🙂Monthly costs for one person with rent: $678 in Lautoka versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,225 in Lautoka versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,771 in Lautoka versus $3,763 in Ubud, Bali.
🌍Living in Lautoka costs roughly 52% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Lautoka is 49% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Lautoka
Ubud, Bali
Difference
Meal at Budget Restaurant
$4.92FJD 11.01
$3.45Rp 62.0K
42.61%
Three-Course Dinner for Two, Mid-Range
$44.93FJD 101
$32.34Rp 580.1K
38.93%
Fast Food Meal(McDonalds, etc)
$6.81FJD 15.25
$4.84Rp 86.9K
40.70%
Cappuccino
$3.16FJD 7.07
$2.75Rp 49.3K
14.91%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.30FJD 2.92
$1.38Rp 24.8K
-5.80%
Water(0.33 liter bottle)
$0.65FJD 1.46
$0.75Rp 13.5K
-13.33%
Local Beer(0.5 liter draught)
$2.44FJD 5.46
$2.99Rp 53.7K
-18.39%
Imported Beer(0.33 liter bottle)
$3.47FJD 7.76
$3.85Rp 69.1K
-9.87%
🛒 Groceries & Markets
Lautoka
Ubud, Bali
Difference
Milk(1 liter)
$1.29FJD 2.88
$1.74Rp 31.1K
-25.86%
White Bread(500g)
$0.49FJD 1.10
$2.46Rp 44.1K
-80.08%
Rice(white)(1kg)
$0.80FJD 1.79
$1.17Rp 21.0K
-31.62%
Eggs
$3.30FJD 7.38
$2.43Rp 43.6K
35.80%
Local Cheese(1kg)
$9.21FJD 20.61
$14.50Rp 260.2K
-36.48%
Chicken Fillets(1kg)
$7.12FJD 15.93
$4.35Rp 78.0K
63.68%
Beef Round Steak(1kg)
$7.59FJD 16.99
$11.98Rp 214.9K
-36.64%
Apples(1kg)
$2.47FJD 5.53
$3.72Rp 66.7K
-33.60%
Banana(1kg)
$2.47FJD 5.52
$1.63Rp 29.2K
51.53%
Oranges(1kg)
$2.80FJD 6.27
$2.74Rp 49.2K
2.19%
Tomato(1kg)
$3.19FJD 7.15
$2.24Rp 40.2K
42.41%
Potato(1kg)
$1.01FJD 2.25
$1.92Rp 34.4K
-47.40%
Onion(1kg)
$1.00FJD 2.23
$2.28Rp 40.8K
-56.14%
Lettuce(1 head)
$0.92FJD 2.06
$1.06Rp 19.1K
-13.21%
Water(1.5 liter bottle)
$0.80FJD 1.80
$0.72Rp 12.9K
11.11%
Cigarettes 20 Pack(Marlboro, Camel)
$9.21FJD 20.61
$3.29Rp 58.9K
179.94%
Wine(Bottle)
$5.25FJD 11.75
$23.19Rp 416.1K
-77.36%
Local Beer(0.5 liter bottle)
$2.19FJD 4.91
$2.78Rp 49.8K
-21.22%
Imported Beer(0.33 liter bottle)
$2.71FJD 6.06
$2.73Rp 49.0K
-0.73%
🚌 Getting Around
Lautoka
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.69FJD 1.55
$0.27Rp 4,778
155.56%
Public Transport Monthly Pass(Regular Price)
$37.56FJD 84.1
$8.11Rp 145.4K
363.13%
Taxi Start(Normal Tariff)
$0.65FJD 1.46
$0.48Rp 8,659
35.42%
Taxi(Normal Tariff)(1km)
$0.45FJD 1.01
$0.42Rp 7,532
7.14%
Taxi 1hour Waiting(Normal Tariff)
$2.75FJD 6.15
$6.22Rp 111.6K
-55.79%
Gasoline(1 liter)
$1.35FJD 3.02
$0.81Rp 14.6K
66.67%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3KFJD 43.1K
$26.6KRp 477.4M
-27.56%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$21.9KFJD 49.1K
$32.2KRp 577.4M
-31.82%
🧾 Monthly Utilities & Internet
Lautoka
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$45.50FJD 102
$78.4Rp 1.4M
-41.93%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.08FJD 29.28
$4.07Rp 73.0K
221.38%
Internet(50+ Mbps, Unlimited Data)
$23.81FJD 53.3
$24.33Rp 436.4K
-2.14%
🎉 Sport & Entertainment
Lautoka
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$98.6Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.34Rp 113.7K
-
Cinema Ticket
$3.61FJD 8.08
$3.99Rp 71.5K
-9.52%
🧸 Childcare & Education
Lautoka
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$222FJD 496
$305Rp 5.5M
-27.28%
International Primary School, 1 Child(Yearly)
$14.4KFJD 32.2K
$6,642Rp 119.2M
116.55%
👕👟 Clothing & Footwear
Lautoka
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$17.66FJD 39.52
$54.1Rp 971.2K
-67.38%
Summer Dress(H&M, Zara, etc)
$18.09FJD 40.50
$37.81Rp 678.2K
-52.16%
Sport Shoes(Adidas, Nike)
$65.3FJD 146
$86.8Rp 1.6M
-24.78%
Men's Leather Business Shoes
$61.8FJD 138
$76.4Rp 1.4M
-19.12%
🏠 Accommodation & Living
Lautoka
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$349FJD 781
$992Rp 17.8M
-64.80%
1-bedroom Apartment, Outside City Center(Monthly)
$135FJD 303
$673Rp 12.1M
-79.90%
3-bedroom Apartment, City Center(Monthly)
$841FJD 1,882
$3,375Rp 60.5M
-75.08%
3-bedroom Apartment, Outside City Center(Monthly)
$400FJD 896
$2,050Rp 36.8M
-80.47%
Buy Apartment in City Center(m2)
-
$2,805Rp 50.3M
-
Buy Apartment Outside City Center(m2)
-
$2,227Rp 39.9M
-
💵 Salaries & Financials
Lautoka
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$692FJD 1,548
$167Rp 3.0M
314.27%
20-Year Fixed Mortgage Interest Rate(Annual %)
7
13.28
-47.29%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lautoka: July 11, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $349 in Lautoka and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Lautoka pays 314% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $45.00 in Lautoka vs $32.00 in Ubud, Bali. Groceries flip the comparison at $220 vs $297, with Lautoka cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lautoka vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lautoka and in Ubud, Bali?
Lautoka and Ubud, Bali differ by about 107% in total monthly costs ($678 vs $1,408 including rent). Lautoka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Lautoka or Ubud, Bali?
Average pay runs 314% higher in Lautoka, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Lautoka and in Ubud, Bali?
Rent for a central apartment: $349 in Lautoka versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Lautoka or Ubud, Bali?
All in, you'll spend $678 per month in Lautoka versus $1,408 in Ubud, Bali – a 107% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Lautoka and in Ubud, Bali?
A monthly transit pass in Lautoka runs roughly 363% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $678 in Lautoka versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Lautoka but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lautoka the clear choice for anyone on this budget.
How does quality of life compare between Lautoka and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lautoka or Ubud, Bali safer for residents?
Safety-wise, Lautoka and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Lautoka or Ubud, Bali?
Expats usually find Lautoka gentler on the wallet – expenses run 107% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.