Cost of Living Comparison Between Ubud, Bali and Loei Cost of Living Comparison Between Ubud, Bali and Loei

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $913 in Loei.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,496 in Loei.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $2,080 in Loei.

Living in Ubud, Bali is roughly 58% more expensive than Loei, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 7% above, Loei is 32% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$3.10 ฿101

15.16%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$27.31 ฿893

19.30%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$6.35 ฿208

-20.16%

Cappuccino

$2.83 Rp 49.0K

$2.07 ฿67.6

36.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$0.73 ฿23.72

83.56%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.37 ฿12.10

86.49%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$2.49 ฿81.4

20.08%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$3.78 ฿124

1.85%

Milk (1 liter)

$1.74 Rp 30.2K

$1.75 ฿57.1

-0.57%

White Bread (500g)

$2.54 Rp 44.0K

$1.39 ฿45.47

82.73%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.27 ฿41.46

-6.30%

Eggs

$2.43 Rp 42.0K

$2.23 ฿73.0

8.97%

Local Cheese (1kg)

$14.66 Rp 254.1K

$18.19 ฿595

-19.41%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$2.94 ฿96.3

42.18%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$10.88 ฿356

9.74%

Apples (1kg)

$3.69 Rp 63.9K

$3.20 ฿105

15.31%

Banana (1kg)

$1.61 Rp 27.8K

$1.24 ฿40.68

29.84%

Oranges (1kg)

$2.69 Rp 46.5K

$1.88 ฿61.6

43.09%

Tomato (1kg)

$2.33 Rp 40.4K

$1.54 ฿50.4

51.30%

Potato (1kg)

$1.91 Rp 33.0K

$1.46 ฿47.77

30.82%

Onion (1kg)

$2.19 Rp 37.9K

$1.20 ฿39.23

82.50%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.98 ฿32.08

8.16%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.51 ฿16.69

41.18%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$4.47 ฿146

-29.98%

Wine (Bottle)

$23.49 Rp 407.1K

$16.41 ฿537

43.14%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.80 ฿58.9

52.22%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.65 ฿86.8

8.68%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$0.89 ฿29.13

-67.42%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$1.06 ฿34.76

-57.55%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.14 ฿37.34

-63.16%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$6.26 ฿205

-1.60%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.23 ฿40.24

-31.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$27.4K ฿895.4K

-4.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$28.0K ฿914.8K

16.10%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$76.9 ฿2,513

2.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$13.62 ฿445

-71.00%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$18.65 ฿610

30.83%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$48.91 ฿1,599

97.38%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$12.08 ฿395

-47.43%

Cinema Ticket

$4.04 Rp 70.0K

$7.12 ฿233

-43.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$295 ฿9,637

2.69%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$9,494 ฿310.4K

-31.30%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$33.44 ฿1,094

61.00%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$34.64 ฿1,133

9.64%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$99.0 ฿3,239

-12.40%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$70.9 ฿2,320

11.16%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$423 ฿13.8K

139.36%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$282 ฿9,232

138.89%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$814 ฿26.6K

316.19%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$650 ฿21.3K

222.81%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$2,223 ฿72.7K

34.28%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$1,559 ฿51.0K

50.05%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.45

143.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Loei: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $423 in Loei. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $27.00 in Loei for a mid-range dinner for two. Groceries echo the gap at $298 vs $250 per month, with Loei cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Loei: Cost of Living - Frequently Asked Questions

Ubud, Bali and Loei differ by about 58% in total monthly costs ($1,438 vs $913 including rent). Loei is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,158 in Ubud, Bali and $1,369 in Loei to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $423 in Loei. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $295 in Loei. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Loei – a meal for two runs $27.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $913 in Loei versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Loei but tight or insufficient in Ubud, Bali. The gap between the two cities makes Loei the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Loei are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loei gentler on the wallet – expenses run 58% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.