🙂Monthly costs for one person with rent: $697 in Lautoka versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,222 in Lautoka versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,746 in Lautoka versus $3,660 in Ubud, Bali.
🙂Living in Lautoka costs roughly 51% less than in Ubud, Bali, driven mainly by Sport & Entertainment.
📊The two cities straddle the global median: Lautoka is 48% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Lautoka
Ubud, Bali
Difference
Meal at Budget Restaurant
$5.02FJD 11.01
$3.56Rp 63.7K
41.01%
Three-Course Dinner for Two, Mid-Range
$45.40FJD 99.6
$32.73Rp 584.5K
38.71%
Fast Food Meal(McDonalds, etc)
$6.61FJD 14.50
$4.95Rp 88.4K
33.54%
Cappuccino
$3.21FJD 7.04
$2.71Rp 48.4K
18.45%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.31FJD 2.88
$1.34Rp 24.0K
-2.24%
Water(0.33 liter bottle)
$0.67FJD 1.46
$0.70Rp 12.5K
-4.29%
Local Beer(0.5 liter draught)
$2.41FJD 5.29
$2.92Rp 52.1K
-17.47%
Imported Beer(0.33 liter bottle)
$3.49FJD 7.66
$3.96Rp 70.7K
-11.87%
🛒 Groceries & Markets
Lautoka
Ubud, Bali
Difference
Milk(1 liter)
$1.33FJD 2.92
$1.81Rp 32.3K
-26.52%
White Bread(500g)
$0.53FJD 1.17
$2.52Rp 45.0K
-78.97%
Rice(white)(1kg)
$0.82FJD 1.79
$1.16Rp 20.7K
-29.31%
Eggs
$3.22FJD 7.05
$2.46Rp 43.9K
30.89%
Local Cheese(1kg)
$9.26FJD 20.31
$14.71Rp 262.7K
-37.05%
Chicken Fillets(1kg)
$7.15FJD 15.68
$4.32Rp 77.1K
65.51%
Beef Round Steak(1kg)
$7.50FJD 16.46
$12.14Rp 216.7K
-38.22%
Apples(1kg)
$2.53FJD 5.55
$3.84Rp 68.6K
-34.11%
Banana(1kg)
$2.51FJD 5.50
$1.56Rp 27.8K
60.90%
Oranges(1kg)
$2.83FJD 6.21
$2.83Rp 50.6K
-
Tomato(1kg)
$3.09FJD 6.78
$2.33Rp 41.5K
32.62%
Potato(1kg)
$0.96FJD 2.10
$1.91Rp 34.2K
-49.74%
Onion(1kg)
$0.95FJD 2.08
$2.20Rp 39.3K
-56.82%
Lettuce(1 head)
$0.92FJD 2.02
$1.01Rp 18.1K
-8.91%
Water(1.5 liter bottle)
$0.80FJD 1.76
$0.78Rp 13.8K
2.56%
Cigarettes 20 Pack(Marlboro, Camel)
$9.42FJD 20.66
$3.32Rp 59.2K
183.73%
Wine(Bottle)
$5.55FJD 12.16
$23.74Rp 423.9K
-76.62%
Local Beer(0.5 liter bottle)
$2.24FJD 4.90
$2.79Rp 49.8K
-19.71%
Imported Beer(0.33 liter bottle)
$2.61FJD 5.73
$2.86Rp 51.1K
-8.74%
🚌 Getting Around
Lautoka
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.70FJD 1.53
$0.27Rp 4,800
159.26%
Public Transport Monthly Pass(Regular Price)
$37.66FJD 82.6
$8.03Rp 143.4K
368.99%
Taxi Start(Normal Tariff)
$0.64FJD 1.40
$0.46Rp 8,150
39.13%
Taxi(Normal Tariff)(1km)
$0.44FJD 0.97
$0.45Rp 8,037
-2.22%
Taxi 1hour Waiting(Normal Tariff)
$2.73FJD 5.98
$6.10Rp 108.9K
-55.25%
Gasoline(1 liter)
$1.34FJD 2.94
$0.79Rp 14.2K
69.62%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$19.3KFJD 42.3K
$26.1KRp 467.0M
-26.18%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$22.4KFJD 49.2K
$32.1KRp 573.6M
-30.22%
🧾 Monthly Utilities & Internet
Lautoka
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$46.45FJD 102
$79.9Rp 1.4M
-41.89%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$12.98FJD 28.46
$4.06Rp 72.6K
219.70%
Internet(50+ Mbps, Unlimited Data)
$23.91FJD 52.4
$23.52Rp 420.0K
1.66%
🎉 Sport & Entertainment
Lautoka
Ubud, Bali
Difference
Gym Membership(Monthly)
-
$98.7Rp 1.8M
-
Tennis Court(1 Hour on Weekend)
-
$6.63Rp 118.4K
-
Cinema Ticket
$3.48FJD 7.62
$4.15Rp 74.1K
-16.14%
🧸 Childcare & Education
Lautoka
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$230FJD 503
$304Rp 5.4M
-24.48%
International Primary School, 1 Child(Yearly)
$14.0KFJD 30.6K
$6,613Rp 118.1M
111.32%
👕👟 Clothing & Footwear
Lautoka
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$17.68FJD 38.78
$55.5Rp 991.8K
-68.17%
Summer Dress(H&M, Zara, etc)
$17.50FJD 38.37
$38.31Rp 684.1K
-54.32%
Sport Shoes(Adidas, Nike)
$66.1FJD 145
$88.6Rp 1.6M
-25.42%
Men's Leather Business Shoes
$60.3FJD 132
$77.9Rp 1.4M
-22.56%
🏠 Accommodation & Living
Lautoka
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$354FJD 777
$1,006Rp 18.0M
-64.79%
1-bedroom Apartment, Outside City Center(Monthly)
$133FJD 292
$675Rp 12.1M
-80.27%
3-bedroom Apartment, City Center(Monthly)
$856FJD 1,877
$3,442Rp 61.5M
-75.13%
3-bedroom Apartment, Outside City Center(Monthly)
$393FJD 863
$2,039Rp 36.4M
-80.71%
Buy Apartment in City Center(m2)
-
$2,841Rp 50.7M
-
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
Lautoka
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$712FJD 1,562
$165Rp 3.0M
331.05%
20-Year Fixed Mortgage Interest Rate(Annual %)
7
13.28
-47.29%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Lautoka: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $354 in Lautoka and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Lautoka pays 331% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $45.00 in Lautoka vs $33.00 in Ubud, Bali. Groceries flip the comparison at $221 vs $302, with Lautoka cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Lautoka vs Ubud, Bali: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Lautoka and Ubud, Bali?
Lautoka and Ubud, Bali differ by about 104% in total monthly costs ($697 vs $1,419 including rent). Lautoka is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city pays better: Lautoka or Ubud, Bali?
Lautoka pays 331% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How do apartment prices compare in Lautoka and Ubud, Bali?
Rent for a central apartment: $354 in Lautoka versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city is more expensive overall: Lautoka or Ubud, Bali?
All in, you'll spend $697 per month in Lautoka versus $1,419 in Ubud, Bali – a 104% gap that adds up to real savings over time for anyone picking the cheaper option.
How do commuting costs compare in Lautoka and Ubud, Bali?
A monthly transit pass in Lautoka runs roughly 369% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.
Which city is more doable on $2,000 per month?
At $697 in Lautoka versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Lautoka but tight or insufficient in Ubud, Bali. The gap between the two cities makes Lautoka the clear choice for anyone on this budget.
How does quality of life compare between Lautoka and Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Lautoka or Ubud, Bali safer for residents?
Safety-wise, Lautoka and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Lautoka or Ubud, Bali?
Expats usually find Lautoka gentler on the wallet – expenses run 104% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.