Last update: Oct 2026

Cost of Living Comparison Between Larvik and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $2,657 in Larvik, rent and utilities included – about $15,700 less a year. Rent and utilities account for about half of the difference.

128

Cost of Living Index in Larvik
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Larvik Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Larvik

🇳🇴 Norway

$2,657

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Larvik and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Larvik and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,657 in Larvik versus $1,349 in Ubud, Bali.

Larvik $2,657
Ubud, Bali $1,349

Estimated couple costs with rent: $4,071 in Larvik versus $2,305 in Ubud, Bali.

Larvik $4,071
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $5,486 in Larvik versus $3,261 in Ubud, Bali.

Larvik $5,486
Ubud, Bali $3,261

Living in Larvik is roughly 97% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$21.45 NOK 197

$3.32 Rp 60.2K

546.08%

Three-Course Dinner for Two, Mid-Range

$130 NOK 1,195

$35.64 Rp 645.8K

265.10%

Fast Food Meal (McDonalds, etc)

$16.41 NOK 151

$5.53 Rp 100.3K

196.75%

Cappuccino

$6.16 NOK 56.6

$2.72 Rp 49.3K

126.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$4.31 NOK 39.64

$1.70 Rp 30.8K

153.53%

Water (0.33 liter bottle)

$3.48 NOK 32.01

$0.76 Rp 13.8K

357.89%

Local Beer (0.5 liter draught)

$11.89 NOK 109

$2.65 Rp 48.1K

348.68%

Imported Beer (0.33 liter bottle)

$12.63 NOK 116

$4.38 Rp 79.4K

188.36%

Milk (1 liter)

$2.59 NOK 23.80

$1.49 Rp 27.0K

73.83%

White Bread (500g)

$4.34 NOK 39.91

$2.28 Rp 41.2K

90.35%

Rice (white) (1kg)

$1.57 NOK 14.39

$1.19 Rp 21.6K

31.93%

Eggs

$3.79 NOK 34.81

$2.04 Rp 36.9K

85.78%

Local Cheese (1kg)

$15.49 NOK 142

$17.70 Rp 320.8K

-12.49%

Chicken Fillets (1kg)

$15.61 NOK 143

$3.96 Rp 71.8K

294.19%

Beef Round Steak (1kg)

$31.63 NOK 291

$12.19 Rp 220.9K

159.47%

Apples (1kg)

$3.16 NOK 29.06

$3.66 Rp 66.2K

-13.66%

Banana (1kg)

$2.73 NOK 25.04

$1.52 Rp 27.5K

79.61%

Oranges (1kg)

$2.75 NOK 25.29

$2.23 Rp 40.4K

23.32%

Tomato (1kg)

$4.41 NOK 40.54

$1.97 Rp 35.7K

123.86%

Potato (1kg)

$2.74 NOK 25.18

$1.85 Rp 33.5K

48.11%

Onion (1kg)

$2.86 NOK 26.26

$2.42 Rp 43.9K

18.18%

Lettuce (1 head)

$2.61 NOK 23.99

$0.99 Rp 17.9K

163.64%

Water (1.5 liter bottle)

$1.62 NOK 14.93

$0.51 Rp 9,303

217.65%

Cigarettes 20 Pack (Marlboro, Camel)

$14.73 NOK 135

$2.22 Rp 40.3K

563.51%

Wine (Bottle)

$16.74 NOK 154

$22.24 Rp 403.0K

-24.73%

Local Beer (0.5 liter bottle)

$3.60 NOK 33.05

$2.26 Rp 41.0K

59.29%

Imported Beer (0.33 liter bottle)

$4.22 NOK 38.75

$2.97 Rp 53.8K

42.09%

One-way Ticket (Public Transport)

$4.81 NOK 44.18

$0.25 Rp 4,548

1824.00%

Public Transport Monthly Pass (Regular Price)

$63.9 NOK 587

$7.82 Rp 141.8K

717.01%

Taxi Start (Normal Tariff)

$9.68 NOK 89.0

$0.44 Rp 7,964

2100.00%

Taxi (Normal Tariff) (1km)

$1.56 NOK 14.36

$0.43 Rp 7,793

262.79%

Taxi 1hour Waiting (Normal Tariff)

$71.5 NOK 656

$5.41 Rp 98.0K

1220.89%

Gasoline (1 liter)

$2.51 NOK 23.06

$0.82 Rp 14.9K

206.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.2K NOK 387.5K

$23.8K Rp 432.0M

76.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$45.6K NOK 419.3K

$31.7K Rp 575.3M

43.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$303 NOK 2,785

$79.1 Rp 1.4M

283.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$21.38 NOK 196

$6.45 Rp 116.8K

231.47%

Internet (50+ Mbps, Unlimited Data)

$43.43 NOK 399

$18.58 Rp 336.7K

133.75%

Gym Membership (Monthly)

$50.9 NOK 467

$49.48 Rp 896.7K

2.79%

Tennis Court (1 Hour on Weekend)

$37.93 NOK 348

$17.65 Rp 319.8K

114.90%

Cinema Ticket

$15.97 NOK 147

$4.27 Rp 77.4K

274.00%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$161 NOK 1,476

$491 Rp 8.9M

-67.26%

International Primary School, 1 Child (Yearly)

$16.2K NOK 148.9K

$5,674 Rp 102.8M

185.67%

Jeans (Levis 501 Or Similar)

$75.6 NOK 695

$44.64 Rp 808.9K

69.38%

Summer Dress (H&M, Zara, etc)

$61.2 NOK 562

$34.95 Rp 633.4K

75.16%

Sport Shoes (Adidas, Nike)

$106 NOK 972

$79.9 Rp 1.4M

32.44%

Men's Leather Business Shoes

$130 NOK 1,196

$79.4 Rp 1.4M

63.95%

1-bedroom Apartment, City Center (Monthly)

$1,247 NOK 11.5K

$1,125 Rp 20.4M

10.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,048 NOK 9,625

$671 Rp 12.2M

56.02%

3-bedroom Apartment, City Center (Monthly)

$2,099 NOK 19.3K

$3,565 Rp 64.6M

-41.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,738 NOK 16.0K

$1,723 Rp 31.2M

0.83%

Buy Apartment in City Center (m2)

$6,462 NOK 59.4K

$2,732 Rp 49.5M

136.57%

Buy Apartment Outside City Center (m2)

$4,373 NOK 40.2K

$2,284 Rp 41.4M

91.46%

Average Monthly Net Salary (After Tax)

$3,303 NOK 30.3K

$164 Rp 3.0M

1916.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.75

13.78

-65.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Larvik: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Larvik

$1K 39.4%

Ubud, Bali

$672 49.8% 35.9% $376

Groceries & Markets

Larvik

$479 18%

Ubud, Bali

$288 21.4% 39.8% $191

Eating Out

Larvik

$411 15.5%

Ubud, Bali

$108 8% 73.8% $303

Monthly Utilities & Internet

Larvik

$368 13.9%

Ubud, Bali

$104 7.7% 71.7% $264

Clothing & Footwear

Larvik

$168 6.3%

Ubud, Bali

$108 8% 35.9% $60

Getting Around

Larvik

$101 3.8%

Ubud, Bali

$11 0.9% 88.7% $89

Sport & Entertainment

Larvik

$83 3.1%

Ubud, Bali

$58 4.3% 29.9% $25

Cost Breakdown

A one-bedroom apartment in the center runs $1,247 in Larvik and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Larvik pays about 20 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $130 in Larvik vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $479 vs $288 per month, with Ubud, Bali cheaper across the board.

Good to know

🇳🇴 Larvik

🇮🇩 Ubud, Bali

🕒 Local time

07:22 7:22 AM

14:22 2:22 PM

7 h ahead of Larvik

🌤 Weather

👥 Population

48,743

74,800

💱 Currency

Norwegian Krone NOK kr

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 NOK = 10.88 USD

100 NOK = 9.75 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of November 2, 2026: 1 USD = 9.19 NOK (1 NOK = 0.109 USD). 1 EUR = 10.26 NOK (100 NOK = 9.75 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to NOK in detail →

On the map

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Highest

Between locations

Larvik Ubud, Bali 11,690 km ≈ 15 h nonstop flight

From you

Larvik
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Larvik vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 49% lower than in Larvik. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

Average pay in Larvik is about 20 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,247 in Larvik versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Ubud, Bali runs roughly 88% less than in Larvik. The price difference matters if you commute daily and watch your budget.

Childcare runs $161 in Larvik versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Safety-wise, Larvik and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Larvik. Beyond cost, consider language, visa policies, and how big the international community is in each city.