Cost of Living Comparison Between Lomas de Zamora and Ubud, Bali Cost of Living Comparison Between Lomas de Zamora and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $945 in Lomas de Zamora versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $1,556 in Lomas de Zamora versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,168 in Lomas de Zamora versus $3,660 in Ubud, Bali.

Living in Lomas de Zamora costs roughly 33% less than in Ubud, Bali, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Lomas de Zamora is 29% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$8.91 ARS 12.7K

$3.56 Rp 63.7K

150.28%

Three-Course Dinner for Two, Mid-Range

$29.52 ARS 42.1K

$32.73 Rp 584.5K

-9.81%

Fast Food Meal (McDonalds, etc)

$9.24 ARS 13.2K

$4.95 Rp 88.4K

86.67%

Cappuccino

$2.04 ARS 2,904

$2.71 Rp 48.4K

-24.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.01 ARS 2,869

$1.34 Rp 24.0K

50.00%

Water (0.33 liter bottle)

$1.46 ARS 2,077

$0.70 Rp 12.5K

108.57%

Local Beer (0.5 liter draught)

$3.67 ARS 5,231

$2.92 Rp 52.1K

25.68%

Imported Beer (0.33 liter bottle)

$4.11 ARS 5,869

$3.96 Rp 70.7K

3.79%

Milk (1 liter)

$1.22 ARS 1,734

$1.81 Rp 32.3K

-32.60%

White Bread (500g)

$1.96 ARS 2,802

$2.52 Rp 45.0K

-22.22%

Rice (white) (1kg)

$2.04 ARS 2,914

$1.16 Rp 20.7K

75.86%

Eggs

$2.37 ARS 3,385

$2.46 Rp 43.9K

-3.66%

Local Cheese (1kg)

$11.93 ARS 17.0K

$14.71 Rp 262.7K

-18.90%

Chicken Fillets (1kg)

$5.90 ARS 8,415

$4.32 Rp 77.1K

36.57%

Beef Round Steak (1kg)

$9.22 ARS 13.2K

$12.14 Rp 216.7K

-24.05%

Apples (1kg)

$2.56 ARS 3,658

$3.84 Rp 68.6K

-33.33%

Banana (1kg)

$2.16 ARS 3,081

$1.56 Rp 27.8K

38.46%

Oranges (1kg)

$1.31 ARS 1,870

$2.83 Rp 50.6K

-53.71%

Tomato (1kg)

$2.62 ARS 3,740

$2.33 Rp 41.5K

12.45%

Potato (1kg)

$1.49 ARS 2,119

$1.91 Rp 34.2K

-21.99%

Onion (1kg)

$1.37 ARS 1,958

$2.20 Rp 39.3K

-37.73%

Lettuce (1 head)

$0.97 ARS 1,390

$1.01 Rp 18.1K

-3.96%

Water (1.5 liter bottle)

$1.86 ARS 2,649

$0.78 Rp 13.8K

138.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.16 ARS 4,510

$3.32 Rp 59.2K

-4.82%

Wine (Bottle)

$5.98 ARS 8,537

$23.74 Rp 423.9K

-74.81%

Local Beer (0.5 liter bottle)

$1.30 ARS 1,848

$2.79 Rp 49.8K

-53.41%

Imported Beer (0.33 liter bottle)

$3.03 ARS 4,316

$2.86 Rp 51.1K

5.94%

One-way Ticket (Public Transport)

$0.84 ARS 1,196

$0.27 Rp 4,800

211.11%

Public Transport Monthly Pass (Regular Price)

$30.47 ARS 43.5K

$8.03 Rp 143.4K

279.45%

Taxi Start (Normal Tariff)

$1.65 ARS 2,348

$0.46 Rp 8,150

258.70%

Taxi (Normal Tariff) (1km)

$0.91 ARS 1,303

$0.45 Rp 8,037

102.22%

Taxi 1hour Waiting (Normal Tariff)

$6.12 ARS 8,735

$6.10 Rp 108.9K

0.33%

Gasoline (1 liter)

$1.11 ARS 1,580

$0.79 Rp 14.2K

40.51%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K ARS 34.0M

$26.1K Rp 467.0M

-8.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K ARS 37.8M

$32.1K Rp 573.6M

-17.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.2 ARS 77.4K

$79.9 Rp 1.4M

-32.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.47 ARS 26.4K

$4.06 Rp 72.6K

354.93%

Internet (50+ Mbps, Unlimited Data)

$14.92 ARS 21.3K

$23.52 Rp 420.0K

-36.56%

Gym Membership (Monthly)

$26.23 ARS 37.4K

$98.7 Rp 1.8M

-73.42%

Tennis Court (1 Hour on Weekend)

$13.89 ARS 19.8K

$6.63 Rp 118.4K

109.50%

Cinema Ticket

$9.01 ARS 12.9K

$4.15 Rp 74.1K

117.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$295 ARS 421.1K

$304 Rp 5.4M

-2.89%

International Primary School, 1 Child (Yearly)

$3,568 ARS 5.1M

$6,613 Rp 118.1M

-46.04%

Jeans (Levis 501 Or Similar)

$61.7 ARS 88.0K

$55.5 Rp 991.8K

11.11%

Summer Dress (H&M, Zara, etc)

$60.4 ARS 86.2K

$38.31 Rp 684.1K

57.71%

Sport Shoes (Adidas, Nike)

$108 ARS 154.2K

$88.6 Rp 1.6M

22.01%

Men's Leather Business Shoes

$94.9 ARS 135.4K

$77.9 Rp 1.4M

21.92%

1-bedroom Apartment, City Center (Monthly)

$337 ARS 481.2K

$1,006 Rp 18.0M

-66.48%

1-bedroom Apartment, Outside City Center (Monthly)

$237 ARS 337.4K

$675 Rp 12.1M

-64.98%

3-bedroom Apartment, City Center (Monthly)

$691 ARS 986.2K

$3,442 Rp 61.5M

-79.91%

3-bedroom Apartment, Outside City Center (Monthly)

$534 ARS 762.3K

$2,039 Rp 36.4M

-73.80%

Buy Apartment in City Center (m2)

$2,060 ARS 2.9M

$2,841 Rp 50.7M

-27.51%

Buy Apartment Outside City Center (m2)

$1,773 ARS 2.5M

$2,264 Rp 40.4M

-21.68%

Average Monthly Net Salary (After Tax)

$696 ARS 992.5K

$165 Rp 3.0M

321.07%

20-Year Fixed Mortgage Interest Rate (Annual %)

52.71

13.28

296.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lomas de Zamora: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $337 in Lomas de Zamora and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Lomas de Zamora pays 321% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $30.00 in Lomas de Zamora vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $244 vs $302 per month, with Lomas de Zamora cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lomas de Zamora vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Lomas de Zamora and Ubud, Bali differ by about 50% in total monthly costs ($945 vs $1,419 including rent). Lomas de Zamora is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Lomas de Zamora pays 321% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $337 in Lomas de Zamora versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Lomas de Zamora – a meal for two runs $30.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $945 per month in Lomas de Zamora versus $1,419 in Ubud, Bali – a 50% gap that adds up to real savings over time for anyone picking the cheaper option.

At $945 in Lomas de Zamora versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Lomas de Zamora but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lomas de Zamora the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Lomas de Zamora and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Lomas de Zamora gentler on the wallet – expenses run 50% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.