Cost of Living Comparison Between Ubud, Bali and Loei Cost of Living Comparison Between Ubud, Bali and Loei

Monthly Cost of Living

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $921 in Loei.

Estimated couple costs with rent: $2,348 in Ubud, Bali versus $1,522 in Loei.

Monthly costs for a family of three with rent: $3,327 in Ubud, Bali versus $2,122 in Loei.

Living in Ubud, Bali is roughly 48% more expensive than in Loei, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 0% above, Loei is 33% below.

Meal at Budget Restaurant

$3.44 Rp 60.9K

$2.96 ฿98.7

16.22%

Three-Course Dinner for Two, Mid-Range

$36.31 Rp 643.0K

$21.65 ฿723

67.71%

Fast Food Meal (McDonalds, etc)

$5.71 Rp 101.0K

$7.47 ฿249

-23.56%

Cappuccino

$2.67 Rp 47.3K

$2.13 ฿71.1

25.35%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 31.0K

$0.73 ฿24.38

139.73%

Water (0.33 liter bottle)

$0.87 Rp 15.4K

$0.35 ฿11.52

148.57%

Local Beer (0.5 liter draught)

$2.95 Rp 52.3K

$2.14 ฿71.5

37.85%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.0K

$2.99 ฿99.9

51.17%

Milk (1 liter)

$1.62 Rp 28.7K

$1.79 ฿59.7

-9.50%

White Bread (500g)

$2.33 Rp 41.3K

$1.41 ฿47.20

65.25%

Rice (white) (1kg)

$1.11 Rp 19.6K

$1.37 ฿45.61

-18.98%

Eggs

$2.20 Rp 39.0K

$2.16 ฿72.1

1.85%

Local Cheese (1kg)

$17.69 Rp 313.3K

$16.15 ฿539

9.54%

Chicken Fillets (1kg)

$4.10 Rp 72.5K

$2.71 ฿90.4

51.29%

Beef Round Steak (1kg)

$12.18 Rp 215.6K

$10.39 ฿347

17.23%

Apples (1kg)

$3.71 Rp 65.6K

$3.09 ฿103

20.06%

Banana (1kg)

$1.59 Rp 28.1K

$1.08 ฿35.91

47.22%

Oranges (1kg)

$2.28 Rp 40.4K

$2.27 ฿75.8

0.44%

Tomato (1kg)

$1.95 Rp 34.6K

$1.88 ฿62.6

3.72%

Potato (1kg)

$1.91 Rp 33.7K

$1.46 ฿48.73

30.82%

Onion (1kg)

$2.33 Rp 41.3K

$1.07 ฿35.64

117.76%

Lettuce (1 head)

$1.01 Rp 17.8K

$1.09 ฿36.38

-7.34%

Water (1.5 liter bottle)

$0.55 Rp 9,773

$0.49 ฿16.40

12.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 39.5K

$4.54 ฿151

-50.88%

Wine (Bottle)

$23.07 Rp 408.6K

$16.85 ฿562

36.91%

Local Beer (0.5 liter bottle)

$2.42 Rp 42.8K

$1.74 ฿58.2

39.08%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.1K

$2.92 ฿97.5

2.74%

One-way Ticket (Public Transport)

$0.27 Rp 4,814

$0.93 ฿30.96

-70.97%

Public Transport Monthly Pass (Regular Price)

$8.98 Rp 159.1K

Taxi Start (Normal Tariff)

$0.48 Rp 8,566

$1.27 ฿42.46

-62.20%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,679

$1.10 ฿36.69

-60.91%

Taxi 1hour Waiting (Normal Tariff)

$5.64 Rp 99.9K

$3.99 ฿133

41.35%

Gasoline (1 liter)

$0.80 Rp 14.2K

$1.38 ฿46.06

-42.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.9K Rp 441.7M

$26.9K ฿898.1K

-7.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 561.5M

$27.1K ฿904.3K

17.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$81.5 Rp 1.4M

$85.8 ฿2,865

-5.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 115.0K

$12.06 ฿403

-46.19%

Internet (50+ Mbps, Unlimited Data)

$18.77 Rp 332.4K

$19.27 ฿643

-2.59%

Gym Membership (Monthly)

$56.9 Rp 1.0M

$48.89 ฿1,632

16.32%

Tennis Court (1 Hour on Weekend)

$18.73 Rp 331.7K

$14.48 ฿483

29.35%

Cinema Ticket

$4.54 Rp 80.4K

$6.86 ฿229

-33.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$481 Rp 8.5M

$579 ฿19.3K

-16.96%

International Primary School, 1 Child (Yearly)

$5,711 Rp 101.1M

$10.9K ฿363.9K

-47.61%

Jeans (Levis 501 Or Similar)

$45.52 Rp 806.0K

$50.7 ฿1,693

-10.27%

Summer Dress (H&M, Zara, etc)

$35.88 Rp 635.4K

$30.29 ฿1,011

18.45%

Sport Shoes (Adidas, Nike)

$80.4 Rp 1.4M

$79.2 ฿2,642

1.57%

Men's Leather Business Shoes

$78.7 Rp 1.4M

$76.3 ฿2,547

3.12%

1-bedroom Apartment, City Center (Monthly)

$1,115 Rp 19.7M

$455 ฿15.2K

144.82%

1-bedroom Apartment, Outside City Center (Monthly)

$698 Rp 12.4M

$300 ฿10.0K

132.29%

3-bedroom Apartment, City Center (Monthly)

$3,637 Rp 64.4M

$1,385 ฿46.2K

162.52%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 Rp 30.8M

$756 ฿25.2K

129.84%

Buy Apartment in City Center (m2)

$2,784 Rp 49.3M

$1,958 ฿65.3K

42.23%

Buy Apartment Outside City Center (m2)

$2,290 Rp 40.5M

$1,582 ฿52.8K

44.77%

Average Monthly Net Salary (After Tax)

$168 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.57

147.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 14, 2026

Last update for Loei: September 15, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,115 in Ubud, Bali and $455 in Loei. Housing cost is often the main lever when comparing two cities.

Dining out: $36.00 in Ubud, Bali vs $22.00 in Loei for a mid-range dinner for two. Groceries echo the gap at $295 vs $245 per month, with Loei cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Loei: Cost of Living - Frequently Asked Questions

Ubud, Bali and Loei differ by about 48% in total monthly costs ($1,368 vs $921 including rent). Loei is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,052 in Ubud, Bali and $1,382 in Loei to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,115 in Ubud, Bali versus $455 in Loei. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $481 in Ubud, Bali versus $579 in Loei. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Loei – a meal for two runs $22.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $921 in Loei versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Loei but tight or insufficient in Ubud, Bali. The gap between the two cities makes Loei the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Loei are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Loei gentler on the wallet – expenses run 48% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.