Last update: Nov 2026

Cost of Living Comparison Between Ubud, Bali and Livno

For one person, living is cheaper in Livno: $860 a month against $1,331 in Ubud, Bali, rent and utilities included – about $5,700 less a year. Rent and utilities account for most of the difference.

64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
41

Cost of Living Index in Livno
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Livno Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Livno

🇧🇦 Bosnia and Herzegovina

$860

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Livno

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Livno actually costs, broken down by who's living it.

A single person spends $1,331 per month in Ubud, Bali vs $860 in Livno, rent included.

Ubud, Bali $1,331
Livno $860

A couple spends around $2,255 per month in Ubud, Bali vs $1,299 in Livno, rent included.

Ubud, Bali $2,255
Livno $1,299

A family of three spends $3,180 per month in Ubud, Bali vs $1,738 in Livno, rent included.

Ubud, Bali $3,180
Livno $1,738

Ubud, Bali costs about 55% more than Livno, and outside of rent the biggest gap is in groceries.

Both Ubud, Bali and Livno are more affordable than the global median – Ubud, Bali 2% lower, Livno 36% lower.

Meal at Budget Restaurant

$3.38 Rp 61.3K

$4.52 BAM 7.90

-25.22%

Three-Course Dinner for Two, Mid-Range

$34.65 Rp 628.8K

$31.43 BAM 54.9

10.24%

Fast Food Meal (McDonalds, etc)

$5.57 Rp 101.2K

$5.64 BAM 9.85

-1.24%

Cappuccino

$2.62 Rp 47.5K

$1.89 BAM 3.30

38.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.54 Rp 27.9K

$1.88 BAM 3.29

-18.09%

Water (0.33 liter bottle)

$0.64 Rp 11.6K

$1.20 BAM 2.10

-46.67%

Local Beer (0.5 liter draught)

$2.67 Rp 48.4K

$2.54 BAM 4.43

5.12%

Imported Beer (0.33 liter bottle)

$4.26 Rp 77.4K

$1.69 BAM 2.94

152.07%

Milk (1 liter)

$1.46 Rp 26.5K

$1.11 BAM 1.94

31.53%

White Bread (500g)

$2.29 Rp 41.6K

$0.94 BAM 1.64

143.62%

Rice (white) (1kg)

$1.11 Rp 20.1K

$2.06 BAM 3.59

-46.12%

Eggs

$2.10 Rp 38.1K

$2.53 BAM 4.42

-17.00%

Local Cheese (1kg)

$15.94 Rp 289.3K

$7.69 BAM 13.44

107.28%

Chicken Fillets (1kg)

$3.88 Rp 70.5K

$7.33 BAM 12.80

-47.07%

Beef Round Steak (1kg)

$11.40 Rp 206.9K

$10.55 BAM 18.43

8.06%

Apples (1kg)

$3.55 Rp 64.5K

$1.11 BAM 1.94

219.82%

Banana (1kg)

$1.54 Rp 27.9K

$1.68 BAM 2.93

-8.33%

Oranges (1kg)

$2.23 Rp 40.5K

$1.40 BAM 2.44

59.29%

Tomato (1kg)

$1.97 Rp 35.8K

$1.14 BAM 2.00

72.81%

Potato (1kg)

$1.86 Rp 33.7K

$1.04 BAM 1.81

78.85%

Onion (1kg)

$2.42 Rp 43.9K

$1.03 BAM 1.79

134.95%

Lettuce (1 head)

$1.02 Rp 18.6K

$0.77 BAM 1.34

32.47%

Water (1.5 liter bottle)

$0.52 Rp 9,479

$0.66 BAM 1.16

-21.21%

Cigarettes 20 Pack (Marlboro, Camel)

$2.20 Rp 39.9K

$3.73 BAM 6.52

-41.02%

Wine (Bottle)

$21.79 Rp 395.4K

$4.10 BAM 7.17

431.46%

Local Beer (0.5 liter bottle)

$2.33 Rp 42.2K

$0.80 BAM 1.39

191.25%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$0.96 BAM 1.68

209.38%

One-way Ticket (Public Transport)

$0.25 Rp 4,544

$1.22 BAM 2.13

-79.51%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 148.4K

Taxi Start (Normal Tariff)

$0.44 Rp 7,944

$1.74 BAM 3.04

-74.71%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,493

$0.56 BAM 0.97

-16.07%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 101.6K

$5.85 BAM 10.22

-4.27%

Gasoline (1 liter)

$0.83 Rp 15.0K

$1.61 BAM 2.81

-48.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K Rp 443.7M

$29.4K BAM 51.3K

-16.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.2M

$21.1K BAM 36.8K

50.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$77.5 Rp 1.4M

$131 BAM 229

-40.97%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.14 Rp 111.5K

$17.52 BAM 30.60

-64.95%

Internet (50+ Mbps, Unlimited Data)

$18.92 Rp 343.3K

$25.88 BAM 45.21

-26.89%

Gym Membership (Monthly)

$51.0 Rp 925.4K

$34.13 BAM 59.6

49.40%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.2K

$13.06 BAM 22.82

39.74%

Cinema Ticket

$4.38 Rp 79.5K

$6.96 BAM 12.16

-37.07%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$492 Rp 8.9M

$193 BAM 338

154.55%

International Primary School, 1 Child (Yearly)

$12.2K Rp 221.8M

$2,265 BAM 3,957

439.48%

Jeans (Levis 501 Or Similar)

$45.16 Rp 819.6K

$59.4 BAM 104

-23.99%

Summer Dress (H&M, Zara, etc)

$34.89 Rp 633.2K

$33.18 BAM 58.0

5.15%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$86.5 BAM 151

-9.41%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$81.7 BAM 143

-4.63%

1-bedroom Apartment, City Center (Monthly)

$1,078 Rp 19.6M

$319 BAM 558

237.43%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 12.1M

$219 BAM 383

203.56%

3-bedroom Apartment, City Center (Monthly)

$3,510 Rp 63.7M

$517 BAM 902

579.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,671 Rp 30.3M

$353 BAM 617

373.42%

Buy Apartment in City Center (m2)

$2,340 Rp 42.5M

$2,799 BAM 4,890

-16.41%

Buy Apartment Outside City Center (m2)

$2,236 Rp 40.6M

$2,787 BAM 4,869

-19.77%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$578 BAM 1,010

-71.22%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.33

218.24%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: November 1, 2026

Last update for Livno: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$665 50%

Livno

$219 25.5% 67.1% $446

Groceries & Markets

Ubud, Bali

$279 21%

Livno

$187 21.8% 32.9% $92

Clothing & Footwear

Ubud, Bali

$106 8%

Livno

$117 13.6% 10.3% $11

Eating Out

Ubud, Bali

$106 8%

Livno

$104 12.1% 1.5% $1.6

Monthly Utilities & Internet

Ubud, Bali

$103 7.7%

Livno

$175 20.3% 70.3% $72

Sport & Entertainment

Ubud, Bali

$60 4.5%

Livno

$48 5.6% 19.6% $12

Getting Around

Ubud, Bali

$12 0.9%

Livno

$9.4 * 1.1% 21.3% $2.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,078 in Ubud, Bali versus $319 in Livno. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Livno are about 3.5 times higher, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $35 in Ubud, Bali versus $31 in Livno. Monthly groceries follow the same trend: $279 vs $187 – making Livno the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇧🇦 Livno

🕒 Local time

17:10 5:10 PM

10:10 10:10 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

17,000

💱 Currency

Indonesian Rupiah IDR Rp

Bosnia and Herzegovina Convertible Mark BAM KM

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 BAM = 0.572 USD

1 BAM = 0.511 EUR

Exchange rates and currency converter

BAM, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,148 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,345 IDR (100,000 IDR = 4.92 EUR).

Bosnia and Herzegovina Convertible Mark exchange rates as of November 4, 2026: 1 USD = 1.75 BAM (1 BAM = 0.572 USD). 1 EUR = 1.96 BAM (1 BAM = 0.511 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Livno 11,320 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Livno

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Livno: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 55% more than Livno, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,996 per month in Ubud, Bali and $1,290 in Livno. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Livno, especially for central apartments: a one-bedroom in the center costs $319 there versus $1,078 in Ubud, Bali.

A mid-range dinner for two costs $35 in Ubud, Bali and $31 in Livno. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 49% more in Ubud, Bali, though the gap depends on what you buy.

$800 is a stretch for both – monthly costs hit $1,331 in Ubud, Bali and $860 in Livno. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Livno – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.