Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Larvik

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,657 in Larvik, rent and utilities included – about $15,700 less a year. Rent and utilities account for about half of the difference.

Ubud, Bali, Indonesia
Larvik, Norway
Ubud, Bali
🇮🇩 Indonesia
$1,349
/mo nomad
Larvik
🇳🇴 Norway
$2,657
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Larvik

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Larvik actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $2,657 in Larvik.

  • Ubud, Bali $1,349
  • Larvik $2,657

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $4,071 in Larvik.

  • Ubud, Bali $2,305
  • Larvik $4,071

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $5,486 in Larvik.

  • Ubud, Bali $3,261
  • Larvik $5,486

Living in Ubud, Bali costs roughly 49% less than in Larvik, and outside of rent the biggest gap is in eating out.

Currency
🍽 Eating Out
Ubud, Bali
Larvik
Difference
Meal at Budget Restaurant
$3.32 Rp 60.2K
$21.45 NOK 197
-84.52%
Three-Course Dinner for Two, Mid-Range
$35.64 Rp 645.8K
$130 NOK 1,195
-72.61%
Fast Food Meal (McDonalds, etc)
$5.53 Rp 100.3K
$16.41 NOK 151
-66.30%
Cappuccino
$2.72 Rp 49.3K
$6.16 NOK 56.6
-55.84%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.70 Rp 30.8K
$4.31 NOK 39.64
-60.56%
Water (0.33 liter bottle)
$0.76 Rp 13.8K
$3.48 NOK 32.01
-78.16%
Local Beer (0.5 liter draught)
$2.65 Rp 48.1K
$11.89 NOK 109
-77.71%
Imported Beer (0.33 liter bottle)
$4.38 Rp 79.4K
$12.63 NOK 116
-65.32%
🛒 Groceries & Markets
Ubud, Bali
Larvik
Difference
Milk (1 liter)
$1.49 Rp 27.0K
$2.59 NOK 23.80
-42.47%
White Bread (500g)
$2.28 Rp 41.2K
$4.34 NOK 39.91
-47.47%
Rice (white) (1kg)
$1.19 Rp 21.6K
$1.57 NOK 14.39
-24.20%
Eggs
$2.04 Rp 36.9K
$3.79 NOK 34.81
-46.17%
Local Cheese (1kg)
$17.70 Rp 320.8K
$15.49 NOK 142
14.27%
Chicken Fillets (1kg)
$3.96 Rp 71.8K
$15.61 NOK 143
-74.63%
Beef Round Steak (1kg)
$12.19 Rp 220.9K
$31.63 NOK 291
-61.46%
Apples (1kg)
$3.66 Rp 66.2K
$3.16 NOK 29.06
15.82%
Banana (1kg)
$1.52 Rp 27.5K
$2.73 NOK 25.04
-44.32%
Oranges (1kg)
$2.23 Rp 40.4K
$2.75 NOK 25.29
-18.91%
Tomato (1kg)
$1.97 Rp 35.7K
$4.41 NOK 40.54
-55.33%
Potato (1kg)
$1.85 Rp 33.5K
$2.74 NOK 25.18
-32.48%
Onion (1kg)
$2.42 Rp 43.9K
$2.86 NOK 26.26
-15.38%
Lettuce (1 head)
$0.99 Rp 17.9K
$2.61 NOK 23.99
-62.07%
Water (1.5 liter bottle)
$0.51 Rp 9,303
$1.62 NOK 14.93
-68.52%
Cigarettes 20 Pack (Marlboro, Camel)
$2.22 Rp 40.3K
$14.73 NOK 135
-84.93%
Wine (Bottle)
$22.24 Rp 403.0K
$16.74 NOK 154
32.86%
Local Beer (0.5 liter bottle)
$2.26 Rp 41.0K
$3.60 NOK 33.05
-37.22%
Imported Beer (0.33 liter bottle)
$2.97 Rp 53.8K
$4.22 NOK 38.75
-29.62%
🚌 Getting Around
Ubud, Bali
Larvik
Difference
One-way Ticket (Public Transport)
$0.25 Rp 4,548
$4.81 NOK 44.18
-94.80%
Public Transport Monthly Pass (Regular Price)
$7.82 Rp 141.8K
$63.9 NOK 587
-87.76%
Taxi Start (Normal Tariff)
$0.44 Rp 7,964
$9.68 NOK 89.0
-95.45%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,793
$1.56 NOK 14.36
-72.44%
Taxi 1hour Waiting (Normal Tariff)
$5.41 Rp 98.0K
$71.5 NOK 656
-92.43%
Gasoline (1 liter)
$0.82 Rp 14.9K
$2.51 NOK 23.06
-67.33%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.8K Rp 432.0M
$42.2K NOK 387.5K
-43.48%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 575.3M
$45.6K NOK 419.3K
-30.43%
🧾 Monthly Utilities & Internet
Ubud, Bali
Larvik
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$79.1 Rp 1.4M
$303 NOK 2,785
-73.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 116.8K
$21.38 NOK 196
-69.83%
Internet (50+ Mbps, Unlimited Data)
$18.58 Rp 336.7K
$43.43 NOK 399
-57.22%
🎉 Sport & Entertainment
Ubud, Bali
Larvik
Difference
Gym Membership (Monthly)
$49.48 Rp 896.7K
$50.9 NOK 467
-2.71%
Tennis Court (1 Hour on Weekend)
$17.65 Rp 319.8K
$37.93 NOK 348
-53.47%
Cinema Ticket
$4.27 Rp 77.4K
$15.97 NOK 147
-73.26%
🧸 Childcare & Education
Ubud, Bali
Larvik
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$491 Rp 8.9M
$161 NOK 1,476
205.40%
International Primary School, 1 Child (Yearly)
$5,674 Rp 102.8M
$16.2K NOK 148.9K
-64.99%
👕👟 Clothing & Footwear
Ubud, Bali
Larvik
Difference
Jeans (Levis 501 Or Similar)
$44.64 Rp 808.9K
$75.6 NOK 695
-40.96%
Summer Dress (H&M, Zara, etc)
$34.95 Rp 633.4K
$61.2 NOK 562
-42.91%
Sport Shoes (Adidas, Nike)
$79.9 Rp 1.4M
$106 NOK 972
-24.49%
Men's Leather Business Shoes
$79.4 Rp 1.4M
$130 NOK 1,196
-39.01%
🏠 Accommodation & Living
Ubud, Bali
Larvik
Difference
1-bedroom Apartment, City Center (Monthly)
$1,125 Rp 20.4M
$1,247 NOK 11.5K
-9.78%
1-bedroom Apartment, Outside City Center (Monthly)
$671 Rp 12.2M
$1,048 NOK 9,625
-35.90%
3-bedroom Apartment, City Center (Monthly)
$3,565 Rp 64.6M
$2,099 NOK 19.3K
69.79%
3-bedroom Apartment, Outside City Center (Monthly)
$1,723 Rp 31.2M
$1,738 NOK 16.0K
-0.82%
Buy Apartment in City Center (m2)
$2,732 Rp 49.5M
$6,462 NOK 59.4K
-57.73%
Buy Apartment Outside City Center (m2)
$2,284 Rp 41.4M
$4,373 NOK 40.2K
-47.77%
💵 Salaries & Financials
Ubud, Bali
Larvik
Difference
Average Monthly Net Salary (After Tax)
$164 Rp 3.0M
$3,303 NOK 30.3K
-95.04%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
4.75
190.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Larvik: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$672
Larvik
$1K 56% $376
Groceries & Markets
Ubud, Bali
$288
Larvik
$479 66.1% $191
Eating Out
Ubud, Bali
$108
Larvik
$411 281% $303
Clothing & Footwear
Ubud, Bali
$108
Larvik
$168 56.1% $60
Monthly Utilities & Internet
Ubud, Bali
$104
Larvik
$368 254% $264
Sport & Entertainment
Ubud, Bali
$58
Larvik
$83 42.7% $25
Getting Around
Ubud, Bali
$11
Larvik
$101 781% $89

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $1,247 in Larvik. Housing cost is often the main lever when comparing two cities.

Larvik pays about 20 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $130 in Larvik for a mid-range dinner for two. Groceries echo the gap at $288 vs $479 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇳🇴 Larvik
🕒 Local time
16:57 4:57 PM
09:57 9:57 AM
7 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
48,743
💱 Currency
Exchange rates and currency converter

NOK, USD, EUR to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,221 IDR (100,000 IDR = 4.95 EUR).

Norwegian Krone exchange rates as of November 2, 2026: 1 USD = 9.19 NOK (1 NOK = 0.109 USD). 1 EUR = 10.25 NOK (100 NOK = 9.75 EUR).

On the map
Between locations
  • Ubud, Bali Larvik 11,690 km ≈ 15 h nonstop flight
From you
  • Ubud, Bali
  • Larvik

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Larvik: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Larvik?
Ubud, Bali wins on cost – living expenses run 49% lower than in Larvik. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Larvik?
On paper, salaries run 95% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Larvik?
Rent for a central apartment: $1,125 in Ubud, Bali versus $1,247 in Larvik. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Ubud, Bali compared to Larvik?
A monthly transit pass in Ubud, Bali runs roughly 88% less than in Larvik. The price difference matters if you commute daily and watch your budget.
How do childcare costs compare in Ubud, Bali and in Larvik?
Childcare runs $491 in Ubud, Bali versus $161 in Larvik. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $1,000/month in Ubud, Bali or in Larvik?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
How safe is Ubud, Bali compared to Larvik?
Safety-wise, Ubud, Bali and Larvik are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Larvik. Beyond cost, consider language, visa policies, and how big the international community is in each city.

Ubud, Bali vs other spots: cost of living compared

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