Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Loei

For one person, living is cheaper in Loei: $1,005 a month against $1,331 in Ubud, Bali, rent and utilities included – about $3,900 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
45

Cost of Living Index in Loei
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Loei Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Loei

🇹🇭 Thailand

$1,005

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Loei

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Loei actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,331 in Ubud, Bali versus $1,005 in Loei.

Ubud, Bali $1,331
Loei $1,005

Estimated couple costs with rent: $2,255 in Ubud, Bali versus $1,612 in Loei.

Ubud, Bali $2,255
Loei $1,612

Monthly costs for a family of three with rent: $3,180 in Ubud, Bali versus $2,220 in Loei.

Ubud, Bali $3,180
Loei $2,220

Living in Ubud, Bali is roughly 32% more expensive than in Loei, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Ubud, Bali 2% lower, Loei 26% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$3.28 ฿111

3.05%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$26.26 ฿886

31.95%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$8.02 ฿271

-30.55%

Cappuccino

$2.62 Rp 47.5K

$2.15 ฿72.4

21.86%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$0.72 ฿24.40

113.89%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$0.32 ฿10.75

100.00%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.11 ฿71.3

26.54%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$2.91 ฿98.2

46.39%

Milk (1 liter)

$1.46 Rp 26.5K

$1.93 ฿65.1

-24.35%

White Bread (500g)

$2.29 Rp 41.6K

$1.61 ฿54.3

42.24%

Rice (white) (1kg)

$1.11 Rp 20.1K

$1.49 ฿50.4

-25.50%

Eggs

$2.10 Rp 38.1K

$2.27 ฿76.6

-7.49%

Local Cheese (1kg)

$15.94 Rp 289.3K

$18.80 ฿634

-15.21%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$2.28 ฿76.9

70.18%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$11.98 ฿404

-4.84%

Apples (1kg)

$3.55 Rp 64.5K

$2.99 ฿101

18.73%

Banana (1kg)

$1.54 Rp 27.9K

$0.91 ฿30.82

69.23%

Oranges (1kg)

$2.23 Rp 40.5K

$2.21 ฿74.5

0.90%

Tomato (1kg)

$1.97 Rp 35.8K

$1.98 ฿66.7

-0.51%

Potato (1kg)

$1.86 Rp 33.7K

$1.52 ฿51.1

22.37%

Onion (1kg)

$2.42 Rp 43.9K

$1.27 ฿42.90

90.55%

Lettuce (1 head)

$1.02 Rp 18.6K

$1.00 ฿33.83

2.00%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.45 ฿15.31

15.56%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.80 ฿128

-42.11%

Wine (Bottle)

$21.79 Rp 395.4K

$18.74 ฿632

16.28%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$1.65 ฿55.7

41.21%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.89 ฿97.4

2.77%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$0.81 ฿27.47

-69.14%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$1.35 ฿45.50

-67.41%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$1.18 ฿39.69

-60.17%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$4.14 ฿140

35.27%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.27 ฿42.73

-34.65%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$29.4K ฿991.2K

-16.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$27.1K ฿914.0K

16.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$92.4 ฿3,117

-16.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$9.86 ฿333

-37.73%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$17.50 ฿590

8.11%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$49.98 ฿1,686

2.02%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$13.80 ฿465

32.25%

Cinema Ticket

$4.38 Rp 79.5K

$6.29 ฿212

-30.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$697 ฿23.5K

-29.34%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$17.3K ฿583.2K

-29.31%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$56.3 ฿1,899

-19.79%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$31.06 ฿1,048

12.33%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$77.2 ฿2,605

1.40%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$73.7 ฿2,485

5.72%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$441 ฿14.9K

144.50%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$347 ฿11.7K

91.84%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$1,153 ฿38.9K

204.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$784 ฿26.4K

113.15%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,351 ฿79.3K

-0.46%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$1,710 ฿57.7K

30.79%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.57

147.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Loei: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Loei

$347 34.5% 47.9% $318

Groceries & Markets

Ubud, Bali

$279 21%

Loei

$261 26% 6.5% $18

Clothing & Footwear

Ubud, Bali

$106 8%

Loei

$107 10.7% 0.9% $0.9

Eating Out

Ubud, Bali

$106 8%

Loei

$97 9.6% 8.6% $9.1

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Loei

$120 11.9% 16.8% $17

Sport & Entertainment

Ubud, Bali

$60 4.5%

Loei

$63 6.2% 4.7% $2.8

Getting Around

Ubud, Bali

$12 0.9%

Loei

$10 * 1% 12.2% $1.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,078 in Ubud, Bali and $441 in Loei. Housing cost is often the main lever when comparing two cities.

Dining out: $35 in Ubud, Bali vs $26 in Loei for a mid-range dinner for two. Groceries echo the gap at $279 vs $261 per month, with Loei cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇭 Loei

🕒 Local time

10:55 10:55 AM

09:55 9:55 AM

1 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

22,677

💱 Currency

Indonesian Rupiah IDR Rp

Thai Baht THB ฿

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.93 EUR

100 THB = 2.96 USD

100 THB = 2.65 EUR

Exchange rates and currency converter

THB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,295 IDR (100,000 IDR = 4.93 EUR).

Thai Baht exchange rates as of November 4, 2026: 1 USD = 33.73 THB (100 THB = 2.96 USD). 1 EUR = 37.72 THB (100 THB = 2.65 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Loei 3,250 km ≈ 4 h 30 min nonstop flight

From you

Ubud, Bali
Loei

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Loei: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,331 in Ubud, Bali and $1,005 in Loei, so Loei is about 25% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,996 in Ubud, Bali and $1,507 in Loei to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,078 in Ubud, Bali versus $441 in Loei. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $492 in Ubud, Bali versus $697 in Loei. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Loei – a meal for two runs $26 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

Either city works on $2,000 a month, though Loei gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Loei are both considered safe, so it’s unlikely to be the deciding factor between them.