Cost of Living Comparison Between Ubud, Bali and Lomas de Zamora Cost of Living Comparison Between Ubud, Bali and Lomas de Zamora

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $983 in Lomas de Zamora.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,586 in Lomas de Zamora.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $2,190 in Lomas de Zamora.

Living in Ubud, Bali is roughly 43% more expensive than in Lomas de Zamora, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Lomas de Zamora is 26% below.

Meal at Budget Restaurant

$3.45 Rp 62.0K

$8.83 ARS 13.0K

-60.93%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

$30.34 ARS 44.8K

6.59%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

$9.25 ARS 13.7K

-47.68%

Cappuccino

$2.75 Rp 49.3K

$2.03 ARS 2,996

35.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

$1.95 ARS 2,880

-29.23%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.54 ARS 2,273

-51.30%

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

$3.70 ARS 5,470

-19.19%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

$3.99 ARS 5,893

-3.51%

Milk (1 liter)

$1.74 Rp 31.1K

$1.27 ARS 1,870

37.01%

White Bread (500g)

$2.46 Rp 44.1K

$1.98 ARS 2,932

24.24%

Rice (white) (1kg)

$1.17 Rp 21.0K

$2.01 ARS 2,974

-41.79%

Eggs

$2.43 Rp 43.6K

$2.47 ARS 3,647

-1.62%

Local Cheese (1kg)

$14.50 Rp 260.2K

$12.23 ARS 18.1K

18.56%

Chicken Fillets (1kg)

$4.35 Rp 78.0K

$5.84 ARS 8,627

-25.51%

Beef Round Steak (1kg)

$11.98 Rp 214.9K

$9.30 ARS 13.7K

28.82%

Apples (1kg)

$3.72 Rp 66.7K

$2.56 ARS 3,780

45.31%

Banana (1kg)

$1.63 Rp 29.2K

$2.18 ARS 3,222

-25.23%

Oranges (1kg)

$2.74 Rp 49.2K

$1.25 ARS 1,848

119.20%

Tomato (1kg)

$2.24 Rp 40.2K

$2.69 ARS 3,971

-16.73%

Potato (1kg)

$1.92 Rp 34.4K

$1.49 ARS 2,198

28.86%

Onion (1kg)

$2.28 Rp 40.8K

$1.38 ARS 2,041

65.22%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.01 ARS 1,498

4.95%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$1.79 ARS 2,648

-59.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 58.9K

$3.30 ARS 4,879

-0.30%

Wine (Bottle)

$23.19 Rp 416.1K

$5.76 ARS 8,516

302.60%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.8K

$1.30 ARS 1,915

113.85%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.0K

$3.16 ARS 4,671

-13.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,778

$0.83 ARS 1,226

-67.47%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.4K

$30.41 ARS 45.0K

-73.33%

Taxi Start (Normal Tariff)

$0.48 Rp 8,659

$1.64 ARS 2,423

-70.73%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,532

$0.86 ARS 1,275

-51.16%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.6K

$6.07 ARS 8,972

2.47%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.12 ARS 1,661

-27.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 477.4M

$24.1K ARS 35.6M

10.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 577.4M

$25.6K ARS 37.8M

25.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$56.3 ARS 83.2K

39.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$18.31 ARS 27.1K

-77.77%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 436.4K

$15.11 ARS 22.3K

61.02%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$26.40 ARS 39.0K

273.52%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.7K

$13.52 ARS 20.0K

-53.11%

Cinema Ticket

$3.99 Rp 71.5K

$8.75 ARS 12.9K

-54.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$304 ARS 448.8K

0.46%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

$3,523 ARS 5.2M

88.52%

Jeans (Levis 501 Or Similar)

$54.1 Rp 971.2K

$62.1 ARS 91.7K

-12.76%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 678.2K

$60.9 ARS 90.0K

-37.90%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$109 ARS 160.8K

-20.18%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$94.8 ARS 140.1K

-19.46%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$343 ARS 507.5K

188.86%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$234 ARS 345.7K

187.59%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.5M

$680 ARS 1.0M

396.27%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$535 ARS 790.8K

283.18%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

$2,251 ARS 3.3M

24.59%

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

$1,544 ARS 2.3M

44.27%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$708 ARS 1.0M

-76.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

52.71

-74.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Lomas de Zamora: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $343 in Lomas de Zamora. Housing cost is often the main lever when comparing two cities.

Lomas de Zamora pays 324% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $30.00 in Lomas de Zamora for a mid-range dinner for two. Groceries echo the gap at $297 vs $246 per month, with Lomas de Zamora cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lomas de Zamora: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lomas de Zamora differ by about 43% in total monthly costs ($1,408 vs $983 including rent). Lomas de Zamora is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 324% lower in Lomas de Zamora. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $343 in Lomas de Zamora. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lomas de Zamora – a meal for two runs $30.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,408 per month in Ubud, Bali versus $983 in Lomas de Zamora – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

At $983 in Lomas de Zamora versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Lomas de Zamora but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lomas de Zamora the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lomas de Zamora are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomas de Zamora gentler on the wallet – expenses run 43% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.