😐Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $678 in Lautoka.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,225 in Lautoka.
😐Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,771 in Lautoka.
🌍Living in Ubud, Bali is roughly 107% more expensive than in Lautoka, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Lautoka is 49% below.
Currency
🍽 Eating Out
Ubud, Bali
Lautoka
Difference
Meal at Budget Restaurant
$3.45Rp 62.1K
$4.92FJD 11.01
-29.88%
Three-Course Dinner for Two, Mid-Range
$32.34Rp 581.1K
$44.93FJD 101
-28.02%
Fast Food Meal(McDonalds, etc)
$4.84Rp 87.1K
$6.81FJD 15.25
-28.93%
Cappuccino
$2.75Rp 49.4K
$3.16FJD 7.07
-12.97%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.9K
$1.30FJD 2.92
6.15%
Water(0.33 liter bottle)
$0.75Rp 13.5K
$0.65FJD 1.46
15.38%
Local Beer(0.5 liter draught)
$2.99Rp 53.8K
$2.44FJD 5.46
22.54%
Imported Beer(0.33 liter bottle)
$3.85Rp 69.2K
$3.47FJD 7.76
10.95%
🛒 Groceries & Markets
Ubud, Bali
Lautoka
Difference
Milk(1 liter)
$1.74Rp 31.2K
$1.29FJD 2.88
34.88%
White Bread(500g)
$2.46Rp 44.2K
$0.49FJD 1.10
402.04%
Rice(white)(1kg)
$1.17Rp 21.0K
$0.80FJD 1.79
46.25%
Eggs
$2.43Rp 43.7K
$3.30FJD 7.38
-26.36%
Local Cheese(1kg)
$14.50Rp 260.6K
$9.21FJD 20.61
57.44%
Chicken Fillets(1kg)
$4.35Rp 78.2K
$7.12FJD 15.93
-38.90%
Beef Round Steak(1kg)
$11.98Rp 215.3K
$7.59FJD 16.99
57.84%
Apples(1kg)
$3.72Rp 66.8K
$2.47FJD 5.53
50.61%
Banana(1kg)
$1.63Rp 29.2K
$2.47FJD 5.52
-34.01%
Oranges(1kg)
$2.74Rp 49.3K
$2.80FJD 6.27
-2.14%
Tomato(1kg)
$2.24Rp 40.3K
$3.19FJD 7.15
-29.78%
Potato(1kg)
$1.92Rp 34.5K
$1.01FJD 2.25
90.10%
Onion(1kg)
$2.28Rp 40.9K
$1.00FJD 2.23
128.00%
Lettuce(1 head)
$1.06Rp 19.1K
$0.92FJD 2.06
15.22%
Water(1.5 liter bottle)
$0.72Rp 12.9K
$0.80FJD 1.80
-10.00%
Cigarettes 20 Pack(Marlboro, Camel)
$3.29Rp 59.0K
$9.21FJD 20.61
-64.28%
Wine(Bottle)
$23.19Rp 416.8K
$5.25FJD 11.75
341.71%
Local Beer(0.5 liter bottle)
$2.78Rp 49.9K
$2.19FJD 4.91
26.94%
Imported Beer(0.33 liter bottle)
$2.73Rp 49.1K
$2.71FJD 6.06
0.74%
🚌 Getting Around
Ubud, Bali
Lautoka
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,786
$0.69FJD 1.55
-60.87%
Public Transport Monthly Pass(Regular Price)
$8.11Rp 145.7K
$37.56FJD 84.1
-78.41%
Taxi Start(Normal Tariff)
$0.48Rp 8,675
$0.65FJD 1.46
-26.15%
Taxi(Normal Tariff)(1km)
$0.42Rp 7,545
$0.45FJD 1.01
-6.67%
Taxi 1hour Waiting(Normal Tariff)
$6.22Rp 111.8K
$2.75FJD 6.15
126.18%
Gasoline(1 liter)
$0.81Rp 14.6K
$1.35FJD 3.02
-40.00%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 478.2M
$19.3KFJD 43.1K
38.04%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 578.5M
$21.9KFJD 49.1K
46.67%
🧾 Monthly Utilities & Internet
Ubud, Bali
Lautoka
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
$45.50FJD 102
72.20%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.07Rp 73.1K
$13.08FJD 29.28
-68.88%
Internet(50+ Mbps, Unlimited Data)
$24.33Rp 437.1K
$23.81FJD 53.3
2.18%
🎉 Sport & Entertainment
Ubud, Bali
Lautoka
Difference
Gym Membership(Monthly)
$98.6Rp 1.8M
-
-
Tennis Court(1 Hour on Weekend)
$6.34Rp 113.9K
-
-
Cinema Ticket
$3.99Rp 71.6K
$3.61FJD 8.08
10.53%
🧸 Childcare & Education
Ubud, Bali
Lautoka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$305Rp 5.5M
$222FJD 496
37.51%
International Primary School, 1 Child(Yearly)
$6,642Rp 119.4M
$14.4KFJD 32.2K
-53.82%
👕👟 Clothing & Footwear
Ubud, Bali
Lautoka
Difference
Jeans(Levis 501 Or Similar)
$54.1Rp 972.9K
$17.66FJD 39.52
206.57%
Summer Dress(H&M, Zara, etc)
$37.81Rp 679.4K
$18.09FJD 40.50
109.01%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.6M
$65.3FJD 146
32.95%
Men's Leather Business Shoes
$76.4Rp 1.4M
$61.8FJD 138
23.64%
🏠 Accommodation & Living
Ubud, Bali
Lautoka
Difference
1-bedroom Apartment, City Center(Monthly)
$992Rp 17.8M
$349FJD 781
184.07%
1-bedroom Apartment, Outside City Center(Monthly)
$673Rp 12.1M
$135FJD 303
397.58%
3-bedroom Apartment, City Center(Monthly)
$3,375Rp 60.7M
$841FJD 1,882
301.32%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050Rp 36.8M
$400FJD 896
412.04%
Buy Apartment in City Center(m2)
$2,805Rp 50.4M
-
-
Buy Apartment Outside City Center(m2)
$2,227Rp 40.0M
-
-
💵 Salaries & Financials
Ubud, Bali
Lautoka
Difference
Average Monthly Net Salary(After Tax)
$167Rp 3.0M
$692FJD 1,548
-75.86%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
7
89.71%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for Lautoka: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $992 in Ubud, Bali and $349 in Lautoka. Housing cost is often the main lever when comparing two cities.
💰Lautoka pays 314% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $45.00 in Lautoka. Groceries flip the comparison at $297 vs $220, with Lautoka cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Lautoka: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Ubud, Bali and in Lautoka?
Ubud, Bali and Lautoka differ by about 107% in total monthly costs ($1,408 vs $678 including rent). Lautoka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 314% lower in Lautoka. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Ubud, Bali and in Lautoka?
Rent for a central apartment: $992 in Ubud, Bali versus $349 in Lautoka. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Ubud, Bali or Lautoka?
All in, you'll spend $1,408 per month in Ubud, Bali versus $678 in Lautoka – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Ubud, Bali and in Lautoka?
A monthly transit pass in Lautoka runs roughly 363% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $678 in Lautoka versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Lautoka but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lautoka the clear choice for anyone on this budget.
How does quality of life compare between Ubud, Bali and Lautoka?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Ubud, Bali or Lautoka safer for residents?
Safety-wise, Ubud, Bali and Lautoka are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Ubud, Bali or Lautoka?
Expats usually find Lautoka gentler on the wallet – expenses run 107% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared