Cost of Living Comparison Between Lomas de Zamora and Ubud, Bali Cost of Living Comparison Between Lomas de Zamora and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $983 in Lomas de Zamora versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,586 in Lomas de Zamora versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,190 in Lomas de Zamora versus $3,763 in Ubud, Bali.

Living in Lomas de Zamora costs roughly 30% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Lomas de Zamora is 26% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$8.83 ARS 13.0K

$3.45 Rp 62.0K

155.94%

Three-Course Dinner for Two, Mid-Range

$30.34 ARS 44.8K

$32.34 Rp 580.1K

-6.18%

Fast Food Meal (McDonalds, etc)

$9.25 ARS 13.7K

$4.84 Rp 86.9K

91.12%

Cappuccino

$2.03 ARS 2,996

$2.75 Rp 49.3K

-26.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.95 ARS 2,880

$1.38 Rp 24.8K

41.30%

Water (0.33 liter bottle)

$1.54 ARS 2,273

$0.75 Rp 13.5K

105.33%

Local Beer (0.5 liter draught)

$3.70 ARS 5,470

$2.99 Rp 53.7K

23.75%

Imported Beer (0.33 liter bottle)

$3.99 ARS 5,893

$3.85 Rp 69.1K

3.64%

Milk (1 liter)

$1.27 ARS 1,870

$1.74 Rp 31.1K

-27.01%

White Bread (500g)

$1.98 ARS 2,932

$2.46 Rp 44.1K

-19.51%

Rice (white) (1kg)

$2.01 ARS 2,974

$1.17 Rp 21.0K

71.79%

Eggs

$2.47 ARS 3,647

$2.43 Rp 43.6K

1.65%

Local Cheese (1kg)

$12.23 ARS 18.1K

$14.50 Rp 260.2K

-15.66%

Chicken Fillets (1kg)

$5.84 ARS 8,627

$4.35 Rp 78.0K

34.25%

Beef Round Steak (1kg)

$9.30 ARS 13.7K

$11.98 Rp 214.9K

-22.37%

Apples (1kg)

$2.56 ARS 3,780

$3.72 Rp 66.7K

-31.18%

Banana (1kg)

$2.18 ARS 3,222

$1.63 Rp 29.2K

33.74%

Oranges (1kg)

$1.25 ARS 1,848

$2.74 Rp 49.2K

-54.38%

Tomato (1kg)

$2.69 ARS 3,971

$2.24 Rp 40.2K

20.09%

Potato (1kg)

$1.49 ARS 2,198

$1.92 Rp 34.4K

-22.40%

Onion (1kg)

$1.38 ARS 2,041

$2.28 Rp 40.8K

-39.47%

Lettuce (1 head)

$1.01 ARS 1,498

$1.06 Rp 19.1K

-4.72%

Water (1.5 liter bottle)

$1.79 ARS 2,648

$0.72 Rp 12.9K

148.61%

Cigarettes 20 Pack (Marlboro, Camel)

$3.30 ARS 4,879

$3.29 Rp 58.9K

0.30%

Wine (Bottle)

$5.76 ARS 8,516

$23.19 Rp 416.1K

-75.16%

Local Beer (0.5 liter bottle)

$1.30 ARS 1,915

$2.78 Rp 49.8K

-53.24%

Imported Beer (0.33 liter bottle)

$3.16 ARS 4,671

$2.73 Rp 49.0K

15.75%

One-way Ticket (Public Transport)

$0.83 ARS 1,226

$0.27 Rp 4,778

207.41%

Public Transport Monthly Pass (Regular Price)

$30.41 ARS 45.0K

$8.11 Rp 145.4K

274.97%

Taxi Start (Normal Tariff)

$1.64 ARS 2,423

$0.48 Rp 8,659

241.67%

Taxi (Normal Tariff) (1km)

$0.86 ARS 1,275

$0.42 Rp 7,532

104.76%

Taxi 1hour Waiting (Normal Tariff)

$6.07 ARS 8,972

$6.22 Rp 111.6K

-2.41%

Gasoline (1 liter)

$1.12 ARS 1,661

$0.81 Rp 14.6K

38.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.1K ARS 35.6M

$26.6K Rp 477.4M

-9.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K ARS 37.8M

$32.2K Rp 577.4M

-20.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$56.3 ARS 83.2K

$78.4 Rp 1.4M

-28.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.31 ARS 27.1K

$4.07 Rp 73.0K

349.88%

Internet (50+ Mbps, Unlimited Data)

$15.11 ARS 22.3K

$24.33 Rp 436.4K

-37.90%

Gym Membership (Monthly)

$26.40 ARS 39.0K

$98.6 Rp 1.8M

-73.23%

Tennis Court (1 Hour on Weekend)

$13.52 ARS 20.0K

$6.34 Rp 113.7K

113.25%

Cinema Ticket

$8.75 ARS 12.9K

$3.99 Rp 71.5K

119.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 ARS 448.8K

$305 Rp 5.5M

-0.46%

International Primary School, 1 Child (Yearly)

$3,523 ARS 5.2M

$6,642 Rp 119.2M

-46.95%

Jeans (Levis 501 Or Similar)

$62.1 ARS 91.7K

$54.1 Rp 971.2K

14.63%

Summer Dress (H&M, Zara, etc)

$60.9 ARS 90.0K

$37.81 Rp 678.2K

61.04%

Sport Shoes (Adidas, Nike)

$109 ARS 160.8K

$86.8 Rp 1.6M

25.29%

Men's Leather Business Shoes

$94.8 ARS 140.1K

$76.4 Rp 1.4M

24.17%

1-bedroom Apartment, City Center (Monthly)

$343 ARS 507.5K

$992 Rp 17.8M

-65.38%

1-bedroom Apartment, Outside City Center (Monthly)

$234 ARS 345.7K

$673 Rp 12.1M

-65.23%

3-bedroom Apartment, City Center (Monthly)

$680 ARS 1.0M

$3,375 Rp 60.5M

-79.85%

3-bedroom Apartment, Outside City Center (Monthly)

$535 ARS 790.8K

$2,050 Rp 36.8M

-73.90%

Buy Apartment in City Center (m2)

$2,251 ARS 3.3M

$2,805 Rp 50.3M

-19.74%

Buy Apartment Outside City Center (m2)

$1,544 ARS 2.3M

$2,227 Rp 39.9M

-30.69%

Average Monthly Net Salary (After Tax)

$708 ARS 1.0M

$167 Rp 3.0M

323.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

52.71

13.28

296.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomas de Zamora: July 11, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $343 in Lomas de Zamora and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lomas de Zamora pays 324% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Lomas de Zamora vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $246 vs $297 per month, with Lomas de Zamora cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomas de Zamora vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lomas de Zamora and Ubud, Bali differ by about 43% in total monthly costs ($983 vs $1,408 including rent). Lomas de Zamora is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 324% higher in Lomas de Zamora, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $343 in Lomas de Zamora versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lomas de Zamora – a meal for two runs $30.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $983 per month in Lomas de Zamora versus $1,408 in Ubud, Bali – a 43% gap that adds up to real savings over time for anyone picking the cheaper option.

At $983 in Lomas de Zamora versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Lomas de Zamora but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lomas de Zamora the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lomas de Zamora and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomas de Zamora gentler on the wallet – expenses run 43% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.