Cost of Living Comparison Between Ubud, Bali and Loei Cost of Living Comparison Between Ubud, Bali and Loei

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $933 in Loei.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $1,486 in Loei.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $2,040 in Loei.

Living in Ubud, Bali is roughly 49% more expensive than in Loei, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Loei is 30% below.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$3.11 ฿104

14.79%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$27.70 ฿924

16.68%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$6.23 ฿208

-19.58%

Cappuccino

$2.82 Rp 51.0K

$2.04 ฿67.9

38.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.67 ฿22.28

101.49%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.35 ฿11.60

108.57%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.40 ฿80.0

22.08%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$3.73 ฿125

5.63%

Milk (1 liter)

$1.78 Rp 32.1K

$1.73 ฿57.8

2.89%

White Bread (500g)

$2.45 Rp 44.2K

$1.35 ฿45.07

81.48%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.28 ฿42.64

-10.16%

Eggs

$2.41 Rp 43.6K

$2.13 ฿71.0

13.15%

Local Cheese (1kg)

$14.33 Rp 258.7K

$18.17 ฿606

-21.13%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$2.97 ฿99.2

41.08%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$10.67 ฿356

13.03%

Apples (1kg)

$3.64 Rp 65.7K

$3.18 ฿106

14.47%

Banana (1kg)

$1.57 Rp 28.3K

$1.25 ฿41.73

25.60%

Oranges (1kg)

$2.79 Rp 50.3K

$1.89 ฿63.2

47.62%

Tomato (1kg)

$2.24 Rp 40.5K

$1.58 ฿52.8

41.77%

Potato (1kg)

$1.98 Rp 35.7K

$1.53 ฿51.1

29.41%

Onion (1kg)

$2.28 Rp 41.1K

$1.25 ฿41.56

82.40%

Lettuce (1 head)

$1.05 Rp 19.0K

$0.99 ฿32.98

6.06%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.49 ฿16.23

61.22%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$4.48 ฿149

-28.79%

Wine (Bottle)

$23.49 Rp 424.1K

$17.10 ฿571

37.37%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$1.75 ฿58.4

65.71%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$2.71 ฿90.3

1.85%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$0.95 ฿31.74

-71.58%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$1.09 ฿36.41

-58.72%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.20 ฿40.15

-61.67%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$6.11 ฿204

-0.65%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.27 ฿42.40

-32.28%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$28.2K ฿939.9K

-5.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$27.2K ฿906.6K

19.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$75.1 ฿2,506

5.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$13.49 ฿450

-69.68%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$18.89 ฿630

26.26%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$48.94 ฿1,633

101.84%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$12.40 ฿414

-48.79%

Cinema Ticket

$4.01 Rp 72.3K

$7.23 ฿241

-44.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$297 ฿9,923

-0.07%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$9,838 ฿328.2K

-32.89%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$33.03 ฿1,102

61.76%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$35.05 ฿1,169

8.73%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$101 ฿3,362

-12.04%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$69.8 ฿2,328

9.77%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$415 ฿13.9K

145.50%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$288 ฿9,615

136.01%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$821 ฿27.4K

322.41%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$662 ฿22.1K

215.58%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$1,846 ฿61.6K

47.86%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$1,422 ฿47.5K

61.38%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.45

143.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Loei: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $415 in Loei. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $28.00 in Loei for a mid-range dinner for two. Groceries echo the gap at $298 vs $250 per month, with Loei cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Loei: Cost of Living - Frequently Asked Questions

Ubud, Bali and Loei differ by about 49% in total monthly costs ($1,392 vs $933 including rent). Loei is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,088 in Ubud, Bali and $1,399 in Loei to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $415 in Loei. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $297 in Loei. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Loei – a meal for two runs $28.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $933 in Loei versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Loei but tight or insufficient in Ubud, Bali. The gap between the two cities makes Loei the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Loei are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loei gentler on the wallet – expenses run 49% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.