Cost of Living Comparison Between Lomas de Zamora and Ubud, Bali Cost of Living Comparison Between Lomas de Zamora and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,205 in Lomas de Zamora versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,981 in Lomas de Zamora versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,756 in Lomas de Zamora versus $3,275 in Ubud, Bali.

Living in Lomas de Zamora costs roughly 13% less than in Ubud, Bali, driven mainly by Eating Out.

The two cities straddle the global median: Lomas de Zamora is 13% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$9.93 ARS 15.0K

$3.33 Rp 58.7K

198.20%

Three-Course Dinner for Two, Mid-Range

$52.3 ARS 78.8K

$35.82 Rp 630.7K

45.92%

Fast Food Meal (McDonalds, etc)

$11.46 ARS 17.3K

$5.63 Rp 99.1K

103.55%

Cappuccino

$3.41 ARS 5,137

$2.82 Rp 49.7K

20.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.15 ARS 3,236

$1.75 Rp 30.8K

22.86%

Water (0.33 liter bottle)

$1.70 ARS 2,563

$0.80 Rp 14.0K

112.50%

Local Beer (0.5 liter draught)

$3.63 ARS 5,476

$3.04 Rp 53.6K

19.41%

Imported Beer (0.33 liter bottle)

$4.61 ARS 6,961

$4.30 Rp 75.7K

7.21%

Milk (1 liter)

$1.31 ARS 1,983

$1.61 Rp 28.3K

-18.63%

White Bread (500g)

$1.98 ARS 2,981

$2.27 Rp 39.9K

-12.78%

Rice (white) (1kg)

$1.52 ARS 2,291

$1.17 Rp 20.6K

29.91%

Eggs

$2.78 ARS 4,197

$2.17 Rp 38.2K

28.11%

Local Cheese (1kg)

$10.45 ARS 15.8K

$17.63 Rp 310.5K

-40.73%

Chicken Fillets (1kg)

$10.04 ARS 15.1K

$4.05 Rp 71.4K

147.90%

Beef Round Steak (1kg)

$13.85 ARS 20.9K

$12.18 Rp 214.5K

13.71%

Apples (1kg)

$2.75 ARS 4,143

$3.62 Rp 63.7K

-24.03%

Banana (1kg)

$1.99 ARS 3,000

$1.64 Rp 28.8K

21.34%

Oranges (1kg)

$1.34 ARS 2,024

$2.31 Rp 40.6K

-41.99%

Tomato (1kg)

$2.10 ARS 3,171

$1.96 Rp 34.5K

7.14%

Potato (1kg)

$1.17 ARS 1,772

$1.84 Rp 32.5K

-36.41%

Onion (1kg)

$1.14 ARS 1,720

$2.37 Rp 41.7K

-51.90%

Lettuce (1 head)

$1.36 ARS 2,044

$1.05 Rp 18.5K

29.52%

Water (1.5 liter bottle)

$1.72 ARS 2,591

$0.54 Rp 9,560

218.52%

Cigarettes 20 Pack (Marlboro, Camel)

$3.34 ARS 5,038

$2.30 Rp 40.6K

45.22%

Wine (Bottle)

$5.20 ARS 7,842

$23.08 Rp 406.4K

-77.47%

Local Beer (0.5 liter bottle)

$1.71 ARS 2,579

$2.34 Rp 41.2K

-26.92%

Imported Beer (0.33 liter bottle)

$2.64 ARS 3,980

$3.07 Rp 54.0K

-14.01%

One-way Ticket (Public Transport)

$1.06 ARS 1,602

$0.25 Rp 4,365

324.00%

Public Transport Monthly Pass (Regular Price)

$26.45 ARS 39.9K

$9.42 Rp 165.9K

180.79%

Taxi Start (Normal Tariff)

$1.62 ARS 2,451

$0.49 Rp 8,631

230.61%

Taxi (Normal Tariff) (1km)

$1.01 ARS 1,529

$0.47 Rp 8,349

114.89%

Taxi 1hour Waiting (Normal Tariff)

$7.54 ARS 11.4K

$5.60 Rp 98.6K

34.64%

Gasoline (1 liter)

$1.33 ARS 2,012

$0.81 Rp 14.2K

64.20%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.5K ARS 24.9M

$25.0K Rp 440.3M

-34.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.5K ARS 44.4M

$31.1K Rp 547.0M

-5.17%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$97.9 ARS 147.6K

$82.7 Rp 1.5M

18.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.31 ARS 30.6K

$6.49 Rp 114.2K

212.94%

Internet (50+ Mbps, Unlimited Data)

$27.53 ARS 41.5K

$18.79 Rp 330.8K

46.51%

Gym Membership (Monthly)

$30.24 ARS 45.6K

$55.2 Rp 972.6K

-45.26%

Tennis Court (1 Hour on Weekend)

$33.74 ARS 50.9K

$18.21 Rp 320.6K

85.28%

Cinema Ticket

$8.23 ARS 12.4K

$4.30 Rp 75.7K

91.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$298 ARS 450.2K

$494 Rp 8.7M

-39.61%

International Primary School, 1 Child (Yearly)

$7,437 ARS 11.2M

$5,917 Rp 104.2M

25.69%

Jeans (Levis 501 Or Similar)

$112 ARS 169.2K

$46.28 Rp 814.8K

142.29%

Summer Dress (H&M, Zara, etc)

$93.4 ARS 140.8K

$36.44 Rp 641.6K

156.17%

Sport Shoes (Adidas, Nike)

$118 ARS 177.3K

$80.7 Rp 1.4M

45.63%

Men's Leather Business Shoes

$98.1 ARS 148.0K

$78.8 Rp 1.4M

24.49%

1-bedroom Apartment, City Center (Monthly)

$475 ARS 717.2K

$1,114 Rp 19.6M

-57.32%

1-bedroom Apartment, Outside City Center (Monthly)

$318 ARS 479.7K

$693 Rp 12.2M

-54.13%

3-bedroom Apartment, City Center (Monthly)

$930 ARS 1.4M

$3,639 Rp 64.1M

-74.43%

3-bedroom Apartment, Outside City Center (Monthly)

$725 ARS 1.1M

$1,712 Rp 30.1M

-57.66%

Buy Apartment in City Center (m2)

$3,018 ARS 4.6M

$2,761 Rp 48.6M

9.33%

Buy Apartment Outside City Center (m2)

$1,506 ARS 2.3M

$2,293 Rp 40.4M

-34.33%

Average Monthly Net Salary (After Tax)

$743 ARS 1.1M

$167 Rp 2.9M

344.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

56.56

13.78

310.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomas de Zamora: September 8, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $475 in Lomas de Zamora and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lomas de Zamora pays 345% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $52.0 in Lomas de Zamora vs $36.00 in Ubud, Bali. Groceries flip the comparison at $271 vs $294, with Lomas de Zamora cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomas de Zamora vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lomas de Zamora and Ubud, Bali differ by about 14% in total monthly costs ($1,205 vs $1,378 including rent). Lomas de Zamora is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 345% higher in Lomas de Zamora, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $475 in Lomas de Zamora versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lomas de Zamora – a meal for two runs $52.0 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,205 per month in Lomas de Zamora versus $1,378 in Ubud, Bali – a 14% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,205 in Lomas de Zamora versus $1,378 in Ubud, Bali, a $2,000 budget is realistic in Lomas de Zamora but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lomas de Zamora the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lomas de Zamora and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomas de Zamora gentler on the wallet – expenses run 14% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.