Cost of Living Comparison Between Ubud, Bali and Lomas de Zamora Cost of Living Comparison Between Ubud, Bali and Lomas de Zamora

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $945 in Lomas de Zamora.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,556 in Lomas de Zamora.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $2,168 in Lomas de Zamora.

Living in Ubud, Bali is roughly 50% more expensive than Lomas de Zamora, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 6% above, Lomas de Zamora is 29% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$8.91 ARS 12.8K

-60.04%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$29.52 ARS 42.5K

10.87%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$9.24 ARS 13.3K

-46.43%

Cappuccino

$2.71 Rp 48.6K

$2.04 ARS 2,929

32.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$2.01 ARS 2,893

-33.33%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.46 ARS 2,094

-52.05%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$3.67 ARS 5,275

-20.44%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$4.11 ARS 5,919

-3.65%

Milk (1 liter)

$1.81 Rp 32.4K

$1.22 ARS 1,748

48.36%

White Bread (500g)

$2.52 Rp 45.1K

$1.96 ARS 2,826

28.57%

Rice (white) (1kg)

$1.16 Rp 20.8K

$2.04 ARS 2,939

-43.14%

Eggs

$2.46 Rp 44.1K

$2.37 ARS 3,414

3.80%

Local Cheese (1kg)

$14.71 Rp 263.7K

$11.93 ARS 17.2K

23.30%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$5.90 ARS 8,486

-26.78%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$9.22 ARS 13.3K

31.67%

Apples (1kg)

$3.84 Rp 68.8K

$2.56 ARS 3,688

50.00%

Banana (1kg)

$1.56 Rp 27.9K

$2.16 ARS 3,106

-27.78%

Oranges (1kg)

$2.83 Rp 50.8K

$1.31 ARS 1,886

116.03%

Tomato (1kg)

$2.33 Rp 41.7K

$2.62 ARS 3,772

-11.07%

Potato (1kg)

$1.91 Rp 34.3K

$1.49 ARS 2,137

28.19%

Onion (1kg)

$2.20 Rp 39.5K

$1.37 ARS 1,975

60.58%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.97 ARS 1,402

4.12%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$1.86 ARS 2,671

-58.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.16 ARS 4,548

5.06%

Wine (Bottle)

$23.74 Rp 425.5K

$5.98 ARS 8,609

296.99%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.30 ARS 1,864

114.62%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$3.03 ARS 4,353

-5.61%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.84 ARS 1,206

-67.86%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$30.47 ARS 43.8K

-73.65%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.65 ARS 2,368

-72.12%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.91 ARS 1,314

-50.55%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$6.12 ARS 8,809

-0.33%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.11 ARS 1,593

-28.83%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$23.8K ARS 34.3M

9.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$26.5K ARS 38.1M

21.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$54.2 ARS 78.0K

47.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$18.47 ARS 26.6K

-78.02%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$14.92 ARS 21.5K

57.64%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$26.23 ARS 37.7K

276.29%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$13.89 ARS 20.0K

-52.27%

Cinema Ticket

$4.15 Rp 74.3K

$9.01 ARS 13.0K

-53.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$295 ARS 424.6K

2.98%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$3,568 ARS 5.1M

85.33%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$61.7 ARS 88.8K

-10.00%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$60.4 ARS 86.9K

-36.59%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$108 ARS 155.5K

-18.04%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$94.9 ARS 136.6K

-17.98%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$337 ARS 485.3K

198.34%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$237 ARS 340.2K

185.53%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$691 ARS 994.5K

397.82%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$534 ARS 768.7K

281.67%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$2,060 ARS 3.0M

37.95%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,773 ARS 2.6M

27.68%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$696 ARS 1.0M

-76.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

52.71

-74.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Lomas de Zamora: May 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $337 in Lomas de Zamora. Housing cost is often the main lever when comparing two cities.

Lomas de Zamora pays 321% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $30.00 in Lomas de Zamora for a mid-range dinner for two. Groceries echo the gap at $302 vs $244 per month, with Lomas de Zamora cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lomas de Zamora: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lomas de Zamora differ by about 50% in total monthly costs ($1,419 vs $945 including rent). Lomas de Zamora is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Lomas de Zamora earns 321% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $337 in Lomas de Zamora. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lomas de Zamora – a meal for two runs $30.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,419 per month in Ubud, Bali versus $945 in Lomas de Zamora – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

At $945 in Lomas de Zamora versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Lomas de Zamora but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lomas de Zamora the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lomas de Zamora are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomas de Zamora gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.