

$1.17 Rp 20.6K

$1.52 ARS 2,291

-23.03%

Eggs

$2.17 Rp 38.2K

$2.78 ARS 4,197

-21.94%

Local Cheese (1kg)

$17.63 Rp 310.5K

$10.45 ARS 15.8K

68.71%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$10.04 ARS 15.1K

-59.66%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$13.85 ARS 20.9K

-12.06%

Apples (1kg)

$3.62 Rp 63.7K

$2.75 ARS 4,143

31.64%

Banana (1kg)

$1.64 Rp 28.8K

$1.99 ARS 3,000

-17.59%

Oranges (1kg)

$2.31 Rp 40.6K

$1.34 ARS 2,024

72.39%

Tomato (1kg)

$1.96 Rp 34.5K

$2.10 ARS 3,171

-6.67%

Potato (1kg)

$1.84 Rp 32.5K

$1.17 ARS 1,772

57.26%

Onion (1kg)

$2.37 Rp 41.7K

$1.14 ARS 1,720

107.89%

Lettuce (1 head)

$1.05 Rp 18.5K

$1.36 ARS 2,044

-22.79%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$1.72 ARS 2,591

-68.60%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$3.34 ARS 5,038

-31.14%

Wine (Bottle)

$23.08 Rp 406.4K

$5.20 ARS 7,842

343.85%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.71 ARS 2,579

36.84%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.64 ARS 3,980

16.29%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

$1.06 ARS 1,602

-76.42%

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

$26.45 ARS 39.9K

-64.39%

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$1.62 ARS 2,451

-69.75%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.01 ARS 1,529

-53.47%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$7.54 ARS 11.4K

-25.73%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.33 ARS 2,012

-39.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$16.5K ARS 24.9M

51.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$29.5K ARS 44.4M

5.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$97.9 ARS 147.6K

-15.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$20.31 ARS 30.6K

-68.05%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$27.53 ARS 41.5K

-31.75%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$30.24 ARS 45.6K

82.67%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$33.74 ARS 50.9K

-46.03%

Cinema Ticket

$4.30 Rp 75.7K

$8.23 ARS 12.4K

-47.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$298 ARS 450.2K

65.58%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$7,437 ARS 11.2M

-20.44%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$112 ARS 169.2K

-58.73%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$93.4 ARS 140.8K

-60.96%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$118 ARS 177.3K

-31.33%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$98.1 ARS 148.0K

-19.67%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$475 ARS 717.2K

134.32%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$318 ARS 479.7K

118.03%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$930 ARS 1.4M

291.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$725 ARS 1.1M

136.21%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$3,018 ARS 4.6M

-8.53%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,506 ARS 2.3M

52.28%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$743 ARS 1.1M

-77.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

56.56

-75.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Lomas de Zamora: September 8, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $475 in Lomas de Zamora. Housing cost is often the main lever when comparing two cities.

Lomas de Zamora pays 345% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36.00 in Ubud, Bali vs $52.0 in Lomas de Zamora. Groceries flip the comparison at $294 vs $271, with Lomas de Zamora cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lomas de Zamora: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lomas de Zamora differ by about 14% in total monthly costs ($1,378 vs $1,205 including rent). Lomas de Zamora is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 345% lower in Lomas de Zamora. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $475 in Lomas de Zamora. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lomas de Zamora – a meal for two runs $52.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,378 per month in Ubud, Bali versus $1,205 in Lomas de Zamora – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,205 in Lomas de Zamora versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Lomas de Zamora but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lomas de Zamora the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lomas de Zamora are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomas de Zamora gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.