Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Lomas de Zamora

For one person, living is cheaper in Lomas de Zamora: $1,221 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
59

Cost of Living Index in Lomas de Zamora
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Lomas de Zamora Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Lomas de Zamora

🇦🇷 Argentina

$1,221

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Lomas de Zamora

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Lomas de Zamora actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,221 in Lomas de Zamora.

Ubud, Bali $1,349
Lomas de Zamora $1,221

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,061 in Lomas de Zamora.

Ubud, Bali $2,305
Lomas de Zamora $2,061

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,900 in Lomas de Zamora.

Ubud, Bali $3,261
Lomas de Zamora $2,900

Living in Ubud, Bali is roughly 10% more expensive than in Lomas de Zamora, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$9.94 ARS 15.3K

-66.60%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$52.8 ARS 81.2K

-32.51%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$11.40 ARS 17.5K

-51.49%

Cappuccino

$2.72 Rp 49.0K

$3.40 ARS 5,226

-20.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.02 ARS 3,114

-15.84%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$1.64 ARS 2,516

-53.66%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$3.87 ARS 5,952

-31.52%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$4.64 ARS 7,139

-5.60%

Milk (1 liter)

$1.49 Rp 26.9K

$1.29 ARS 1,985

15.50%

White Bread (500g)

$2.28 Rp 41.0K

$1.95 ARS 3,003

16.92%

Rice (white) (1kg)

$1.19 Rp 21.5K

$1.59 ARS 2,444

-25.16%

Eggs

$2.04 Rp 36.7K

$2.71 ARS 4,161

-24.72%

Local Cheese (1kg)

$17.70 Rp 319.1K

$11.12 ARS 17.1K

59.17%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$10.41 ARS 16.0K

-61.96%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$13.23 ARS 20.3K

-7.86%

Apples (1kg)

$3.66 Rp 65.9K

$2.59 ARS 3,992

41.31%

Banana (1kg)

$1.52 Rp 27.4K

$1.97 ARS 3,027

-22.84%

Oranges (1kg)

$2.23 Rp 40.2K

$1.34 ARS 2,063

66.42%

Tomato (1kg)

$1.97 Rp 35.6K

$1.98 ARS 3,048

-0.51%

Potato (1kg)

$1.85 Rp 33.3K

$1.21 ARS 1,865

52.89%

Onion (1kg)

$2.42 Rp 43.7K

$1.20 ARS 1,848

101.67%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.30 ARS 1,998

-23.85%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.77 ARS 2,726

-71.19%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$3.21 ARS 4,936

-30.84%

Wine (Bottle)

$22.24 Rp 400.9K

$5.44 ARS 8,361

308.82%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.63 ARS 2,505

38.65%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$2.74 ARS 4,222

8.39%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$0.97 ARS 1,493

-74.23%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$26.33 ARS 40.5K

-70.30%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$1.57 ARS 2,418

-71.97%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.01 ARS 1,558

-57.43%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$8.02 ARS 12.3K

-32.54%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.35 ARS 2,074

-39.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$16.8K ARS 25.8M

42.32%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$30.2K ARS 46.4M

5.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$97.6 ARS 150.1K

-18.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$20.17 ARS 31.0K

-68.02%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$27.02 ARS 41.6K

-31.24%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$31.39 ARS 48.3K

57.63%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$20.74 ARS 31.9K

-14.90%

Cinema Ticket

$4.27 Rp 77.0K

$7.86 ARS 12.1K

-45.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$240 ARS 369.8K

104.05%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$4,147 ARS 6.4M

36.81%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$121 ARS 185.9K

-63.06%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$96.6 ARS 148.6K

-63.83%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$118 ARS 182.1K

-32.49%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$101 ARS 155.6K

-21.48%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$523 ARS 804.0K

115.20%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$326 ARS 501.9K

105.78%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$1,079 ARS 1.7M

230.31%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$823 ARS 1.3M

109.45%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$3,005 ARS 4.6M

-9.09%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$1,287 ARS 2.0M

77.50%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$737 ARS 1.1M

-77.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

57.25

-75.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Lomas de Zamora: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Lomas de Zamora

$326 26.7% 51.4% $345

Groceries & Markets

Ubud, Bali

$288 21.4%

Lomas de Zamora

$272 22.3% 5.8% $17

Eating Out

Ubud, Bali

$108 8%

Lomas de Zamora

$198 16.2% 83.7% $90

Clothing & Footwear

Ubud, Bali

$108 8%

Lomas de Zamora

$197 16.1% 82.9% $89

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Lomas de Zamora

$145 11.9% 39.1% $41

Sport & Entertainment

Ubud, Bali

$58 4.3%

Lomas de Zamora

$47 3.9% 18.8% $11

Getting Around

Ubud, Bali

$11 0.9%

Lomas de Zamora

$37 3% 223% $25

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $523 in Lomas de Zamora. Housing cost is often the main lever when comparing two cities.

Lomas de Zamora pays about 4.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $53 in Lomas de Zamora. Groceries flip the comparison at $288 vs $272, with Lomas de Zamora cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇦🇷 Lomas de Zamora

🕒 Local time

20:41 8:41 PM

09:41 9:41 AM

11 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

616,279

💱 Currency

Indonesian Rupiah IDR Rp

Argentine Peso ARS $

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

10,000 ARS = 6.5 USD

10,000 ARS = 5.84 EUR

Exchange rates and currency converter

ARS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,061 IDR (100,000 IDR = 4.98 EUR).

Argentine Peso exchange rates as of October 28, 2026: 1 USD = 1,538 ARS (10,000 ARS = 6.5 USD). 1 EUR = 1,712 ARS (10,000 ARS = 5.84 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Lomas de Zamora 15,160 km ≈ 19 h nonstop flight

From you

Ubud, Bali
Lomas de Zamora

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Lomas de Zamora: Cost of Living - Frequently Asked Questions

Ubud, Bali and Lomas de Zamora differ by about 10% in total monthly costs ($1,349 vs $1,221 including rent). Lomas de Zamora is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 78% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $523 in Lomas de Zamora. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $53 in Lomas de Zamora. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $1,221 in Lomas de Zamora – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $2,000 a month, though Lomas de Zamora gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Lomas de Zamora are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.