Last update: Oct 2026

Cost of Living Comparison Between Lomas de Zamora and Ubud, Bali

For one person, living is cheaper in Lomas de Zamora: $1,221 a month against $1,349 in Ubud, Bali, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

59

Cost of Living Index in Lomas de Zamora
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Lomas de Zamora Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Lomas de Zamora

🇦🇷 Argentina

$1,221

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Lomas de Zamora and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Lomas de Zamora and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,221 in Lomas de Zamora versus $1,349 in Ubud, Bali.

Lomas de Zamora $1,221
Ubud, Bali $1,349

Estimated couple costs with rent: $2,061 in Lomas de Zamora versus $2,305 in Ubud, Bali.

Lomas de Zamora $2,061
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $2,900 in Lomas de Zamora versus $3,261 in Ubud, Bali.

Lomas de Zamora $2,900
Ubud, Bali $3,261

Living in Lomas de Zamora costs roughly 9% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$9.94 ARS 15.3K

$3.32 Rp 60.4K

199.40%

Three-Course Dinner for Two, Mid-Range

$52.8 ARS 81.2K

$35.64 Rp 647.8K

48.18%

Fast Food Meal (McDonalds, etc)

$11.40 ARS 17.5K

$5.53 Rp 100.6K

106.15%

Cappuccino

$3.40 ARS 5,226

$2.72 Rp 49.4K

25.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.02 ARS 3,114

$1.70 Rp 30.9K

18.82%

Water (0.33 liter bottle)

$1.64 ARS 2,516

$0.76 Rp 13.8K

115.79%

Local Beer (0.5 liter draught)

$3.87 ARS 5,952

$2.65 Rp 48.2K

46.04%

Imported Beer (0.33 liter bottle)

$4.64 ARS 7,139

$4.38 Rp 79.6K

5.94%

Milk (1 liter)

$1.29 ARS 1,985

$1.49 Rp 27.1K

-13.42%

White Bread (500g)

$1.95 ARS 3,003

$2.28 Rp 41.4K

-14.47%

Rice (white) (1kg)

$1.59 ARS 2,444

$1.19 Rp 21.6K

33.61%

Eggs

$2.71 ARS 4,161

$2.04 Rp 37.0K

32.84%

Local Cheese (1kg)

$11.12 ARS 17.1K

$17.70 Rp 321.7K

-37.18%

Chicken Fillets (1kg)

$10.41 ARS 16.0K

$3.96 Rp 72.0K

162.88%

Beef Round Steak (1kg)

$13.23 ARS 20.3K

$12.19 Rp 221.6K

8.53%

Apples (1kg)

$2.59 ARS 3,992

$3.66 Rp 66.4K

-29.23%

Banana (1kg)

$1.97 ARS 3,027

$1.52 Rp 27.6K

29.61%

Oranges (1kg)

$1.34 ARS 2,063

$2.23 Rp 40.5K

-39.91%

Tomato (1kg)

$1.98 ARS 3,048

$1.97 Rp 35.9K

0.51%

Potato (1kg)

$1.21 ARS 1,865

$1.85 Rp 33.6K

-34.59%

Onion (1kg)

$1.20 ARS 1,848

$2.42 Rp 44.1K

-50.41%

Lettuce (1 head)

$1.30 ARS 1,998

$0.99 Rp 18.0K

31.31%

Water (1.5 liter bottle)

$1.77 ARS 2,726

$0.51 Rp 9,332

247.06%

Cigarettes 20 Pack (Marlboro, Camel)

$3.21 ARS 4,936

$2.22 Rp 40.4K

44.59%

Wine (Bottle)

$5.44 ARS 8,361

$22.24 Rp 404.2K

-75.54%

Local Beer (0.5 liter bottle)

$1.63 ARS 2,505

$2.26 Rp 41.1K

-27.88%

Imported Beer (0.33 liter bottle)

$2.74 ARS 4,222

$2.97 Rp 54.0K

-7.74%

One-way Ticket (Public Transport)

$0.97 ARS 1,493

$0.25 Rp 4,562

288.00%

Public Transport Monthly Pass (Regular Price)

$26.33 ARS 40.5K

$7.82 Rp 142.2K

236.70%

Taxi Start (Normal Tariff)

$1.57 ARS 2,418

$0.44 Rp 7,989

256.82%

Taxi (Normal Tariff) (1km)

$1.01 ARS 1,558

$0.43 Rp 7,817

134.88%

Taxi 1hour Waiting (Normal Tariff)

$8.02 ARS 12.3K

$5.41 Rp 98.3K

48.24%

Gasoline (1 liter)

$1.35 ARS 2,074

$0.82 Rp 15.0K

64.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.8K ARS 25.8M

$23.8K Rp 433.3M

-29.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$30.2K ARS 46.4M

$31.7K Rp 577.0M

-4.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.6 ARS 150.1K

$79.1 Rp 1.4M

23.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.17 ARS 31.0K

$6.45 Rp 117.2K

212.71%

Internet (50+ Mbps, Unlimited Data)

$27.02 ARS 41.6K

$18.58 Rp 337.7K

45.43%

Gym Membership (Monthly)

$31.39 ARS 48.3K

$49.48 Rp 899.4K

-36.56%

Tennis Court (1 Hour on Weekend)

$20.74 ARS 31.9K

$17.65 Rp 320.8K

17.51%

Cinema Ticket

$7.86 ARS 12.1K

$4.27 Rp 77.7K

84.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 ARS 369.8K

$491 Rp 8.9M

-50.99%

International Primary School, 1 Child (Yearly)

$4,147 ARS 6.4M

$5,674 Rp 103.1M

-26.90%

Jeans (Levis 501 Or Similar)

$121 ARS 185.9K

$44.64 Rp 811.4K

170.74%

Summer Dress (H&M, Zara, etc)

$96.6 ARS 148.6K

$34.95 Rp 635.3K

176.45%

Sport Shoes (Adidas, Nike)

$118 ARS 182.1K

$79.9 Rp 1.5M

48.12%

Men's Leather Business Shoes

$101 ARS 155.6K

$79.4 Rp 1.4M

27.36%

1-bedroom Apartment, City Center (Monthly)

$523 ARS 804.0K

$1,125 Rp 20.4M

-53.53%

1-bedroom Apartment, Outside City Center (Monthly)

$326 ARS 501.9K

$671 Rp 12.2M

-51.41%

3-bedroom Apartment, City Center (Monthly)

$1,079 ARS 1.7M

$3,565 Rp 64.8M

-69.73%

3-bedroom Apartment, Outside City Center (Monthly)

$823 ARS 1.3M

$1,723 Rp 31.3M

-52.26%

Buy Apartment in City Center (m2)

$3,005 ARS 4.6M

$2,732 Rp 49.6M

10.00%

Buy Apartment Outside City Center (m2)

$1,287 ARS 2.0M

$2,284 Rp 41.5M

-43.66%

Average Monthly Net Salary (After Tax)

$737 ARS 1.1M

$164 Rp 3.0M

349.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

57.25

13.78

315.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomas de Zamora: October 24, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Lomas de Zamora

$326 26.7%

Ubud, Bali

$672 49.8% 106% $345

Groceries & Markets

Lomas de Zamora

$272 22.3%

Ubud, Bali

$288 21.4% 6.2% $17

Eating Out

Lomas de Zamora

$198 16.2%

Ubud, Bali

$108 8% 45.6% $90

Clothing & Footwear

Lomas de Zamora

$197 16.1%

Ubud, Bali

$108 8% 45.3% $89

Monthly Utilities & Internet

Lomas de Zamora

$145 11.9%

Ubud, Bali

$104 7.7% 28.1% $41

Sport & Entertainment

Lomas de Zamora

$47 3.9%

Ubud, Bali

$58 4.3% 23.2% $11

Getting Around

Lomas de Zamora

$37 3%

Ubud, Bali

$11 0.9% 69% $25

Cost Breakdown

A one-bedroom apartment in the center runs $523 in Lomas de Zamora and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lomas de Zamora pays about 4.5 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $53 in Lomas de Zamora vs $36 in Ubud, Bali. Groceries flip the comparison at $272 vs $288, with Lomas de Zamora cheaper for home cooking.

Good to know

🇦🇷 Lomas de Zamora

🇮🇩 Ubud, Bali

🕒 Local time

13:03 1:03 PM

00:03 12:03 AM

11 h ahead of Lomas de Zamora

🌤 Weather

👥 Population

616,279

74,800

💱 Currency

Argentine Peso ARS $

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 ARS = 6.5 USD

10,000 ARS = 5.84 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to ARS – Argentine Peso Converter

🇺🇸 United States Dollar ($)

🇦🇷 Argentine Peso ($)

Argentine Peso exchange rates as of October 28, 2026: 1 USD = 1,538 ARS (10,000 ARS = 6.5 USD). 1 EUR = 1,712 ARS (10,000 ARS = 5.84 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

USD to ARS in detail →

On the map

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Highest

Between locations

Lomas de Zamora Ubud, Bali 15,160 km ≈ 19 h nonstop flight

From you

Lomas de Zamora
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomas de Zamora vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lomas de Zamora and Ubud, Bali differ by about 10% in total monthly costs ($1,221 vs $1,349 including rent). Lomas de Zamora is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay in Lomas de Zamora is about 4.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $523 in Lomas de Zamora versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $53 in Lomas de Zamora. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,221 per month in Lomas de Zamora versus $1,349 in Ubud, Bali – a 10% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $2,000 a month, though Lomas de Zamora gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lomas de Zamora and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.